Welcome to our dedicated page for Zions Bancorporation N A SEC filings (Ticker: ZION), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Zions Bancorporation, N.A. filings document a regional banking issuer with common stock and Series A preferred shares. Form 8-K reports include quarterly operating results and financial-condition presentations, completed investment sales, annual meeting voting outcomes, and other material events tied to the Bank’s balance sheet and governance.
Proxy materials and shareholder-vote reports cover director elections, auditor ratification, executive compensation votes, shareholder proposals, and governance controls. The filings also describe risk areas tied to its banking model, including loan and securities portfolio quality, deposit composition, interest-rate conditions, macroeconomic factors, and regulatory outcomes.
Zions Bancorporation director Stephen D. Quinn received a new deferred compensation award tied to company stock. On the reported date, he acquired 873.196 units of Deferred Comp, each linked to one share of common stock at a reference value of $55.54 per unit.
These are phantom stock units that are settled in cash, not actual shares, and will be paid upon the earlier of his death or retirement. Following this grant, Quinn’s total Deferred Comp balance tied to common stock increased to 126,173.796 units, reflecting a routine, compensation-related award rather than an open-market stock purchase or sale.
Zions Bancorporation Chairman and CEO Harris H. Simmons reported a compensation-related grant of deferred compensation units. He acquired 1,278.3688 units of deferred comp, each economically equivalent to one share of common stock, bringing his total deferred comp balance to 26,622.097 units.
These units are scheduled to be paid out in cash or stock at a future date or age elected at the time of deferral, or upon termination of employment. This is a routine award rather than an open-market stock purchase or sale.
Zions Bancorporation, N.A. has issued its 2026 proxy statement and called the Annual Meeting for May 1, 2026 in Salt Lake City, with a live webcast available. Shareholders of record on March 2, 2026 will vote on electing 11 directors, ratifying Ernst & Young as auditor, approving 2025 executive pay on an advisory basis, and a shareholder proposal requesting a report on risks from any misalignment between company policies and its customer base, which the Board recommends voting against.
The Board highlights strong governance practices, including 82% independent directors, an independent lead director, annual elections, proxy access, and robust risk and sustainability oversight. The Compensation Committee reports 2025 results with net earnings to common shareholders up 21%, diluted EPS rising to $6.01, total net revenue up 8%, and adjusted pre-provision net revenue up 12%, and ties most named executive officer pay to performance-based incentives with clawbacks and stock ownership requirements.
Zions Bancorporation Executive Vice President and Division CEO Steven Dan Stephens reported a tax-related share disposition. On March 6, 2026, 95 shares of common stock were withheld at $55.74 per share to satisfy tax obligations. Following this tax-withholding disposition, he directly owns 48,105 shares of Zions common stock.
Zions Bancorporation Executive Vice President Steven Dan Stephens reported a small tax-related share disposition. On this Form 4, 84 shares of common stock were withheld at $61.65 per share to cover tax obligations, rather than sold on the open market. After this transaction, he directly owns 48,200 common shares.
Zions Bancorporation Chairman & CEO Harris H. Simmons purchased 4,500 shares of common stock in an open-market transaction at an average price of $59.0299 per share. Following this buy, he directly owns 1,317,493 common shares.
Zions Bancorporation, N.A. files its annual report describing a regional bank with 2025 net revenue of $3.4 billion, total assets of about $89 billion, and operations across 11 Western states.
The bank serves over one million customers through 407 branches and 9,195 full-time equivalent employees, organized into seven locally branded affiliate banks plus an enterprise segment. Regulatory capital is well above Basel III and prompt corrective action “well‑capitalized” thresholds, with a CET1 ratio of 11.5% and Tier 1 leverage ratio of 9.0% at December 31, 2025.
The report emphasizes strong liquidity, noting available sources exceed uninsured deposits, and details extensive supervision by the OCC, FDIC, CFPB, and other regulators. It devotes significant discussion to risks including credit (particularly CRE, oil and gas, and geographic concentration), interest rate and market volatility, liquidity pressures, technology and AI adoption, cybersecurity threats, evolving regulation and capital rules, climate and catastrophe exposure, and legal, compliance, and reputational challenges.
Zions Bancorporation senior vice president and controller Jason D. Arbuckle reported two transactions in the company’s common stock. On February 20, 2026, he completed an open-market sale of 190 shares at $61.77 per share and made a bona fide gift of 214 shares. After these transactions, he directly owned 5,042.9 shares of common stock.
ZION submitted a Form 144 notice relating to common stock transactions. The excerpt lists restricted stock vesting events: 119 shares vested on 02/12/2026 and 71 shares vested on 02/13/2026. The filing shows a 02/20/2026 reference.
Zions Bancorporation Executive Vice President Jennifer Anne Smith reported option exercises and related stock sales in common shares of the company. She exercised stock options covering 2,089 shares of common stock at a price of $52.90 per share, converting them from derivative awards into directly held shares.
On the same date, she sold 2,089 shares of Zions common stock in open-market transactions at a price of $62.48 per share. After these transactions, Smith directly owned 22,733.17 shares of Zions common stock. The options exercised were from a grant with a graded vesting schedule, meaning different portions had become exercisable over time.