WesBanco Inc.'s SEC filings document a bank holding company with common stock listed as WSBC and depositary shares tied to its Series B preferred stock listed as WSBCO. Recent 8-K reports furnish quarterly earnings materials, conference-call notices, Regulation FD investor presentations, and pro forma financial information related to the completed Premier Financial acquisition.
Proxy and annual-meeting filings cover director elections, advisory executive-compensation votes, equity incentive plan approval, board-size and retirement governance matters, and named executive compensation. The filing record also describes dividend-paying securities, capital structure, shareholder voting results, risk-management governance, and operating metrics for loan, deposit, wealth-management and banking activities.
WesBanco Inc. executive Scott A. Love, EVP - Wealth Management, reported exercising two stock options on November 5, 2026: 1,500 shares at $21.55 per share and 1,500 at $38.78. He also reported selling 1,500 common shares at $40.13 and another 1,500 at $40.12 that day. No Rule 10b5-1 plan is reported.
WesBanco Inc. (WSBC) officer Scott A. Love reported an intended sale of 3,000 common shares through Fidelity Brokerage Services LLC, with an approximate sale date of November 5, 2026. The notice lists an aggregate market value of $120,375.15. Jared Cook signed as an authorized representative of Fidelity Brokerage Services LLC and attorney-in-fact for Scott A. Love.
WesBanco, Inc. reported third-quarter 2026 total loans of $19.9 billion, up 5.1% year over year and $422 million, or 8.7% annualized, quarter over quarter. Organic growth more than offset approximately $370 million of commercial real estate loan payoffs, which the company said reduced loan growth by roughly 1%.
Deposits increased $328 million, or 1.5%, year over year to $21.6 billion, as demand, money market and savings growth more than offset the intentional runoff of $423 million in higher-cost certificates of deposit. Net interest income rose $10.2 million year over year to $226.9 million, and net interest margin was 3.60%, up 7 basis points year over year as funding costs declined. Adjusted net income available to common shareholders was $85.8 million, or $0.89 per diluted share; year-to-date adjusted earnings per diluted share were $2.72, up 6.7% year over year. The allowance coverage ratio was 1.08%, and the CET1 capital ratio was 10.6%. Q4 net interest margin outlook was 3.58%–3.60%; the company noted it could be 1 or 2 basis points below Q3's 3.60% as Q3 loan growth was funded with a heavier mix of higher-cost wholesale borrowings.
WesBanco, Inc. reported third-quarter 2026 net income of $89.5 million, compared with $83.6 million in 2025. Net income available to common shareholders was $85.3 million, or $0.88 per diluted share, versus $81.0 million and $0.84. Net interest income was $226.9 million versus $216.7 million, and the provision for credit losses was $8.7 million versus $2.1 million.
For the nine months ended September 30, 2026, net income was $270.8 million versus $132.0 million, and net cash provided by operating activities was $297.6 million versus $195.5 million. At September 30, 2026, net portfolio loans were $19.7 billion, deposits were $21.6 billion, and total borrowings were $2.37 billion; at December 31, 2025, those balances were $19.0 billion, $21.7 billion, and $1.62 billion, respectively. Third-quarter other comprehensive loss was $82.5 million, compared with $25.0 million of other comprehensive income in 2025; the quarter included a $106.6 million net unrealized loss on available-for-sale debt securities.
WesBanco (WSBC) reported third-quarter 2026 net income available to common shareholders of $85.3 million and diluted EPS of $0.88, versus $81.0 million and $0.84 a year earlier. For the nine months ended September 30, 2026, net income available to common shareholders was $258.1 million and diluted EPS was $2.67, versus $124.4 million and $1.39. Adjusted diluted EPS (non-GAAP) was $0.89 for the quarter versus $0.94, and $2.72 for nine months versus $2.55; adjusted comparisons exclude after-tax restructuring and merger-related expenses, with the nine-month comparison also excluding the after-tax day one provision for credit losses on acquired loans.
Quarterly loan growth was 8.7% annualized sequentially and 5.1% year over year, as organic growth more than offset approximately $370 million in commercial real estate payoffs. Net interest margin was 3.60%, up 7 basis points year over year, and quarterly net interest income rose 4.7% to $226.9 million. As of September 30, 2026, assets were $28.5 billion, portfolio loans $19.9 billion, and deposits $21.6 billion. Non-performing assets were 0.62% of assets, up 9 basis points sequentially; the allowance for credit losses on loans was $214.6 million, or 1.08% of portfolio loans.
WesBanco Inc. (WSBC) reported that BlackRock, Inc. beneficially owned 13,579,859 shares of WesBanco common stock, equal to 14.2% of the class. BlackRock reported sole voting power over 13,422,205 shares and sole dispositive power over 13,579,859 shares, with shared voting and dispositive power of zero. The reported amount reflects certain BlackRock business units and excludes securities held by other business units whose beneficial ownership is disaggregated. iShares Core S&P Small-Cap ETF was identified as having an interest in more than 5% of WesBanco's total outstanding common stock.
WesBanco, Inc. (WSBC) expects to release its third-quarter 2026 financial results after market close on October 21, 2026, and will host a conference call at 3:00 p.m. ET on October 22, 2026. President and Chief Executive Officer Jeff Jackson and Senior Executive Vice President and Chief Financial Officer Dan Weiss will review the results. The call will be available by live webcast and telephone. A replay is scheduled to begin at approximately 5:00 p.m. ET on October 22, 2026, and end at 12 a.m. ET on November 5, 2026; the webcast archive will be available for one year.
WesBanco, Inc. (WSBC) reported solid second-quarter 2026 operating trends in an investor presentation furnished with a Regulation FD report. Total loans reached $19.5 billion, up 3.5% year-over-year and 8.3% on an annualized sequential basis, as commercial and home equity growth more than offset elevated commercial real estate payoffs of about $345 million. Total deposits grew 2.1% year-over-year to $21.6 billion, with demand deposits comprising 49% of the mix and an average loan-to-deposit ratio of 88.9%.
Net income available to common shareholders was $89.2 million, or $0.92 per diluted share. Net interest margin improved to 3.63%, up 4 basis points from a year earlier and 6 basis points from the prior quarter, aided by lower deposit funding costs of 1.78%. Non-interest income rose 22.0% year-over-year, with record fee income in several categories and a non-recurring $4.8 million pension-related gain.
The efficiency ratio reached a record low 51.2% and return on average tangible common equity was 17.3%. WesBanco reported a Common Equity Tier 1 ratio of 10.7%, an allowance for credit losses on loans of $217.8 million (coverage ratio 1.12%), and after-tax unrealized losses on securities of $161 million for available-for-sale and $78 million for held-to-maturity. The commercial loan pipeline was a record $2.3 billion as of June 30, 2026, including roughly $250 million from Florida.
WESBANCO INC (WSBC) reported an insider transaction by Richard K. Laws, SEVP Chief Legal Counsel. On 2026-08-26, Laws had 1,558 shares of Common Stock disposed of in a transaction classified as a payment of exercise price or tax liability by delivering or withholding securities at $42.21 per share. Following this event, he directly holds 3,929.707 shares of Common Stock.
WESBANCO INC (WSBC) director Denise H Knouse-Snyder reported a sale of company common stock. On 2026-08-24, she sold 3,070 shares of Common Stock in a transaction classified as a “Sale in open market or private transaction” at an average price of $40.8943 per share. After this sale, she directly owns 15,035.006 shares of WesBanco common stock. The filing’s Rule 10b5-1 checkbox is not marked as being made under a trading plan.