Alerian MLP Index ETN SEC Filings

JPMorgan Chase Financial Company LLC is offering auto callable contingent interest notes linked separately to the Nasdaq-100 Index®, the Russell 2000® Index and the S&P 500® Index, fully and unconditionally guaranteed by JPMorgan Chase & Co. The notes can pay monthly contingent interest only if the closing level of each index on an Interest Review Date is at or above 70% of its Initial Value, and they may be automatically called quarterly starting on the July 30, 2026 Autocall Review Date if each index is at or above its Initial Value.

If the notes are not called and, on the final Review Date, the least performing index is at or above 70% of its Initial Value, investors receive principal plus the final contingent interest. If the least performing index finishes below this Trigger Value, repayment of principal is reduced one-for-one with the index loss, potentially to zero. A sample table uses a hypothetical contingent interest rate of 9.25% per annum (0.77083% per month).

The notes are unsecured, unsubordinated obligations subject to the credit risk of JPMorgan Financial and JPMorgan Chase & Co. The issuer estimates the value would be about $976.60 per $1,000 note if priced on the indicated date and states the final estimated value will not be less than $900.00 per $1,000. The disclosure highlights significant risks, including loss of principal, the possibility of receiving no interest, limited liquidity, complex tax treatment and potential adverse U.S. withholding for non-U.S. holders.

JPMorgan Chase Financial Company LLC is issuing $12,000,000 of Callable Contingent Interest Notes linked to the least performing of the Russell 2000® Index, Nasdaq-100 Index® and EURO STOXX 50® Index, maturing on July 16, 2027 and fully guaranteed by JPMorgan Chase & Co.

The notes pay a contingent interest rate of 13.05% per year, or $10.875 per $1,000 monthly, but only if on each Review Date every index is at or above 65% of its Strike Value; otherwise no interest is paid for that period. Principal is at risk: if any index ever closes below 70% of its Strike Value during the Monitoring Period and finishes below its Strike Value at maturity, repayment is reduced in line with the worst-performing index, potentially to zero.

JPMorgan may redeem the notes early on specified Interest Payment Dates starting July 16, 2026 at $1,000 plus the applicable contingent interest. The price to the public is $1,000 per note, including $2 in fees, while the initial estimated value is $988.50 per $1,000 note, reflecting selling, structuring and hedging costs.

JPMorgan Chase & Co. is offering callable zero coupon notes due January 30, 2051. The notes are issued at an original price of $228.107 per $1,000 principal amount, pay no periodic interest and are designed to accrete at a 6.00% annual yield to maturity, compounded semiannually. If held to maturity and not previously redeemed, investors receive 100% of the $1,000 principal amount per note.

JPMorgan may redeem the notes in whole on January 30 and July 30 of each year from 2028 through 2050 at the applicable accreted principal amount shown in the accretion schedule. In an event of default, the accelerated payment per $1,000 note equals the accreted principal amount on the acceleration date. The notes are unsecured obligations of JPMorgan, structurally subordinated to its subsidiaries, and could absorb losses under U.S. “single point of entry” resolution strategies. They are expected to be issued with original issue discount for U.S. federal tax purposes.

JPMorgan Chase Financial Company LLC is offering floating rate notes due January 22, 2066, fully and unconditionally guaranteed by JPMorgan Chase & Co. Each note has a $1,000 principal amount, pays interest quarterly, and returns principal at maturity if not repurchased earlier.

The notes pay a variable interest rate each period equal to the applicable Benchmark Rate (initially Compounded SOFR for the relevant observation period) plus 0.15%, subject to a minimum interest rate of 0.00% per year. Interest is calculated on a 30/360 day-count basis and paid on the 22nd of January, April, July and October, beginning April 22, 2026.

Holders may request early repurchase on January 22 of each year from 2029 through 2065, subject to strict notice and timing procedures. The repurchase price per $1,000 note is $970 from January 22, 2029–2030, $980 from 2031–2032, $990 from 2033–2035, and $1,000 from 2036–2065, plus accrued interest, so investors who exit before 2036 receive less than principal.

JPMorgan Chase Financial Company LLC is offering auto callable contingent interest notes linked individually to the Nasdaq-100, Russell 2000 and S&P 500. Investors receive a monthly Contingent Interest Payment only when the closing level of each index on an Interest Review Date is at or above 70% of its Initial Value. The notes may be automatically called quarterly, starting on July 27, 2026, if each index is at or above its Initial Value, in which case investors receive $1,000 per note plus the applicable contingent interest and no further payments.

If the notes are not called and, on the final Review Date, the least performing index is at or above 70% of its Initial Value, investors receive $1,000 plus the final contingent interest. If the least performing index is below that Trigger Value, repayment of principal is reduced in line with the index loss, and investors can lose a significant portion or all of their investment. A hypothetical contingent interest rate of 7.25% per annum (0.60417% per month) is illustrated, and the estimated value is indicated around $955.90 per $1,000, reflecting embedded costs and hedging.

JPMorgan Chase Financial Company LLC is issuing $1,025,000 of Uncapped Accelerated Barrier Notes due January 19, 2029, linked to the least performing of the Dow Jones Industrial Average, Nasdaq-100 Index and S&P 500 Index, and fully guaranteed by JPMorgan Chase & Co. At maturity, if all three indices finish above their initial levels, investors receive their principal plus 1.42 times the gain of the worst-performing index. If any index finishes at or below its initial level but at or above 70% of its initial value, principal is returned. If any index finishes below its 70% barrier, repayment is reduced one-for-one with the loss of the worst index, and all principal can be lost. The notes pay no interest or dividends, are unsecured obligations, and their value and payments depend on the credit of JPMorgan Financial and JPMorgan Chase & Co.

JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is offering $909,000 of unsecured Review Notes linked to the MerQube US Tech+ Vol Advantage Index, maturing January 17, 2031.

The notes can be automatically called on scheduled Review Dates starting January 19, 2027 if the Index is at or above the Call Value, paying $1,000 plus a fixed call premium of 20% to 100% of principal per note depending on the call date. If not called, holders receive full principal at maturity only if the Index has fallen by no more than the 15% buffer; below that, repayment is reduced dollar-for-dollar, with up to 85% of principal at risk.

The Index tracks leveraged, volatility-targeted exposure to the Invesco QQQ Trust with a 6.0% per annum daily deduction and a notional financing cost, which together drag on performance and cause it to trail a similar index without these charges. The notes pay no interest or dividends, are not FDIC insured, and their value and payments depend on the credit of JPMorgan Financial and JPMorgan Chase & Co.

JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is offering auto callable contingent interest notes linked individually to the Nasdaq-100 Index®, the Russell 2000® Index and the State Street® SPDR® S&P® Regional Banking ETF, maturing in January 2029.

The notes can pay a monthly Contingent Interest Payment if on a Review Date the closing value of each underlying is at least 70.00% of its Initial Value, and missed coupons can be paid later if conditions are met. Automatic call can occur as early as July 21, 2026 if each underlying is at or above its Initial Value, returning principal plus applicable interest. If the notes are not called and any underlying finishes below its Trigger Value of 60.00% of Initial Value, repayment is reduced one-for-one with the decline of the least performing underlying, and investors can lose a substantial portion or all of principal.

The hypothetical Contingent Interest Rate is shown as 8.70% per annum, and if priced today the estimated value is about $950.60 per $1,000 note, with a minimum estimated value at issuance of $900.00 per $1,000. The notes are unsecured, subject to the credit risk of JPMorgan Financial and JPMorgan Chase & Co., will not be listed, do not pay dividends on the underlying assets and involve additional risks tied to small-cap, non-U.S. and banking-sector exposures.

JPMorgan Chase Financial Company LLC, fully guaranteed by JPMorgan Chase & Co., is offering Capped Dual Directional Buffered Equity Notes linked to the S&P 500® Index. The notes provide unleveraged upside to the Index, capped at a Maximum Upside Return of at least 13.50%, so the maximum payment at maturity for a positive Index Return is $1,135 per $1,000 note. If the Index falls by up to the 10.00% Buffer Amount, investors still receive a positive return equal to the Index’s absolute decline, up to $1,100 per $1,000 note. If the Index declines by more than 10.00%, principal is lost at 1.11111% for each additional 1% drop. The Index Strike Level is 6,944.47, the S&P 500® closing level on January 15, 2026. The notes have a Valuation Date of April 15, 2027 and a Maturity Date of April 20, 2027, in minimum denominations of $10,000. The issuer indicates that, if priced on the example date, the estimated value would be about $984.70 per $1,000 note and will not be less than $970.00 when finalized.