Unity Bancorp declares $0.16 cash dividend

Unity Bancorp, Inc. announced that its Board of Directors has declared a cash dividend of $0.16 per common share.

Rhea-AI Filing Summary

Unity Bancorp, Inc. announced that its Board of Directors has declared a cash dividend of $0.16 per common share. The dividend will be paid on June 18, 2026 to shareholders who are on record as of June 4, 2026.

The company describes itself as a financial services organization headquartered in Clinton, New Jersey, with approximately $3.0 billion in assets and $2.4 billion in deposits, serving retail, corporate and small business customers through its regional branch network.

8-K Event Classification

2 items: 8.01, 9.01

2 items

Item 8.01 Other Events Other

Voluntary disclosure of events the company deems important to shareholders but not covered by other items.

Item 9.01 Financial Statements and Exhibits Exhibits

Financial statements, pro forma financial information, or exhibit attachments filed with this report.

Key Figures

Cash dividend per share: $0.16 per common share Dividend payment date: June 18, 2026 Dividend record date: June 4, 2026 +2 more

5 metrics

Cash dividend per share $0.16 per common share Declared by Board of Directors

Dividend payment date June 18, 2026 Cash dividend payable date

Dividend record date June 4, 2026 Shareholders of record eligibility date

Total assets $3.0 billion Company assets as described in release

Total deposits $2.4 billion Company deposits as described in release

Key Terms

cash dividend, shareholders of record, forward-looking statements, nonperforming assets, +1 more

5 terms

cash dividend financial

"declared a cash dividend of $0.16 per common share"

A cash dividend is a payment made by a company to its shareholders directly in money, usually on a regular schedule. It is a way for investors to receive a portion of the company's profits, similar to earning interest or a bonus for holding the company's stock. Cash dividends provide income to shareholders and can indicate the company's financial health and stability.

shareholders of record financial

"payable on June 18, 2026, to shareholders of record as of June 4, 2026"

Shareholders of record are the people officially listed as owners of a company's stock on a specific date. This matters because only these shareholders are entitled to receive dividends or vote at company meetings. It's like being on the official guest list for a party—you get to enjoy the perks and have a say.

forward-looking statements regulatory

"This news release contains certain forward-looking statements, either expressed or implied"

Forward-looking statements are predictions or plans that companies share about what they expect to happen in the future, like estimating sales or profits. They matter because they help investors understand a company's outlook, but since they are based on guesses and assumptions, they can sometimes be wrong.

nonperforming assets financial

"our ability to manage and reduce the level of our nonperforming assets"

Nonperforming assets are loans or investments that are not generating expected payments or returns because the borrower has fallen behind on payments or the investment has lost value. They matter to investors because a high level of nonperforming assets can indicate financial trouble for a bank or institution, potentially affecting its stability and profitability.

Annual Report on Form 10-K regulatory

"those items included in our Annual Report on Form 10-K under the heading"

An annual report on Form 10‑K is a required, comprehensive filing that publicly traded companies give to regulators and investors summarizing their business, results of operations, detailed financial statements reviewed by independent auditors, material risks, legal issues and management’s discussion of performance. Investors use it like a company’s year‑end report card and medical checkup: it reveals how the business made money, where it is vulnerable, and the facts needed to compare value, judge risk and make informed investment decisions.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What dividend did Unity Bancorp (UNTY) declare in this 8-K?

Unity Bancorp declared a cash dividend of $0.16 per common share. The filing notes this is a Board-approved cash dividend on common stock, providing direct cash returns to shareholders who hold shares on the specified record date.

When will Unity Bancorp (UNTY) pay the declared dividend?

The dividend will be paid on June 18, 2026. Shareholders who are eligible as of the record date will receive this cash payment on that date, according to the company’s announcement in the current report.

What is the record date for Unity Bancorp’s $0.16 dividend?

The record date for the $0.16 per share cash dividend is June 4, 2026. Investors must be shareholders of record as of that date to receive the dividend payment on June 18, 2026, as described in the disclosure.

How large is Unity Bancorp (UNTY) based on this filing?

Unity Bancorp reports approximately $3.0 billion in assets and $2.4 billion in deposits. These figures highlight the company’s scale as a regional financial services organization operating through its Unity Bank branch network in New Jersey and Pennsylvania.

What business does Unity Bancorp (UNTY) operate according to the filing?

Unity Bancorp is a financial services organization and parent of Unity Bank. It serves retail, corporate and small business customers through a branch network across several New Jersey counties and Northampton County, Pennsylvania, offering traditional banking products and services.

Does the Unity Bancorp (UNTY) release include forward-looking statements?

Yes. The release includes forward-looking statements identified by terms like “believe” and “expect.” It notes these depend on risks and uncertainties, including economic conditions, loan repayment, nonperforming assets, regulatory exam results and other factors referenced in its Form 10-K risk factors.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 05/21/2026 - 04:02 PM Learn about SEC filing dates

0000920427false00009204272026-05-212026-05-21

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SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

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FORM 8-K

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CURRENT REPORT PURSUANT

TO SECTION 13 OR 15(d) OF THE

SECURITIES EXCHANGE ACT OF 1934

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May 21, 2026

Date of Report (Date of earliest event reported)

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UNITY BANCORP, INC.

(Exact Name of Registrant as Specified in its Charter)

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New Jersey

(State or Other Jurisdiction of Incorporation)

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1-12431	22-3282551
(Commission File Number)	(IRS Employer Identification No.)

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64 Old Highway 22

Clinton, NJ 08809

(Address of Principal Executive Office)

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(908) 730-7630

(Registrant’s Telephone Number, Including Area Code)

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Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

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☐	Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
☐	Soliciting material pursuant to Rule 14a12 under the Exchange Act (17 CFR 240.14a-12)
☐	Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
☐	Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

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Securities registered pursuant to Section 12(b) of the Act:

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Title of each class	Trading Symbol(s)	Name of each exchange on which registered
Common stock	UNTY	NASDAQ

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Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

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Emerging growth company ☐

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If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

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Item 8.01            Other Events

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The Registrant issued a press release on May 21, 2026, announcing the declaration of a cash dividend of $0.16 per common share payable on June 18, 2026, to shareholders of record as of June 4, 2026. The full text of the press release is filed as Exhibit 99.1 with this current report on Form 8-K and is hereby incorporated by reference in response to this item.

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Item 9.01             Financial Statements and Exhibits

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(d) Exhibits

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Exhibit 99.1	Press release issued by the Registrant on May 21, 2026
Exhibit 104	104 Cover Page Interactive Data File (embedded within the Inline XBRL document)

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SIGNATURES

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Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this Report to be signed on its behalf by the undersigned hereunto duly authorized.

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​	UNITY BANCORP, INC.
​	(Registrant)
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Date: May 21, 2026	​
​	By:	/s/ James Davies
​	​	James Davies
​	​	FSVP and Chief Financial Officer

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Exhibit 99.1

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Unity Bancorp, Inc.

64 Old Highway 22

Clinton, NJ 08809

800 618-BANK

www.unitybank.com

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News

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For Immediate Release:

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May 21, 2026

News Media & Financial Analyst Contact:

James Davies

FSVP and Chief Financial Officer

(908) 713-4330

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Unity Bancorp Announces Second Quarter Dividend

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Clinton, NJ – Unity Bancorp, Inc. (NASDAQ: UNTY), parent company of Unity Bank, announced that its Board of Directors has declared a cash dividend of $0.16 per common share. Such dividend is payable on June 18, 2026, to shareholders of record as of June 4, 2026.

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Unity Bancorp, Inc. is a financial services organization headquartered in Clinton, New Jersey, with approximately $3.0 billion in assets and $2.4 billion in deposits. Unity Bank, the Company’s wholly owned subsidiary, provides financial services to retail, corporate and small business customers through its robust branch network located in Bergen, Hunterdon, Middlesex, Morris, Ocean, Somerset, Union and Warren Counties in New Jersey and Northampton County in Pennsylvania. For additional information about Unity, visit our website at www.unitybank.com , or call 800-618-BANK.

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This news release contains certain forward-looking statements, either expressed or implied, which are provided to assist the reader in understanding anticipated future financial performance. These statements may be identified by use of the words “believe”, “expect”, “intend”, “anticipate”, “estimate”, “project” or similar expressions. These statements involve certain risks, uncertainties, estimates and assumptions made by management, which are subject to factors beyond the Company’s control that could impede its ability to achieve these goals. These factors include those items included in our Annual Report on Form 10-K under the heading “Item IA-Risk Factors” as amended or supplemented by our subsequent filings with the SEC, as well as general economic conditions, trends in interest rates, the ability of our borrowers to repay their loans, our ability to manage and reduce the level of our nonperforming assets, results of regulatory exams, and the impact of any health crisis or national disasters on the Bank, its employees and customers, among other factors.

Filing Exhibits & Attachments

4 documents

Press Releases

• EX-99.1 EX-99.1 6.9 KB

Other Documents

• EX-101 EX-101.SCH 2.6 KB
• EX-101 EX-101.LAB 14.9 KB
• EX-101 EX-101.PRE 9.4 KB