WSBC Officer Scott Love Acquires 1,000 Depositary Shares in Offering

Rhea-AI Filing Summary

Scott A. Love, Executive Vice President - Wealth Management of WesBanco, Inc., reported an insider purchase. On 09/17/2025 he acquired 1,000 depositary shares at $25.00 each in an underwritten public offering. Each depositary share represents a 1/40th interest in WesBanco's 7.375% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series B. Following the reported transaction he beneficially owned 1,000 depositary shares, held directly. The Form 4 was signed by an attorney-in-fact on 09/18/2025.

Positive

• Insider purchase disclosed: Scott A. Love acquired 1,000 depositary shares on 09/17/2025 at $25.00 each.
• Clear description of securities: Each depositary share equals a 1/40th interest in the 7.375% Series B preferred, bought in an underwritten public offering.
• Timely filing and signature: Form filed and signed (by attorney-in-fact) on 09/18/2025 indicating procedural compliance.

Negative

• None.

Insights

Securities Analyst

TL;DR: Insider acquired 1,000 depositary shares representing preferred stock exposure via an underwritten offering.

The filing documents a direct purchase by an officer of 1,000 depositary shares at $25.00 each, each representing 1/40th of a share of the Series B preferred. This is a straightforward disclosure of beneficial ownership change under Section 16 and reflects participation in the public offering rather than secondary-market trading. The transaction size and structure are explicitly stated; no additional financial impacts or changes to common equity holdings are disclosed.

Corporate Governance Expert

TL;DR: Routine Section 16 disclosure of an officer purchase in a preferred-stock offering; compliance evident.

The Form 4 shows timely reporting and signature by an attorney-in-fact, indicating procedural compliance. The record explains the depositary-share mechanics and confirms the purchase was through an underwritten public offering. There are no indications of related-party transactions beyond the officer's participation, and the filing lists direct ownership after the purchase. Materiality to shareholders is limited to disclosure of insider participation in the offering.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

1. Name and Address of Reporting Person^*

Love Scott A

(Last) (First) (Middle)

C/O WESBANCO

ONE BANK PLAZA

(Street)

WHEELING WV 26003

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
WESBANCO INC [ WSBC ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EVP - Wealth Management

3. Date of Earliest Transaction (Month/Day/Year)
09/17/2025

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Depositary Shares B(1)	09/17/2025		P		1,000	A	$25	1,000	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Each depositary share represents a 1/40th interest in a share of WesBanco, Inc.'s 7.375% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series B no par value per share. The depositary shares were purchased in an underwritten public offering.

	Daniel K. Weiss, Attorney-in-Fact	09/18/2025
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What did the Form 4 for WSBC/WSBCV report?

It reports that Scott A. Love purchased 1,000 depositary shares on 09/17/2025 at $25.00 per share.

What do the depositary shares represent in the filing?

Each depositary share represents a 1/40th interest in WesBanco's 7.375% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series B.

How many depositary shares does the reporting person own after the transaction?

Following the reported transaction the filing shows the reporting person beneficially owned 1,000 depositary shares.

Was the purchase part of a public offering or private trade?

The filing states the depositary shares were purchased in an underwritten public offering.

Who signed the Form 4 and when?

The Form 4 was signed by Daniel K. Weiss, Attorney-in-Fact on 09/18/2025.