[Form 4] Webster Financial Corporation Waterbury Insider Trading Activity

Rhea-AI Filing Summary

Banco de Chile (BCH) Form 6-K – Local bond placement

On 22 Jul 2025 the bank informed the Chilean Financial Market Commission that it completed a domestic offering of three series of senior, dematerialized, bearer bonds:

• Series GB: CLF 500,000, maturity 1 Sep 2034, average placement rate 3.11%.
• Series GG: CLF 150,000, maturity 1 May 2035, average placement rate 3.11%.
• Series HW: CLF 450,000, maturity 1 Jun 2044, average placement rate 3.19%.

The combined issuance totals CLF 1,100,000, providing Banco de Chile with medium- to long-term funding at fixed rates slightly above 3%. All tranches are duly registered with the CMF. The filing contains no additional financial results, guidance, or intended use of proceeds.

Positive

• Successfully raised CLF 1,100,000 in long-dated senior bonds, diversifying and extending the bank’s funding profile at fixed rates near 3%.

Negative

• Increases outstanding debt by CLF 1,100,000, with no disclosed plan for proceeds or impact on leverage ratios.

Insights

Financial Analyst

TL;DR: Routine funding extends debt maturity; neutral short-term impact.

The CLF 1.1 million issuance equates to long-dated funding (9-19 years) at 3.11-3.19%, consistent with Chile’s real-rate curve. While it marginally increases leverage, the fixed-rate structure reduces refinancing risk and supports liquidity management. Absence of earnings or capital guidance limits valuation impact; therefore, the event is operational rather than market-moving.

Fixed-Income Specialist

TL;DR: Successful placement signals steady investor demand but is not materially transformational.

The bank attracted local demand across three maturities, locking in real rates near historical lows for Chilean UF debt. The size and pricing suggest healthy credit perception, yet the volumes represent a modest portion of Banco de Chile’s balance sheet. Without details on proceeds deployment or capital ratios, the transaction’s strategic significance remains limited.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

1. Name and Address of Reporting Person^*

GRIFFIN JAMES MI

(Last) (First) (Middle)

C/O WEBSTER FINANCIAL CORP

200 ELM STREET

(Street)

STAMFORD CT 06902

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
WEBSTER FINANCIAL CORP [ WBS ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Head of Consumer Banking

3. Date of Earliest Transaction (Month/Day/Year)
07/21/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	07/21/2025		S		2,065	D	$60.56	13,363	D
Common Stock								5,341.53	I	401(k)plan

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

Remarks:

	/s/ Bradley Larkin, attorney-in-fact	07/22/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

How much did Banco de Chile (BCH) raise in its July 2025 bond placement?

The bank placed senior bonds totaling CLF 1,100,000.

What are the interest rates on Banco de Chile's new bonds?

Series GB and GG were placed at 3.11%; Series HW at 3.19% average rate.

When do the newly issued BCH bonds mature?

Maturities are 1 Sep 2034 (GB), 1 May 2035 (GG), and 1 Jun 2044 (HW).

Where were the bonds registered?

All three series are registered with Chile’s Financial Market Commission (CMF).

Does the 6-K include Banco de Chile earnings or guidance?

No. The filing only details the bond placement; it provides no earnings data or forward guidance.