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[8-K] Waterstone Financial, Inc. Reports Material Event

Filing Impact
(Neutral)
Filing Sentiment
(Neutral)
Form Type
8-K
Rhea-AI Filing Summary

Form 8-K filing: On 22-Jul-2025 Waterstone Financial, Inc. (WSBF) furnished an Item 2.02 Current Report. The company states that it issued a press release announcing financial results for the quarter and year ended 30-Jun-2025. That release is provided as Exhibit 99.1 and incorporated here by reference, but the filing itself contains no quantitative figures.

No other items were reported; Item 9.01 lists Exhibit 99.1 and the Inline XBRL cover file. Because the information is “furnished” rather than “filed,” it is not automatically incorporated into registration statements. Investors must review Exhibit 99.1 for revenue, earnings, margin or guidance details.

Deposito del Modulo 8-K: Il 22 luglio 2025 Waterstone Financial, Inc. (WSBF) ha fornito un Rapporto Corrente ai sensi dell'Elemento 2.02. La società dichiara di aver pubblicato un comunicato stampa con i risultati finanziari del trimestre e dell'anno conclusi il 30 giugno 2025. Tale comunicato è allegato come Esibizione 99.1 e qui incorporato per riferimento, ma il deposito stesso non contiene dati quantitativi.

Non sono stati segnalati altri elementi; l'Elemento 9.01 elenca l'Esibizione 99.1 e il file di copertina Inline XBRL. Poiché le informazioni sono "fornite" e non "depositate", non vengono automaticamente incorporate nelle dichiarazioni di registrazione. Gli investitori devono consultare l'Esibizione 99.1 per dettagli su ricavi, utili, margini o previsioni.

Presentación del Formulario 8-K: El 22 de julio de 2025 Waterstone Financial, Inc. (WSBF) presentó un Informe Actual bajo el Ítem 2.02. La empresa indica que emitió un comunicado de prensa anunciando los resultados financieros del trimestre y del año finalizado el 30 de junio de 2025. Ese comunicado se proporciona como Anexo 99.1 y se incorpora aquí por referencia, pero la presentación en sí no contiene cifras cuantitativas.

No se reportaron otros ítems; el Ítem 9.01 lista el Anexo 99.1 y el archivo de portada Inline XBRL. Debido a que la información es "proporcionada" y no "presentada", no se incorpora automáticamente en las declaraciones de registro. Los inversores deben revisar el Anexo 99.1 para obtener detalles sobre ingresos, ganancias, márgenes o previsiones.

Form 8-K 제출: 2025년 7월 22일 Waterstone Financial, Inc. (WSBF)는 항목 2.02 현재 보고서를 제출했습니다. 회사는 2025년 6월 30일 종료된 분기 및 연도 재무 결과를 발표하는 보도자료를 발행했다고 밝혔습니다. 해당 보도자료는 첨부문서 99.1로 제공되며 여기 참조로 포함되어 있지만, 제출서 자체에는 수치 데이터가 포함되어 있지 않습니다.

다른 항목은 보고되지 않았으며, 항목 9.01에는 첨부문서 99.1과 Inline XBRL 표지 파일이 나열되어 있습니다. 정보가 "제출"이 아닌 "제공" 형식이므로 등록 서류에 자동으로 포함되지 않습니다. 투자자들은 수익, 이익, 마진 또는 지침 세부사항을 확인하기 위해 첨부문서 99.1을 검토해야 합니다.

Dépôt du formulaire 8-K : Le 22 juillet 2025, Waterstone Financial, Inc. (WSBF) a fourni un rapport courant conformément à l'article 2.02. La société indique avoir publié un communiqué de presse annonçant les résultats financiers du trimestre et de l'année clos au 30 juin 2025. Ce communiqué est fourni en tant que Pièce 99.1 et incorporé ici par référence, mais le dépôt lui-même ne contient aucune donnée quantitative.

Aucun autre point n’a été signalé ; l'article 9.01 liste la Pièce 99.1 et le fichier de couverture Inline XBRL. Étant donné que l’information est « fournie » et non « déposée », elle n’est pas automatiquement intégrée aux déclarations d’enregistrement. Les investisseurs doivent consulter la Pièce 99.1 pour obtenir des détails sur les revenus, les bénéfices, les marges ou les prévisions.

Formular 8-K Einreichung: Am 22. Juli 2025 reichte Waterstone Financial, Inc. (WSBF) einen aktuellen Bericht gemäß Punkt 2.02 ein. Das Unternehmen gibt an, eine Pressemitteilung veröffentlicht zu haben, in der die Finanzergebnisse für das Quartal und das Jahr zum 30. Juni 2025 bekanntgegeben wurden. Diese Mitteilung ist als Anlage 99.1 beigefügt und hier durch Verweis aufgenommen, enthält jedoch im Einreichungsdokument selbst keine quantitativen Zahlen.

Es wurden keine weiteren Punkte gemeldet; Punkt 9.01 listet Anlage 99.1 und die Inline-XBRL-Titelseite auf. Da die Informationen „bereitgestellt“ und nicht „eingereicht“ wurden, werden sie nicht automatisch in Registrierungsunterlagen aufgenommen. Investoren müssen Anlage 99.1 für Details zu Umsatz, Gewinn, Marge oder Prognosen prüfen.

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Insights

TL;DR: 8-K only forwards an earnings press release; no numbers provided, so market impact can’t yet be gauged.

The filing is procedural: Waterstone is complying with SEC rules by furnishing its Q2/FY25 results via Exhibit 99.1. Without revenue, EPS or guidance data, investors cannot evaluate performance, margin trends or capital levels. Impact will depend entirely on the undisclosed figures in the press release. Absent that data, the event is neutral and routine.

Deposito del Modulo 8-K: Il 22 luglio 2025 Waterstone Financial, Inc. (WSBF) ha fornito un Rapporto Corrente ai sensi dell'Elemento 2.02. La società dichiara di aver pubblicato un comunicato stampa con i risultati finanziari del trimestre e dell'anno conclusi il 30 giugno 2025. Tale comunicato è allegato come Esibizione 99.1 e qui incorporato per riferimento, ma il deposito stesso non contiene dati quantitativi.

Non sono stati segnalati altri elementi; l'Elemento 9.01 elenca l'Esibizione 99.1 e il file di copertina Inline XBRL. Poiché le informazioni sono "fornite" e non "depositate", non vengono automaticamente incorporate nelle dichiarazioni di registrazione. Gli investitori devono consultare l'Esibizione 99.1 per dettagli su ricavi, utili, margini o previsioni.

Presentación del Formulario 8-K: El 22 de julio de 2025 Waterstone Financial, Inc. (WSBF) presentó un Informe Actual bajo el Ítem 2.02. La empresa indica que emitió un comunicado de prensa anunciando los resultados financieros del trimestre y del año finalizado el 30 de junio de 2025. Ese comunicado se proporciona como Anexo 99.1 y se incorpora aquí por referencia, pero la presentación en sí no contiene cifras cuantitativas.

No se reportaron otros ítems; el Ítem 9.01 lista el Anexo 99.1 y el archivo de portada Inline XBRL. Debido a que la información es "proporcionada" y no "presentada", no se incorpora automáticamente en las declaraciones de registro. Los inversores deben revisar el Anexo 99.1 para obtener detalles sobre ingresos, ganancias, márgenes o previsiones.

Form 8-K 제출: 2025년 7월 22일 Waterstone Financial, Inc. (WSBF)는 항목 2.02 현재 보고서를 제출했습니다. 회사는 2025년 6월 30일 종료된 분기 및 연도 재무 결과를 발표하는 보도자료를 발행했다고 밝혔습니다. 해당 보도자료는 첨부문서 99.1로 제공되며 여기 참조로 포함되어 있지만, 제출서 자체에는 수치 데이터가 포함되어 있지 않습니다.

다른 항목은 보고되지 않았으며, 항목 9.01에는 첨부문서 99.1과 Inline XBRL 표지 파일이 나열되어 있습니다. 정보가 "제출"이 아닌 "제공" 형식이므로 등록 서류에 자동으로 포함되지 않습니다. 투자자들은 수익, 이익, 마진 또는 지침 세부사항을 확인하기 위해 첨부문서 99.1을 검토해야 합니다.

Dépôt du formulaire 8-K : Le 22 juillet 2025, Waterstone Financial, Inc. (WSBF) a fourni un rapport courant conformément à l'article 2.02. La société indique avoir publié un communiqué de presse annonçant les résultats financiers du trimestre et de l'année clos au 30 juin 2025. Ce communiqué est fourni en tant que Pièce 99.1 et incorporé ici par référence, mais le dépôt lui-même ne contient aucune donnée quantitative.

Aucun autre point n’a été signalé ; l'article 9.01 liste la Pièce 99.1 et le fichier de couverture Inline XBRL. Étant donné que l’information est « fournie » et non « déposée », elle n’est pas automatiquement intégrée aux déclarations d’enregistrement. Les investisseurs doivent consulter la Pièce 99.1 pour obtenir des détails sur les revenus, les bénéfices, les marges ou les prévisions.

Formular 8-K Einreichung: Am 22. Juli 2025 reichte Waterstone Financial, Inc. (WSBF) einen aktuellen Bericht gemäß Punkt 2.02 ein. Das Unternehmen gibt an, eine Pressemitteilung veröffentlicht zu haben, in der die Finanzergebnisse für das Quartal und das Jahr zum 30. Juni 2025 bekanntgegeben wurden. Diese Mitteilung ist als Anlage 99.1 beigefügt und hier durch Verweis aufgenommen, enthält jedoch im Einreichungsdokument selbst keine quantitativen Zahlen.

Es wurden keine weiteren Punkte gemeldet; Punkt 9.01 listet Anlage 99.1 und die Inline-XBRL-Titelseite auf. Da die Informationen „bereitgestellt“ und nicht „eingereicht“ wurden, werden sie nicht automatisch in Registrierungsunterlagen aufgenommen. Investoren müssen Anlage 99.1 für Details zu Umsatz, Gewinn, Marge oder Prognosen prüfen.

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UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
 
Form 8-K
 
CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934
 
Date of Report (Date of Earliest Event Reported): July 22, 2025
 
Waterstone Financial, Inc.
 
(Exact name of registrant as specified in its charter)
 
Maryland 001-36271 90-1026709
(State or other jurisdiction of
incorporation)
(Commission File
Number)
(I.R.S. Employer Identification No.)
 
11200 W Plank Ct, Wauwatosa, Wisconsin 53226
(Address of principal executive offices)
414-761-1000
Registrant’s telephone number, including area code:
Not Applicable
Former name or former address, if changed since last report
 
Securities registered pursuant to Section 12(b) of the Act:
 
Title of each class   Trading Symbol   Name of each exchange on which registered
Common Stock, $0.01 Par Value   WSBF   The NASDAQ Stock Market, LLC
 
Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:
 
Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))
 
Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 or Rule 12b-2 of the Securities and Exchange Act of 1934.
 
Emerging growth company
 
If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.
 
 

 
 
Item 2.02 Results of Operations and Financial Condition.
 
On July 22, 2025, Waterstone Financial, Inc. issued a press release announcing its financial results for the quarter and year ended June 30, 2025. A copy of the press release is being furnished to the Securities and Exchange Commission as Exhibit 99.1 attached to this report and incorporated by reference.
 
 
Item 9.01 Financial Statements and Exhibits
 
(d) Exhibits
 
Exhibit No. Description
   
99.1 Press release of Waterstone Financial, Inc. issued July 22, 2025.
   
104 Cover Page Interactive Data File (embedded within the Inline XBRL document)
 
 

 
SIGNATURES
 
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
 
 
    Waterstone Financial, Inc.  
       
Date: July 22, 2025   /s/ Mark R. Gerke  
    Name:    Mark R. Gerke  
    Title:    Chief Financial Officer  
 
 

 
EXHIBIT INDEX
 
 
 
Exhibit No. Description
   
99.1 Press release of Waterstone Financial, Inc. issued July 22, 2025.
   
104 Cover Page Interactive Data File (embedded within the Inline XBRL document)
 
 
 
Waterstone Finl Inc Md

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