Wells Fargo & Company filings document the regulatory record of a large financial services company with NYSE-listed common stock, multiple preferred stock and depositary share series, and debt-related guarantees of Wells Fargo Finance LLC medium-term notes. Current reports include earnings materials, other material events, preferred stock redemptions, certificates of designation or elimination, and medium-term note program exhibits.
Proxy materials cover board elections, executive compensation, shareholder voting matters and governance disclosures. The filing record also identifies capital-structure instruments such as the 7.5% Non-Cumulative Perpetual Convertible Class A Preferred Stock, Series L, other non-cumulative perpetual preferred series, and registered medium-term note programs.
Wells Fargo & Company (WFC) senior executive Saul Van Beurden reported insider equity transactions involving company common stock and restricted share rights. On 12/05/2025, 1,412.3596 restricted share rights were exercised into common stock at $0, increasing his direct holdings. On the same date, 1,412.3596 shares of common stock were withheld at $90.21 per share to cover FICA taxes arising from his retirement eligibility.
After these transactions, Van Beurden directly held 188,474.1725 shares of Wells Fargo common stock, with additional indirect holdings through a 401(k) plan and accounts for three children. He also held 39,004.2926 restricted share rights, which vest in three equal installments on 2/5/2026, 2/5/2027, and 2/5/2028, subject to a stock ownership policy requiring him to maintain specified share levels while employed and for one year after retirement.
Wells Fargo & Company (WFC) reported insider equity activity by Senior Executive Vice President Barry Sommers. On December 5, 2025, multiple batches of Restricted Share Rights (RSRs) converted into common stock at an exercise price of $0, increasing his direct holdings before tax effects. In connection with Mr. Sommers becoming retirement eligible, Wells Fargo withheld shares to cover FICA taxes, disposing of shares at a price of $90.21 per share.
After these transactions, Mr. Sommers directly held 153,374.8728 shares of Wells Fargo common stock and indirectly held 888.37 share equivalents through the Wells Fargo ESOP Fund under the company 401(k) Plan as of November 28, 2025. The RSR grants vest in three annual installments for each award, and the reporting person is subject to a stock ownership policy that requires holding company shares while employed and for one year after retirement.
Wells Fargo & Company Chairman and CEO Charles W. Scharf reported routine equity transactions involving restricted share rights and related tax withholding. On 12/05/2025, 3,553.0572 restricted share rights were converted into common stock at an exercise price of $0, increasing his directly held common stock before withholding. The same 3,553.0572 shares were then withheld and disposed of at $90.21 per share to cover FICA taxes tied to his retirement eligibility, leaving him with 1,056,234.1683 shares of common stock held directly.
He also reports indirect holdings of 416.49 share equivalents through the Wells Fargo 401(k) Plan and 103 shares held through a trust. The filing notes that each restricted share right represents one share of common stock and that the broader award vests in three installments on 2/5/2026, 2/5/2027, and 2/5/2028, subject to the company’s stock ownership policy.
Wells Fargo & Company (WFC) executive Scott E. Powell, SEVP & Chief Operating Officer, reported equity award activity and tax withholding in a Form 4. On 12/05/2025, 1,574.7548 Restricted Share Rights were converted into the same number of shares of common stock at an exercise price of $0. On the same date, 1,574.7548 shares were withheld at $90.21 per share to cover FICA taxes related to his becoming retirement eligible.
After these transactions, Powell directly beneficially owned 319,142.0498 shares of Wells Fargo common stock and held an additional 4,783.3 share equivalents indirectly through the company 401(k) Plan as of November 28, 2025. He also held 43,489.1332 Restricted Share Rights, which vest in three annual installments on 02/05/2026, 02/05/2027, and 02/05/2028.
Wells Fargo & Company (WFC) reported a Form 4 for its Senior Executive Vice President, reflecting tax-related share activity tied to equity compensation. On 12/05/2025, 952.2924 shares of common stock were acquired at an exercise price of $0 through the vesting or settlement of Restricted Share Rights, and the same number of shares were disposed of at $90.21 to cover FICA taxes after the executive became retirement eligible.
Following these transactions, the executive directly held 74,580.5093 shares of Wells Fargo common stock, with additional indirect holdings including 36,367.02 share equivalents through the Wells Fargo 401(k) ESOP fund as of November 28, 2025, and various trust and partnership interests such as 114,029 shares through PCK Family Holdings LP and smaller positions through several family trusts.
Wells Fargo & Company Senior EVP and Chief Risk Officer Derek A. Flowers reported equity transactions dated 12/05/2025 related to vesting of restricted share rights and associated tax withholding. Several grants of restricted share rights converted into common stock at an exercise price of $0, and an equal number of shares were withheld at a price of $90.21 per share to cover FICA taxes as he became retirement eligible.
Following these transactions, Flowers reports indirect ownership of 14,647.81 share-equivalent units in the Wells Fargo 401(k) ESOP fund as of November 28, 2025, 359.987 shares through his spouse's IRA, and 273,773.566 common shares plus 25 preferred shares of Series L through a trust. The restricted share rights continue to vest in annual installments through 2028 under Wells Fargo’s stock ownership policy.
Wells Fargo & Company (WFC) reported insider equity transactions by Senior Executive Vice President Kristy Fercho. On 12/05/2025, several Restricted Share Rights (RSRs) converted into common stock at no cost to her, while the company withheld shares at a price of $90.21 to cover FICA taxes tied to her retirement eligibility. Following these transactions, she directly held about 65,914.3078 shares of common stock and an additional 733.36 share equivalent units through the 401(k) ESOP fund. She also continued to hold RSR awards covering 5,911.6494, 16,398.8066, and 15,360.6826 underlying shares, vesting annually in thirds from 2/5/2024 through 2/5/2028 under the company’s stock ownership policy.
Wells Fargo & Company executive Muneera S. Carr, EVP, CAO & Controller, reported several equity award-related transactions dated 12/05/2025. She acquired company common stock through the vesting and settlement of restricted share rights (coded "M" for award exercise) in amounts of 605.2442, 835.8926, and 802.2472 shares, each at an exercise price of $0, reflecting stock delivered from prior grants.
To cover FICA tax obligations tied to becoming retirement eligible and to vesting events, the company withheld matching shares (coded "F") on the same date, at a price of $90.21 per share. After these transactions, Carr directly beneficially owned 80,192.3046 shares of Wells Fargo common stock and indirectly held 1,264.5 share equivalents through the company’s 401(k) Plan.
The filing also notes that each restricted share right represents a contingent right to receive one share of common stock and that the grants vest in four annual installments, subject to stock ownership and post-retirement holding requirements under Wells Fargo’s Stock Ownership Policy.
Wells Fargo & Company plans to issue fixed‑rate senior unsecured notes under its Medium‑Term Notes, Series T. Each note has a $1,000 principal amount and pays 4.55% per annum, with interest paid semi‑annually on June 1 and December 1, starting June 1, 2026. Unless redeemed earlier, holders receive $1,000 per note plus accrued interest at the stated maturity on December 1, 2032.
The notes are callable at par by Wells Fargo, in whole but not in part, on June 1 and December 1 each year from December 1, 2027 through June 1, 2032, plus accrued interest; any redemption may be subject to prior regulatory approval. The original offering price is $1,000 per note (eligible institutional and fee‑based accounts may pay between $982.50 and $1,000). The agent discount is up to $17.50 per note, with stated proceeds to Wells Fargo of $982.50 per note. The notes will not be listed on any exchange and are subject to Wells Fargo’s credit risk.
Wells Fargo & Company announced a preliminary pricing supplement for its Medium‑Term Notes, Series T. The senior unsecured notes pay a fixed 4.80% annual interest rate, with semi‑annual payments on June 1 and December 1, starting June 1, 2026. The notes are expected to be issued on December 1, 2025 and mature on December 1, 2035, unless redeemed earlier.
Wells Fargo may redeem the notes, in whole, at 100% of principal plus accrued interest on each December 1 from 2028 through 2034, subject to any required regulatory approval. The original offering price is $1,000 per note (eligible institutional and fee‑based advisory accounts may pay between $980 and $1,000 per note). The agent discount is up to $20 per note, resulting in $980 per note in proceeds to Wells Fargo as shown. The notes are not listed and all payments are subject to Wells Fargo’s credit risk. At maturity, holders receive $1,000 per note plus any accrued and unpaid interest, if not redeemed earlier.