Zions (ZION) CEO Harris Simmons receives new deferred stock-equivalent award

Rhea-AI Filing Summary

Zions Bancorporation Chairman and CEO Harris H. Simmons reported a compensation-related grant of deferred compensation units. He acquired 1,278.3688 units of deferred comp, each economically equivalent to one share of common stock, bringing his total deferred comp balance to 26,622.097 units.

These units are scheduled to be paid out in cash or stock at a future date or age elected at the time of deferral, or upon termination of employment. This is a routine award rather than an open-market stock purchase or sale.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

SIMMONS HARRIS H

(Last) (First) (Middle)

ONE SOUTH MAIN STREET, 11TH FLOOR

(Street)

SALT LAKE CITY UTAH 84133-1109

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
ZIONS BANCORPORATION, NATIONAL ASSOCIATION /UT/ [ ZION ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chairman & CEO

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
03/24/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Deferred Comp	(1)	03/24/2026		A		1,278.3688		(2)	(2)	Common Stock	1,278.3688	$0	26,622.097	D

Explanation of Responses:

1. Each unit is the economic equivalent of one share of common stock.

2. Shares are paid out in cash or stock upon date or age elected at time of deferral, or upon termination of employment.

Remarks:

	By Rena Miller as attorney in fact	03/25/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transaction did ZIONS (ZION) report for Harris H. Simmons?

Zions Bancorporation reported that Chairman and CEO Harris H. Simmons received 1,278.3688 deferred compensation units. These units are economically equivalent to common shares and were granted as compensation, increasing his total deferred comp holdings to 26,622.097 units.

Is the Harris H. Simmons Form 4 transaction in ZIONS (ZION) a stock sale or purchase?

The Form 4 does not show an open-market stock sale or purchase. Instead, Harris H. Simmons acquired 1,278.3688 deferred compensation units as a grant, a routine compensation award rather than a discretionary trade in Zions Bancorporation common stock.

How many ZIONS (ZION) deferred comp units does Harris H. Simmons hold after this filing?

After this transaction, Harris H. Simmons holds 26,622.097 deferred compensation units. Each unit is economically equivalent to one share of Zions Bancorporation common stock, providing equity-linked exposure through the company’s deferred compensation program.

What are the payout terms for the ZIONS (ZION) deferred compensation units granted to Harris H. Simmons?

The deferred compensation units will be paid out in cash or stock at a date or age elected when the deferral was made, or when employment terminates. This structure links executive compensation to Zions Bancorporation’s long-term performance and tenure.

Does the Harris H. Simmons Form 4 indicate a new derivative position in ZIONS (ZION)?

Yes, the filing records a derivative-type position labeled as deferred compensation. Simmons received 1,278.3688 units tied to Zions Bancorporation common stock. These units function as equity-linked compensation and increase his overall deferred comp holdings to 26,622.097 units.