Unity Bancorp (UNTY) officer Geraci granted 3,250 restricted shares and updates holdings

Rhea-AI Filing Summary

Unity Bancorp officer Vincent Geraci reported equity compensation activity and updated holdings. On January 27, 2026, 316 restricted shares were withheld at $52.33 per share to cover taxes on 750 restricted shares that vested. The same day, he received a grant of 3,250 restricted shares under the 2023 Equity Compensation Plan, which vest over four years starting in 2027. Following these transactions, he beneficially owns 8,250 restricted shares and 434 common shares, for total beneficial ownership of 8,684 shares, all held directly in accounts at Computershare and Shareworks.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
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hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Geraci Vincent

(Last) (First) (Middle)

C/O UNITY BANK

64 OLD HIGHWAY 22

(Street)

CLINTON NJ 08809

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
UNITY BANCORP INC /NJ/ [ UNTY ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Director Mortgage Lending/FSVP

3. Date of Earliest Transaction (Month/Day/Year)
01/27/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Restricted Stock	01/27/2026		F		316(1)	D	$52.33	5,000	D
Restricted Stock	01/27/2026		A		3,250(2)	A	$0.00	8,250(3)	D
Common Stock								434(4)	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. 316 shares were withheld at $52.33 per share to cover tax liability on 750 restricted shares vesting.

2. 3,250 restricted shares were granted on 1/27/2026 from the 2023 Equity Compensation Plan and vest over four years; vesting commences with 813 shares on 1/27/2027, 812 shares on 1/27/2028, 813 shares on 1/27/2029, and 812 shares on 1/27/2030.

3. 8,250 restricted shares are held in an account at Computershare which have upcoming vesting dates.

4. 434 shares are held in an account at Shareworks.

Remarks:

Total Beneficial Ownership: 8,684

	Vincent Geraci, POA Amanda Roche, FVP/Controller	01/28/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did Unity Bancorp (UNTY) report for Vincent Geraci?

Unity Bancorp reported that officer Vincent Geraci had 316 restricted shares withheld to cover tax on 750 vesting shares and received a new grant of 3,250 restricted shares on January 27, 2026, under the company’s 2023 Equity Compensation Plan.

How many Unity Bancorp (UNTY) shares does Vincent Geraci now beneficially own?

After the reported transactions, Vincent Geraci beneficially owns a total of 8,684 shares of Unity Bancorp, consisting of 8,250 restricted shares held at Computershare and 434 common shares held in an account at Shareworks.

What are the vesting terms of Vincent Geraci’s 3,250 Unity Bancorp restricted shares?

The 3,250 restricted shares granted to Vincent Geraci on January 27, 2026 vest over four years: 813 shares on January 27, 2027, 812 shares on January 27, 2028, 813 shares on January 27, 2029, and 812 shares on January 27, 2030.

Why were 316 Unity Bancorp restricted shares withheld from Vincent Geraci?

On January 27, 2026, 316 restricted shares of Unity Bancorp were withheld at $52.33 per share to cover tax liabilities arising from the vesting of 750 restricted shares previously granted to officer Vincent Geraci as part of his equity compensation.

How are Vincent Geraci’s Unity Bancorp (UNTY) restricted and common shares held?

Unity Bancorp discloses that 8,250 restricted shares beneficially owned by Vincent Geraci are held in an account at Computershare, while his 434 common shares are held in an account at Shareworks, both as direct ownership.

What equity compensation plan granted Unity Bancorp shares to Vincent Geraci?

The 3,250 restricted shares reported for officer Vincent Geraci were granted on January 27, 2026 under Unity Bancorp’s 2023 Equity Compensation Plan, providing stock-based compensation that vests in four annual installments beginning in 2027.