Zions EVP trades 2,089 shares after option exercise

Zions Bancorporation Executive Vice President Jennifer Anne Smith reported option exercises and related stock sales in common shares of the company.

Rhea-AI Filing Summary

Zions Bancorporation Executive Vice President Jennifer Anne Smith reported option exercises and related stock sales in common shares of the company. She exercised stock options covering 2,089 shares of common stock at a price of $52.90 per share, converting them from derivative awards into directly held shares.

On the same date, she sold 2,089 shares of Zions common stock in open-market transactions at a price of $62.48 per share. After these transactions, Smith directly owned 22,733.17 shares of Zions common stock. The options exercised were from a grant with a graded vesting schedule, meaning different portions had become exercisable over time.

Insider Trade Summary

Exercise and Sale: 2,089 shares ($20K approx. pre-tax spread)

Exercise and Sale 6 txns

Insider Smith Jennifer Anne

Role Executive Vice President

Sold 2,089 shs ($131K)

Approx. gross sale proceeds $131K

Approx. exercise cost $111K

Approx. pre-tax spread $20K

Type	Security	Shares	Price	Value
Exercise	Stock Option (right to buy)	1,890	$52.90	$100K
Exercise	Stock Option (right to buy)	199	$52.90	$11K
Exercise	Common Stock	1,890	$52.90	$100K
Sale	Common Stock	1,890	$62.48	$118K
Exercise	Common Stock	199	$52.90	$11K
Sale	Common Stock	199	$62.48	$12K

Holdings After Transaction: Stock Option (right to buy) — 0 contracts (Direct); Common Stock — 22,733.17 shares (Direct)

Footnotes (1)

1. F1. Grant has a graded vesting schedule. Date exercisable will vary for each vesting tranche.

FAQ

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What insider transaction did ZION Executive Vice President Jennifer Anne Smith report?

Jennifer Anne Smith reported exercising stock options and selling Zions common shares. She exercised options for 2,089 shares at $52.90 per share, then sold 2,089 shares at $62.48 per share, converting derivative awards into directly held and partially sold stock.

How many ZION shares did Jennifer Anne Smith sell in this Form 4 filing?

She sold 2,089 shares of Zions common stock. The sales were reported as open-market or private transactions at a price of $62.48 per share, following the same-day exercise and conversion of stock options into common shares.

At what prices did Jennifer Anne Smith exercise and sell her ZION shares?

Her stock options were exercised at $52.90 per share, creating common shares from derivative awards. She then sold 2,089 of those common shares at $62.48 per share in open-market or private transactions reported in the same Form 4 filing.

How many ZION shares does Jennifer Anne Smith own after these transactions?

After exercising options and selling shares, she directly owns 22,733.17 shares of Zions common stock. This figure reflects her holdings following both the derivative exercises and the reported open-market sales on the transaction date.

What type of stock awards did Jennifer Anne Smith exercise in the ZION Form 4?

She exercised stock options described as a “Stock Option (right to buy).” The grant has a graded vesting schedule, meaning portions became exercisable over time, and the exercised options converted into 2,089 common shares at $52.90 per share.

Were Jennifer Anne Smith’s ZION transactions direct or through another entity?

All reported transactions are classified as direct ownership. The Form 4 lists her ownership type as direct, with no footnotes indicating that another entity, such as a trust or LLC, held voting or investment authority over the reported Zions shares.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 02/19/2026 - 04:39 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Smith Jennifer Anne

(Last) (First) (Middle)

ONE SOUTH MAIN STREET, 11TH FL

(Street)

SALT LAKE CITY UT 84133

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
ZIONS BANCORPORATION, NATIONAL ASSOCIATION /UT/ [ ZION ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Executive Vice President

3. Date of Earliest Transaction (Month/Day/Year)
02/18/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	02/18/2026		M		1,890	A	$52.9	24,623.17	D
Common Stock	02/18/2026		S		1,890	D	$62.48	22,733.17	D
Common Stock	02/18/2026		M		199	A	$52.9	22,932.17	D
Common Stock	02/18/2026		S		199	D	$62.48	22,733.17	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Stock Option (right to buy)	$52.9	02/18/2026		M			1,890	(1)	02/12/2030	Common Stock	1,890	$52.9	199	D
Stock Option (right to buy)	$52.9	02/18/2026		M			199	(1)	02/12/2030	Common Stock	199	$52.9	0	D

Explanation of Responses:

1. Grant has a graded vesting schedule. Date exercisable will vary for each vesting tranche.

Remarks:

	By Rena Miller as attorney in fact	02/19/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.