Welcome to our dedicated page for Velocity Financial SEC filings (Ticker: VEL), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Trying to untangle hundreds of pages on rental-property loans before the market opens? Velocity Financial’s 10-K and 10-Q filings pack dense credit metrics, geographic concentration tables, and collateral data that can overwhelm even seasoned analysts.
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Velocity Financial, Inc. (VEL) – Form 4 insider transaction
Chief Financial Officer Mark R. Szczepaniak reported a sale of 1,572 common shares on 07/01/2025 at a price of $18.44 per share. The shares were held indirectly through a family trust. After the transaction, the trust’s balance stands at 54,827 shares. In addition, the filing lists 106,412 shares held directly by the executive. No derivative security activity was reported.
The reported sale represents roughly $29,000 in gross proceeds and is small relative to the executive’s total ownership, which remains above 160 k shares when direct and indirect holdings are combined.
IZEA Worldwide, Inc. (ticker: IZEA) filed a Form 4 on 1 July 2025 reporting that director Daniel R. Rua received 5,882 shares of common stock on 30 June 2025. The shares represent payment of Q2 2025 director fees valued at $15,000, calculated at the closing market price of $2.55 per share on the grant date. The restricted-stock award vested immediately and was acquired at $0 cash cost. Following the grant, Rua’s direct beneficial ownership increased to 85,259 shares. No derivative securities, sales, or additional transactions were disclosed, and the filing was made under Rule 10b5-1.
JPMorgan Chase Financial Company LLC, guaranteed by JPMorgan Chase & Co., plans to issue 3-year MXEF Trigger Jump Securities linked to the MSCI Emerging Markets Index (MXEF). Each $1,000 security offers a fixed minimum upside payment of $318 (≥31.8%) if, on the July 3 2028 valuation date, the index closes at or above its July 3 2025 initial level. If the index is lower but not below the 90% trigger level, investors receive only the principal. If the index closes below the trigger, repayment equals $1,000 multiplied by the index performance factor, creating dollar-for-dollar downside and possible total loss of principal.
Key terms
- Stated principal amount/issue price: $1,000
- Upside payment: ≥$318; no further participation above that cap
- Downside buffer: 10% (trigger at 90% of initial level)
- Maturity: July 7 2028 (3 business days after valuation date)
- Estimated value on pricing date: ≥$930, below the public offering price
- CUSIP/ISIN: 48136E7F6 / US48136E7F62
Risk highlights
- No periodic interest and limited appreciation; return is capped at the upside payment.
- Principal is at risk below the 90% trigger.
- Subject to the credit risk of both the issuer and guarantor.
- Secondary market trading is expected to be limited and prices may be well below face value.
- Estimated value is calculated using an internal funding rate and will be lower than the issue price, creating an initial value gap for investors.
- Exposure to emerging-market, currency, and geopolitical risks embedded in the MXEF.
- Uncertain tax treatment under U.S. federal income tax law.
Investors seeking a defined, short-term payoff profile with a modest downside buffer and willing to forgo uncapped upside may find these securities suitable, but they should weigh the capped return, credit exposure, and EM-specific risks before investing.
JPMorgan Chase Financial Company LLC, guaranteed by JPMorgan Chase & Co., plans to issue 3-year MXEF Trigger Jump Securities linked to the MSCI Emerging Markets Index (MXEF). Each $1,000 security offers a fixed minimum upside payment of $318 (≥31.8%) if, on the July 3 2028 valuation date, the index closes at or above its July 3 2025 initial level. If the index is lower but not below the 90% trigger level, investors receive only the principal. If the index closes below the trigger, repayment equals $1,000 multiplied by the index performance factor, creating dollar-for-dollar downside and possible total loss of principal.
Key terms
- Stated principal amount/issue price: $1,000
- Upside payment: ≥$318; no further participation above that cap
- Downside buffer: 10% (trigger at 90% of initial level)
- Maturity: July 7 2028 (3 business days after valuation date)
- Estimated value on pricing date: ≥$930, below the public offering price
- CUSIP/ISIN: 48136E7F6 / US48136E7F62
Risk highlights
- No periodic interest and limited appreciation; return is capped at the upside payment.
- Principal is at risk below the 90% trigger.
- Subject to the credit risk of both the issuer and guarantor.
- Secondary market trading is expected to be limited and prices may be well below face value.
- Estimated value is calculated using an internal funding rate and will be lower than the issue price, creating an initial value gap for investors.
- Exposure to emerging-market, currency, and geopolitical risks embedded in the MXEF.
- Uncertain tax treatment under U.S. federal income tax law.
Investors seeking a defined, short-term payoff profile with a modest downside buffer and willing to forgo uncapped upside may find these securities suitable, but they should weigh the capped return, credit exposure, and EM-specific risks before investing.
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