Westpac Banking Corporation's SEC filings document the U.S. disclosure record of an Australian foreign private issuer that files reports on Form 6-K and annual reports under Form 20-F. The filings furnish ASX releases, operating updates, investor discussion packs, annual meeting results, sustainability materials, and Pillar 3 capital and risk information.
Westpac filings also show how selected Form 6-K materials are incorporated by reference into Form F-3 registration statements for its securities. The record covers capital and risk disclosures, U.S. funding and securities-offering references, governance matters, forward-looking-statement risk language, and corporate reporting-status updates.
Westpac Banking Corp filed an amended Form 13F (13F-HR/A) restating its holdings disclosure. The amendment reports 778 information-table entries with a total reported value of $1,613,564,229 and lists 2 other included managers.
The filing names the other included managers as BT Funds Management (NZ) Limited and Westpac Financial Services Limited. The report is signed by Adam Riddett, Head of NFR Practices, on 11-14-2025.
Westpac Banking Corp filed a Form 13F reporting institutional holdings totaling $1,613,564,229 across 780 entries. The summary page lists two other included managers: BT Funds Management (NZ) Limited and Westpac Financial Services Limited. The report is signed by Adam Riddett, Head of NFR Practices, dated 11-10-2025.
Westpac Banking Corporation files its 2025 annual report, showing consolidated profit after tax of A$6,933m, with A$6,916m attributable to ordinary shareholders. Net interest income rose to A$19,380m, supported by higher loan balances, while non-interest income was A$3,004m.
Total operating expenses increased to A$11,916m, reflecting higher staff and technology spending, and impairment charges were A$424m as credit quality normalised. The effective tax expense was A$3,111m, an effective rate of 30.97%. Loans reached A$851,853m and deposits and other borrowings A$770,457m, with total assets of A$1,125,356m and equity attributable to owners of A$72,766m.
Australia remained the core market, generating most revenue, with New Zealand and other overseas operations contributing smaller shares. Basic earnings per share were 201.9 cents, and the group continued to pay ordinary dividends and execute on-share buybacks, modestly reducing share capital over the three-year period.
Westpac Banking Corporation furnished a Form 6-K that includes its Pillar 3 Report (September 2025) as Exhibit 1.
The exhibit is incorporated by reference into the prospectuses in Westpac’s Form F-3 registration statements (File Nos. 333-283007 and 333-283008), as those prospectuses may be amended or supplemented. The filing also includes forward-looking statements language outlining risks, uncertainties, and assumptions that could cause actual results to differ materially.
Westpac Banking Corporation announced an agreement to sell its $21.4bn RAMS-branded mortgage portfolio to a consortium including Pepper Money Limited, KKR and PIMCO. The sale covers the entire RAMS mortgage portfolio and is described as being at a slight premium to the gross loan value to be transferred at completion.
After transaction costs and adjustments, Westpac expects a loss on sale. Following completion, the bank estimates its common equity Tier 1 (CET1) capital ratio will increase by c.20% bps. Completion is subject to conditions and regulatory approvals and is expected to occur in 2H26.
Westpac Banking Corporation has furnished a Form 6-K as a foreign private issuer, indicating it files annual reports under Form 20-F. The filing primarily transmits an accompanying ASX release titled “Westpac 2025 Full Year Financial Results Announcement.”
The document itself does not include the detailed financial figures, which are contained in the ASX release listed as Exhibit 1.