Every 424B that Wells Fargo & Co. (WFC) has filed with the SEC in the last 12 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 424B covers the supplement that carries the terms of a priced offering, so if you follow WFC and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full WFC filings page.
Wells Fargo & Company is offering senior unsecured Medium-Term Notes, Series AA, paying a fixed interest rate of 5.35% per annum. Each note has a $1,000 principal amount, with an original offering price of $1,000 per note for most investors and between $980 and $1,000 per note for eligible institutional and fee-based advisory accounts.
The notes price on July 16, 2026, are issued on July 20, 2026, and mature on July 20, 2038, unless earlier redeemed by Wells Fargo. Interest is paid semi-annually on January 20 and July 20, beginning January 20, 2027. Wells Fargo may redeem the notes, in whole but not in part, at 100% of principal plus accrued interest on each July 20 from 2028 through 2037, subject to any required regulatory approval.
The total offering is $1,811,000 in principal amount, with an agent discount of up to $20 per note and expected proceeds to Wells Fargo of $1,780,288. The notes are not listed on any exchange, are subject to the credit risk of Wells Fargo, and may be subject to limited or no secondary market liquidity. Counsel expects the notes to be treated as debt for U.S. federal income tax purposes without original issue discount.
Wells Fargo & Company is issuing Medium-Term Notes, Series AA, which are senior unsecured debt securities bearing a fixed interest rate of 5.50% per annum. Each note has a $1,000 principal amount, with an original offering price of $1,000 per note, and at least $975 per note for eligible institutional and fee-based advisory accounts.
The notes are scheduled to be issued on July 20, 2026 and to mature on July 20, 2041, unless redeemed earlier at Wells Fargo’s option. Interest is paid semi-annually on January 20 and July 20, starting January 20, 2027. Wells Fargo may redeem the notes, in whole but not in part, at 100% of principal plus accrued interest on each July 20 from 2029 through 2040, subject to any required regulatory approval.
The total offering is $2,142,000, with an agent discount of up to $25 per note and proceeds to Wells Fargo of $975 per note. The notes are not listed on any securities exchange and investors face credit risk of Wells Fargo, interest-rate and call risk, lack of liquidity, and potential structural subordination. For U.S. federal income tax purposes, the notes are expected to be treated as debt with no original issue discount.
Wells Fargo & Company is offering senior unsecured Medium-Term Notes, Series AA, due July 20, 2033. Each note has a $1,000 principal amount and pays fixed interest at 5.00% per annum, with semi-annual payments on January 20 and July 20, starting January 20, 2027.
The notes may be redeemed by Wells Fargo, in whole but not in part, at 100% of principal plus accrued interest on optional redemption dates every January 20 and July 20 from January 20, 2028 through January 20, 2033. If not redeemed, investors receive $1,000 per note plus accrued interest at maturity.
The total offering is $3,170,000, with an agent discount of up to $14.00 per note, resulting in aggregate proceeds of $3,133,520.18 to Wells Fargo. The notes are senior unsecured obligations subject to Wells Fargo’s credit risk, are not insured by any governmental agency, and will not be listed on any securities exchange, so liquidity may be limited. Various risks are highlighted, including interest rate risk, call risk, structural subordination in certain resolutions, and potential conflicts of interest from hedging and selling concessions.
Wells Fargo & Company is offering up to $1,675,000 aggregate principal amount of senior unsecured step-up Medium-Term Notes, Series AA, in $1,000 denominations. The notes pay fixed interest of 4.75% per annum from July 20, 2026 to July 19, 2028, 5.00% from July 20, 2028 to July 19, 2030, and 5.25% from July 20, 2030 to July 19, 2031, with semi-annual payments each January 20 and July 20.
The notes mature on July 20, 2031, but may be redeemed at Wells Fargo’s option, in whole, at 100% of principal plus accrued interest on each January 20 and July 20 from July 20, 2027 through January 20, 2031, potentially subject to regulatory approval. They are senior unsecured obligations subject to Wells Fargo’s credit risk and will not be listed on any securities exchange, so liquidity may be limited.
The original offering price is generally $1,000 per note (not less than $990.50 for eligible institutional and fee-based advisory accounts). The selling agent receives an up to $9.50 per note discount, resulting in expected proceeds to Wells Fargo of $1,666,977.50 on the full offering size.
Wells Fargo & Company is issuing senior unsecured fixed-rate Medium-Term Notes, Series AA, with a principal amount of $1,000 per note and an interest rate of 4.75% per annum. The notes price on July 16, 2026, are issued on July 20, 2026, and, if not redeemed earlier, mature on July 20, 2030.
Interest is paid in cash semi-annually on January 20 and July 20, starting January 20, 2027. Wells Fargo may, with any required regulatory approval, redeem the notes in whole (but not in part) at 100% of principal plus accrued interest on each January 20 and July 20 from July 20, 2027 through January 20, 2030. The notes are not listed on any exchange, are subject to Wells Fargo’s credit risk, and secondary market liquidity is not assured. For U.S. federal income tax purposes, counsel expects the notes to be treated as debt instruments without original issue discount.
Wells Fargo Finance LLC, guaranteed by Wells Fargo & Company, is issuing Series B market-linked notes tied to the common stock of Oracle Corporation. Each security has a $1,000 face amount and pays a 32.00% per annum contingent coupon quarterly only if Oracle’s closing price on the calculation day is at or above the coupon threshold of $99.3675 (75% of the $132.49 starting value).
From October 2026 through April 2027, the notes are automatically called at face value plus a final coupon if Oracle closes at or above the starting value on any calculation day. If not called, at July 2027 maturity investors receive $1,000 only if the final Oracle price is at or above the same $99.3675 downside threshold. Below that level, principal is reduced on a leveraged basis: investors lose about 1.3333% of face value for every 1% decline beyond the 25% buffer, down to zero.
The current estimated value is $964.97 per security, below the $1,000 offering price, reflecting selling, structuring, hedging and funding costs. The notes pay no dividends, offer no upside participation, are unsecured obligations subject to Wells Fargo credit risk, are not exchange-listed, and may have limited or no secondary market liquidity.
Wells Fargo Finance LLC, guaranteed by Wells Fargo & Company, is issuing medium-term, market-linked notes tied to the worst performer of Meta Platforms Class A shares and NVIDIA common stock, maturing July 20, 2028. Each security has a $1,000 face amount and original offering price of $1,000.
The notes pay a 14.00% per annum contingent coupon, payable monthly only if the lowest performing underlier on each calculation day is at or above 60% of its starting value (coupon threshold). From January 2027 through June 2028, if the lowest performer is at or above its starting value on a calculation day, the notes are automatically called at par plus the coupon.
If not called, principal is protected only if the lowest performer on the final calculation day is at or above 50% of its starting value (downside threshold). Otherwise, repayment is $1,000 multiplied by that underlier’s performance factor, exposing investors to losses of more than 50%, up to a total loss of principal, with no upside participation or dividends. The current estimated value is $946.36 per $1,000 security, reflecting selling, structuring and hedging costs, and all payments are subject to Wells Fargo’s credit risk.
Wells Fargo Finance LLC is offering $14,872,000 of Market Linked Securities, Series B, fully and unconditionally guaranteed by Wells Fargo & Company, linked to the lowest performing of Micron Technology common stock and NVIDIA common stock and maturing on July 19, 2029.
The notes pay a 31.20% per annum contingent coupon, calculated monthly, only if the lowest-performing Underlier on each calculation day is at or above its coupon threshold, set at 50% of its starting value; missed coupons can be recouped later via a memory feature. From October 2026 through June 2029, the notes are automatically called at par plus accrued and unpaid contingent coupons if the lowest Underlier is at or above its starting value.
If not called, principal is protected only if the lowest Underlier on the final calculation day is at or above its 50% downside threshold; otherwise investors are fully exposed to that Underlier’s decline from its starting value and can lose more than 50%, up to their entire investment. The notes do not participate in any upside of either stock and pay no dividends. The per-security face amount is $1,000, the agent discount is $18.25 per security, and the estimated value on the pricing date is $968.20, reflecting embedded costs and issuer funding assumptions. The securities are unsecured obligations subject to Wells Fargo Finance LLC and Wells Fargo & Company credit risk and are not listed on any exchange.
Wells Fargo Finance LLC, fully guaranteed by Wells Fargo & Company, is offering equity index-linked Medium-Term Notes, Series B, whose return depends on the S&P 500® Index. Each security has a $1,000 face amount, no interest payments, and is designed to be held to March 22, 2028.
At maturity, investors receive $1,000 plus 150% of any positive index return, capped at a maximum return of at least 19.80%, for a minimum maximum payout of $1,198 per security. A 20% buffer protects against moderate declines, but below that level losses are leveraged at 1.25% of face amount for every 1% drop beyond the buffer, up to a total loss of principal. The notes are unsecured, subject to the credit risk of Wells Fargo Finance LLC and Wells Fargo & Company, not listed on any exchange, and may trade below the $1,000 offering price; the current estimated value is approximately $995.80 per security and will not be less than $970.00 on the pricing date.
Wells Fargo Finance LLC, fully guaranteed by Wells Fargo & Company, is offering $2,786,000 of Market Linked Securities, auto-callable notes linked to the common stock of The Hershey Company (HSY) and maturing July 19, 2029. Each $1,000-face-value security pays a 10.00% per annum contingent coupon quarterly only if HSY’s closing value on the relevant calculation day is at or above the coupon threshold, set at 60% of the starting value ($170.27), or $102.162.
The notes may be automatically called quarterly from January 2027 to April 2029 if HSY is at or above the starting value, in which case investors receive $1,000 plus the final coupon. If not called, principal is protected only if HSY on the final calculation day is at or above the downside threshold, also 60% of the starting value; otherwise, repayment is $1,000 times the performance factor, exposing investors to losses of more than 40% and potentially all principal. Investors do not participate in HSY upside or dividends, and all payments are subject to the credit risk of Wells Fargo Finance LLC and Wells Fargo & Company.
The original offering price is $1,000 per security ($975 in fee-based advisory accounts). The agent discount is up to $25 per security, and the issuer’s estimated value is $958.65 per security, reflecting selling, structuring, hedging and funding costs. The securities are not listed and may have limited or no secondary market liquidity.
Wells Fargo Finance LLC, fully guaranteed by Wells Fargo & Company, is issuing $10,210,000 of Market Linked Securities—auto-callable, contingent-coupon notes linked to the Class A ordinary shares of Accenture plc (ACN), due July 19, 2029. These unsecured notes offer a quarterly contingent coupon of 16.04% per annum, paid only if the Accenture share price on the relevant calculation day is at or above the coupon threshold.
The starting value of the Underlier is $137.02; both the coupon threshold and downside threshold are set at 50% of that level, or $68.51. If, on any quarterly calculation day from January 2027 through April 2029, the closing value is at or above the starting value, the notes are automatically called at par plus the due coupon and any unpaid coupons. If not called, investors receive at maturity the $1,000 face amount only if the final Accenture price is at or above the downside threshold; otherwise the payoff equals $1,000 times the performance factor, exposing holders to more than 50%, and possibly all, loss of principal.
The original offering price is $1,000 per security (or $975 in fee-based accounts), with proceeds to the issuer of $975 per security before fees. The current estimated value is $962.21 per security, reflecting selling, structuring, hedging and funding costs. Payments depend entirely on the credit of Wells Fargo Finance LLC and Wells Fargo & Company, and the notes are not listed and may have limited secondary liquidity.
Wells Fargo Finance LLC is offering market-linked, auto-callable notes linked to the common stock of Caterpillar Inc., fully and unconditionally guaranteed by Wells Fargo & Company. Each security has a $1,000 face amount and is scheduled to mature on August 2, 2029, unless automatically called earlier.
Holders may receive quarterly contingent coupons of at least 11.50% per annum if Caterpillar’s closing price on the relevant calculation day is at or above 50% of the starting value, with a “memory” feature that can pay previously missed coupons. The notes are automatically called for face amount plus applicable coupons if Caterpillar closes at or above the starting value on specified quarterly dates from January 2027 through April 2029.
If not called, holders receive the full face amount at maturity only if the final Caterpillar price is at or above the 50% downside threshold; otherwise, the maturity payment equals $1,000 times the stock’s performance factor, resulting in losses greater than 50% and potentially a total loss. The notes are unsecured obligations subject to Wells Fargo’s credit risk, are not listed on any exchange, and have an initial estimated value of about $949.70 per $1,000 security, below the public offering price.
Wells Fargo Finance LLC is offering $1,000 face amount Medium-Term Notes, Series B that are equity index-linked and fully and unconditionally guaranteed by Wells Fargo & Company. The notes pay a quarterly contingent coupon only if the lowest performing of the Russell 2000, S&P 500 and EURO STOXX 50 closes at or above 60% of its starting value on the relevant calculation day. The contingent coupon rate will be set on the pricing date at not less than 7.65% per annum.
From January 2027 through April 2030, the notes are automatically called at par plus the coupon if the worst-performing index on a calculation day is at or above its starting value. If not called, at the July 25, 2030 maturity you receive $1,000 only if the worst index is at or above 60% of its starting value; otherwise principal is reduced in full proportion to that index’s decline, with losses of more than 40% and potentially all principal. The notes do not participate in any index upside or pay dividends, are not exchange-listed, and all payments are subject to the credit risk of Wells Fargo Finance LLC and Wells Fargo & Company. The preliminary estimated value is about $951.30 per $1,000 note (not less than $920.00), based on an affiliate’s proprietary pricing models and lower than the original offering price.
Wells Fargo Finance LLC is issuing Market Linked Securities, Series B, linked to DoorDash, Inc. Class A stock, paying a fixed 10.60% annual coupon on a $1,000 face amount per note, with quarterly payments until auto-call or the July 17, 2030 maturity.
The notes may be automatically called quarterly from July 2027 if DASH’s closing price is at or above the starting value of $190.16, returning face amount plus the final coupon. If not called, principal is repaid at maturity only if the ending value is at least the threshold value of $95.08 (50% of the start); below that, repayment equals $1,000 times the performance factor, so investors can lose more than 50%, up to all principal.
The issuance totals $650,000 (proceeds $969 per note) as unsecured obligations guaranteed by Wells Fargo & Company, with no exchange listing and limited expected liquidity. The initial estimated value is $968.68 per note, reflecting selling, structuring, hedging and funding costs.
Wells Fargo Finance LLC is issuing Trigger Autocallable Contingent Yield Notes, unsecured medium‑term notes fully and unconditionally guaranteed by Wells Fargo & Company. The notes are linked to the worst performer of the Dow Jones Industrial Average and the Russell 2000 Index and run for about three years, from July 2026 to July 2029.
Investors may receive quarterly coupons at a 7.60%–8.05% annual rate, but only when the closing value of each index is at least 70% of its initial level. Starting six months after issuance, the notes are automatically called if both indexes are at or above their initial levels, returning principal plus that quarter’s coupon. If not called, principal is repaid at maturity only if each index is at or above its 70% Downside Threshold; otherwise, repayment is reduced one‑for‑one with the loss of the worst index, up to a total loss of principal.
The notes are priced at $10 per Note, with an estimated value of approximately $9.66 per Note, and will not be listed on an exchange. They do not pay dividends, involve complex tax treatment, and all payments depend on the credit of the issuer and guarantor.
Wells Fargo Finance LLC, fully guaranteed by Wells Fargo & Company, is offering principal-at-risk Medium-Term Notes, Series B, that pay quarterly contingent coupons and are linked to the least performing of the Dow Jones Industrial Average and Russell 2000 Index. The notes run to July 19, 2029 unless automatically called.
The notes pay a Contingent Coupon Rate of 9.90%–10.35% per annum, set on the trade date, only when each index closes at or above 70% of its initial level (the Coupon Barrier) on an observation date. From about six months after issuance, if both indexes are at or above their initial levels on a call observation date, the notes are automatically called and repay the $10 principal per note plus that quarter’s coupon.
If not called, principal is repaid at maturity only when each index finishes at or above its 70% Downside Threshold; otherwise repayment is reduced in proportion to the decline of the worst-performing index, up to a total loss of principal. The notes are unsecured obligations with an estimated value of about $9.84 per $10 note, are not listed on an exchange, and secondary market liquidity and pricing may be limited.
Wells Fargo Finance LLC, guaranteed by Wells Fargo & Company, is offering medium-term, principal-at-risk notes linked to the common stock of Oracle Corporation. Each security has a $1,000 face amount and pays quarterly contingent coupons only if Oracle’s closing price on the observation date is at least 75% of its starting value; the annualized contingent coupon rate will be at least 32.00%.
The notes are auto-callable: from October 2026 through April 2027, if Oracle’s closing price on a calculation day is at or above the starting value, investors receive $1,000 plus that quarter’s coupon and the notes terminate. If not called, at maturity on July 20, 2027 investors receive $1,000 only if the final Oracle price is at least 75% of the starting value. Below that downside threshold, principal is reduced using a 25% buffer and a 1.3333x loss multiplier, so deep declines can result in substantial, potentially total, loss of principal.
The current estimated value is approximately $966.80 per $1,000 security and will not be less than $930.00 at pricing, reflecting embedded selling, structuring, hedging and funding costs. The securities are unsecured obligations subject to the credit risk of Wells Fargo Finance LLC and its guarantor, will not be listed on any exchange, and may have limited or no secondary market liquidity.
Wells Fargo Finance LLC, fully guaranteed by Wells Fargo & Company, is issuing equity-linked Medium-Term Notes, Series B, tied to the Class A common stock of Carvana Co. The notes are auto-callable with a contingent coupon and expose investors to contingent downside risk.
Each security has a $1,000 face amount and offers a 26.00% per annum contingent coupon, paid monthly only when Carvana’s closing price on the relevant calculation day is at or above 60% of the starting value of $67.12, or $40.272. Missed coupons can be paid later via a memory feature when the condition is met. From October 2026 through June 2029, if Carvana’s closing value on any monthly calculation day is at or above the starting value, the notes are automatically called for $1,000 plus the applicable coupon and any unpaid coupons.
If not called, principal repayment at maturity in July 2029 depends on the final price of Carvana. Investors receive the full $1,000 only if the ending value is at or above the downside threshold, also 60% of the starting value. If the ending value is below this level, repayment is reduced in proportion to the stock’s decline, resulting in a loss of more than 40%, up to a total loss of principal. Investors do not participate in any upside of the stock or receive dividends. All payments are unsecured obligations subject to the credit risk of Wells Fargo Finance LLC and the guarantor, with no exchange listing and uncertain secondary market liquidity.
Wells Fargo Finance LLC is offering Market Linked Securities—Auto-Callable with Contingent Coupon and Contingent Downside Principal at Risk linked to the lowest performing of the Russell 2000®, S&P 500® and EURO STOXX 50® indices. The original offering price is $1,000 per security (total offering $1,052,000.00) and the current estimated value on the pricing date is $953.36 per security. The securities pay a 10.00% per annum contingent quarterly coupon if the lowest performing Underlier on a calculation day is >= 75% of its starting value, are auto-callable if the lowest performing Underlier on any quarterly calculation day from January 2027 through April 2030 is >= its starting value, and mature on July 9, 2030 (issue date July 6, 2026). If not called, maturity payment equals the face amount or, if the lowest performing Underlier's ending value is below 75% of its starting value, a pro rata payment ($1,000 × performance factor), exposing investors to >25% principal loss, possibly total loss. All payments are subject to issuer and guarantor credit risk.
Wells Fargo & Company is offering senior unsecured medium-term notes with a $1,000 principal per note and a stated maturity of July 20, 2031. Interest is fixed and steps up over the term: 4.75%, 5.00%, and 5.25% for the stated periods. The notes are callable by Wells Fargo on semi-annual optional redemption dates at 100% of principal plus accrued interest. The original offering price per note is $1,000, with a negotiated price for certain investors not less than $985. Payments are subject to Wells Fargo credit risk and the notes will not be listed.
Wells Fargo & Company is offering senior unsecured medium-term notes with a principal amount of $1,000 per note. The notes pay interest at 5.35% per annum, payable semi‑annually, have an issue date of July 20, 2026 and a stated maturity of July 20, 2038. The issuer may redeem the notes in whole, annually on each July 20 from 2028 through 2037, at 100% of principal plus accrued interest; redemptions may be subject to prior regulatory approval.
The original offering price is $1,000 per note, except that sales to eligible institutional investors and fee-based advisory accounts may be priced between $980.00 and $1,000.00 per note. The agent discount is up to $20.00 per note, giving proceeds to Wells Fargo of $980.00 per note at the maximum agent discount reflected. The notes will not be listed on any exchange and are subject to Wells Fargo's credit risk.
Wells Fargo & Company is offering unsecured Medium-Term Notes, Series AA, with a stated principal of $1,000 per note and a 5.00% per annum fixed interest rate. The notes price on July 16, 2026, issue on July 20, 2026 and mature on July 20, 2033, subject to Wells Fargo's right to redeem on specified semi-annual dates. The original offering price is $1,000 per note (with a negotiated floor of $982.50 for certain institutional and fee-based advisory account purchases). The agent discount is up to $17.50 per note, and the notes will not be listed on an exchange. All payments are subject to Wells Fargo's credit risk; these are not bank deposits and are not FDIC insured.
Wells Fargo & Company is offering senior unsecured Medium-Term Notes, Series AA, with a stated fixed interest rate of 5.50% per annum. The notes have a $1,000 principal amount per note, a pricing date of July 16, 2026, an issue date of July 20, 2026, and a stated maturity date of July 20, 2041. The issuer may redeem the notes in whole, but not in part, on annual optional redemption dates from July 20, 2029 through July 20, 2040 at 100% of principal plus accrued interest. The original offering price is $1,000 per note (subject to a negotiated range of not less than $975 for certain investors); proceeds to Wells Fargo are shown as $975 per note after up to a $25 agent discount. The notes are unsecured, not FDIC insured, will not be listed, and all payments are subject to Wells Fargo's credit risk.
Wells Fargo & Company is offering senior unsecured fixed-rate medium-term notes with a 4.75% per annum stated interest rate, a $1,000 principal per note, a pricing date of July 16, 2026, an issue date of July 20, 2026 and a stated maturity of July 20, 2030. Interest is payable semi-annually on January 20 and July 20, commencing January 20, 2027. Wells Fargo may redeem the notes in whole (but not in part) on semi-annual optional redemption dates at 100% of principal plus accrued interest; any redemption may be subject to prior regulatory approval.
The original offering price is $1,000 per note for most investors; certain eligible institutional and fee-based advisory-account purchases may pay between $990.00 and $1,000 per note. The agent discount is up to $10.00 per note, leaving proceeds to Wells Fargo of $990.00 per note in the example shown. The notes are unsecured obligations, not FDIC insured, and are subject to Wells Fargos credit risk and the additional risk factors set forth in the prospectus supplement.
Wells Fargo Finance LLC priced an offering of Equity Index Linked Securities (face amount $1,000 each) fully and unconditionally guaranteed by Wells Fargo & Company, with total original offering price of $6,051,000. The securities issue on July 6, 2026 and mature on July 9, 2030 unless automatically called. They pay a contingent quarterly coupon at an 11.00% per annum rate only when the lowest performing Underlier meets a coupon threshold equal to 75% of its starting value. The securities are linked to the lowest performing of the Nasdaq-100 (starting value 30,276.35), Russell 2000 (3,024.367) and EURO STOXX 50 (6,328.09). Automatic call occurs if the lowest performing Underlier on a quarterly calculation day from January 2027 through April 2030 is at or above its starting value; if not called, maturity payment depends on the lowest performing Underlier on the final calculation day and may result in loss of more than 25% (downside threshold = 75% of starting value). The estimated value on the pricing date was $946.19 per security.
Wells Fargo Finance LLC is offering market-linked, auto-callable medium-term notes fully guaranteed by Wells Fargo & Company linked to the lowest performing of the Dow Jones Industrial Average, Russell 2000 and S&P 500. The securities were priced on June 30, 2026, issued on July 6, 2026, have a face amount of $1,000 per security and a stated maturity of July 9, 2030.
They pay a quarterly contingent coupon at a per annum rate of 8.75% only if the lowest performing Underlier on the calculation day is at or above its coupon threshold (equal to 75% of starting value). The securities are automatically called if the lowest performing Underlier on any quarterly calculation day from Jan 2027 through Apr 2030 is at or above its starting value; otherwise principal at maturity depends on the lowest performing Underlier versus its downside threshold (75% of starting value). The cover page shows an estimated value of $956.98 per security and an original offering price of $1,000.
Wells Fargo Finance LLC priced Market Linked Securities (equity index linked notes) with a face amount of $1,000 per security, issued July 6, 2026 and maturing July 9, 2030. The notes are linked to the lowest performing of the Russell 2000®, the S&P 500® and the EURO STOXX 50® and pay a contingent quarterly coupon of 9.00% per annum only when the lowest performing Underlier is at or above 70% of its starting value on each quarterly calculation day. If any quarterly calculation day has the lowest performing Underlier below its 70% coupon threshold, no coupon is paid for that quarter. The notes are auto-callable on scheduled quarterly calculation days from January 2027 through April 2030 if the lowest performing Underlier is at or above its starting value; an auto-call returns the face amount plus a final contingent coupon. If not called, maturity repayment depends on the lowest performing Underlier on the final calculation day: holders receive the face amount only if that Underlier is at or above 70% of its starting value; otherwise holders suffer proportional principal loss and may lose most or all principal. The pricing table shows an original offering price of $1,000, agent discount of $18.25 and proceeds to the issuer per security of $981.75. The cover reports an estimated value on the pricing date of $953.59 per security, calculated by an affiliate using proprietary models, which is lower than the offering price.
Wells Fargo Finance LLC priced Market Linked Securities (face amount $1,000 each) linked to the lowest performing of the Nasdaq-100, Russell 2000 and S&P 500. The securities pay a contingent coupon of 10.00% per annum quarterly if the lowest performing Underlier on a calculation day is >= 75% of its starting value, are auto-callable on quarterly calculation days from January 2027 through April 2030 if the lowest performing Underlier on such day is >= its starting value, and mature on July 9, 2030 if not called. If not called, maturity repayment equals $1,000 except when the lowest performing Underlier’s ending value on the final calculation day is below 75% of its starting value, in which case the maturity payment equals $1,000 times that performance factor and could be as low as $0. The pricing date was June 30, 2026, issue date July 6, 2026, original offering price $1,000, and the estimated value on the pricing date was $948.29 per security.
Wells Fargo Finance LLC priced a market-linked, auto-callable medium-term note series (equity-index linked securities) with an original offering price of $1,000 per security and aggregate original offering amount of $13,793,000. The securities pay a contingent quarterly coupon of 9.60% per annum if the lowest performing Underlier on each calculation day is at or above 70% of its starting value, are subject to automatic call if the lowest performing Underlier meets or exceeds its starting value on certain quarterly observation dates, and mature on July 9, 2030 if not called. The cover page shows an estimated value of $953.26 per security, determined by Wells Fargo Securities, LLC using proprietary models. Payments and principal are subject to the credit risk of the issuer and guarantor, and the maturity payment depends solely on the lowest performing of the Nasdaq-100, Russell 2000 and S&P 500 indices.
Wells Fargo Finance LLC priced medium-term, equity-index linked, auto-callable notes (face $1,000 per security) fully guaranteed by Wells Fargo & Company. The notes pay a 10.00% per annum contingent coupon quarterly if the lowest-performing index on each calculation day is >= 75% of its starting value. The notes are linked to the lowest performing of the Russell 2000, the S&P 500 and the EURO STOXX 50, were issued July 6, 2026, and mature July 9, 2030 (final calculation day July 3, 2030). They will be automatically called if the lowest-performing index on a quarterly calculation day from January 2027 through April 2030 is >= its starting value, in which case holders receive the face amount plus a final contingent coupon. If not called, principal at maturity depends on the ending value of the lowest-performing index; a final ending value below 75% of the starting value results in proportional principal loss (more than 25% loss possible, up to total loss). Estimated value on the pricing date was $953.36 per security. All payments are subject to issuer and guarantor credit risk.
Wells Fargo Finance LLC is offering equity-linked medium-term notes with a face amount of $1,000 per security that are fully and unconditionally guaranteed by Wells Fargo & Company. The notes are auto-callable quarterly, pay a contingent coupon (rate determined on pricing date, at least 12.50% per annum), and mature on July 25, 2029 if not called. Payments and call outcomes depend solely on the lowest performing Underlier among Amazon.com, Inc., Alphabet Inc. (Class A) and NVIDIA Corporation, with coupon and downside threshold values equal to 50% of each Underlier's starting value. The estimated value at pricing is approximately $949.70 per security and the original offering price is $1,000 per security.
Wells Fargo Finance LLC priced a preliminary offering of market-linked Medium-Term Notes, Series B, fully and unconditionally guaranteed by Wells Fargo & Company, consisting of equity index-linked, auto-callable securities linked to the lowest performing of the Nasdaq-100, Russell 2000 and EURO STOXX 50. The securities have an original offering price and face amount of $1,000 per security, an estimated value at pricing of $937.90 per security (not less than $900.00), and an expected contingent coupon rate to be set on the pricing date at no less than 11.00% per annum.
The notes pay quarterly contingent coupons only if the lowest performing Underlier on each calculation day is at or above its coupon threshold (75% of starting value), are subject to potential automatic call if the lowest performing Underlier closes at or above its starting value on specified quarterly calculation days, and expose holders to full downside on the lowest performing Underlier at maturity (stated maturity August 2, 2030). Payments are unsecured obligations of the issuer and guaranteed by the Guarantor; all payments remain subject to issuer/guarantor credit risk. Pricing date is July 31, 2026 and issue date is August 5, 2026.
Wells Fargo Finance LLC offers equity index linked medium-term notes fully guaranteed by Wells Fargo & Company. The securities have a face amount of $1,000 per security, a pricing date of July 31, 2026 and an expected issue date of August 5, 2026. The securities pay a contingent coupon quarterly at a rate to be set on the pricing date that will be at least 9.50% per annum, are auto-callable if the lowest performing Underlier closes at or above its starting value on specified quarterly calculation days (January 2027–April 2030), and mature on August 2, 2030 if not called.
The payout is linked to the lowest performing of the Russell 2000®, S&P 500® and EURO STOXX 50® indices. Coupon payments occur only if that lowest performing Underlier closes at or above a coupon threshold equal to 75% of its starting value; at maturity holders receive the face amount only if that lowest performing Underlier’s ending value is at or above a downside threshold equal to 75% of its starting value. The pricing supplement states an estimated value of approximately $942.00 per security (noting it will be less than the offering price) and a minimum estimated value of $910.00 per security.
Wells Fargo Finance LLC is offering equity-linked, auto-callable medium-term notes due July 25, 2029, fully guaranteed by Wells Fargo & Company. Each security has a face amount of $1,000 and pays contingent quarterly coupons (the contingent coupon rate will be determined on the pricing date and will be at least 27.00% per annum). Coupons and automatic call features depend on the closing value of the Class A common stock of CoreWeave, Inc. (the Underlier); threshold levels equal 50% of the starting value for both the coupon trigger and downside protection. The estimated value at pricing is approximately $904.44 per security with a stated floor of $880.00. If not called, maturity pay depends on the ending value; an ending value below the downside threshold exposes holders to loss of more than 50% of principal. Payments are subject to issuer/guarantor credit risk.
Wells Fargo Finance LLC priced $339,000 in equity-index-linked, auto-callable medium-term notes due July 9, 2030 and issued on July 6, 2026. Each security has a $1,000 face amount and a contingent quarterly coupon of 9.00% per annum payable only if the lowest performing Underlier closes at or above 70% of its starting value on each calculation day.
The notes are linked to the lowest performing of the Nasdaq-100 Index® (starting value 30,276.35) and the Russell 2000® Index (starting value 3,024.367). If an automatic call occurs on a scheduled quarterly calculation day (Jan 2027–Apr 2030) when the lowest performing Underlier is at or above its starting value, holders receive the face amount plus a final contingent coupon. If not called, maturity payment equals $1,000 if the lowest performing Underlier ends at or above 70% of its starting value; otherwise the maturity payment equals $1,000 multiplied by that Underlier’s performance factor, producing losses that can exceed 30% or result in total loss. The pricing date estimated value was $953.29 per security; the original offering price was $1,000, with an agent discount of $18.25 and proceeds to the issuer of $981.75 per security.
Wells Fargo Finance LLC priced ETF-linked, auto-callable medium-term notes due July 9, 2029 linked to the lowest performing of XLE, XLK and XLV. The notes pay a contingent quarterly coupon of 14.50% per annum only if the lowest performing Underlier on a quarterly calculation day is at or above 75% of its starting value.
If any quarterly calculation day from January 2027 through April 2029 shows the lowest performing Underlier at or above its starting value, the securities will be automatically called for the face amount plus a final contingent coupon. If not called, maturity payment depends on the lowest performing Underlier on the final calculation day: holders receive $1,000 if that Underlier is at or above 70% of its starting value, but will lose a proportionate amount (potentially all) if it finishes below 70%.
Wells Fargo Finance LLC priced ETF-linked, auto-callable medium-term notes (face amount $1,000 per security) linked to the lowest performing of VanEck® Gold Miners ETF (GDX) and iShares® Silver Trust (SLV). Pricing date was June 30, 2026; issue date July 6, 2026; stated maturity July 9, 2029. The securities pay a quarterly contingent coupon of 22.50% per annum only if the lowest performing Underlier on each quarterly calculation day is ≥70% of its starting value, are automatically called if the lowest performing Underlier on certain quarterly dates is ≥ its starting value, and expose holders to >30% principal loss at maturity if the lowest performing Underlier finishes below 70% of its starting value. Estimated value on the pricing date: $964.88 per security; original offering price: $1,000.
Wells Fargo Finance LLC priced $1,000 face amount equity-index linked medium-term notes (Series B) that are fully guaranteed by Wells Fargo & Company. The securities are auto-callable monthly (Jan–Dec 2027) and pay a contingent coupon of 10.00% per annum when the lowest-performing Underlier on a calculation day is >= 75% of its starting value. If not called, maturity depends on the lowest-performing Underlier on the final calculation day (Jan 3, 2028) and the holder may receive $1,000 or a reduced payment equal to $1,000 × performance factor; downside exposure begins below 75% of starting value. Pricing date was June 30, 2026, issue date July 6, 2026, original offering price per security $1,000, estimated value per security $964.78, and aggregate original offering amount $4,615,000. Payments are subject to issuer/guarantor credit risk and the securities are not FDIC insured.
Wells Fargo Finance LLC priced a preliminary offering of ETF-linked, auto-callable medium-term notes fully guaranteed by Wells Fargo & Company. The securities have a $1,000 face amount per security, an estimated value of $931.70, a minimum estimated value of $890.00, pricing date July 31, 2026, issue date August 5, 2026, and stated maturity August 2, 2029.
The notes are linked to the lowest performing of the VanEck reg; Gold Miners ETF (GDX) and the iShares reg; Silver Trust (SLV). They pay quarterly contingent coupons only if the lowest performing Underlier on each calculation day is at or above its coupon threshold (70% of starting value). The contingent coupon rate will be set on the pricing date and will be at least 18.00% per annum. The notes can be automatically called on scheduled quarterly calculation days if the lowest performing Underlier is at or above its starting value; otherwise holders face full downside exposure to the lowest performing Underlier at maturity and will not participate in any appreciation of either Underlier.
Wells Fargo Finance LLC is offering market-linked, auto-callable medium-term notes (Equity Linked Securities) linked to the common stock of Oracle Corporation with a face amount of $1,000 per security. The securities pay a quarterly contingent coupon (contingent coupon rate will be set at pricing and is at least 16.00% per annum) when the Underlier meets the coupon threshold (equal to 50% of the starting value). The notes may be automatically called if the Underlier closes at or above the starting value on certain quarterly calculation days from January 2027 through April 2029. If not called, maturity depends on the final calculation day: holders receive the face amount if the ending value is at or above the downside threshold (50% of starting value), otherwise the maturity payment equals $1,000 times the performance factor and investors may lose a substantial portion, or all, of principal. Estimated value at pricing is approximately $941.00 per security and will not be less than $910.00 on the pricing date. All payments are subject to the issuer and guarantor credit risk; these securities are unsecured and not FDIC insured.
Wells Fargo Finance LLC priced Medium-Term Notes, Series B: equity index linked, auto-callable securities due August 2, 2030, fully guaranteed by Wells Fargo & Company. Each security has a $1,000 face amount and an original offering price of $1,000. Pricing date is July 31, 2026 and issue date is August 5, 2026.
Payments depend on the lowest performing of the Nasdaq-100, Russell 2000 and S&P 500. The notes pay a quarterly contingent coupon only if the lowest performing Underlier on a calculation day is ≥ 75% of its starting value; the contingent coupon rate will be set on the pricing date and is at least 10.50% per annum. The securities will be automatically called if the lowest performing Underlier on any quarterly calculation day from January 2027 through April 2030 is ≥ its starting value. If not called, maturity payment equals $1,000 if the lowest performing Underlier on the final calculation day is ≥ 75% of its starting value; otherwise the maturity payment equals $1,000 × performance factor, producing potential loss of more than 25% or all principal.
The issuer Wells Fargo Finance LLC is offering equity-index-linked, auto-callable medium-term notes due February 3, 2028 with face amount $1,000 per security. The securities pay monthly contingent coupons if the lowest-performing index on each calculation day is ≥ 75% of its starting value and may be automatically called during 2027 if the lowest-performing index is ≥ its starting value on a calculation day. If not called, principal at maturity depends on the final ending value of the lowest-performing index; a final ending value below 75% of starting value can result in a loss greater than 25 of principal. The preliminary estimated value at pricing is $962.70 (floor $930.00); original offering price is $1,000 with proceeds to issuer of $984.25 per security.
Wells Fargo Finance LLC priced market-linked, auto-callable notes linked to the Class C common stock of Dell Technologies Inc. The notes have a face amount of $1,000 per security, a pricing date of July 20, 2026, an issue date of July 23, 2026 and a stated maturity of July 23, 2027. Monthly contingent coupons (if payable) will be determined by comparison of the Underlier’s closing value to a coupon threshold equal to 60% of the starting value; the contingent coupon rate will be set on the pricing date and will be at least 30.00% per annum. The notes are automatically callable if the Underlier closes at or above the starting value on any monthly calculation day from January 2027 through June 2027. If not called, principal at maturity depends on the ending value relative to a downside threshold equal to 60% of the starting value; an ending value below that threshold results in full downside exposure and a loss of more than 40% (possibly total loss). Payments are obligations of Wells Fargo Finance LLC, fully guaranteed by Wells Fargo & Company, and are subject to credit risk. The estimated value at pricing is approximately $940.10 with a stated floor of $910.00 per security.
Wells Fargo & Company priced a series of medium-term notes due July 2, 2034. The notes were issued at a $1,000 principal per note and carry a fixed 5.15% annual interest rate payable semiannually, with an issue date of July 2, 2026 and a stated maturity of July 2, 2034.
The offering shows a total original offering price of $857,000.00 (assuming $1,000 per note), agent discount up to $8.00 per note, and proceeds to Wells Fargo of $851,790.99. The notes are senior unsecured obligations, not listed on any exchange, redeemable at Wells Fargo’s option on specified semiannual dates.
Wells Fargo & Company is offering senior unsecured medium-term notes due July 2, 2041 with a stated interest rate of 5.50% payable semi‑annually. The issue date is July 2, 2026 and each note has a principal amount of $1,000.
The notes are redeemable in whole on specified annual optional redemption dates beginning July 2, 2029 at 100% of principal plus accrued interest; redemptions may be subject to regulatory approval. The offering shows total original offering price of $2,912,000.00, agent discount of $40,550.41, and proceeds to Wells Fargo of $2,871,449.59 based on the assumed per‑note price.
Wells Fargo & Company is offering a series of senior unsecured medium-term notes, Series AA, with a 5.40% per annum fixed interest rate. The notes have a $1,000 principal per note, an issue date of July 2, 2026 and a stated maturity of July 2, 2038. Interest is paid semi-annually each January 2 and July 2, commencing January 2, 2027.
The notes are redeemable at Wells Fargo’s option annually on specified July dates beginning July 2, 2028 at 100% of principal plus accrued interest. The offering shows an original offering price of $1,000 per note (with a floor of $987.00 for certain accounts), an agent discount of $13.00 per note, total offering price $3,387,000.00 and proceeds to Wells Fargo of $3,348,904.85.
Wells Fargo & Company is issuing senior unsecured Medium-Term Notes, Series AA, with a total original offering price of $2,714,000. The notes have a $1,000 principal per note, carry a fixed interest rate of 5.00% per annum, and were priced on June 30, 2026 with an issue date of July 2, 2026
The notes mature on January 2, 2032 and are redeemable in whole (but not in part) semi‑annually on each January 2 and July 2 from January 2, 2027 through July 2, 2031 at 100% of principal plus accrued interest; any redemption may be subject to prior regulatory approval. The offering shows an agent discount up to $5.50 per note and net proceeds to Wells Fargo of $2,704,843.
Wells Fargo & Company is offering senior unsecured medium-term notes with a 4.65% per annum fixed interest rate, $1,000 principal per note and a stated maturity of July 2, 2029. The pricing date is June 30, 2026 and the issue date is July 2, 2026. Interest is payable monthly on the 2nd of each month commencing August 2, 2026. The offering totals 2,270 notes at an original offering price of $1,000 per note (aggregate shown as $2,270,000), with agent discount up to $3.50 per note and proceeds to Wells Fargo shown as $2,264,694.35. Wells Fargo may redeem the notes in whole, but not in part, on monthly optional redemption dates beginning January 2, 2027; any redemption is at 100% of principal plus accrued interest and may be subject to regulatory approval.
These notes are unsecured obligations of Wells Fargo and are subject to its credit risk. The notes will not be listed on any exchange and there may be little or no trading market. The pricing supplement should be read together with the prospectus supplement dated February 13, 2026 and the prospectus dated February 13, 2026.
Wells Fargo Finance LLC is offering ETF Linked Securities — Auto-Callable with Contingent Downside Principal at Risk linked to the iShares® Expanded Tech-Software Sector ETF (Bloomberg: IGV). The original offering price is $1,000 per security with an estimated value at pricing of $958.30 (floor $920.00). The notes pay no interest and may be automatically called on scheduled call dates beginning August 5, 2027 if the Underlier’s closing value is at or above the starting value; call premiums rise across call dates (minimum 15.00% to 45.00%). If not called, maturity on August 3, 2029 will pay $1,000 if the ending value is ≥ 75% of the starting value, otherwise the maturity payment equals $1,000 × performance factor and holders can lose a substantial portion or all principal. Payments are unsecured obligations of the issuer and guarantor and subject to their credit risk.
Wells Fargo Finance LLC is offering ETF-linked medium-term notes (face amount $1,000 per security) due August 11, 2027. These securities provide 100% upside participation to a capped maximum return (at least $132.50) and a 10% buffer on the Underlier, the Invesco QQQ Trust. If the Underlier declines beyond the buffer, investors bear 1-to-1 losses and may lose up to 90% of the face amount. The estimated value at pricing is $961.00, not less than $931.00. Payments are unsecured obligations of the issuer, fully guaranteed by Wells Fargo & Company, and subject to credit and tax risks.