Welcome to our dedicated page for Western Union SEC filings (Ticker: WU), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Western Union Company (NYSE: WU) files a range of documents with the U.S. Securities and Exchange Commission that shed light on its financial condition, strategy, and risk profile as a financial transactions processing company. These SEC filings complement Western Union’s role in cross-border money movement, payments, and digital financial services across more than 200 countries and territories and over 130 currencies.
On this page, you can review current and historical SEC filings for Western Union, including Form 10-K annual reports and Form 10-Q quarterly reports, which typically discuss segment performance in areas such as Consumer Services, Branded Digital, and Consumer Money Transfer. These reports provide narrative and quantitative detail on revenues, operating margins, liquidity, and risk factors relevant to Western Union’s global payments and money transfer activities.
Western Union’s Form 8-K current reports are particularly important for tracking material events. Recent 8-K filings have disclosed items such as the entry into a delayed draw term loan credit agreement providing an unsecured term loan facility, earnings releases for quarterly results, and the Agreement and Plan of Merger under which a Western Union subsidiary will merge with International Money Express, Inc. (IMXI). Other 8-Ks address Investor Day presentations and regulatory milestones related to the planned IMXI transaction.
Investors can also use this page to access information on capital structure and governance, including disclosures about debt arrangements, interest coverage covenants, and executive appointments, as reported in 8-K filings. Forms 3, 4, and 5, when available, provide insight into insider ownership and transactions by Western Union’s directors and officers.
Stock Titan’s platform enhances these filings with AI-powered summaries that highlight key points from lengthy documents such as 10-Ks, 10-Qs, and 8-Ks. Real-time updates from EDGAR help users quickly identify new filings, while AI-generated explanations can make complex topics—such as merger terms, credit agreements, or non-GAAP metrics—more accessible for both individual and institutional investors analyzing WU.
The Western Union Company entered into a new unsecured delayed draw term loan agreement providing access to up to
Interest is based on either the Term SOFR Rate plus a margin on a sliding scale from
Schroder Investment Management filed a Schedule 13G reporting beneficial ownership of 16,948,328 shares of Western Union (WU) common stock, representing 5.2% of the class as of 09/30/2025.
The filer reports sole voting power over 16,948,328 shares and sole dispositive power over 16,948,328 shares, with no shared voting or dispositive power. The certification states the securities were acquired and are held in the ordinary course and not for the purpose of changing or influencing control.
Western Union (WU) insider activity: A company officer (President Europe, Africa, MEPA) reported an open-market purchase of 10,000 shares of common stock on 11/10/2025, coded “P”. The weighted average purchase price was $8.954.
Following this transaction, the officer beneficially owns 186,932 shares, held directly. The filing notes the purchase consisted of multiple trades with prices ranging from $8.945 to $8.96.
The Western Union Company announced it will host an Investor Meeting on November 6, 2025 at 1:00 p.m. Eastern Time. President and CEO Devin McGranahan and the executive team will provide a long-term strategy update followed by a Q&A session.
The company issued a related press release (Exhibit 99.1) and posted the presentation on its investor relations website. Access to the live webcast is available via the Investor Relations section of westernunion.com. The information is furnished under Item 7.01 and is not deemed filed under the Exchange Act.
Western Union (WU) filed its quarterly report for the period ended September 30, 2025. Revenue was $1,032.6 million, slightly below last year. Operating income rose to $201.9 million as cost of services and SG&A declined, while net income was $139.6 million versus a higher prior-year result that benefited from a tax benefit. Diluted EPS was $0.43.
For the nine months, revenue was $3,042.3 million and operating income reached $572.0 million. Operating cash flow improved to $408.3 million. The company reduced borrowings to $2,592.2 million and returned cash through dividends of $234.6 million and share repurchases of $208.5 million, with shares outstanding at 317,844,905 as of October 17, 2025. Cash and cash equivalents were $947.8 million. In strategic moves, WU acquired Eurochange Limited and agreed to purchase International Money Express, Inc. for approximately
The Western Union Company furnished an 8-K announcing it issued a press release with results for the third quarter of 2025. The press release is provided as Exhibit 99.1. The company states the information under Item 2.02, including Exhibit 99.1, is furnished and not deemed filed under the Exchange Act, and may be incorporated by reference only if specifically referenced.
The Western Union Company reported a key regulatory step for its planned acquisition of International Money Express, Inc. (IMXI). The two companies previously signed a Merger Agreement under which a Western Union subsidiary will merge into IMXI, leaving IMXI as the surviving company and a wholly owned subsidiary of Western Union.
The waiting period under the U.S. antitrust law known as the Hart-Scott-Rodino Act expired at 11:59 p.m. Eastern Time on October 6, 2025, satisfying an important merger condition. The companies expect the transaction to close in mid-2026, subject to remaining regulatory approvals, approval by IMXI stockholders, and other customary closing conditions. Western Union and IMXI issued a joint press release on October 7, 2025 to announce the HSR waiting period expiration.
Angelini Giovanni, President Europe, Africa, MEPA at Western Union Co. (WU), reported a sale of 621 shares of common stock on
The Western Union Company registration statement includes exhibits and descriptions of its business and indebtedness documents. The filing outlines the Consumer Money Transfer segment as a global, interconnected service available via retail agents, owned locations, websites and mobile devices for cross-border and certain domestic transfers. The document lists existing indentures and supplemental indentures governing debt securities, a form of debt security, legal opinions and accounting consents. It also references an Agreement and Plan of Merger with International Money Express and identifies key executive officers and directors.
Insider sale reported by The Western Union Company (WU) - Benjamin Scott Hawksworth, listed as Chief Operating Officer, reported a sale of 8,578 shares of WU common stock on 09/08/2025 at a reported price of $8.74 per share, leaving him with 139,233 shares beneficially owned after the transaction. The Form 4 was signed by an attorney-in-fact on 09/10/2025. No derivative transactions or additional explanatory details were provided in the filing.
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