Every 8-K that Unum Group (UNM) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 8-K covers material events a company has to report between its quarterly reports, so if you follow UNM and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full UNM filings page.
Unum Group (UNM) announced that its board of directors has authorized a new share repurchase program allowing the company to buy back up to $1 billion of its common stock from time to time beginning on September 1, 2026.
The existing repurchase program will remain in effect through August 31, 2026, after which all repurchases will occur under the new authorization. Repurchases may be executed in open market or privately negotiated transactions, including accelerated share repurchase programs and trades made pursuant to Rule 10b5-1 plans, and the board may suspend, modify, or terminate the program at any time.
Unum describes itself as a leading provider of workplace benefits and services. In 2025, it reported $13.1 billion in revenue and paid $8.3 billion in benefits, highlighting the scale of operations relative to the new repurchase capacity.
Unum Group reported second-quarter 2026 net income of $256.9 million ($1.61 per diluted share), compared with $335.6 million ($1.92) a year earlier. Excluding investment losses, Closed Block results, strategic actions and related tax effects, after-tax adjusted operating income was $346.0 million ($2.16 per share) versus $360.2 million ($2.06).
Total revenue was $3.37 billion, including premium income of $2.82 billion. Unum US segment adjusted operating income increased to $329.6 million, and Colonial Life rose to $131.4 million, while Unum International declined to $24.3 million and the Closed Block loss widened to $75.4 million. Core operating segments generated a 21.4 percent adjusted operating return on equity, and traditional U.S. life insurers produced $330.9 million of statutory operating earnings.
Capital return remained sizable, with approximately $200 million of Q2 share repurchases and $73.5 million of dividends, bringing year‑to‑date capital return to about $750 million. Book value per share was $68.28, or $80.10 excluding AOCI, both up from a year earlier. The company reiterated plans to close a long‑term care reinsurance transaction in the second half of 2026 and provided a full‑year 2026 outlook for after-tax adjusted operating income of $8.60 to $8.90 per share.
Unum Group is transferring a large portion of its legacy long-term care exposure through a new reinsurance deal with Fortitude Re. Unum Life Insurance Company of America will cede, on a coinsurance basis, individual long-term care policies representing $3.8 billion of statutory reserves previously in its Fairwind captive.
The block covers about 50,000 policies with $3.8 billion of statutory reserves and $4.5 billion of best estimate reserves, equal to 26% of total LTC statutory reserves and 52% of individual LTC reserves as of March 31, 2026. After this and a prior 2025 transaction, Unum expects roughly 40% cumulative reduction in LTC statutory reserves and remaining LTC reserves of about $11.0 billion, now weighted toward group LTC. Management expects capital and tax benefits, while maintaining year-end 2026 holding company liquidity of $1.5–$2.0 billion, leverage near 25%, and RBC of 400–425%, with only limited impact on operating earnings.
Unum Group announced that Andrew D. Walker has been promoted to Executive Vice President, Chief Customer Operations Officer. He continues to lead Customer Operations, overseeing teams, capabilities and transformation efforts that support how the company serves customers, partners and employer clients.
Walker joined Unum Group in 2025 as Senior Vice President, Chief Customer Operations Officer and has focused on strengthening operational performance, simplifying processes and advancing initiatives for better customer outcomes. His background includes senior operations roles at Western Union, USAA and Nationwide, and he holds a Bachelor of Science in accounting.
Unum Group describes itself as a leading international provider of workplace benefits and services. In 2025, it reported $13.1 billion in revenues and paid $8.3 billion in benefits, highlighting the scale of the business that Walker’s customer-focused operations support.
Unum Group reported the results of its Annual Meeting of Shareholders held on May 21, 2026. Shareholders elected eleven directors to one-year terms expiring in 2027, with each nominee receiving over 122 million votes in favor and relatively few votes against or abstentions.
Shareholders also approved, on an advisory basis, the compensation of the company’s named executive officers, with about 119.7 million votes for, 4.9 million against and 0.2 million abstaining. In addition, they ratified Ernst & Young LLP as Unum’s independent registered public accounting firm for 2026 with approximately 137.2 million votes for and minimal opposition.
Unum Group has approved a higher cash return to shareholders by raising its common stock dividend. The board authorized an increase of approximately 10 percent in the quarterly dividend, setting a new rate of 50.5 cents per share, or $2.02 on an annual basis. This higher dividend is expected to apply starting with the payment scheduled for the third quarter of 2026. Unum notes in its company overview that it generated $13.1 billion in revenue and paid $8.3 billion in benefits in 2025, highlighting the scale of its workplace benefits business.
Unum Group reported solid first-quarter 2026 results, with net income of $232.0 million, or $1.41 per diluted share, compared to $189.1 million, or $1.06 per share, a year earlier. Excluding investment losses and the Closed Block segment, after-tax adjusted operating income was $352.5 million, or $2.14 per diluted share, versus $348.8 million, or $1.95, in 2025.
Core operations were strong, with 14.4 percent sales growth, 3.9 percent premium growth on a constant currency basis, and a 21.7 percent adjusted operating return on equity. Unum returned substantial capital through approximately $400 million of share repurchases and $78.4 million of dividends, while maintaining holding company liquidity of $1.7 billion and a traditional U.S. life risk-based capital ratio of about 460 percent.
Book value per common share was $67.76, up 6.2 percent over the prior-year quarter, and book value per share excluding AOCI was $78.93, up 3.6 percent. Management reaffirmed confidence in the business with a full-year 2026 outlook for after-tax adjusted operating income per share of $8.60 to $8.90, representing approximately 8 percent to 12 percent growth versus the redefined 2025 result of $7.93 per share.
Unum Group reported that its board approved a series of amendments to the company’s Amended and Restated Bylaws effective March 4, 2026. The changes update terminology, clarify how shareholder votes are counted, and address procedures for shareholder proposals and director nominations.
The bylaws now treat shareholders participating remotely as present “in person” for voting, define how the vote denominator is calculated, and give the board authority to determine if proposals or nominations were properly brought before a meeting. Additional revisions refine information requirements for director nominees, update indemnification provisions, and remove obsolete or outdated language, including references to old technologies and certain share certificate formalities.
Unum Group reported softer GAAP results but solid underlying performance for the fourth quarter of 2025 and outlined growth plans for 2026. Fourth-quarter net income was $174.1 million, or $1.04 per diluted share, down from $348.7 million a year earlier, largely due to items such as a $82.0 million after-tax settlement loss on a U.S. pension annuity purchase and a $15.8 million accelerated charitable contribution. Excluding investment losses, reinsurance-related items, and other specified adjustments, after-tax adjusted operating income was $322.3 million, or $1.92 per diluted share.
For full-year 2025, Unum generated $13.1 billion in revenue and $1.406 billion of after-tax adjusted operating income ($8.13 per diluted share). Core operations delivered an adjusted operating return on equity of 20.5%, supported by premium growth and disciplined underwriting across Unum US, Unum International, and Colonial Life.
Capital strength remained a key theme. Book value per common share was $67.11 at December 31, 2025, or $78.02 excluding accumulated other comprehensive loss. The weighted average risk-based capital ratio for Unum’s traditional U.S. insurance companies was about 440%, and holding company liquidity totaled $2.3 billion. During 2025, Unum returned roughly $1.3 billion to shareholders, including $1.0 billion of share repurchases and $307.2 million in common dividends, while reducing diluted weighted average shares to 172.9 million for the year.
Segment results were mixed. Unum US adjusted operating income declined to $289.7 million for the quarter, with group disability facing higher benefit ratios and lower sales in long-term disability, partially offset by growth in group life premiums and improved group life benefit ratios. Supplemental and voluntary benefits saw premium growth but lower adjusted operating income due to higher benefit ratios in voluntary, individual disability, and dental and vision products. Unum International’s adjusted operating income fell to $33.2 million, even as premium income rose 17.1%, reflecting higher benefit ratios in Unum UK. Colonial Life posted a 7.2% decrease in adjusted operating income to $113.9 million despite 3.2% premium growth and 10.0% higher sales.
The Closed Block segment, which houses legacy long-term care and other runoff blocks, reported quarterly adjusted operating income of $21.1 million but a large full-year GAAP loss driven by reinsurance effects and reserve updates, including the Fortitude Re long-term care reinsurance transaction. Management highlighted that reinsurance and the decision to stop accepting new enrollments on existing group long-term care policies have reduced the Closed Block’s relevance to future results.
Unum emphasized several non-GAAP metrics it believes better reflect ongoing performance, including after-tax adjusted operating income, book value per share excluding AOCI, premium income in constant currency, and adjusted operating return on equity. Core operations premium income in constant currency grew 3.7% in 2025, and the company achieved a 20.5% adjusted operating ROE on average allocated equity for its core segments.
Looking ahead, beginning in 2026 Unum plans to redefine after-tax adjusted operating income to exclude the Closed Block segment as well as certain reinsurance amortization items. On this redefined basis, 2025 after-tax adjusted operating income would have been $1.3716 billion, or $7.93 per diluted share. For full-year 2026, Unum is targeting after-tax adjusted operating income per share of $8.60 to $8.90, representing approximately 8% to 12% growth over the redefined 2025 result, supported by an outlook for core operations premium growth of 4% to 7%. Management expects positive business trends to continue, citing solid sales pipelines, ongoing investments in digital capabilities, and strong capital levels.
Unum Group announced that its Board of Directors has authorized a new share repurchase program allowing the company to buy back up to $1 billion of its outstanding common stock. The program will begin on January 1, 2026.
The company’s existing share repurchase program will remain in place through December 31, 2025, after which it will terminate and all additional buybacks will occur under the newly authorized program. The announcement was made through a news release that is included as an exhibit to this report.
Unum Group announced it has completed an offering of $300,000,000 aggregate principal amount of 5.250% Senior Notes due 2035. The notes were issued under an existing indenture and sold pursuant to an underwriting agreement dated November 6, 2025.
The securities were offered under Unum’s effective Form S-3 shelf registration (File No. 333-271511), with a prospectus supplement dated November 6, 2025 and the accompanying base prospectus dated April 28, 2023. Related documents, including the underwriting agreement, the form of notes, and legal opinion, were filed as exhibits.
Unum Group furnished an 8-K announcing its third-quarter 2025 results. On November 3, 2025, the company issued a news release (Exhibit 99.1) and posted a Statistical Supplement (Exhibit 99.2) on its website. Under Item 2.02, these materials are furnished, not filed, pursuant to General Instruction B.2 and are incorporated by reference only if specifically identified in future filings.