Yiren Digital (NYSE: YRD) director reports 52,076 Ordinary Shares on Form 3

Rhea-AI Filing Summary

Yiren Digital Ltd. director Huang Jingsheng filed an initial Form 3 reporting his ownership in the company. The filing shows he directly holds 52,076 Ordinary Shares of Yiren Digital. This is a disclosure of existing holdings rather than a new purchase or sale of shares.

Insider Trade Summary

1 transaction reported

Mixed 1 txn

Insider Huang Jingsheng

Role null

Type	Security	Shares	Price	Value
holding	Ordinary Shares	--	--	--

Holdings After Transaction: Ordinary Shares — 52,076 shares (Direct, null)

Footnotes (1)

Key Figures

Ordinary Shares held: 52,076 shares Form type: Form 3 Ownership type: Direct (Code D)

3 metrics

Ordinary Shares held 52,076 shares Total shares directly owned following the reported holding

Form type Form 3 Initial statement of beneficial ownership by a director

Ownership type Direct (Code D) Indicates shares are held directly by the reporting person

Key Terms

Form 3, Ordinary Shares, beneficial ownership

3 terms

Form 3 regulatory

"director Huang Jingsheng filed an initial Form 3 reporting his ownership"

Form 3 is the initial public filing that officers, directors and large shareholders must submit to report their ownership of a company’s securities when they become insiders. It acts like an opening inventory sheet that gives investors a starting point to see who holds significant stakes and to spot later trades or potential conflicts of interest, helping assess insider confidence and transparency.

Ordinary Shares financial

"The filing shows he directly holds 52,076 Ordinary Shares of Yiren Digital"

Ordinary shares are a type of ownership stake in a company, giving shareholders a right to participate in the company’s profits and decision-making through voting. They are similar to owning a piece of a business, and their value can rise or fall based on the company's performance. Investors buy ordinary shares to potentially earn dividends and benefit from the company's growth over time.

beneficial ownership regulatory

"establishing his beneficial ownership position when he became a reporting insider"

Beneficial ownership means the person or entity that actually enjoys the benefits of owning shares or other assets — such as receiving dividends, voting rights, or price gains — even if the legal title is held in another name. For investors it matters because knowing who truly controls and profits from a company reveals who can influence decisions, exposes potential conflicts of interest or hidden concentration of power, and affects transparency and risk in the stock.

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SEC Form 3

FORM 3

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0104
Estimated average burden
hours per response:			0.5

1. Name and Address of Reporting Person^*

Huang Jingsheng

(Last) (First) (Middle)

C/O YIREN DIGITAL LTD., 28/F, CHINA

MERCHANTS BUREAU BLDG, 118 JIANGUO ROAD

(Street)

CHAOYANG DISTRICT, BEIJING 100022

(City) (State) (Zip)

CHINA

(Country)

2. Date of Event Requiring Statement (Month/Day/Year)
04/22/2026

3. Issuer Name and Ticker or Trading Symbol
Yiren Digital Ltd. [ YRD ]

3a. Foreign Trading Symbol

5. If Amendment, Date of Original Filed (Month/Day/Year)

4. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Beneficially Owned
1. Title of Security (Instr. 4)	2. Amount of Securities Beneficially Owned (Instr. 4)	3. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	4. Nature of Indirect Beneficial Ownership (Instr. 5)
Ordinary Shares	52,076	D

Table II - Derivative Securities Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 4)	2. Date Exercisable and Expiration Date (Month/Day/Year)		3. Title and Amount of Securities Underlying Derivative Security (Instr. 4)		4. Conversion or Exercise Price of Derivative Security	5. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	6. Nature of Indirect Beneficial Ownership (Instr. 5)
	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

Remarks:

Exhibit 24 - Power of Attorney. This Form 3 is being filed late due to an administrative delay in obtaining the Reporting Person's EDGAR filing credentials.

	/s/ Wei Tan, Attorney-in-Fact	04/23/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 5 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 3: SEC 1473 (03-26)

FAQ

What does Yiren Digital (YRD) disclose in this Form 3 filing?

The Form 3 filing discloses director Huang Jingsheng’s existing ownership in Yiren Digital. It reports that he directly holds 52,076 Ordinary Shares, establishing his beneficial ownership position when he became a reporting insider under SEC rules.

How many Yiren Digital (YRD) shares does Huang Jingsheng hold?

The filing shows that director Huang Jingsheng directly holds 52,076 Ordinary Shares of Yiren Digital. This figure reflects his beneficial ownership position as reported in the Form 3, without indicating any recent purchase or sale activity.

Is the Yiren Digital (YRD) Form 3 a report of a trade or just holdings?

This Form 3 is a report of holdings, not a trade. It records that director Huang Jingsheng beneficially owns 52,076 Ordinary Shares directly, serving as his initial ownership statement rather than documenting a new transaction.

What type of security does the Yiren Digital (YRD) Form 3 cover?

The Form 3 covers Ordinary Shares of Yiren Digital. Director Huang Jingsheng is reported as directly holding 52,076 Ordinary Shares, providing transparency into his equity stake as an insider of the company.

Does the Yiren Digital (YRD) Form 3 indicate if ownership is direct or indirect?

Yes. The Form 3 indicates that the 52,076 Ordinary Shares reported for director Huang Jingsheng are held with direct ownership. The ownership code is shown as “D”, meaning the shares are not reported as indirectly held through another entity.