Every 10-Q that Western New England Bancorp, Inc. (WNEB) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 10-Q covers the quarterly report filed between annual reports, so if you follow WNEB and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full WNEB filings page.
Western New England Bancorp, Inc. reported Q2 2026 net income of $3.6 million (basic EPS $0.18), down from $4.6 million a year earlier, while six‑month net income rose to $8.4 million from $6.9 million. Net interest and dividend income increased to $19.3 million for the quarter, and the company recorded a $1.6 million provision for credit losses versus a reversal in 2025.
Total assets were $2.73 billion with loans of $2.19 billion and deposits of $2.40 billion as of June 30, 2026. Long‑term debt declined to $25.0 million from $73.0 million, reducing total borrowings to $62.6 million. Nonaccrual loans increased to $7.8 million, or 0.35% of loans, and total nonperforming assets were 0.28% of total assets. Management attributed higher credit costs mainly to a $1.8 million partial charge‑off on a single non‑owner occupied commercial real estate participation loan following the borrower’s Chapter 11 filing, while expecting recovery of the remaining balance through the underlying collateral.
Western New England Bancorp, Inc. reported stronger quarterly results, with net income of $4.8 million for the three months ended March 31, 2026, up from $2.3 million a year earlier. Basic and diluted earnings per share rose to $0.24 from $0.11.
Total assets reached $2.76 billion, supported by $2.20 billion in total loans and $2.38 billion in deposits. Net interest and dividend income increased to $18.8 million, helped by higher interest income and lower deposit and long-term debt costs, while non-interest income also grew.
Credit quality remained solid, with nonaccrual loans at $4.7 million, or 0.21% of total loans, and loans past due still about 0.14% of total loans. The allowance for credit losses on loans was $20.5 million, and the quarter’s provision was modest at $75,000. Criticized loans increased to $58.7 million, or 2.7% of total loans, mainly from downgrades into special mention, though most of these loans are current and paying as agreed.
Western New England Bancorp (WNEB) reported stronger Q3 2025 results. Net income rose to $3.2 million from $1.9 million a year ago, and diluted EPS increased to $0.16 from $0.09. For the nine months, net income was $10.1 million versus $8.4 million in 2024, with EPS at $0.50 versus $0.40.
Net interest and dividend income improved to $18.1 million in Q3 (from $14.7 million) as loan interest rose; the provision for credit losses was $1.3 million (from $0.9 million). Noninterest income was $3.2 million and noninterest expense was $15.8 million. The quarterly dividend was $0.07 per share, bringing year‑to‑date dividends to $0.21.
Balance sheet trends were constructive. Total assets reached $2.74 billion, up from $2.65 billion at year‑end. Net loans were $2.11 billion and total deposits increased to $2.35 billion (noninterest‑bearing $590.2 million; interest‑bearing $1.76 billion). Borrowings were $120.8 million. Cash and cash equivalents rose to $82.9 million. Accumulated other comprehensive loss improved to $17.8 million from $23.3 million as unrealized losses on securities narrowed. Available‑for‑sale securities were $179.2 million at fair value and held‑to‑maturity securities were $193.4 million at amortized cost.
Western New England Bancorp, Inc. reported stronger quarter-to-quarter earnings with net income of $4.59 million for the three months ended June 30, 2025, up from $3.51 million a year earlier, and basic earnings per share of $0.23 versus $0.17. Net interest and dividend income rose to $17.64 million for the quarter (from $14.47 million), driven by higher interest income of $29.61 million and slightly lower total interest expense of $11.97 million. Total assets increased to $2.711 billion and cash and cash equivalents grew to $93.3 million, while total deposits rose to $2.330 billion.
The company recorded a net reversal of credit losses of $0.47 million for the six months ended June 30, 2025 and reported net recoveries of $0.56 million year-to-date. The allowance for credit losses on loans was $19.73 million. Investment portfolios showed unrealized losses that improved from December 31, 2024: available-for-sale unrealized losses were $26.9 million and held-to-maturity unrealized losses were $35.4 million, and accumulated other comprehensive loss narrowed to $19.8 million. Noninterest expense increased to $15.66 million for the quarter, and nonaccrual loans were $5.8 million.