Yiren Digital (NYSE: YRD) CEO reports large indirect share stakes

Rhea-AI Filing Summary

Yiren Digital Ltd. Executive Chairman and CEO Tang Ning filed an initial ownership report showing indirect holdings of the company’s ordinary shares. One block of 62,244,893 ordinary shares is held by CreditEase Holdings (Cayman) Limited through a Cayman Islands trust where Tang Ning is settlor and one of the beneficiaries. Another 2,205,900 ordinary shares are held by his spouse. The filing notes that Tang Ning may be deemed to share voting and dispositive power over the shares held by CreditEase Holdings but expressly disclaims beneficial ownership of both positions except to the extent of his pecuniary interest.

Insider Trade Summary

2 transactions reported

Mixed 2 txns

Insider Tang Ning

Role Executive Chairman and CEO

Type	Security	Shares	Price	Value
holding	Ordinary Shares	--	--	--
holding	Ordinary Shares	--	--	--

Holdings After Transaction: Ordinary Shares — 62,244,893 shares (Indirect, See footnote)

Footnotes (1)

1. Represents securities held by CreditEase Holdings (Cayman) Limited ("CE Holdings"). CE Holdings is indirectly controlled by a trust established under the laws of Cayman Islands (the "Trust) and managed by Maples Trustee Services (Cayman) Limited as the trustee. The Reporting Person is the settlor of the Trust one of the Trust's beneficiaries. Under the terms of the Trust, the Reporting Person may be deemed to have the voting and dispositive power over the Issuer's shares held by CE Holdings. The Reporting Person disclaims beneficial ownership of the securities held by CE Holdings except to the extent of his pecuniary interest therein. The Reporting Person disclaims beneficial ownership of these securities except to the extent of his pecuniary interest therein, and this report shall not be deemed an admission that the Reporting Person is the beneficial owner of such securities for purposes of Section 16 or for any other purpose.

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SEC Form 3

FORM 3

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0104
Estimated average burden
hours per response:			0.5

1. Name and Address of Reporting Person^*

Tang Ning

(Last) (First) (Middle)

C/O YIREN DIGITAL LTD., 28/F, CHINA

MERCHANTS BUREAU BLDG, 118 JIANGUO ROAD

(Street)

CHAOYANG DISTRICT, BEIJING 100022

(City) (State) (Zip)

CHINA

(Country)

2. Date of Event Requiring Statement (Month/Day/Year)
03/27/2026

3. Issuer Name and Ticker or Trading Symbol
Yiren Digital Ltd. [ YRD ]

3a. Foreign Trading Symbol

5. If Amendment, Date of Original Filed (Month/Day/Year)

4. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Executive Chairman and CEO

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Beneficially Owned
1. Title of Security (Instr. 4)	2. Amount of Securities Beneficially Owned (Instr. 4)	3. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	4. Nature of Indirect Beneficial Ownership (Instr. 5)
Ordinary Shares	62,244,893	I	See footnote(1)
Ordinary Shares	2,205,900	I	By spouse(2)

Table II - Derivative Securities Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 4)	2. Date Exercisable and Expiration Date (Month/Day/Year)		3. Title and Amount of Securities Underlying Derivative Security (Instr. 4)		4. Conversion or Exercise Price of Derivative Security	5. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	6. Nature of Indirect Beneficial Ownership (Instr. 5)
	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Represents securities held by CreditEase Holdings (Cayman) Limited ("CE Holdings"). CE Holdings is indirectly controlled by a trust established under the laws of Cayman Islands (the "Trust) and managed by Maples Trustee Services (Cayman) Limited as the trustee. The Reporting Person is the settlor of the Trust one of the Trust's beneficiaries. Under the terms of the Trust, the Reporting Person may be deemed to have the voting and dispositive power over the Issuer's shares held by CE Holdings. The Reporting Person disclaims beneficial ownership of the securities held by CE Holdings except to the extent of his pecuniary interest therein.

2. The Reporting Person disclaims beneficial ownership of these securities except to the extent of his pecuniary interest therein, and this report shall not be deemed an admission that the Reporting Person is the beneficial owner of such securities for purposes of Section 16 or for any other purpose.

	/s/ Wei Tan, Attorney-in-Fact	03/27/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 5 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 3: SEC 1473 (03-26)

FAQ

What does Tang Ning’s Form 3 filing for Yiren Digital (YRD) show?

The Form 3 shows that Tang Ning has indirect interests in Yiren Digital ordinary shares through CreditEase Holdings (Cayman) Limited and his spouse. It establishes his initial reportable ownership position as an executive and director, without indicating any recent share purchases or sales.

How many Yiren Digital (YRD) shares are held via CreditEase Holdings?

The filing states that 62,244,893 Yiren Digital ordinary shares are held by CreditEase Holdings (Cayman) Limited. These shares are owned through a Cayman Islands trust, where Tang Ning is the settlor and one of the beneficiaries, and he may be deemed to share voting and dispositive power.

How many Yiren Digital (YRD) shares are attributed to Tang Ning’s spouse?

The report shows 2,205,900 Yiren Digital ordinary shares held by Tang Ning’s spouse. These are reported as indirect holdings. Tang Ning disclaims beneficial ownership of these securities except to the extent of his pecuniary interest, consistent with standard Section 16 reporting language.

Does Tang Ning claim full beneficial ownership of the reported YRD shares?

No. The filing explicitly states that Tang Ning disclaims beneficial ownership of the securities held by CreditEase Holdings and by his spouse, except to the extent of his pecuniary interest. This means he does not concede full economic ownership for Section 16 or other legal purposes.

Is Tang Ning’s Yiren Digital (YRD) Form 3 a buy or sell transaction?

The Form 3 is not a buy or sell transaction. It is an initial ownership report that lists existing indirect holdings of Yiren Digital ordinary shares. The transaction codes are blank, indicating holdings rather than new market trades or option exercises by the reporting person.

How are the trust and CreditEase Holdings involved in Yiren Digital (YRD) ownership?

The shares are held by CreditEase Holdings (Cayman) Limited, which is indirectly controlled by a Cayman Islands trust managed by a professional trustee. Tang Ning is the trust’s settlor and one of its beneficiaries and may be deemed to have voting and dispositive power over those shares under the trust terms.