Welcome to our dedicated page for WESTAMERICA BANCORPORATION SEC filings (Ticker: WABC), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Westamerica Bancorporation filings document the company’s public reporting as a California bank holding company with Nasdaq-listed common stock. Its Form 8-K reports cover quarterly results, dividends, share repurchase authorizations, director appointments and other material corporate events tied to Westamerica Bank’s commercial banking and trust operations in Northern and Central California.
Proxy materials and related meeting filings describe board elections, advisory executive-compensation votes, independent auditor ratification and shareholder voting outcomes. The filing record also includes disclosures on governance, capital returns, operating performance, credit-loss provisions, deposit funding, loan and securities portfolio economics and registered common-stock status.
Belton Curtis reported disposition transactions in this Form 4 filing.
Westamerica Bancorporation SVP/Risk Officer Curtis Belton exercised 9,200 non-qualified stock options for common stock on 2026-07-24 at an exercise price of 58.5100 per share, eliminating this option position. Following the transactions, he reports 0 directly held common shares and 777.465 shares held indirectly through an ESOP. No Rule 10b5-1 trading plan was affirmed.
Westamerica Bancorporation shareholder Curtis Belton plans to sell up to 9,200 shares of common stock through Charles Schwab & Co., Inc., with an anticipated sale date of 07/24/2026 following an employee stock option exercise via a broker cashless exercise. In the prior three months, Belton sold 10,600 shares on 04/24/2026 for an aggregate value of 580,976.00.
Westamerica Bancorporation declared a quarterly cash dividend of $0.48 per share on common stock, payable August 14, 2026 to shareholders of record at the close of business on August 3, 2026.
The company previously reported net income of $27.4 million for the quarter ended June 30, 2026, or $1.17 diluted earnings per common share, and its leadership characterized results as reflecting reliable earnings, financial strength and a conservative risk profile.
DONOHOE BRIAN J reported disposition transactions in a Form 4 filing for WABC. The filing lists transactions totaling 21,000 shares from July 20, 2026 to July 20, 2026.
Baker Robert James Jr reported disposition transactions in this Form 4 filing.
Westamerica Bancorporation senior vice president Robert James Baker Jr exercised non-qualified stock options covering 14,400 and 15,000 shares of common stock on July 20, 2026, at exercise prices of $57.1775 and $55.4700 per share. These options expire in 2027 and 2033. Following the transactions, he reports no common shares held directly and 3,800.764 shares held indirectly through an ESOP.
Westamerica Bancorporation is the issuer of common stock that shareholder Robert James Baker Jr. plans to sell pursuant to a Form 144 notice. The planned sale covers 29,400 shares of common stock, with an aggregate market value of $1,802,007.00, on or after 07/20/2026 through NASDAQ, using Charles Schwab & Co., Inc. as broker. The sale is tied to an employee stock option exercise structured as a broker payment for a cashless exercise. During the prior three months, Baker sold 759 shares for $40,860.00 on 04/20/2026 and 10,200 shares for $563,957.00.
Westamerica Bancorporation reported second-quarter 2026 net income of $27.4 million and diluted EPS of $1.17, matching first-quarter income while improving EPS, and compared with $29.1 million and $1.12 a year earlier. Return on common equity was 11.3% and return on assets 1.84%.
Net interest income on a fully taxable-equivalent basis was $52.7 million, down 3.5% year over year, with a 3.77% net interest margin as earning-asset yields of 4.01% contrasted with a 0.24% cost of funds. Noninterest income was $10.3 million; sequential growth was driven primarily by higher merchant processing fees, debit card fees and unrealized gains on equity securities, while noninterest expense increased slightly to $26.0 million.
Credit quality remained strong: nonperforming loans were $808 thousand, or 0.12% of total loans of $668.8 million, and the allowance for credit losses on loans was $10.8 million with no provision recorded. The company paid a $0.48 per-share dividend and repurchased 753 thousand shares during the quarter.
Westamerica Bancorporation reported first-quarter 2026 net income of $27.4M, down from $31.0M a year earlier, with basic and diluted earnings per share of $1.13 versus $1.16. Net interest and fee income after a small reversal of credit loss provisions was $52.8M compared with $56.6M in the prior-year quarter.
Total assets were $5.86B at March 31, 2026, slightly below $5.96B at year-end 2025, as loans declined to $696.2M and deposits to $4.78B. The securities portfolio remained sizable, with available-for-sale debt securities at fair value of $3.60B and held-to-maturity securities at amortized cost of $799.6M, supporting interest income but contributing to an accumulated other comprehensive loss of $107.3M driven by higher interest rates. Credit quality indicators stayed conservative, with an allowance for credit losses on loans of $11.2M and low nonaccrual and past-due balances.
WESTAMERICA BANCORPORATION executive Robert James Baker Jr., SVP and Banking Division Manager, reported an option exercise involving company stock. He exercised 10,200 non-qualified stock options, each with an exercise price of $49.70 per share, converting derivative rights into common stock.
After this activity, he held 3,729.514 shares of common stock indirectly through an ESOP and no common shares directly. He also retained 5,100 non-qualified stock options following the transaction, which continue to provide potential future equity exposure.