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URSB Bancorp, Inc. director John F. Kwasnik reported an open-market purchase of common stock. On June 8, 2026, he bought 500 shares of URSB common stock at $11.37 per share, classified as a direct ownership transaction.
After this purchase, Kwasnik directly holds 14,680 common shares. He also indirectly holds 5,820 common shares through a Deferred Compensation Plan, giving him both direct and indirect exposure to URSB Bancorp’s stock.
URSB Bancorp, Inc. reports first-quarter 2026 results following its March 26 mutual-to-stock conversion and initial public offering. Total assets were $380.6 million and net loans reached $304.7 million, with deposits of $285.8 million and borrowings of $51.6 million.
Net income was $155,000 for the quarter, compared with $133,000 a year earlier, and basic and diluted earnings per share were $0.07 on 2,147,625 weighted average shares. Net interest income rose to $2.5 million, while the net interest margin was 2.63% and credit quality remained strong with non-accrual loans of $90,000.
Following the stock conversion and offering, total equity nearly doubled to $39.8 million and the Bank remained well capitalized, with a total risk-based capital ratio of 14.43% and a common equity Tier 1 ratio of 13.47% as of March 31, 2026.
URSB Bancorp, Inc. files a special Form 10-K to provide certified 2025 financial statements for United Roosevelt MHC ahead of its mutual-to-stock conversion. Total assets rose to $367.97 million from $315.86 million, driven mainly by loan growth.
Net loans increased to $300.44 million, while deposits reached $290.95 million and FHLB and other borrowings were $53.57 million. Net interest income was $8.43 million and net income was $503,000, slightly below $576,000 in 2024 as credit loss provisions increased. Comprehensive income improved to $1.65 million, helped by better securities valuations and pension gains.
The allowance for credit losses on loans expanded to $2.28 million as the bank adopted a new CECL method and grew consumer lending, though non-accrual loans remained low at $121,000. Regulatory capital ratios stayed solid, with total risk-based capital of 11.58%, keeping the bank well capitalized.
URSB Bancorp, Inc. director Patrick J. DeBlasio filed an initial ownership report on Form 3, showing existing holdings of the company’s common stock. The filing reports 5,000 shares held directly and 5,000 shares held indirectly through a Deferred Compensation Plan, with no new purchases or sales disclosed.
URSB Bancorp, Inc. director Timothy D. Touhey filed an initial ownership report showing an indirect holding of 3,000 shares of Common Stock. These shares are held through a Deferred Compensation Plan rather than directly in his own name.