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X Financial SEC Filings

XYF NYSE

Welcome to our dedicated page for X Financial SEC filings (Ticker: XYF), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.

Struggling to untangle loan-facilitation fees, guarantee liabilities, and credit-risk metrics buried in X Financial’s (XYF) regulatory paperwork? China-focused fintech filings often span hundreds of pages and mix U.S. GAAP with marketplace-lending jargon—making it hard to spot rising delinquency rates or securitization exposures.

Stock Titan’s AI reads every new document the minute it hits EDGAR, then surfaces answers you actually search for, such as “X Financial insider trading Form 4 transactions” or “How do loan origination volumes change in the latest X Financial quarterly earnings report 10-Q filing?” Interactive dashboards link each disclosure to what matters: 10-K risk factors translated into plain English, 10-Q segment data charted quarter-over-quarter, Form 4 insider trades mapped against share price, and 8-K material events explained within minutes. If you ask, “understanding X Financial SEC documents with AI,” we’ve already highlighted the sections on guarantee liabilities and capital adequacy.

  • Track X Financial Form 4 insider transactions real-time before market moves
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  • Get concise briefs on each X Financial 8-K material events explained

Whether you want “X Financial executive stock transactions Form 4” or “where can I find the next X Financial quarterly earnings report 10-Q?”, our platform delivers complete coverage, AI-powered summaries, and expert context—saving hours while letting you act on insights, not page counts.

Rhea-AI Summary

X Financial (NYSE:XYF) filed a Schedule 13G/A (Amendment No. 1) on 29 June 2025 updating the share ownership of Dragon Destiny Limited and its sole shareholder, Chung Kiu Cheung.

The reporting persons beneficially own 11,812,500 Class A ordinary shares, equal to 4.66% of the company’s 253,256,363 total ordinary shares (assuming full conversion of Class B shares). They hold sole voting and dispositive power; no shared power or group affiliation is disclosed.

Because the stake is now below the 5% threshold, the amendment is largely informational and does not indicate any intent to influence control. No new transactions, financing arrangements, or strategic initiatives are mentioned in the filing.

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FAQ

What is the current stock price of X Financial (XYF)?

The current stock price of X Financial (XYF) is $17.46 as of June 30, 2025.

What is the market cap of X Financial (XYF)?

The market cap of X Financial (XYF) is approximately 716.3M.

What core services does X Financial offer?

X Financial provides a range of personal finance solutions including credit card loans, preferred loans for small business owners, housing loans, and diversified investment products through its wealth management platform.

How does X Financial connect borrowers with investors?

The company operates an online marketplace that links borrowers seeking liquidity with institutional funding partners, utilizing advanced technology to assess credit risk and facilitate loan origination.

What role does technology play in X Financial's operations?

X Financial leverages proprietary big data analytics and a robust risk management system to accurately evaluate borrower creditworthiness and manage asset quality, ensuring efficient and secure financial transactions.

How does X Financial manage risks associated with lending?

Risk management is central to X Financial’s business model. The company employs advanced analytics and continuous monitoring to assess borrower performance and mitigate potential defaults, ensuring a stable loan portfolio.

What differentiates X Financial in the personal finance industry?

Its use of innovative technology for data-driven risk assessment, along with a diversified product offering and a focus on operational transparency, distinguishes X Financial as a reliable intermediary in the competitive financial landscape.

What types of investment products does the Xiaoying Wealth Management platform offer?

The platform features a variety of investment products such as money market instruments, loans, and insurance products, catering to individual investors looking for reliable financial solutions.

Who are the typical customers of X Financial?

X Financial serves a diverse clientele that includes credit card holders, small business owners, property owners, and individual investors, all of whom benefit from its tailored financial services.

How does X Financial maintain transparency and build trust with investors?

By consistently communicating its risk management practices, business model details, and operational strategies, X Financial provides reliable, expert insights that help investors understand the company’s role in the personal finance ecosystem.
X Financial

NYSE:XYF

XYF Rankings

XYF Stock Data

716.29M
24.91M
0.99%
2%
0.01%
Credit Services
Financial Services
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China
Shenzhen