Waterstone Financial (WSBF) director reports sale of 2,880 shares

Rhea-AI Filing Summary

Waterstone Financial, Inc. director Gordon Douglas S reported an open-market sale of common stock. He sold 2,880 shares of Waterstone Financial common stock at a price of $18.11 per share, classified as a sale in the open market or a private transaction.

After this transaction, he directly owned 556,773 shares of common stock. Indirect holdings reported included 53,495 shares held by an IRA and 22,503 shares held by a trust, showing his remaining stake through both direct and indirect ownership.

Insider Trade Summary

Net Seller: 2,880 shares ($52,157)

Net Sell 3 txns

Insider Gordon Douglas S

Role Director

Sold 2,880 shs ($52K)

Type	Security	Shares	Price	Value
Sale	Common Stock	2,880	$18.11	$52K
holding	Common Stock	--	--	--
holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 556,773 shares (Direct); Common Stock — 53,495 shares (Indirect, By IRA)

Footnotes (1)

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Gordon Douglas S

(Last) (First) (Middle)

11200 WEST PLANK CT.

(Street)

WAUWATOSA WI 53226

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Waterstone Financial, Inc. [ WSBF ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
02/18/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	02/18/2026		S		2,880	D	$18.11	556,773	D
Common Stock								53,495	I	By IRA
Common Stock								22,503	I	By Trust

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

	/s/ William F. Bruss, Attorney-in-fact	02/20/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did Gordon Douglas S report at Waterstone Financial (WSBF)?

Gordon Douglas S reported selling 2,880 shares of Waterstone Financial common stock in an open-market or private transaction. The shares were sold at a reported price of $18.11 per share, according to the Form 4 insider trading report.

At what price did the Waterstone Financial (WSBF) director sell his shares?

The director sold 2,880 shares of Waterstone Financial common stock at $18.11 per share. This price reflects the per-share value for the reported open-market or private sale transaction disclosed in the Form 4 filing.

How many Waterstone Financial (WSBF) shares does Gordon Douglas S own after the sale?

After the sale, Gordon Douglas S directly owned 556,773 shares of Waterstone Financial common stock. The filing also reports indirect ownership of 53,495 shares held by an IRA and 22,503 shares held by a trust.

What types of ownership were reported for Gordon Douglas S in Waterstone Financial (WSBF)?

The filing shows both direct and indirect ownership. He directly owned 556,773 common shares and indirectly owned additional shares, including 53,495 shares held by an IRA and 22,503 shares held by a trust, as reported in the Form 4.

Was the reported Waterstone Financial (WSBF) insider transaction a buy or a sell?

The reported insider transaction was a sale. Gordon Douglas S executed an open-market or private sale of 2,880 shares of Waterstone Financial common stock, classified as a sale in the Form 4 transaction details.