[Form 4] VWF Bancorp, Inc. Insider Trading Activity

Rhea-AI Filing Summary

Peter Sebastian Quinlan, a director of VWF Bancorp, Inc. (VWFB), reported a purchase of 2,000 shares of the issuer's common stock on 09/16/2025 at a price of $11.26 per share. After the transaction, Mr. Quinlan is shown as beneficially owning 45,251 shares indirectly through PQ Capital Group LLC. The filing states PQ Capital Group LLC is owned 95% by Peter Quinlan and 5% by his spouse. The Form 4 is signed by Mr. Quinlan on 09/17/2025. The report lists his relationship to the issuer as a director and indicates the form was filed by one reporting person.

Positive

• Insider purchase disclosed: Director acquired 2,000 shares, signaling an open-market purchase.
• Clear ownership disclosure: Indirect holdings through PQ Capital Group LLC are specified with ownership percentages (95%/5%).
• Timely filing: Transaction dated 09/16/2025 and Form 4 signed 09/17/2025, showing prompt reporting.

Negative

• None.

Insights

Financial Analyst

TL;DR: Director purchased 2,000 VWFB shares, increasing indirect holdings to 45,251 shares; transaction disclosed on Form 4.

This Form 4 documents an open-market purchase by a company director at $11.26 per share. The disclosure confirms the purchase date, price, and post-transaction beneficial ownership level held indirectly through a private LLC. For investors, insider purchases can be one input among many when assessing insider confidence, but the filing does not provide context on transaction size relative to total outstanding shares or the director's prior trading pattern.

Corporate Governance Expert

TL;DR: A director-level insider reported an indirect acquisition via a closely held LLC; ownership structure disclosed.

The filing appropriately identifies the reporting person as a director and discloses indirect ownership through PQ Capital Group LLC, including the LLC ownership split (95% reporting person, 5% spouse). The Form 4 is signed and dated, meeting disclosure formalities. The report does not indicate any 10b5-1 plan checkbox or other trading plan in the visible fields.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Quinlan Peter Sebastian

(Last) (First) (Middle)

976 SOUTH SHANNON STREET

(Street)

VAN WERT OH 45891

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
VWF Bancorp, Inc. [ VWFB ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
09/16/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	09/16/2025		P		2,000	A	$11.26	45,251	I	By PQ Capital Group LLC(1)

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. PQ Capital Group, LLC is owned 95% by Peter Quinlan and 5% by his spouse.

	/s/ Peter Sebastian Quinlan	09/17/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did VWFB director Peter Quinlan report on Form 4?

The Form 4 reports a purchase of 2,000 shares of VWFB common stock on 09/16/2025 at $11.26 per share.

How many VWFB shares does Peter Quinlan beneficially own after this transaction?

After the reported transaction, Mr. Quinlan beneficially owns 45,251 shares, held indirectly through PQ Capital Group LLC.

How is PQ Capital Group LLC owned according to the filing?

The filing states PQ Capital Group LLC is owned 95% by Peter Quinlan and 5% by his spouse.

When was the Form 4 signed and filed for this transaction?

The Form 4 is signed by Peter Sebastian Quinlan and dated 09/17/2025.

Does the Form 4 indicate the reporting person is a director or officer of VWFB?

Yes, the filing identifies the reporting person as a Director of VWF Bancorp, Inc.