World Acceptance Corp (WRLD) officer reports 1,224-share tax withholding

Rhea-AI Filing Summary

World Acceptance Corp12/18/2025, a company officer, identified as the Senior Vice President of Human Resources, reported a disposition of 1,224 shares of common stock at a price of $147.94 per share. The filing explains this was a payment of tax liability by withholding securities, meaning shares were withheld rather than sold in the open market.

After this withholding transaction, the reporting person beneficially owned 15,291 shares of World Acceptance Corp common stock in direct ownership. The form is filed as a single reporting person and does not show any derivative securities transactions.

12/19/2025 - 01:38 PM

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Caulder Alice Lindsay

(Last) (First) (Middle)

104 S MAIN ST

SUITE 400

(Street)

GREENVILLE SC 29601

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
WORLD ACCEPTANCE CORP [ WRLD ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	SVP, Human Resources

3. Date of Earliest Transaction (Month/Day/Year)
12/18/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
COMMON STOCK, NO PAR VALUE	12/18/2025		F		1,224(1)	D	$147.94	15,291	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Payment of tax liability by withholding securities.

Remarks:

	/s/Bert De Los Santos Attorney-in-fact	12/19/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did World Acceptance Corp (WRLD) report on December 18, 2025?

The filing reports that on 12/18/2025, a World Acceptance Corp officer disposed of 1,224 shares of common stock at $147.94 per share, classified as a tax withholding transaction.

Who is the reporting person in this World Acceptance Corp (WRLD) Form 4?

The reporting person is an officer of World Acceptance Corp, serving as SVP, Human Resources, and is not listed as a director or 10% owner.

How many World Acceptance Corp (WRLD) shares does the insider own after this transaction?

Following the reported transaction, the insider beneficially owns 15,291 shares of World Acceptance Corp common stock in direct ownership.

What was the purpose of the 1,224-share disposition reported for World Acceptance Corp (WRLD)?

The filing notes the transaction as a payment of tax liability by withholding securities, meaning shares were withheld to satisfy taxes rather than being an open-market sale.

Does this World Acceptance Corp (WRLD) Form 4 include any derivative securities transactions?

The section for derivative securities shows no entries, indicating no derivative securities were acquired or disposed of in this reported transaction.

Was the World Acceptance Corp (WRLD) insider transaction part of a Rule 10b5-1 trading plan?

The form includes a checkbox for transactions made under a Rule 10b5-1(c) plan, but the excerpt does not indicate that this box was checked.