WELLS FARGO & COMPANY/MN (symbol: WFC) is the issuer of record for a Form 424B2 filing submitted to the SEC.
WELLS FARGO & COMPANY (WFC), through Wells Fargo Finance LLC, is issuing equity index–linked Medium-Term Notes, Series B, in a $4,686,000 offering of Buffered Enhanced Return Securities tied to the S&P 500® Index, maturing on December 6, 2028 and fully and unconditionally guaranteed by WFC.
The notes have a $1,000 face amount, no coupons, and principal is at risk. Investors receive 130% of any positive S&P 500® return, capped at a maximum settlement amount of $1,330.20 per $1,000, with a cap level at 125.40% of the initial index level of 7,745.06. A 15% buffer protects against moderate declines: at or above 85% of the initial level, repayment is $1,000; below that buffer, losses increase at about 1.1765% of principal for each additional 1% index decline, up to total loss.
The securities’ current estimated value on the trade date is $997.89 per $1,000, reflecting selling, structuring, hedging and funding costs, and all payments are subject to the unsecured credit of Wells Fargo Finance LLC and the WFC guarantee. The notes are not listed, may have limited or no secondary market, and do not pay interest or dividends.
WELLS FARGO & COMPANY/MN (symbol: WFC) is the issuer of record for a Form 424B2 filing submitted to the SEC.
Wells Fargo & Company (symbol WFC), via Wells Fargo Finance LLC, is offering medium-term, principal-at-risk equity index linked notes tied to the lowest performing of the Dow Jones Industrial Average, Nasdaq‑100 Index and S&P 500 Index, maturing on February 24, 2031. Each security has a $1,000 face amount and pays a monthly contingent coupon only if, on the relevant calculation day, the lowest performing index is at or above 80% of its starting value; the annualized contingent coupon rate will be at least 11.80%.
Wells Fargo Finance LLC may redeem the notes quarterly, beginning in February 2027, at par plus any due coupon, regardless of index performance. If the notes are not redeemed, principal repayment at maturity depends on the lowest performing index on the final calculation day. Investors receive $1,000 per note if that index is at or above its downside threshold of 80% of its starting value; otherwise, repayment is reduced on a leveraged basis: investors lose 1.25% of face amount for each 1% decline beyond the 20% buffer, with no upside participation.
The notes are unsecured obligations of Wells Fargo Finance LLC, fully and unconditionally guaranteed by Wells Fargo & Company, and are designed to be held to maturity with no exchange listing. The preliminary estimated value is approximately $982.60 per $1,000 security and will not be less than $952.60 on the pricing date, reflecting structuring, hedging and distribution costs and an internal funding rate. All payments are subject to the credit risk of the issuer and guarantor.
WELLS FARGO & COMPANY/MN (WFC), through subsidiary Wells Fargo Finance LLC, is offering unsecured market-linked notes that are fully and unconditionally guaranteed by WFC. The notes are linked to the lowest performing of the S&P 500 Index and the State Street SPDR S&P Metals & Mining ETF and may be automatically called quarterly from February 2027 to May 2029 if the lowest performing underlier is at or above its starting value.
The securities pay a quarterly contingent coupon only when the lowest performing underlier is at or above 60% of its starting value; the coupon rate will be at least 10.35% per annum$959.50 per $1,000 note (not less than $929.50), reflecting offering, hedging and structuring costs, and there is no exchange listing, so liquidity depends on dealer interest.
Wells Fargo & Company (WFC), via Wells Fargo Finance LLC, is offering market-linked medium-term notes due August 22, 2030 that are linked to the lowest performing of the Dow Jones Industrial Average, Russell 2000 Index and S&P 500 Index. The notes pay a monthly contingent coupon only if, on each calculation day, the lowest performing index is at or above its coupon threshold of 70% of its starting value; the contingent coupon rate will be at least 10.25% per annum.
Wells Fargo Finance LLC may redeem the notes quarterly, beginning about six months after issuance, at 100% of face amount plus any due coupon. If not redeemed, investors receive $1,000 per note at maturity only if the worst index is at or above its downside threshold of 65% of its starting value; otherwise, repayment is $1,000 times the performance factor of the worst index, creating potential loss of more than 35% and up to all principal. The notes are unsecured obligations of Wells Fargo Finance LLC, fully and unconditionally guaranteed by Wells Fargo & Company, have no stock-market listing, and carry an estimated value of about $985.10 per $1,000 note (not less than $955.10) based on Wells Fargo Securities’ proprietary models.
Wells Fargo & Company (WFC), via Wells Fargo Finance LLC, is offering auto-callable market-linked notes linked to the lowest performing of the iShares MSCI EAFE ETF (EFA), Russell 2000 Index (RTY) and S&P 500 Index (SPX), maturing August 19, 2031. The notes pay a 10.50% per annum contingent coupon quarterly only if, on each calculation day, the lowest Underlier is at or above 70% of its starting value; otherwise no coupon is paid.
From February 2027 through May 2031, if the lowest Underlier on a calculation day is at or above its starting value, the notes are automatically called at par plus the coupon, ending the investment early. If not called, at maturity investors receive par only if the lowest Underlier’s final value is at or above 70% of its starting value; below that level, repayment is reduced one-for-one with the decline, with potential loss of the entire principal.
The notes are unsecured obligations of Wells Fargo Finance LLC, fully and unconditionally guaranteed by WFC, and are designed to be held to call or maturity with no exchange listing. The current estimated value is $978.90 per $1,000 note, reflecting selling, structuring, hedging and funding costs, and U.S. tax treatment (including for non-U.S. holders) is complex and uncertain.
WELLS FARGO & COMPANY (WFC), via Wells Fargo Finance LLC, is offering $2,728,000 of Market Linked Securities, $1,000 face amount each, linked to the lowest performing of the Russell 2000 Index, S&P 500 Index and State Street Utilities Select Sector SPDR ETF, and maturing on August 19, 2031. The notes pay a monthly 11.00% per annum contingent coupon only if, on each calculation day, the lowest performing underlier is at or above 70% of its starting value; otherwise no coupon is paid.
Principal is at risk: if not called and on the final calculation day the lowest underlier is below 65% of its starting value, the maturity amount equals $1,000 times that underlier’s performance factor, exposing investors to losses greater than 35% and up to 100%. Wells Fargo Finance LLC may redeem the securities monthly beginning in February 2027 at par plus any due coupon. The current estimated value is $978.01 per $1,000, reflecting fees, hedging and funding costs, and the notes are unsecured obligations subject to the credit risk of Wells Fargo Finance LLC and the Wells Fargo & Company guarantee, with no exchange listing.
Wells Fargo Finance LLC, fully guaranteed by Wells Fargo & Company (WFC), is issuing auto-callable, equity-linked Medium-Term Notes, Series B, tied to the lowest performing of Amazon (AMZN), Meta (META) and NVIDIA (NVDA), maturing August 17, 2029.
The notes pay a 13.00% per annum contingent monthly coupon only if the lowest underlier on each calculation day is at least 50% of its starting value (with a memory feature for missed coupons). From February 2027 to July 2029, the notes auto-call at par plus coupons if the lowest underlier is at least 95% of its starting value.
If not called, principal is repaid at maturity only if the lowest underlier is at or above the 50% downside threshold; otherwise investors are fully exposed to downside from the starting value and can lose more than 50%, up to their entire investment. The original price is $1,000 per note, with an estimated value of $970.39, and all payments are subject to the credit risk of Wells Fargo Finance LLC and Wells Fargo & Company. The notes are not listed and may have limited liquidity.
WELLS FARGO & COMPANY (WFC), via Wells Fargo Finance LLC, is offering equity index-linked Medium-Term Notes, Series B, called Buffered Enhanced Return Securities tied to the S&P 500® Index. Each security has a $1,000 face amount, a term expected to be 27–30 months, pays no interest, and is fully and unconditionally guaranteed by Wells Fargo & Company.
At maturity, investors receive: (i) $1,000 plus 130% of any positive index return, capped at a maximum settlement amount expected between $1,270.27 and $1,317.85 per $1,000; (ii) $1,000 if the S&P 500® has fallen by up to 15%; or (iii) a loss of about 1.1765% of principal for each 1% index decline beyond 15%, down to a possible total loss. The buffer level is 85% of the initial index level.
These unsecured notes involve principal at risk, no dividends from index constituents, and are subject to the credit risk of Wells Fargo Finance LLC and Wells Fargo & Company. The preliminary estimated value is about $996.30 per security, and will not be less than $966.30 on the trade date, reflecting embedded selling, structuring, hedging and funding costs. The notes are not listed and a secondary market may be limited.