Zions EVP Miller exercises options, updates holdings

Zions Bancorporation, National Association executive Rena A. Miller, Executive VP & General Counsel, reported multiple equity transactions in company common stock.

Rhea-AI Filing Summary

Zions Bancorporation, National Association executive Rena A. Miller, Executive VP & General Counsel, reported multiple equity transactions in company common stock. On February 3, 2026, she exercised stock options covering 489 shares at $45.65 and 509 shares at $48.65, converting them into common stock.

On the same date, Miller disposed of 362 shares at $61.89 and 402 shares at $61.83, with all holdings reported as directly owned. After these transactions, she held 10,082 shares of Zions common stock. The underlying option grants have a graded vesting schedule, meaning different tranches become exercisable at different times.

Insider Trade Summary

998 shares exercised/converted

Exercise 6 txns

Insider Miller Rena A.

Role Executive VP & General Counsel

Type	Security	Shares	Price	Value
Exercise	Stock Option (right to buy)	489	$45.65	$22K
Exercise	Stock Option (right to buy)	509	$48.65	$25K
Exercise	Common Stock	489	$45.65	$22K
Exercise Price or Tax Liability	Common Stock	362	$61.89	$22K
Exercise	Common Stock	509	$48.65	$25K
Exercise Price or Tax Liability	Common Stock	402	$61.83	$25K

Holdings After Transaction: Stock Option (right to buy) — 0 contracts (Direct); Common Stock — 10,082 shares (Direct)

Footnotes (1)

1. F1. Grant has a graded vesting schedule. Date exercisable will vary for each vesting tranche.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transaction did Zions (ZION) report for Rena A. Miller?

Zions reported that Executive VP & General Counsel Rena A. Miller exercised stock options for 489 and 509 shares on February 3, 2026, and conducted related common stock transactions the same day, updating her directly owned share balance.

How many Zions (ZION) shares does Rena A. Miller own after this Form 4?

After the reported transactions, Rena A. Miller directly owns 10,082 shares of Zions common stock. This figure reflects option exercises and share disposals recorded on February 3, 2026, as disclosed in the Form 4 filing.

What stock options did Rena A. Miller exercise in the Zions (ZION) Form 4?

She exercised two stock option grants, one for 489 shares at an exercise price of $45.65 and another for 509 shares at an exercise price of $48.65, both on February 3, 2026, converting them into Zions common stock.

What share disposals are shown for Rena A. Miller in the Zions (ZION) Form 4?

The Form 4 shows disposals coded “F” of 362 shares at $61.89 and 402 shares at $61.83 on February 3, 2026. These transactions reduced her immediately held balance from earlier post-exercise levels.

Does the Zions (ZION) Form 4 show any remaining stock options for Rena A. Miller?

The reported stock option positions associated with 489 and 509 underlying shares each show zero derivative securities remaining after the February 3, 2026 exercises, indicating those particular option grants were fully exercised in the disclosed transactions.

What does the graded vesting note mean in Rena A. Miller’s Zions (ZION) option grant?

The footnote explains the grant has a graded vesting schedule, meaning different portions, or tranches, of the option become exercisable at different times. As a result, the exact exercisable date varies for each vested tranche within the same grant.

AI-generated analysis. How Rhea-AI works. Not financial advice.

Form 4 Insider Transactions: What Each Field Means →

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Accepted by SEC EDGAR 02/04/2026 - 04:52 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Miller Rena A.

(Last) (First) (Middle)

ONE SOUTH MAIN STREET, 11TH FLOOR

(Street)

SALT LAKE CITY UT 84133-1109

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
ZIONS BANCORPORATION, NATIONAL ASSOCIATION /UT/ [ ZION ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Executive VP & General Counsel

3. Date of Earliest Transaction (Month/Day/Year)
02/03/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	02/03/2026		M		489	A	$45.65	10,337	D
Common Stock	02/03/2026		F		362	D	$61.89	9,975	D
Common Stock	02/03/2026		M		509	A	$48.65	10,484	D
Common Stock	02/03/2026		F		402	D	$61.83	10,082	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Stock Option (right to buy)	$45.65	02/03/2026		M			489	(1)	02/09/2027	Common Stock	489	$45.65	0	D
Stock Option (right to buy)	$48.65	02/03/2026		M			509	(1)	02/07/2028	Common Stock	509	$48.65	0	D

Explanation of Responses:

1. Grant has a graded vesting schedule. Date exercisable will vary for each vesting tranche.

Remarks:

	Rena Miller	02/03/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.