Every 10-Q that Virginia Natl Bankshares Corp (VABK) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 10-Q covers the quarterly report filed between annual reports, so if you follow VABK and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full VABK filings page.
Virginia National Bankshares Corporation filed its quarterly report for the period ended June 30, 2026. Total assets were $1.64 billion, with loans of $1.23 billion and deposits of $1.41 billion. Shareholders’ equity was $194.7 million and 5,424,431 common shares were outstanding.
For the quarter, net income was $9.0 million compared with $4.2 million a year earlier, and diluted EPS was $1.65 versus $0.78. For the first six months, net income was $14.3 million versus $8.7 million, with diluted EPS of $2.62 versus $1.61. Results included a $4.66 million gain on sale of a limited partnership investment.
Net interest income for the first six months was $26.7 million, up from $25.1 million, as interest expense declined. Asset quality remained strong, with nonaccrual loans of $2.1 million and an allowance for credit losses of $8.1 million. The available-for-sale securities portfolio had a fair value of $234.8 million and unrealized losses of $39.4 million, which management attributed primarily to interest rate movements.
Virginia National Bankshares Corporation reported stronger results for the quarter ended March 31, 2026, with net income of $5.3 million, up from $4.5 million a year earlier. Diluted earnings per share rose to $0.97 from $0.83, lifting ROAA to 1.30% and ROAE to 11.34%.
Total assets were stable at about $1.65 billion, and loans held essentially flat at $1.24 billion, or roughly three-quarters of assets. Net interest income improved to $12.9 million, helped by a $0.3 million recovery of credit losses as credit metrics remained strong, with nonaccrual loans only 0.17% of total loans and an ACL of $8.0 million, or 0.64% of loans.
Noninterest expense declined to $8.2 million, offsetting softer noninterest income. The securities portfolio carried unrealized losses of about $40.5 million, reflected in accumulated other comprehensive loss of $31.9 million, while tangible book value per share increased to $32.51. After quarter-end, the company’s subsidiary sold its interest in Bearing Insurance Group, with an expected pre-tax gain of about $4.7 million to be recognized in the second quarter.
Virginia National Bankshares (VABK) reported Q3 2025 results. Net interest income was $13.1 million, and net income was $4.6 million, equal to diluted EPS of $0.84. Provision for credit losses was $0.3 million.
Total assets were $1.61 billion. Deposits were $1.38 billion, including $302.7 million in certificates and other time deposits. Net loans were $1.23 billion with an allowance for credit losses of $8.5 million. Nonaccrual loans were $2.6 million, concentrated in 1–4 family residential mortgages.
Available-for-sale securities had a fair value of $252.9 million with $42.0 million in unrealized losses; other comprehensive income added $3.7 million in the quarter as rates moved. Shareholders’ equity rose to $177.4 million from $160.3 million at year-end, reflecting earnings and OCI improvement. The company declared a $0.36 per-share cash dividend during the quarter. As of November 10, 2025, common shares outstanding were 5,393,139.
Virginia National Bankshares Corporation reported solid operating results for the quarter ended June 30, 2025 with total assets of $1.635 billion and shareholders' equity of $170.8 million. The company earned $4.238 million for the quarter and $8.727 million for the six months, with net interest income rising to $12.796 million this quarter from $11.181 million a year earlier as loan interest income increased and overall interest expense declined.
The loan portfolio remained stable at $1.242 billion (net $1.233 billion) while deposits decreased modestly to $1.389 billion. Investment securities available for sale totaled $254.9 million and carried $46.7 million of unrealized losses, which management attributes to higher market interest rates and expects to hold to recovery. The allowance for credit losses was $8.347 million, and core operating expenses and compensation items were largely consistent with prior periods.