Willis Lease Finance (WLFC) CFO adds shares through ESPP purchase

Rhea-AI Filing Summary

Willis Lease Finance Corp executive Scott B. Flaherty, EVP and CFO, purchased 148 shares of common stock at $29.07 per share on July 31, 2026 through participation in the company’s ESPP. After this buy, he beneficially owned 244,324 shares, adjusted for a 3-for-1 forward stock split effective July 21, 2026.

Insider Trade Summary

Net Buyer: 148 shares

Net Buy 1 txn

Insider Flaherty Scott B.

Role EVP, CFO

Bought 148 shs ($4K)

Type	Security	Shares	Price	Value
Purchase	Common Stock F1, F2	148	$29.07	$4K

Holdings After Transaction: Common Stock — 244,324 shares (Direct)

Footnotes (2)

1. F1. Shares acquired pursuant to employee's participation in the Company's ESPP.
2. F2. The number of securities beneficially owned reported herein has been adjusted to reflect the 3-for-1 forward stock split, which became effective on July 21, 2026.

Key Figures

Shares purchased: 148 shares Purchase price: $29.07 per share Post-transaction holdings: 244,324 shares +2 more

5 metrics

Shares purchased 148 shares Common stock acquired on July 31, 2026 via ESPP participation

Purchase price $29.07 per share Price paid for the 148 common shares on July 31, 2026

Post-transaction holdings 244,324 shares Beneficially owned after ESPP purchase; adjusted for stock split

Stock split ratio 3-for-1 Forward stock split effective July 21, 2026

Stock split effective date July 21, 2026 Date 3-for-1 forward stock split became effective

Key Terms

ESPP, 3-for-1 forward stock split, beneficially owned

3 terms

ESPP financial

"Shares acquired pursuant to employee's participation in the Company's ESPP."

An Employee Stock Purchase Plan (ESPP) is a company program that lets employees buy the company’s shares at a reduced price, usually by setting aside a small portion of their pay over time. It matters to investors because it encourages employees to own part of the business—like giving staff a discounted membership— which can boost commitment and performance, while also potentially increasing the number of shares available and affecting shareholder value.

3-for-1 forward stock split financial

"adjusted to reflect the 3-for-1 forward stock split, which became effective"

beneficially owned financial

"The number of securities beneficially owned reported herein has been adjusted"

Beneficially owned describes securities or assets where a person has the economic rights and control—such as the right to receive dividends and to direct voting—even if legal title is held in another name. Think of it like having the keys and using a car that’s registered to someone else: you get the benefits and make decisions. Investors care because beneficial ownership reveals who truly controls value and voting power, affecting corporate decisions and takeover dynamics.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Form 4 Insider Transactions: What Each Field Means →

Available on EDGAR 08/03/2026 - 02:07 PM Accepted by SEC EDGAR 08/03/2026 - 02:06 PM Learn about SEC filing dates

FAQ

What insider transaction did WLFC EVP & CFO Scott B. Flaherty report?

Scott B. Flaherty reported buying 148 shares of Willis Lease Finance common stock at $29.07 per share on July 31, 2026, through participation in the company’s Employee Stock Purchase Plan (ESPP).

How many WLFC shares does Scott B. Flaherty own after this transaction?

After the reported ESPP purchase, Scott B. Flaherty beneficially owned 244,324 shares of Willis Lease Finance common stock, as adjusted for the company’s 3-for-1 forward stock split effective July 21, 2026.

What price did the WLFC CFO pay per share in the reported purchase?

The Willis Lease Finance CFO paid $29.07 per share for 148 shares of common stock acquired on July 31, 2026, pursuant to his participation in the company’s Employee Stock Purchase Plan (ESPP).

Was the WLFC CFO’s share count adjusted for a stock split?

Yes. The reported number of shares beneficially owned by the WLFC CFO was adjusted for the company’s 3-for-1 forward stock split, which became effective on July 21, 2026, increasing the stated share balance accordingly.

Did the WLFC filing indicate a Rule 10b5-1 trading plan for this purchase?

No. The Form 4 data show the Rule 10b5-1 checkbox was not marked, and the footnotes describe the acquisition as shares obtained through the company’s ESPP, not under a pre-arranged trading plan.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Flaherty Scott B.

(Last) (First) (Middle)

4700 LYONS TECHNOLOGY PARKWAY

(Street)

COCONUT CREEK FLORIDA 33073

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
WILLIS LEASE FINANCE CORP [ WLFC ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EVP, CFO

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
07/31/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	07/31/2026		P		148(1)	A	$29.07	244,324(2)	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Shares acquired pursuant to employee's participation in the Company's ESPP.

2. The number of securities beneficially owned reported herein has been adjusted to reflect the 3-for-1 forward stock split, which became effective on July 21, 2026.

Remarks:

	/s/Scott B. Flaherty	08/03/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)