UnitedHealth director awarded 206 stock units

Gil Kristen reported acquisition or exercise transactions in this Form 4 filing.

Rhea-AI Filing Summary

Gil Kristen reported acquisition or exercise transactions in this Form 4 filing.

UnitedHealth Group director Kristen Gil received an award of 206 shares of common stock in the form of deferred stock units. The units are granted as regular quarterly compensation for board service, are immediately vested, and must be held until Gil’s service on the Board ends. After this grant, Gil directly holds 2,617 shares, with an additional 3,800 shares held indirectly through a trust.

Insider Trade Summary

Grant/Award: 206 shares

Grant/Award 2 txns

Insider Gil Kristen

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	206	$0.00	$0.00
holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 2,617 shares (Direct); Common Stock — 3,800 shares (Indirect, By Trust)

Footnotes (1)

1. F1. Represents deferred stock units that are granted as regular quarterly compensation for service as a director of UnitedHealth Group. Deferred stock units are immediately vested, but must be retained by the director until the director's completion of service on the Board.

Key Figures

Deferred stock units granted: 206 shares Grant price per share: $0.00 per share Direct holdings after grant: 2,617 shares +3 more

6 metrics

Deferred stock units granted 206 shares Quarterly compensation grant to director Kristen Gil

Grant price per share $0.00 per share Non-cash director compensation award

Direct holdings after grant 2,617 shares UnitedHealth Group common stock held directly by Kristen Gil

Indirect holdings by trust 3,800 shares UnitedHealth Group common stock held indirectly through a trust

Acquire transactions count 1 transaction Form 4 transaction summary for this filing

Holding entries 1 entry Reported indirect trust holdings in this filing

Key Terms

deferred stock units, immediately vested, completion of service on the Board, indirect ownership

4 terms

deferred stock units financial

"Represents deferred stock units that are granted as regular quarterly compensation"

Deferred stock units are promises from a company to give an employee shares of stock at a future date, often after certain conditions are met or after leaving the company. They function like a form of delayed compensation, allowing employees to earn shares over time. For investors, they represent potential future ownership in the company, but do not provide immediate voting rights or dividends until the shares are actually received.

immediately vested financial

"Deferred stock units are immediately vested, but must be retained by the director"

completion of service on the Board financial

"must be retained by the director until the director's completion of service on the Board"

indirect ownership financial

"total_shares_following_transaction 3800.0000, direct_or_indirect I, nature_of_ownership By Trust"

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transaction did UnitedHealth Group (UNH) director Kristen Gil report?

Kristen Gil reported receiving 206 UnitedHealth Group common shares as deferred stock units. These were granted as regular quarterly compensation for serving on the Board and were recorded at a price of $0.00 per share as a non-cash award.

How many UnitedHealth Group (UNH) shares does Kristen Gil hold after this filing?

After the reported grant, Kristen Gil directly holds 2,617 UnitedHealth Group common shares. In addition, 3,800 shares are reported as indirectly held through a trust, giving investors a clearer view of her total reported equity exposure.

What are the terms of the deferred stock units granted to the UNH director?

The deferred stock units granted to the UnitedHealth Group director are immediately vested but must be retained until completion of service on the Board. They represent regular quarterly compensation, aligning director pay with the company’s share performance over the director’s tenure.

Was the UnitedHealth Group (UNH) director’s award an open-market purchase or a compensation grant?

The 206-share award to the UnitedHealth Group director was a compensation grant, not an open-market purchase. It is reported under transaction code A, described as a grant, award, or other acquisition, with a price per share of $0.00.

How are Kristen Gil’s indirect UnitedHealth Group (UNH) holdings structured?

The filing shows 3,800 UnitedHealth Group common shares held indirectly by a trust. These indirect holdings are reported separately from her 2,617 directly held shares, indicating a portion of her ownership is structured through a trust arrangement.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 07/06/2026 - 04:44 PM EDT Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Gil Kristen

(Last) (First) (Middle)

C/O UNITEDHEALTH GROUP INCORPORATED

1 HEALTH DRIVE

(Street)

EDEN PRAIRIE MINNESOTA 55344

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
UNITEDHEALTH GROUP INC [ UNH ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
07/01/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	07/01/2026		A		206(1)	A	$0	2,617	D
Common Stock								3,800	I	By Trust

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Represents deferred stock units that are granted as regular quarterly compensation for service as a director of UnitedHealth Group. Deferred stock units are immediately vested, but must be retained by the director until the director's completion of service on the Board.

Remarks:

	Faraz A. Choudhry, Attorney-in-Fact for Kristen L. Gil	07/06/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)