Waterstone Financial (NASDAQ: WSBF) Board declares regular quarterly dividend

Rhea-AI Filing Summary

Waterstone Financial, Inc. filed a current report describing a Board decision on its regular shareholder payout. On September 23, 2025, the Board of Directors declared a regular quarterly dividend on the company’s outstanding common stock. This reflects an ongoing practice of returning cash to shareholders through periodic dividends, rather than a special or one-time distribution.

The specific dividend details are provided in a press release dated September 23, 2025, which is included as Exhibit 99.1 to the report and incorporated by reference. The filing confirms that the company’s common stock continues to trade on The NASDAQ Stock Market under the symbol WSBF.

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549

Form 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of Earliest Event Reported): September 23, 2025

Waterstone Financial, Inc.

(Exact name of registrant as specified in its charter)

Maryland	001-36271	90-1026709
(State or other jurisdiction of incorporation)	(Commission File Number)	(I.R.S. Employer Identification No.)

11200 W Plank Ct, Wauwatosa, Wisconsin 53226

(Address of principal executive offices)

414-761-1000

Registrant’s telephone number, including area code:

Not Applicable

Former name or former address, if changed since last report

Securities registered pursuant to Section 12(b) of the Act:

Title of each class		Trading Symbol		Name of each exchange on which registered
Common Stock, $0.01 Par Value		WSBF		The NASDAQ Stock Market, LLC

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐	Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
☐	Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
☐	Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
☐	Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 or Rule 12b-2 of the Securities and Exchange Act of 1934.

☐ Emerging growth company

☐ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.

Item 8.01 Results of Operations and Financial Condition.

On September 23,2025, the Board of Directors of Waterstone Financial, Inc. (the "Company") declared a regular quarterly dividend on the Company's outstanding shares of common stock. The news release containing this information is attached as Exhibit 99.1 hereto and is incorporated herein by reference.

Item 9.01 Financial Statements and Exhibits

(d) Exhibits

Exhibit No.	Description
99.1	Press release of Waterstone Financial, Inc. issued September 23, 2025.
104	Cover Page Interactive Data File (embedded within the Inline XBRL document)

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

		Waterstone Financial, Inc.
Date: September 23, 2025		/s/ William F. Bruss
		Name:    William F. Bruss
		Title:    Chief Executive Officer

EXHIBIT INDEX

Exhibit No.	Description
99.1	Press release of Waterstone Financial, Inc. issued September 23, 2025
104	Cover Page Interactive Data File (embedded within the Inline XBRL document)

FAQ

What did Waterstone Financial (WSBF) disclose in this 8-K filing?

Waterstone Financial, Inc. reported that its Board of Directors declared a regular quarterly dividend on the company’s outstanding common stock on September 23, 2025. The related press release is attached as Exhibit 99.1.

When did Waterstone Financial’s Board declare the latest quarterly dividend?

The Board of Directors of Waterstone Financial, Inc. declared the regular quarterly dividend on its common stock on September 23, 2025.

Where can investors find more details about the WSBF dividend mentioned in the 8-K?

More information about the dividend is contained in the company’s press release dated September 23, 2025, which is filed as Exhibit 99.1 and incorporated by reference.

What class of securities does Waterstone Financial (WSBF) reference in this filing?

The filing concerns Waterstone Financial, Inc.’s common stock, $0.01 par value, which is listed on The NASDAQ Stock Market under the trading symbol WSBF.

Does this Waterstone Financial 8-K include any financial statements?

The filing lists exhibits under Item 9.01, including Exhibit 99.1 (a press release) and Exhibit 104 (Cover Page Interactive Data File). It does not provide separate financial statements in the excerpt.

Who signed the Waterstone Financial (WSBF) 8-K related to the dividend?

The report was signed on behalf of Waterstone Financial, Inc. by William F. Bruss, who is identified as the company’s Chief Executive Officer, dated September 23, 2025.