STOCK TITAN

[Form 4] WINTRUST FINANCIAL CORP Insider Trading Activity

Filing Impact
(Low)
Filing Sentiment
(Neutral)
Form Type
4

Gregory A. Smith, a director of Wintrust Financial Corp. (WTFC), reported receipt of 366 shares of Common Stock on 09/30/2025 under the companys Directors Deferred Fee and Stock Plan as compensation for third quarter 2025 director services. The transaction is recorded as an acquisition at an indicated price of $123.98 per share and leaves Mr. Smith with 2,747 shares beneficially owned directly. The Form 4 was filed individually and signed by an attorney-in-fact on behalf of the reporting person.

Gregory A. Smith, direttore di Wintrust Financial Corp. (WTFC), ha comunicato di aver ricevuto 366 azioni ordinarie in data 30/09/2025 ai sensi del piano di compensi differiti per direttori dell’azienda, come compenso per i servizi da direttore nel terzo trimestre 2025. L’operazione è registrata come un’acquisizione al prezzo indicato di $123.98 per azione, e il signor Smith detiene direttamente 2,747 azioni di proprietà vantaggiosa. Il Form 4 è stato presentato singolarmente e firmato da un procuratore speciale a nome della persona che segnala.

Gregory A. Smith, director de Wintrust Financial Corp. (WTFC), informó haber recibido 366 acciones ordinarias el 30/09/2025 conforme al plan de compensación diferida para directores de la empresa, como remuneración por los servicios de director correspondientes al tercer trimestre de 2025. La operación se registra como una adquisición a un precio indicado de $123.98 por acción y deja al Sr. Smith con 2,747 acciones directamente beneficiosamente poseídas. El Form 4 fue presentado de forma individual y firmado por un apoderado en nombre de la persona informante.

Gregory A. Smith는 Wintrust Financial Corp. (WTFC)의 이사로, 회사의 이사 보상지급 및 주식 계획에 따라 2025년 9월 30일 366주의 보통주를 3분기 이사회 서비스에 대한 보상으로 수령했다고 보고했습니다. 거래는 주당 표시 가격 $123.98로 취득으로 기록되며, 2,747주의 직접 유익한 소유를 남깁니다. Form 4는 보고자를 대신하여 한 사람에 의해 제출되고, 대리인이 서명했습니다.

Gregory A. Smith, administrateur de Wintrust Financial Corp. (WTFC), a déclaré avoir reçu 366 actions ordinaires le 30/09/2025, dans le cadre du plan de rémunération différée des administrateurs de l’entreprise, en tant que rémunération pour les services d’administrateur du troisième trimestre 2025. L’opération est enregistrée comme une acquisition à un prix indiqué de $123.98 par action et M. Smith détient directement 2 747 actions bénéficiellement. Le Form 4 a été déposé individuellement et signé par un mandataire agissant au nom de la personne déclarant.

Gregory A. Smith, Direktor der Wintrust Financial Corp. (WTFC), meldete den Erhalt von 366 Stammaktien am 30.09.2025 im Rahmen des Directors’ Deferred Fee and Stock Plan der Gesellschaft als Vergütung für die Direktordienste im dritten Quartal 2025. Die Transaktion ist als Erwerb zu einem angegebenen Preis von $123.98 pro Aktie verbucht und lässt Herrn Smith direkt unmittelbar 2,747 Aktien besitzen. Das Form 4 wurde einzeln eingereicht und von einem Bevollmächtigten im Namen der meldepflichtigen Person unterzeichnet.

جريجوري أ. سميث، مدير في شركة Wintrust Financial Corp. (WTFC)، أبلغ عن استلامه 366 سهماً عادياً بتاريخ 30/09/2025 وفقاً لخطة الأتعاب المؤجلة للمديرين والتي تُعد تعويضاً عن خدمات المدير للربع الثالث من 2025. وتُسجَّل الصفقة كاستحواذ بسعرٍ مُبيَّن قدره $123.98 للسهم، وتبقى للسيد سميث ملكية مباشرة بواقع 2,747 سهماً. تم تقديم النموذج 4 بشكل فردي وتوقيعه من قبل وكيل نيابة عن الشخص المُبلِّغ.

Gregory A. Smith,Wintrust Financial Corp.(WTFC)的董事,报告于2025年9月30日根据公司董事延期费及股票计划收取了366股普通股,作为对2025年第三季度董事服务的报酬。该交易按指示价格每股$123.98记为取得,并使史密斯先生直接拥有2,747股受益性股份。该Form 4以个人名义提交,并由代表报告人的一名代理人签署。

Positive
  • Acquisition of 366 shares under the Director's Deferred Fee and Stock Plan adds to insider alignment with shareholders
  • Total beneficial ownership of 2,747 shares is explicitly reported, improving transparency
Negative
  • None.

Insights

TL;DR: Routine director compensation reported; modest additional insider ownership aligns incentives without signaling a large shift.

The filing documents a standard issuance of equity as deferred director compensation under an existing shareholder-approved plan. The amount, 366 shares valued at the reported transaction price, is small relative to typical outstanding common stock for a bank holding company, indicating this is a routine, non-material change to ownership. No disposals, option exercises, loans, or derivative transactions are reported. Documentation is complete with signature by an attorney-in-fact.

TL;DR: Form 4 appears properly completed and timely for a routine compensation issuance.

The report specifies the transaction date, code (A for acquisition), number of shares, resulting beneficial ownership, and the compensation plan basis in the explanation section. There is no indication of amendments or additional related-party transactions. From a Section 16 reporting perspective, this satisfies disclosure of changes in beneficial ownership due to director compensation.

Gregory A. Smith, direttore di Wintrust Financial Corp. (WTFC), ha comunicato di aver ricevuto 366 azioni ordinarie in data 30/09/2025 ai sensi del piano di compensi differiti per direttori dell’azienda, come compenso per i servizi da direttore nel terzo trimestre 2025. L’operazione è registrata come un’acquisizione al prezzo indicato di $123.98 per azione, e il signor Smith detiene direttamente 2,747 azioni di proprietà vantaggiosa. Il Form 4 è stato presentato singolarmente e firmato da un procuratore speciale a nome della persona che segnala.

Gregory A. Smith, director de Wintrust Financial Corp. (WTFC), informó haber recibido 366 acciones ordinarias el 30/09/2025 conforme al plan de compensación diferida para directores de la empresa, como remuneración por los servicios de director correspondientes al tercer trimestre de 2025. La operación se registra como una adquisición a un precio indicado de $123.98 por acción y deja al Sr. Smith con 2,747 acciones directamente beneficiosamente poseídas. El Form 4 fue presentado de forma individual y firmado por un apoderado en nombre de la persona informante.

Gregory A. Smith는 Wintrust Financial Corp. (WTFC)의 이사로, 회사의 이사 보상지급 및 주식 계획에 따라 2025년 9월 30일 366주의 보통주를 3분기 이사회 서비스에 대한 보상으로 수령했다고 보고했습니다. 거래는 주당 표시 가격 $123.98로 취득으로 기록되며, 2,747주의 직접 유익한 소유를 남깁니다. Form 4는 보고자를 대신하여 한 사람에 의해 제출되고, 대리인이 서명했습니다.

Gregory A. Smith, administrateur de Wintrust Financial Corp. (WTFC), a déclaré avoir reçu 366 actions ordinaires le 30/09/2025, dans le cadre du plan de rémunération différée des administrateurs de l’entreprise, en tant que rémunération pour les services d’administrateur du troisième trimestre 2025. L’opération est enregistrée comme une acquisition à un prix indiqué de $123.98 par action et M. Smith détient directement 2 747 actions bénéficiellement. Le Form 4 a été déposé individuellement et signé par un mandataire agissant au nom de la personne déclarant.

Gregory A. Smith, Direktor der Wintrust Financial Corp. (WTFC), meldete den Erhalt von 366 Stammaktien am 30.09.2025 im Rahmen des Directors’ Deferred Fee and Stock Plan der Gesellschaft als Vergütung für die Direktordienste im dritten Quartal 2025. Die Transaktion ist als Erwerb zu einem angegebenen Preis von $123.98 pro Aktie verbucht und lässt Herrn Smith direkt unmittelbar 2,747 Aktien besitzen. Das Form 4 wurde einzeln eingereicht und von einem Bevollmächtigten im Namen der meldepflichtigen Person unterzeichnet.

SEC Form 4
FORM 4 UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number: 3235-0287
Estimated average burden
hours per response: 0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
1. Name and Address of Reporting Person*
Smith Gregory A

(Last) (First) (Middle)
9700 WEST HIGGINS ROAD, 8TH FLOOR

(Street)
ROSEMONT IL 60018

(City) (State) (Zip)
2. Issuer Name and Ticker or Trading Symbol
WINTRUST FINANCIAL CORP [ WTFC ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
X Director 10% Owner
Officer (give title below) Other (specify below)
3. Date of Earliest Transaction (Month/Day/Year)
09/30/2025
4. If Amendment, Date of Original Filed (Month/Day/Year)
6. Individual or Joint/Group Filing (Check Applicable Line)
X Form filed by One Reporting Person
Form filed by More than One Reporting Person
Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year) 2A. Deemed Execution Date, if any (Month/Day/Year) 3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
Code V Amount (A) or (D) Price
Common Stock 09/30/2025 A 366(1) A $123.98 2,747 D
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year) 3A. Deemed Execution Date, if any (Month/Day/Year) 4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year) 7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
Code V (A) (D) Date Exercisable Expiration Date Title Amount or Number of Shares
Explanation of Responses:
1. Shares earned for the third quarter of 2025 for services as a Director of the Company in accordance with the Director's Deferred Fee and Stock Plan approved by the Shareholders.
Remarks:
/s/Kathleen M. Boege, Attorney-in-fact 09/30/2025
** Signature of Reporting Person Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What did WTFC director Gregory A. Smith receive on 09/30/2025?

He received 366 shares of Wintrust Financial Corp. common stock as director compensation under the Director's Deferred Fee and Stock Plan.

At what price were the WTFC shares reported on the Form 4?

The transaction is reported with a price of $123.98 per share.

How many WTFC shares does Gregory A. Smith own after the reported transaction?

The Form 4 reports 2,747 shares beneficially owned following the acquisition.

Was the Form 4 filed individually or jointly for Gregory A. Smith?

The filing indicates it was a Form filed by One Reporting Person and signed by an attorney-in-fact on 09/30/2025.

Why were the shares issued to Gregory A. Smith?

The explanation states the shares were earned for Q3 2025 for services as a Director in accordance with the shareholder-approved Director's Deferred Fee and Stock Plan.
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8.82B
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98.4%
2.09%
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