[8-K] WELLS FARGO & COMPANY/MN Reports Material Event

Rhea-AI Filing Summary

Wells Fargo & Company reported its third-quarter 2025 results and made related materials available. The company filed a news release and its 3Q25 Quarterly Supplement, and it plans to host a live conference call and webcast on October 14, 2025 to discuss the quarter and other matters.

The news release (Exhibit 99.1) and 3Q25 Quarterly Supplement (Exhibit 99.2) are considered “filed” for purposes of Section 18 of the Exchange Act. Presentation materials for the call (Exhibit 99.3) are furnished under Regulation FD and are not incorporated by reference into Securities Act filings.

Insights

Equity disclosure analyst

Quarterly results materials filed; presentation furnished for webcast.

Wells Fargo provided its Q3 2025 earnings package via a news release and a detailed quarterly supplement. These two exhibits are explicitly treated as “filed,” which places them under Exchange Act Section 18 liability standards.

The separate investor presentation is “furnished” under Regulation FD, a lighter treatment that avoids incorporation into Securities Act filings. A same-day webcast supports distribution and context, but the excerpt does not include financial figures, so any impact depends on the underlying exhibits.

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (date of earliest event reported): October 14, 2025

WELLS FARGO & COMPANY

(Exact name of registrant as specified in its charter)

Delaware

001-02979

No.

41-0449260

(State or Other Jurisdiction of Incorporation)

(Commission File Number)

(IRS Employer Identification No.)

333 Market Street, San Francisco, California 94105

(Address of principal executive offices) (Zip Code)

Registrant's telephone number, including area code: 415-371-2921

    Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

    ☐    Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

    ☐    Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

    ☐    Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

    ☐    Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of Each Class			Trading Symbol			Name of Each Exchange on Which Registered
Common Stock, par value $1-2/3			WFC			New York Stock Exchange (NYSE)
7.5% Non-Cumulative Perpetual Convertible Class A Preferred Stock, Series L			WFC.PRL			NYSE
Depositary Shares, each representing a 1/1000th interest in a share of Non-Cumulative Perpetual Class A Preferred Stock, Series Y			WFC.PRY			NYSE
Depositary Shares, each representing a 1/1000th interest in a share of Non-Cumulative Perpetual Class A Preferred Stock, Series Z			WFC.PRZ			NYSE
Depositary Shares, each representing a 1/1000th interest in a share of Non-Cumulative Perpetual Class A Preferred Stock, Series AA			WFC.PRA			NYSE
Depositary Shares, each representing a 1/1000th interest in a share of Non-Cumulative Perpetual Class A Preferred Stock, Series CC			WFC.PRC			NYSE
Depositary Shares, each representing a 1/1000th interest in a share of Non-Cumulative Perpetual Class A Preferred Stock, Series DD			WFC.PRD			NYSE
Guarantee of Medium-Term Notes, Series A, due October 30, 2028 of Wells Fargo Finance LLC			WFC/28A			NYSE

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act (17 CFR 230.405) or Rule 12b-2 of the Exchange Act (17 CFR 240.12b‑2).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. o

Item 2.02    Results of Operations and Financial Condition.

On October 14, 2025, Wells Fargo & Company (the “Company”) issued a news release regarding its results of operations and financial condition for the quarter ended September 30, 2025, and posted on its website its 3Q25 Quarterly Supplement, which contains certain additional information about the Company’s financial results for the quarter ended September 30, 2025. The news release is included as Exhibit 99.1 and the 3Q25 Quarterly Supplement is included as Exhibit 99.2 to this report, and each is incorporated by reference into this Item 2.02. The information included in Exhibit 99.1 and Exhibit 99.2 is considered to be “filed” for purposes of Section 18 under the Securities Exchange Act of 1934.

Item 7.01 Regulation FD Disclosure.

On October 14, 2025, the Company intends to host a live conference call that will also be available by webcast to discuss the Company’s third quarter 2025 financial results and other matters relating to the Company. In connection therewith, the Company has posted on its website presentation materials containing certain historical and forward-looking information relating to the Company. The presentation materials are included as Exhibit 99.3 to this report and are incorporated by reference into this Item 7.01. Exhibit 99.3 shall not be considered “filed” for purposes of Section 18 under the Securities Exchange Act of 1934 and shall not be deemed to be incorporated by reference into the filings of the Company under the Securities Act of 1933.

Item 9.01    Financial Statements and Exhibits.

(d)    Exhibits

Exhibit No.			Description			Location
99.1			News Release dated October 14, 2025			Filed herewith
99.2			3Q25 Quarterly Supplement			Filed herewith
99.3			3Q25 Presentation			Furnished herewith
104			Cover Page Interactive Data File			Embedded within the Inline XBRL document

SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

Dated:			October 14, 2025			WELLS FARGO & COMPANY
						By:			/s/ MUNEERA S. CARR
									Muneera S. Carr
									Executive Vice President, Chief Accounting Officer and Controller

FAQ

What did Wells Fargo (WFC) announce in this 8-K?

The company reported third-quarter 2025 results, filed a news release and a 3Q25 Quarterly Supplement, and scheduled a live webcast to discuss the quarter.

Which exhibits contain Wells Fargo’s Q3 2025 results?

Exhibit 99.1 is the news release and Exhibit 99.2 is the 3Q25 Quarterly Supplement; both are considered “filed.”

Is the investor presentation filed or furnished?

Exhibit 99.3, the presentation, is furnished under Regulation FD and is not deemed incorporated into Securities Act filings.

When is the Wells Fargo Q3 2025 results conference call?

The company intends to host a live conference call and webcast on October 14, 2025.

Where can investors access the materials?

The news release, quarterly supplement, and presentation materials are posted on the company’s website and attached as Exhibits 99.1, 99.2, and 99.3.

Which exhibits are included with this report?

99.1 News Release (filed), 99.2 3Q25 Quarterly Supplement (filed), 99.3 Presentation (furnished), and 104 Cover Page Inline XBRL.