[144] Yiren Digital Ltd. SEC Filing

Rhea-AI Filing Summary

Yiren Digital Ltd. (YRD) filed a Form 144 notifying the proposed sale of 29,000 American Depositary Shares (ADS), each ADS representing two ordinary shares. The filing lists the broker as Citigroup Global Markets and an approximate aggregate market value of $174,870 for the ADS to be sold on or about 09/22/2025 on the NYSE. The securities were acquired on 09/22/2025 under the company share incentive plan from Yiren Digital Ltd., and the filing indicates no securities sold by the reporting person in the past three months. The notice includes the standard representation that the seller is not aware of undisclosed material adverse information.

Positive

• Proper regulatory disclosure: The filer submitted a Form 144 with broker, share count, value, and planned sale date.
• Sourced from incentive plan: The ADS were acquired under the company's share incentive plan, indicating a compensation-related transaction.
• No recent dispositions: The filing states "Nothing to Report" for securities sold in the past three months.

Negative

• Insider sale announced: The proposed sale of 29,000 ADS (aggregate value $174,870) will increase shares available for trading.
• Simultaneous acquisition and sale date: Both acquisition and approximate sale are listed as 09/22/2025, which may warrant attention to settlement and disclosure timing.

Insights

Securities Analyst

TL;DR: A reported insider sale of 29,000 ADS valued at $174,870 under an incentive plan; routine disclosure, limited market impact.

The Form 144 documents a planned sale executed through a registered broker on the NYSE and sourced from shares granted under the company's share incentive plan. The filing shows acquisition and intended sale on the same date, which can occur when shares vest and are immediately dispositioned. The notice reports no other dispositions in the prior three months and includes the required certification regarding material nonpublic information. From a trading-disclosure perspective, this is a standard compliance filing rather than an indication of company performance.

Corporate Governance Expert

TL;DR: Insider sale disclosed under Rule 144; paperwork aligns with disclosure and executive compensation mechanics.

The document identifies the transaction as originating from the company share incentive plan and lists the seller’s representation about material information. This aligns with typical governance practices around equity compensation and transfer reporting. The filing provides the broker, share count, market value, and confirms no recent sales, fulfilling Rule 144 notice requirements. There are no governance red flags evident within the disclosed items themselves.

Form 144 Filer Information	UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 144 NOTICE OF PROPOSED SALE OF SECURITIES PURSUANT TO RULE 144 UNDER THE SECURITIES ACT OF 1933
FORM 144

144: Filer Information

Filer CIK
Filer CCC
Is this a LIVE or TEST Filing?	LIVE TEST
Submission Contact Information
Name
Phone
E-Mail Address

144: Issuer Information

Name of Issuer

SEC File Number

Address of Issuer

Phone

Name of Person for Whose Account the Securities are To Be Sold

See the definition of "person" in paragraph (a) of Rule 144. Information is to be given not only as to the person for whose account the securities are to be sold but also as to all other persons included in that definition. In addition, information shall be given as to sales by all persons whose sales are required by paragraph (e) of Rule 144 to be aggregated with sales for the account of the person filing this notice.

Relationship to Issuer

144: Securities Information

Title of the Class of Securities To Be Sold	Name and Address of the Broker	Number of Shares or Other Units To Be Sold	Aggregate Market Value	Number of Shares or Other Units Outstanding	Approximate Date of Sale	Name the Securities Exchange
ADS EACH REPRESENTING TWO ORDINARY SHARES	CITIGROUP GLOBAL MARKETS 390 GREENWICH ST NEW YORK NY 10013	29000	174870.00	172854331	09/22/2025	NYSE

Furnish the following information with respect to the acquisition of the securities to be sold and with respect to the payment of all or any part of the purchase price or other consideration therefor:

144: Securities To Be Sold

Title of the Class	Date you Acquired	Nature of Acquisition Transaction	Name of Person from Whom Acquired	Is this a Gift?	Date Donor Acquired	Amount of Securities Acquired	Date of Payment	Nature of Payment *
ADS EACH REPRESENTING TWO ORDINARY SHARES	09/22/2025	ACQUIRED STOCK UNDER COMPANY SHARE INCENTIVE PLAN	YIREN DIGITAL LTD			29000	09/22/2025	NA

* If the securities were purchased and full payment therefor was not made in cash at the time of purchase, explain in the table or in a note thereto the nature of the consideration given. If the consideration consisted of any note or other obligation, or if payment was made in installments describe the arrangement and state when the note or other obligation was discharged in full or the last installment paid.

Furnish the following information as to all securities of the issuer sold during the past 3 months by the person for whose account the securities are to be sold.

144: Securities Sold During The Past 3 Months

Nothing to Report

144: Remarks and Signature

Remarks

Date of Notice

ATTENTION:

The person for whose account the securities to which this notice relates are to be sold hereby represents by signing this notice that he does not know any material adverse information in regard to the current and prospective operations of the Issuer of the securities to be sold which has not been publicly disclosed. If such person has adopted a written trading plan or given trading instructions to satisfy Rule 10b5-1 under the Exchange Act, by signing the form and indicating the date that the plan was adopted or the instruction given, that person makes such representation as of the plan adoption or instruction date.

Signature

ATTENTION: Intentional misstatements or omission of facts constitute Federal Criminal Violations (See 18 U.S.C. 1001)

FAQ

What did Yiren Digital (YRD) disclose in this Form 144?

The filing notifies the proposed sale of 29,000 ADS (each ADS = two ordinary shares) with an aggregate market value of $174,870, to be sold via Citigroup Global Markets on or about 09/22/2025 on the NYSE.

Who is the seller and how were the shares acquired?

The securities were acquired from Yiren Digital Ltd. under the company’s share incentive plan on 09/22/2025.

Does the Form 144 show other recent sales by the filer?

No. The filing states "Nothing to Report" for securities sold during the past three months.

What broker is handling the proposed sale for YRD?

The listed broker is Citigroup Global Markets, 390 Greenwich St, New York, NY 10013.

What certification does the seller make in the filing?

The seller represents by signature that they do not know any material adverse information about the issuer that has not been publicly disclosed.