Wintrust Financial (WTFC) CFO granted 7,558 shares at $152.21

Rhea-AI Filing Summary

Wintrust Financial Corp.'s chief financial officer David L. Stoehr reported an award of 7,558 shares of common stock on January 22, 2026 at $152.21 per share. After this transaction, he beneficially owns 22,100 shares directly. This total includes 2,133 restricted stock units granted under the 2025 Stock Incentive Plan that vest on the third anniversary of the grant date, each convertible into one share, and 5,425 shares awarded upon attainment of performance objectives under the company’s Long Term Incentive Program.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

STOEHR DAVID L

(Last) (First) (Middle)

9700 WEST HIGGINS ROAD, 8TH FLOOR

(Street)

ROSEMONT IL 60018

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
WINTRUST FINANCIAL CORP [ WTFC ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	CHIEF FINANCIAL OFFICER

3. Date of Earliest Transaction (Month/Day/Year)
01/22/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	01/22/2026		A		7,558(1)(2)	A	$152.21	22,100	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Includes 2,133 Restricted Stock Units awarded under the Company's 2025 Stock Incentive Plan. Each restricted stock unit represents a contingent right to receive one share of the Company common stock and vest on the third anniversary of the date of grant.

2. Includes 5,425 shares of stock awarded upon attainment of performance objectives under the Company's Long Term Incentive Program.

Remarks:

	/s/Kathleen M. Boege, Attorney-in-fact	01/26/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did WTFC disclose for its CFO?

WTFC disclosed that chief financial officer David L. Stoehr was awarded 7,558 shares of Wintrust Financial common stock on January 22, 2026, coded as an acquisition.

At what price were the 7,558 WTFC shares recorded in the Form 4?

The 7,558 common shares reported for David L. Stoehr were recorded at a price of $152.21 per share in the Form 4 filing.

How many WTFC shares does the CFO beneficially own after this transaction?

Following the reported transaction, David L. Stoehr beneficially owns 22,100 shares of Wintrust Financial common stock in direct ownership.

What restricted stock units does the WTFC CFO hold?

His holdings include 2,133 restricted stock units granted under the 2025 Stock Incentive Plan, each representing a right to receive one share of common stock and vesting on the third anniversary of the grant date.

What performance-based WTFC shares are included in the CFO’s holdings?

The filing notes 5,425 shares awarded to David L. Stoehr upon attainment of performance objectives under Wintrust Financial’s Long Term Incentive Program.

Is the WTFC CFO’s ownership reported as direct or indirect in this Form 4?

The 22,100 shares beneficially owned by David L. Stoehr after the transaction are reported as direct ownership (D) with no indirect ownership entity listed.