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Unity Bancorp 10-Q Filings

UNTY NASDAQ

Every 10-Q that Unity Bancorp (UNTY) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.

A 10-Q covers the quarterly report filed between annual reports, so if you follow UNTY and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full UNTY filings page.

Rhea-AI Summary

Unity Bancorp, Inc. reported Q2 2026 results with total assets of 3,194,313 (in thousands) at June 30, 2026, up from 2,966,652 at December 31, 2025. Loans grew to 2,682,494 and deposits to 2,462,549, while shareholders’ equity increased to 371,813.

For the quarter, net interest income rose to 31,827 from 28,557 a year earlier as total interest income reached 46,635. Net income was 14,472 versus 16,491 in Q2 2025, and six‑month net income was 28,760 versus 28,089, reflecting higher interest expense and lower securities results.

The allowance for credit losses increased to 34,551, and noninterest expenses rose to 13,929 for the quarter. Management describes competitive pressures for deposits and notes that significant deposit outflows could require greater use of Federal Home Loan Bank advances and other wholesale funding, potentially raising funding costs and limiting loan growth or other investments.

Rhea-AI Summary

Unity Bancorp, Inc. reported stronger quarterly results for the three months ended March 31, 2026. Net income rose to $14.3 million from $11.6 million a year earlier, with diluted earnings per share increasing to $1.40 from $1.13. Higher loan balances drove total interest income to $45.2 million versus $40.8 million, while net interest income reached $30.7 million compared with $27.3 million. The provision for credit losses on loans decreased to $1.0 million from $1.4 million, reflecting stable credit performance.

Noninterest income improved to $2.9 million, helped by higher gains on sales of SBA and mortgage loans, though this was partly offset by net security losses. Noninterest expense increased to $14.1 million from $12.6 million, mainly from higher compensation, processing and loan-related costs. Total assets grew to $3.03 billion, net loans to $2.57 billion, deposits to $2.38 billion, and shareholders’ equity to $358.1 million.

Rhea-AI Summary

Unity Bancorp (UNTY) reported higher Q3 2025 earnings. Net income rose to $14.4 million, with diluted EPS of $1.41, up from $1.07 a year ago. Net interest income increased to $29.9 million as loan interest rose across commercial and residential portfolios, while total interest expense held roughly flat.

The company recorded a $1.4 million loan loss provision and a $0.8 million release on securities for the quarter, contributing to net interest income after credit provisions of $29.3 million. Noninterest income was $3.0 million, aided by securities gains and mortgage/SBA sales, while operating expenses rose to $13.4 million on higher compensation and processing costs.

On the balance sheet, total assets reached $2.88 billion. Loans grew to $2.47 billion and deposits to $2.27 billion. Shareholders’ equity increased to $334.0 million, and accumulated other comprehensive loss improved. Shares outstanding were 10.041 million at quarter end; 10,039,444 were outstanding as of October 31, 2025.