Every 424B that Wells Fargo & Co. (WFC) has filed with the SEC in the last 12 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 424B covers the supplement that carries the terms of a priced offering, so if you follow WFC and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full WFC filings page.
Wells Fargo & Company plans to issue senior unsecured fixed-rate notes maturing on February 17, 2036, as part of its Medium-Term Notes, Series T. Each note has a $1,000 principal amount and is expected to price at $1,000 per note, with certain institutional and fee-based advisory accounts able to buy between $980 and $1,000 per note.
The notes pay 4.90% fixed interest per annum, with interest paid semi-annually on February 17 and August 17, starting August 17, 2026. Wells Fargo may redeem the notes, in whole but not in part, at 100% of principal plus accrued interest on each February 17 from 2028 through 2035, which may limit upside if rates fall.
The notes are senior unsecured obligations subject entirely to Wells Fargo’s credit risk and are not insured by any governmental agency. They will not be listed on any securities exchange, and the issuer does not expect an active trading market, so investors should be prepared to hold to maturity or issuer redemption.
Wells Fargo & Company plans to issue senior unsecured Medium-Term Notes, Series T, paying a fixed 4.45% annual interest rate. Each note has a $1,000 principal amount, with interest paid semi-annually every February 17 and August 17, starting August 17, 2026.
The notes are scheduled to be issued on February 17, 2026 and to mature on February 17, 2031, unless Wells Fargo redeems them earlier at 100% of principal plus accrued interest, beginning February 17, 2027 on semi-annual optional redemption dates. They will not be listed on any exchange, and their value and payments depend on Wells Fargo’s creditworthiness.
Wells Fargo & Company is offering senior unsecured Medium-Term Notes, Series T, fixed rate callable notes due February 17, 2029. Each note has a $1,000 principal amount and pays interest at 4.05% per annum, with semi-annual interest payments each February 17 and August 17, starting August 17, 2026.
Wells Fargo may redeem the notes, in whole but not in part, at 100% of principal plus accrued interest on any February 17 or August 17 from February 17, 2027 through August 17, 2028, subject to any required regulatory approval. At maturity, if not redeemed, investors receive $1,000 per note plus accrued interest.
The notes are senior unsecured obligations of Wells Fargo and are subject to its credit risk. They will not be listed on any securities exchange. The original offering price is generally $1,000 per note, with eligible institutional and fee-based advisory accounts paying between $990 and $1,000 per note. Wells Fargo Securities, LLC acts as agent, receiving an agent discount of up to $10 per note, with net proceeds to Wells Fargo of $990 per note at the $1,000 offering price.
Wells Fargo & Company is offering $4,233,000 of senior unsecured Medium-Term Notes, Series T, with a 5.65% fixed annual interest rate and $1,000 principal per note.
The notes pay interest semi-annually each February 5 and August 5, starting August 5, 2026, and are scheduled to mature on February 5, 2051. Wells Fargo may redeem them in whole, but not in part, at 100% of principal plus accrued interest on any February 5 from 2028 through 2050.
The notes are not listed on any securities exchange, so liquidity may be limited. After an $8.00 per note agent discount, Wells Fargo expects to receive $4,201,638 in proceeds. Investors bear Wells Fargo’s credit risk and face additional risks from long maturity, potential early redemption, and dealer discounts and hedging costs that can depress secondary-market prices.
Wells Fargo & Company is issuing senior unsecured Medium-Term Notes, Series T, with a total original offering price of $14,627,000. Each note has a $1,000 principal amount, a fixed 5.50% annual interest rate, and pays interest semi-annually on February 5 and August 5, starting August 5, 2026.
The notes are scheduled to mature on February 5, 2046, when holders are expected to receive the $1,000 principal per note plus any accrued and unpaid interest, unless the notes are redeemed earlier. Wells Fargo may redeem the notes, in whole but not in part, at 100% of principal plus accrued interest on each February 5 from 2030 through 2045, subject to any required regulatory approval.
The notes are senior unsecured obligations of Wells Fargo and are subject to the company’s credit risk; they are not bank deposits and are not FDIC insured. The notes will not be listed on any securities exchange, and a trading market is not expected to develop. Underwriting terms include an agent discount of up to $11 per note, resulting in expected proceeds to Wells Fargo of $14,470,917.
Wells Fargo & Company is offering senior unsecured medium-term notes, Series T, due February 5, 2041. Each note has a $1,000 principal amount and a fixed 5.30% per annum interest rate, paid semi-annually on February 5 and August 5, starting August 5, 2026.
The notes may be redeemed at Wells Fargo’s option, in whole but not in part, at 100% of principal plus accrued interest on each February 5 from 2029 through 2040. At maturity, if not redeemed earlier, investors receive $1,000 per note plus accrued interest.
Total original offering is $6,193,000, with Wells Fargo receiving approximately $6,126,229 after up to $66,771 in agent discounts. The notes are not listed on any exchange, are subject to Wells Fargo’s credit risk, and may be harder to sell before maturity.
Wells Fargo & Company is offering senior unsecured Medium-Term Notes, Series T, with a total original offering price of $11,009,000. Each note has a $1,000 principal amount, a fixed 5.00% per annum interest rate, and a scheduled maturity on February 5, 2036, with semi-annual interest payments each February 5 and August 5 starting in 2026.
The notes are callable at Wells Fargo’s option, in whole and not in part, at 100% of principal plus accrued interest on each February 5 from 2028 through 2035. They will not be listed on any securities exchange, so liquidity may be limited. The notes are subject to Wells Fargo’s credit risk; if the company cannot meet its obligations, investors could lose some or all of their investment.
Per the fee table, the agent discount is up to $7.00 per note, resulting in proceeds to Wells Fargo of $10,936,943 before expenses. Certain institutional and fee-based advisory accounts may pay between $993 and $1,000 per note, reflecting reduced selling concessions.
Wells Fargo & Company is issuing senior unsecured medium-term notes with a fixed 4.60% annual interest rate, maturing on February 5, 2033. The offering totals $5,560,000 at $1,000 principal per note, generating approximately $5,517,508 in proceeds to Wells Fargo after up to $8 per-note agent discounts.
Interest is paid semi-annually each February 5 and August 5, starting August 5, 2026, with $1,000 principal plus accrued interest due at maturity unless the notes are redeemed earlier. Wells Fargo may redeem all notes, but not part, at par plus accrued interest on optional redemption dates every February 5 and August 5 from February 5, 2028 through August 5, 2032, subject to any required regulatory approval.
The notes are issued in $1,000 denominations, will not be listed on any securities exchange, and are senior unsecured obligations of Wells Fargo. All payments depend on Wells Fargo’s credit; the notes are not bank deposits and are not insured or guaranteed by any governmental agency.
Wells Fargo & Company is offering senior unsecured Medium-Term Notes, Series T, bearing fixed interest of 4.35% per annum and maturing on February 5, 2031. Each note has a $1,000 principal amount and pays interest in cash semi-annually on February 5 and August 5, starting August 5, 2026.
The notes may be redeemed by Wells Fargo, in whole but not in part, at 100% of principal plus accrued interest on optional redemption dates every February 5 and August 5 from August 5, 2027 through August 5, 2030. The total offering size is $5,331,000, with Wells Fargo receiving approximately $5,305,773.54 in proceeds after up to $5.18 per note in agent discounts.
The notes are senior unsecured obligations of Wells Fargo, are not bank deposits, and are not insured by the FDIC or any government agency. They will not be listed on any securities exchange, so liquidity may be limited and secondary market prices may be below the original offering price.
Wells Fargo & Company is issuing senior unsecured Medium-Term Notes, Series T, paying fixed interest of 4.00% per annum. Each note has a $1,000 principal amount and an original offering price between $997.50 and $1,000, with total offering proceeds of $4,170,148.89 to Wells Fargo after agent discounts.
The notes pay interest semi-annually each February 5 and August 5, starting August 5, 2026, and mature on February 5, 2029, unless Wells Fargo redeems them earlier at 100% of principal plus accrued interest on specified semi-annual call dates from February 5, 2027 through August 5, 2028. The notes are not listed on any exchange, are subject to Wells Fargo’s credit risk, and may trade below the original offering price due to agent discounts, expenses, hedging costs and limited secondary market liquidity.
Wells Fargo & Company is issuing senior unsecured notes due January 30, 2031 with a fixed interest rate of 4.30% per year. Each note has a $1,000 original offering price, with total issuance of $6,000,000 and net proceeds of $5,961,000 after agent discounts.
Interest is paid semi-annually on January 30 and July 30, starting July 30, 2026. Wells Fargo may redeem all of the notes at 100% of principal plus accrued interest on any January 30 or July 30 from January 30, 2028 through July 30, 2030, which may limit investors’ ability to benefit from higher coupon income over the full term.
The notes will not be listed on any securities exchange, so liquidity may be limited and resale prices may be below the original offering price. Payments depend entirely on Wells Fargo’s credit; if Wells Fargo defaults, investors could lose some or all of their investment. The notes are expected to be treated as debt for U.S. federal income tax purposes without original issue discount.
Wells Fargo & Company is offering $300 million of senior unsecured medium-term notes, Series T, due January 29, 2029. The notes are issued in $1,000 denominations at an original offering price of $1,000 per note and pay fixed interest of 4.10% per annum.
Interest is paid semi-annually on January 29 and July 29, starting July 29, 2026, with repayment of principal plus accrued interest at maturity unless earlier redeemed. Wells Fargo may, in whole but not in part, redeem the notes at 100% of principal plus accrued interest on optional redemption dates semi-annually from January 29, 2027 through July 29, 2028.
The notes are senior unsecured obligations of Wells Fargo, are not insured by any governmental agency, and all payments are subject to Wells Fargo’s credit risk. The notes will not be listed on any securities exchange, and a secondary trading market is not expected, so investors should be prepared to hold to maturity.
Wells Fargo & Company is offering senior unsecured medium-term notes with a fixed interest rate of 4.10% per year. Each note has a $1,000 original offering price and is part of Wells Fargo’s Medium-Term Notes, Series T. Interest is paid in cash semi-annually on January 29 and July 29, starting July 29, 2026, until the stated maturity on January 29, 2029, plus any accrued and unpaid interest at maturity.
Wells Fargo may redeem the notes early, in whole but not in part, at 100% of principal plus accrued interest on semi-annual optional redemption dates from January 29, 2027 through July 29, 2028, subject to any required regulatory approval. The notes are unsecured obligations of Wells Fargo, are not insured by any governmental agency, will not be listed on any securities exchange, and all payments are subject to Wells Fargo’s credit risk, meaning investors could lose some or all of their investment if Wells Fargo defaults.
Wells Fargo & Company is offering senior unsecured medium-term notes due February 5, 2051 with a fixed interest rate of 5.65% per annum. Each note has a $1,000 principal amount, pays interest semi-annually on February 5 and August 5 starting August 5, 2026, and returns $1,000 per note at maturity plus any accrued interest if not redeemed earlier.
Wells Fargo may redeem the notes, in whole but not in part, at 100% of principal plus accrued interest on any February 5 from 2028 through 2050, which may limit upside for investors if market rates fall. The notes are senior unsecured obligations subject to Wells Fargo’s credit risk and will not be listed on any exchange, so liquidity may be limited. For the standard $1,000 original offering price, the agent discount is $25 per note, with net proceeds to Wells Fargo of $975 per note.
Wells Fargo & Company is offering senior unsecured Medium-Term Notes, Series T, paying fixed interest of 5.50% per annum and scheduled to mature on February 5, 2046, unless redeemed earlier. Each note has a $1,000 principal amount, with interest paid semi-annually on February 5 and August 5, beginning August 5, 2026. Wells Fargo may redeem the notes, in whole but not in part, at 100% of principal plus accrued interest on each February 5 from 2030 through 2045, which could limit the income period if rates fall.
The notes are senior unsecured obligations of Wells Fargo and all payments depend on its credit; they are not bank deposits and are not FDIC insured. The notes will not be listed on any exchange, so liquidity may be limited and resale prices may be below the original offering price, which is $1,000 per note, with agent discounts of up to $25 per note and proceeds to Wells Fargo of $975 per note.
Wells Fargo & Company is offering senior unsecured Medium-Term Notes, Series T, with a principal amount of $1,000 per note. The notes pay fixed interest at 5.30% per annum, with semi-annual interest payments each February 5 and August 5, beginning August 5, 2026.
The notes are scheduled to mature on February 5, 2041, when investors are expected to receive $1,000 per note plus any accrued and unpaid interest, unless the notes are redeemed earlier. Wells Fargo may redeem the notes, in whole but not in part, at 100% of principal plus accrued interest on any February 5 from 2029 through 2040, subject to any required regulatory approval.
The notes are senior unsecured obligations of Wells Fargo and are subject to its credit risk. They will not be listed on any securities exchange, and a secondary market is not expected. The original offering price is generally $1,000 per note, with eligible institutional and fee-based advisory accounts paying between $975 and $1,000 per note. Wells Fargo Securities, LLC acts as agent and may receive an agent discount of up to $25.00 per note, leaving $975.00 per note in proceeds to Wells Fargo at a $1,000 offering price.
Wells Fargo & Company is offering senior unsecured Medium-Term Notes, Series T, with a principal amount of $1,000 per note and a fixed interest rate of 4.60% per annum. Interest is paid in cash semi-annually on February 5 and August 5, starting August 5, 2026, until the stated maturity on February 5, 2033, unless the notes are redeemed earlier.
Wells Fargo may redeem the notes, in whole but not in part, at 100% of principal plus accrued interest on any February 5 or August 5 from February 5, 2028 through August 5, 2032, which may limit upside if rates fall. The notes will not be listed on any exchange, so liquidity may be limited and sale prices may be below the original offering price. Investors face Wells Fargo’s credit risk, interest rate and call risk, potential structural subordination in a resolution, and pricing impacts from agent discounts, selling concessions and hedging. For most investors, the original offering price is $1,000 per note, with Wells Fargo receiving proceeds of $982.50 per note after an agent discount of up to $17.50.
Wells Fargo & Company is offering senior unsecured medium-term notes paying a fixed 5.00% per annum, with scheduled maturity on February 5, 2036, unless earlier redeemed. Each note has a $1,000 principal amount, with an original offering price of $1,000 per note; certain eligible institutional and fee-based advisory investors may pay between $980 and $1,000 per note.
Interest is paid semi-annually on February 5 and August 5, starting August 5, 2026. Wells Fargo may, at its option, redeem all (but not part) of the notes at 100% of principal plus accrued interest on each February 5 from 2028 through 2035, which may limit investors’ ability to benefit from higher coupon income if rates fall. The notes are senior unsecured obligations of Wells Fargo, are not FDIC insured, and all payments depend on Wells Fargo’s credit.
The notes will not be listed on any securities exchange and a trading market is not expected to develop, so liquidity may be limited. An agent discount of up to $20 per note reduces proceeds to Wells Fargo to $980 per note and may affect secondary pricing. The filing also highlights interest rate risk, call risk, structural subordination in certain scenarios, potential hedging-related conflicts of interest, and U.S. federal income tax considerations, including the possibility of original issue discount.
Wells Fargo & Company is offering senior unsecured Medium-Term Notes, Series T, that pay fixed interest and may be redeemed early by the issuer. Each note has a principal amount of $1,000 and an original offering price of $1,000 per note, with eligible institutional and fee-based advisory accounts able to purchase between $985.00 and $1,000 per note. The notes bear interest at a fixed rate of 4.35% per annum, paid semi-annually on February 5 and August 5, beginning August 5, 2026, until the stated maturity on February 5, 2031, unless redeemed earlier.
Wells Fargo may redeem the notes, in whole but not in part, at 100% of principal plus accrued interest on semi-annual optional redemption dates from August 5, 2027 through August 5, 2030, subject to any required regulatory approval. The notes are senior unsecured obligations of Wells Fargo, are subject to its credit risk, will not be listed on any securities exchange, and may have limited or no secondary market. An agent discount of up to $15.00 per note applies, with Wells Fargo Securities, LLC acting as principal distributor and potentially realizing additional hedging profits.
Wells Fargo & Company plans to issue senior unsecured Medium-Term Notes, Series T, paying a fixed 4.00% per annum. Each note has a $1,000 principal amount, with interest paid semi-annually on February 5 and August 5, starting August 5, 2026, until the stated maturity on February 5, 2029, when investors are scheduled to receive $1,000 per note plus any accrued interest if the notes have not been redeemed.
Wells Fargo may redeem the notes in whole at 100% of principal plus accrued interest on any optional redemption date, beginning February 5, 2027 and then every February 5 and August 5 through August 5, 2028, subject to any required regulatory approval. The notes will be issued in $1,000 denominations, are not listed on any exchange, and all payments are subject to Wells Fargo’s credit risk. The original offering price is generally $1,000 per note, with eligible institutional and fee-based advisory investors paying between $990 and $1,000 per note, and the selling agent receiving an agent discount of up to $10 per note.
Wells Fargo & Company is offering senior unsecured Medium-Term Notes, Series T, paying a fixed 4.30% per annum on a $1,000 principal amount per note. Interest is paid in cash semi-annually on January 30 and July 30, starting July 30, 2026, until the stated maturity on January 30, 2031, unless the notes are redeemed earlier.
Wells Fargo may redeem the notes, in whole but not in part, at 100% of principal plus accrued interest on optional redemption dates every January 30 and July 30 from January 30, 2028 through July 30, 2030, subject to any required regulatory approval. The notes are senior unsecured obligations subject to Wells Fargo’s credit risk, are issued in minimum denominations of $1,000, and will not be listed on any securities exchange. The original offering price is generally $1,000 per note, with an agent discount of up to $10.00 per note and proceeds to Wells Fargo of $990.00 per note.
Wells Fargo & Company is offering $5,976,000 of senior unsecured Medium-Term Notes, Series T, with a fixed interest rate of 4.55% per annum and a stated maturity on January 22, 2033.
The notes are issued in $1,000 denominations at an original offering price of $1,000 per note for most buyers, while eligible institutional and fee-based advisory accounts may pay between $991.50 and $1,000 per note. Interest is paid semi-annually on January 22 and July 22, starting July 22, 2026, and holders receive $1,000 per note at maturity plus accrued interest, unless the notes are redeemed earlier.
Wells Fargo may redeem the notes, in whole but not in part, at 100% of principal plus accrued interest on any January 22 or July 22 from January 22, 2028 through July 22, 2032, which can limit the benefit of the fixed 4.55% rate if market yields decline. The notes are senior unsecured obligations subject to Wells Fargo’s credit risk, will not be listed on any exchange, may have limited or no secondary market liquidity, and are expected to be treated as debt for U.S. federal income tax purposes without original issue discount.
Wells Fargo & Company is issuing $2,760,000 of 4.85% senior unsecured notes maturing January 22, 2036. Each note has a $1,000 principal amount and pays fixed interest at 4.85% per year, with interest paid in cash every January 22 and July 22 starting July 22, 2026.
Wells Fargo may redeem the notes early, in whole but not in part, at 100% of principal plus accrued interest on July 22 of each year from 2028 through 2035, which could limit investors’ ability to earn interest if rates fall. The notes are not listed on any securities exchange, so liquidity may be limited and resale prices may be below the original offering price.
The notes are senior unsecured obligations of Wells Fargo, and all payments depend on its credit; they are not bank deposits and are not insured by any governmental agency. The offering price is $1,000 per note, including up to $11.50 per note as agent discount, resulting in proceeds to Wells Fargo of $2,730,693.50.
Wells Fargo & Company is issuing senior unsecured fixed-rate notes as part of its Medium-Term Notes, Series T program. Each note has a $1,000 principal amount, pays 5.25% interest per year, and is scheduled to mature on January 22, 2041, with interest paid semi-annually each January 22 and July 22 starting July 22, 2026.
Wells Fargo may, at its option, redeem the notes in whole at 100% of principal plus accrued interest on January 22 of each year from 2029 through 2040, which could limit how long investors receive interest. The notes will not be listed on any securities exchange, so liquidity may be limited. All payments depend on Wells Fargo’s credit, and the notes are not insured by any government agency. For U.S. federal income tax purposes, counsel expects the notes to be treated as debt without original issue discount.
Wells Fargo & Company is issuing senior unsecured Medium-Term Notes, Series T, with a total offering amount of $4,307,000.00. Each note has a principal amount and original offering price of $1,000, with certain eligible institutional and fee-based advisory investors paying between $994.00 and $1,000 per note. The notes pay fixed interest at 4.25% per annum, with interest paid semi-annually on January 22 and July 22, starting on July 22, 2026.
The notes are scheduled to mature on January 22, 2031, when investors are expected to receive $1,000 per note plus any accrued and unpaid interest, unless the notes are redeemed earlier. Wells Fargo may redeem the notes, in whole but not in part, at par plus accrued interest on semi-annual optional redemption dates from July 22, 2027 through July 22, 2030, subject to any required regulatory approval. The notes will not be listed on any securities exchange, and there is no expectation of an active secondary market.
The notes are senior unsecured obligations of Wells Fargo and all payments are subject to its credit risk. The agent discount is up to $6.00 per note, resulting in total proceeds to Wells Fargo of $4,284,162.50. The pricing supplement highlights risks including potential call risk, limited liquidity, price impacts from agent discounts and hedging, and sensitivity to Wells Fargo’s creditworthiness and interest rate changes. Counsel expects the notes to be treated as debt instruments for U.S. federal income tax purposes without original issue discount.
Wells Fargo & Company is issuing 4.10% fixed-rate senior unsecured notes due January 22, 2030 in a $5,433,000 offering. Each note has a $1,000 principal amount and is offered at $1,000 per note, though eligible institutional and fee-based advisory investors may pay between $995 and $1,000 per note.
Interest is paid in cash in U.S. dollars semi-annually on January 22 and July 22, starting July 22, 2026, and at maturity or earlier redemption. The notes are callable at 100% of principal plus accrued interest, in whole but not in part, on January 22 and July 22 of each year from January 22, 2027 through July 22, 2029, subject to any required regulatory approval.
The notes are senior unsecured obligations of Wells Fargo and all payments are subject to its credit risk. They will not be listed on any securities exchange, and a secondary market is not expected to develop, so investors should be prepared to hold to maturity. After an agent discount of up to $5.00 per note, Wells Fargo expects to receive approximately $5,409,460 in proceeds.
Wells Fargo & Company is issuing senior unsecured Medium-Term Notes, Series T, paying fixed interest of 5.05% per annum on a $1,000 principal amount per note. The notes are scheduled to mature on January 22, 2038, with semi-annual interest payments each January 22 and July 22, starting July 22, 2026. Unless redeemed earlier, investors will receive $1,000 per note at maturity plus any accrued interest.
Wells Fargo may redeem the notes at 100% of principal plus accrued interest, in whole but not in part, on each July 22 from 2028 through 2037, which may limit upside for investors if rates fall. The notes are not insured by the FDIC or any government agency, are subject to Wells Fargo’s credit risk, and will not be listed on any securities exchange, so secondary market liquidity may be limited. The offering totals $15,163,000 in notes, with Wells Fargo receiving approximately $14,996,272.80 in proceeds after an agent discount.
Wells Fargo & Company is issuing senior unsecured Medium-Term Notes, Series T, with a fixed interest rate of 5.50% per annum, at an original offering price of $1,000 per note and total proceeds of $4,000,000. The notes pay interest in cash semi-annually on January 21 and July 21, starting July 21, 2026, and are scheduled to mature on January 21, 2046, when investors are expected to receive $1,000 per note plus any accrued and unpaid interest.
Wells Fargo may redeem the notes early, in whole but not in part, at 100% of principal plus accrued interest on January 21 of each year from 2028 through 2045, subject to any required regulatory approval. The notes will not be listed on any securities exchange, so any secondary market is expected to be limited. All payments depend on Wells Fargo’s credit, are not deposits, and are not insured by the FDIC or any government agency.
Wells Fargo & Company is offering $2,000,000,000 of senior unsecured Medium-Term Notes, Series Y, with fixed-to-floating interest and a stated maturity on January 23, 2047.
The notes are issued at 100.000% of principal (with net proceeds of $1,982,500,000) and pay a fixed coupon of 5.433%, with interest paid each January 23 and July 23 from July 23, 2026 through January 23, 2046. If not redeemed, the rate then switches to a floating rate based on Compounded SOFR +123 basis points, with a 0% minimum rate and quarterly interest payments.
The notes are redeemable at Wells Fargo’s option at a make-whole price from February 1, 2027 through January 22, 2046, and at par on January 23, 2046 or on or after July 23, 2046, in each case plus accrued interest and subject to any required regulatory approvals. The notes are not insured by any government agency, are not listed on any exchange, and are not intended for retail investors in the United Kingdom under UK PRIIPs and related rules.
Wells Fargo & Company is issuing $3,500,000,000 of senior redeemable fixed-to-floating rate medium-term notes under its Series Y program. These notes are unsecured obligations of the company, so all interest and principal payments depend on Wells Fargo’s ability to meet its debt commitments. If the company defaults, investors could lose some or all of their investment.
The notes are not bank deposits and are not insured by the FDIC or any other government agency. Distribution is handled by a syndicate of agents led by Wells Fargo Securities, LLC. In the United Kingdom, the notes are not intended for retail investors and may only be offered to certain institutional and high net worth “relevant persons” under local financial promotion rules.
Wells Fargo & Company is issuing $2,000,000,000 of Senior Redeemable Fixed-to-Floating Rate Notes under its Medium-Term Notes, Series Y program. The notes are unsecured obligations of Wells Fargo & Company, so all interest and principal payments depend on the company’s ability to meet its debt commitments, and a default could result in loss of some or all of the investment. The notes are not bank deposits and are not insured by the FDIC or any other governmental agency.
The notes reference SOFR, Compounded SOFR and potential benchmark replacements, and investors are directed to risk factors focused on these rate benchmarks. The distribution is handled by a syndicate of agents led by Wells Fargo Securities, LLC, and the notes are restricted from being offered or made available to retail investors in the United Kingdom, where they may only be marketed to specified professional and high net worth investors.
Wells Fargo & Company is offering $500,000,000 of Medium-Term Notes, Series Y, senior redeemable floating rate notes. The notes are unsecured obligations of the company, bear interest at Compounded SOFR plus 74 basis points with a minimum interest rate of 0% per year, and mature on January 23, 2030, when holders are paid 100% of principal plus accrued interest.
The notes are issued at 100.00% of principal, with a 0.25% agent discount, resulting in net proceeds of $498,750,000. Interest is paid quarterly on January 23, April 23, July 23 and October 23, starting April 23, 2026. Wells Fargo may redeem the notes at 100% of principal plus accrued interest in whole on January 23, 2029, or in whole or in part on or after December 23, 2029, subject to any required regulatory approval. Sales to retail investors in the United Kingdom are prohibited, and investors face risks tied to SOFR benchmarks and the company’s credit.
Wells Fargo & Company is offering senior unsecured Medium-Term Notes, Series T, with a fixed interest rate of 5.50% per annum, priced at $1,000 per note. Interest is paid in cash semi-annually each January 21 and July 21, starting July 21, 2026.
The notes are scheduled to mature on January 21, 2046, unless Wells Fargo redeems them earlier at 100% of principal plus accrued interest on annual call dates beginning January 21, 2028. The notes will not be listed on any exchange, so liquidity may be limited and resale prices may be below the original offering price.
The notes are senior unsecured obligations subject to the credit risk of Wells Fargo; if the issuer defaults, investors could lose some or all of their investment. The risk discussion highlights interest rate risk over the long term, potential structural subordination, limited acceleration rights, possible secondary market discounts, and conflicts of interest from dealers’ hedging and selling concessions. For U.S. tax purposes, counsel expects the notes to be treated as debt, generally without original issue discount if issued at par.
Wells Fargo & Company is offering senior unsecured Medium-Term Notes, Series Y, that pay a fixed interest rate from January 2026 until January 2046 and then a floating rate based on Compounded SOFR until their stated maturity in January 2047, unless the notes are redeemed earlier.
Wells Fargo may redeem the notes at its option during a make-whole redemption period running from February 2027 through January 2046, and later at par on specified dates, in each case plus accrued interest and subject to any required regulatory approvals. The notes will be sold to underwriting agents, including Wells Fargo Securities, at a purchase price equal to the issue price less an agent discount, so Wells Fargo receives the net proceeds. The notes are unsecured, are not bank deposits or insured obligations, and are subject to the company’s credit risk. They are not intended to be offered or made available to retail investors in the United Kingdom under UK PRIIPs rules.
Wells Fargo & Company is offering Medium-Term Notes, Series Y, structured as senior redeemable fixed-to-floating rate notes under an existing shelf registration. These notes are unsecured obligations of Wells Fargo & Company, so all interest and principal payments depend on the company’s ability to meet its debt commitments, and a default could result in loss of some or all invested principal.
The notes are not bank deposits and are not insured by the FDIC or any other governmental agency. The document highlights U.S. federal income tax considerations, including potential original issue discount, and directs investors to more detailed tax discussions in the accompanying prospectus materials. It also emphasizes risk factors related to SOFR, compounded SOFR and any benchmark replacement referenced in the broader offering documents.
For the United Kingdom, the notes are expressly not intended for retail investors, and no UK PRIIPs key information document has been prepared, so offering them to retail investors in the UK may be unlawful. In the UK, any offer and related investment activity is limited to non-retail “relevant persons,” such as investment professionals and certain high net worth entities, who are deemed to represent that they meet these criteria.
Wells Fargo & Company provides a pricing supplement for its Medium-Term Notes, Series Y, which are senior redeemable fixed-to-floating rate notes. The notes are unsecured obligations of the company, so all interest and principal payments depend on Wells Fargo’s creditworthiness, and investors could lose some or all of their investment if the company defaults. The notes are not bank deposits and are not insured by the FDIC or any other government agency.
The document highlights existing risk factors, including those related to SOFR, compounded SOFR and benchmark replacements, directing investors to the accompanying prospectus for details. It also sets strict United Kingdom sales restrictions: the notes are not intended for UK retail investors, no UK PRIIPs key information document has been prepared, and offering or selling the notes to UK retail investors may be unlawful. Any offer in the UK is limited to non-retail “relevant persons” such as investment professionals and certain high net worth entities under local financial promotion rules.
Wells Fargo & Company is offering senior unsecured Medium-Term Notes, Series Y, that pay a floating interest rate based on Compounded SOFR plus a specified spread, with a minimum interest rate of 0% per year for each interest period. The notes are scheduled to mature in January 2030, when holders are expected to receive the full principal amount in cash plus any accrued and unpaid interest.
The notes may be redeemed at Wells Fargo’s option, either in whole on a specified date in January 2029, or in whole or in part on or after a specified date in December 2029, at 100% of principal plus accrued interest, subject to any required regulatory approval. Wells Fargo Securities, LLC, an affiliate of the company, will act as the calculation agent and sole bookrunning agent. The notes will not be listed on any securities exchange and are not intended to be offered or sold to retail investors in the United Kingdom, reflecting specific UK sales and distribution restrictions.
Wells Fargo & Company is offering senior unsecured Medium-Term Notes, Series T, with a principal amount of $1,000 per note and a fixed interest rate of 5.25% per annum. Interest is paid in cash semi-annually on each January 22 and July 22, starting July 22, 2026, until the stated maturity date of January 22, 2041, unless the notes are redeemed earlier.
Wells Fargo may redeem the notes, in whole but not in part, at 100% of principal plus accrued interest on January 22 of each year from 2029 through 2040, which may limit investors’ ability to benefit from higher coupons in a falling-rate environment. The notes are senior unsecured obligations subject to Wells Fargo’s credit risk, are not insured by any governmental agency, and will not be listed on any securities exchange, so liquidity may be limited and resale prices may be below the original offering price.
The original offering price is $1,000 per note, with eligible institutional and fee-based advisory accounts paying between $975.00 and $1,000 per note. Wells Fargo Securities, LLC acts as agent, receiving an agent discount of up to $25.00 per note, resulting in proceeds to Wells Fargo of $975.00 per note at the $1,000 offering price. Risk factors highlighted include interest rate risk, call risk, credit risk, potential structural subordination, limited secondary market, dealer conflicts of interest from hedging profits, and U.S. federal income tax considerations, including possible original issue discount treatment if pricing is below principal.
Wells Fargo & Company is offering senior unsecured fixed-rate notes from its Medium-Term Notes, Series T program. Each note has a $1,000 principal amount, pays 5.05% per annum, and is scheduled to mature on January 22, 2038, with semi-annual interest payments each January 22 and July 22, starting July 22, 2026.
Wells Fargo may redeem the notes early, in whole but not in part, at 100% of principal plus accrued interest on each July 22 from 2028 through 2037, which could limit the income period if rates fall. The notes are senior unsecured obligations subject to Wells Fargo’s credit risk and are not deposits or FDIC insured.
The notes will not be listed on any securities exchange, and a trading market is not expected to develop, so investors should be prepared to hold to maturity. Per-note economics show a $1,000 original offering price, up to a $20 agent discount, and $980 in proceeds to Wells Fargo, with varying pricing for eligible institutional and fee-based advisory accounts.
Wells Fargo & Company is offering senior unsecured Medium-Term Notes, Series T, with a fixed interest rate of 4.85% per annum and a principal amount of $1,000 per note. Interest is paid semi-annually on January 22 and July 22, starting July 22, 2026, until the stated maturity on January 22, 2036, unless the notes are redeemed earlier.
Wells Fargo may, at its option, redeem the notes in whole (but not in part) at 100% of principal plus accrued interest on July 22 of each year from 2028 through 2035, subject to any required regulatory approval. The notes are senior unsecured obligations of Wells Fargo, fully subject to its credit risk, and are not bank deposits or FDIC insured.
The notes will not be listed on any securities exchange, and a trading market is not expected to develop, so investors should be prepared to hold to maturity. The original offering price is generally $1,000 per note, with eligible institutional and fee-based advisory accounts paying between $980 and $1,000 per note, and the selling agent may receive a discount of up to $20 per note.
Wells Fargo & Company is offering senior unsecured Medium-Term Notes, Series T, that pay fixed interest of 4.55% per annum on a principal amount of $1,000 per note. The notes are scheduled to mature on January 22, 2033, with semi-annual interest payments each January 22 and July 22, starting July 22, 2026. Unless earlier redeemed by Wells Fargo, investors receive $1,000 per note at maturity plus any accrued interest.
Wells Fargo may, at its option, redeem the notes in whole on semi-annual dates from January 22, 2028 through July 22, 2032 at 100% of principal plus accrued interest, which could limit investors’ ability to benefit from the fixed rate if market rates fall. The notes are senior unsecured obligations subject to Wells Fargo’s credit risk and are not insured by any governmental agency.
The original offering price is generally $1,000 per note, with certain institutional and fee-based advisory accounts paying between $985 and $1,000 per note. An agent discount of up to $15 per note applies. The notes will not be listed on any securities exchange, so liquidity may be limited and resale prices may be below the original offering price.
Wells Fargo & Company is offering senior unsecured Medium-Term Notes, Series T, with a principal amount of $1,000 per note and a fixed interest rate of 4.10% per annum. Interest is paid in cash semi-annually on January 22 and July 22, starting July 22, 2026, until the earlier of redemption or the stated maturity date of January 22, 2030.
The notes are callable by Wells Fargo, in whole but not in part, at 100% of principal plus accrued interest on semi-annual optional redemption dates from January 22, 2027 through July 22, 2029. The original offering price is generally $1,000 per note, but eligible institutional investors and fee-based advisory accounts may pay between $990 and $1,000 per note, reflecting foregone selling concessions. Wells Fargo Securities, LLC receives an agent discount of up to $10 per note.
The notes are not insured by any governmental agency, are subject to the credit risk of Wells Fargo, and will not be listed on any securities exchange, so a secondary market may be limited. Counsel expects the notes to be treated as debt for U.S. federal income tax purposes and generally issued without original issue discount if sold at par.
Wells Fargo & Company is offering senior unsecured Medium-Term Notes, Series T, with a principal amount of $1,000 per note and a fixed interest rate of 4.55% per year. Interest is paid semi-annually on the last calendar day of June and December, starting on June 30, 2026, until the stated maturity date of December 31, 2032, when holders receive $1,000 per note plus any accrued interest, unless the notes are redeemed earlier.
The notes can be redeemed by Wells Fargo, in whole but not in part, at 100% of principal plus accrued interest on optional redemption dates every June and December from December 31, 2027 through June 30, 2032, which may limit investors’ ability to benefit from higher yields. The total original offering is $6,112,000.00, with Wells Fargo receiving proceeds of $6,066,186.50 after an agent discount of up to $8.50 per note. The notes are unsecured, subject to Wells Fargo’s credit risk, are not insured by any government agency, will not be listed on any exchange, and may have limited or no secondary market liquidity.
Wells Fargo & Company is issuing senior unsecured Medium-Term Notes, Series T, with an aggregate offering of $8,119,000. Each note has a principal amount and original offering price of $1,000, pays fixed interest at 5.00% per year, and is scheduled to mature on December 31, 2037, unless redeemed earlier. Interest is paid semi-annually on the last calendar day of June and December, starting June 30, 2026.
Wells Fargo may redeem the notes, in whole but not in part, at 100% of principal plus accrued interest on each optional redemption date from December 31, 2028 through December 31, 2036, subject to any required regulatory approval. The notes will not be listed on any exchange, so liquidity may be limited, and their value can be affected by interest rates, Wells Fargo’s creditworthiness, and hedging and distribution costs. All payments depend on Wells Fargo’s ability to meet its obligations, and investors could lose some or all of their investment in a default.
Wells Fargo & Company is offering senior unsecured Medium-Term Notes, Series T, paying 4.25% fixed interest per year and maturing on December 31, 2030. Each note has a $1,000 principal amount, with the original offering price generally $1,000 per note and at least $994 for eligible institutional and fee-based advisory accounts. The total offering is $6,738,000, and after an agent discount of up to $6 per note, Wells Fargo expects proceeds of $6,701,612.50.
Interest is paid semi-annually on the last calendar day of June and December, starting June 30, 2026. Wells Fargo may redeem the notes in whole, but not in part, at 100% of principal plus accrued interest on optional redemption dates every six months from June 30, 2027 through June 30, 2030. The notes are senior unsecured obligations, subject to Wells Fargo’s credit risk, are not insured by any government agency, and will not be listed on any securities exchange, so secondary market liquidity may be limited.
Wells Fargo & Company is offering senior unsecured Medium-Term Notes, Series T, that pay a fixed interest rate of 4.25% per year. Each note has a $1,000 principal amount, with an original offering price of $1,000 per note for most investors and between $985 and $1,000 per note for eligible institutional and certain fee-based advisory accounts. The notes are scheduled to mature on December 31, 2030, when holders will receive $1,000 per note plus any accrued and unpaid interest, unless the notes are redeemed earlier.
Interest is paid semi-annually on the last calendar day of June and December, starting June 30, 2026. Wells Fargo may redeem the notes, in whole but not in part, at 100% of principal plus accrued interest on optional redemption dates every six months from June 30, 2027 through June 30, 2030, which may limit investors’ ability to lock in the 4.25% rate. The notes will not be listed on any securities exchange, and no active trading market is expected, so investors should be prepared to hold to maturity.
The notes are unsecured obligations of Wells Fargo, and all payments are subject to Wells Fargo’s credit risk. Per the pricing table, the agent discount is up to $15.00 per note, with net proceeds to Wells Fargo of $985.00 per note at the standard $1,000 offering price, and participating dealers may earn selling concessions and hedging profits that can affect secondary market pricing.
Wells Fargo & Company is offering $5,477,000 of senior unsecured Medium-Term Notes, Series T, paying a fixed 4.05% per year. Each note has a $1,000 principal amount, is issued on December 15, 2025, and is scheduled to mature on December 15, 2029, when holders are expected to receive $1,000 per note plus any accrued interest, unless the notes are redeemed earlier.
Interest is paid semi-annually on June 15 and December 15, starting June 15, 2026. Wells Fargo may redeem all (but not part) of the notes at par plus accrued interest on any June 15 or December 15 from December 15, 2026 through June 15, 2029, which could limit interest income if rates fall. The notes are not listed on an exchange, so liquidity may be limited, and all payments depend on Wells Fargo’s credit. For tax purposes, counsel expects the notes to be treated as debt without original issue discount.
Wells Fargo & Company is offering senior unsecured fixed-rate notes as part of its Medium-Term Notes, Series T. Each note has a $1,000 principal amount, pays 5.00% interest per year, and is scheduled to mature on December 31, 2037, with interest paid semi-annually each June and December. At maturity, unless earlier redeemed, investors receive $1,000 per note plus any accrued and unpaid interest.
Wells Fargo may redeem the notes early, in whole but not in part, at 100% of principal plus accrued interest on annual optional redemption dates from December 31, 2028 through December 31, 2036, which could limit how long investors earn the 5.00% rate. The notes are senior unsecured obligations subject to Wells Fargo’s credit risk and are not insured by the FDIC or any government agency. They will not be listed on any securities exchange, so liquidity may be limited and resale prices may be lower than the original offering price, especially if interest rates rise or Wells Fargo’s perceived creditworthiness changes.
Wells Fargo & Company plans to issue fixed‑rate senior unsecured notes under its Medium‑Term Notes, Series T. Each note has a $1,000 principal amount and pays 4.55% per annum, with interest paid semi‑annually on June 1 and December 1, starting June 1, 2026. Unless redeemed earlier, holders receive $1,000 per note plus accrued interest at the stated maturity on December 1, 2032.
The notes are callable at par by Wells Fargo, in whole but not in part, on June 1 and December 1 each year from December 1, 2027 through June 1, 2032, plus accrued interest; any redemption may be subject to prior regulatory approval. The original offering price is $1,000 per note (eligible institutional and fee‑based accounts may pay between $982.50 and $1,000). The agent discount is up to $17.50 per note, with stated proceeds to Wells Fargo of $982.50 per note. The notes will not be listed on any exchange and are subject to Wells Fargo’s credit risk.
Wells Fargo & Company announced a preliminary pricing supplement for its Medium‑Term Notes, Series T. The senior unsecured notes pay a fixed 4.80% annual interest rate, with semi‑annual payments on June 1 and December 1, starting June 1, 2026. The notes are expected to be issued on December 1, 2025 and mature on December 1, 2035, unless redeemed earlier.
Wells Fargo may redeem the notes, in whole, at 100% of principal plus accrued interest on each December 1 from 2028 through 2034, subject to any required regulatory approval. The original offering price is $1,000 per note (eligible institutional and fee‑based advisory accounts may pay between $980 and $1,000 per note). The agent discount is up to $20 per note, resulting in $980 per note in proceeds to Wells Fargo as shown. The notes are not listed and all payments are subject to Wells Fargo’s credit risk. At maturity, holders receive $1,000 per note plus any accrued and unpaid interest, if not redeemed earlier.