What is Arbor Realty Trust, Inc.'s earnings per share (EPS)?

Arbor Realty Trust, Inc. (ABR) reported diluted earnings per share of $0.56 for fiscal year 2025. This represents a -52.5% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

Arbor Realty Trust, Inc. (ABR) Financials

ABR

Trailing 12 months to June 30, 2026

Revenue $479.1M -16.4% YoY

Net Income $59.0M -74.2% YoY

EPS (Diluted) $0.08 -91.2% YoY

Operating Cash Flow $311.8M -8.9% YoY

Market Cap $651.1M as of Oct 7, 2026

Price / Sales 1.4x on $479.1M revenue, trailing 12 months to June 30, 2026

Price / Earnings 11.0x on $59.0M net income, trailing 12 months to June 30, 2026

Price / Book 0.2x on $2.8B equity, Q2 FY2026

A multiple compares the market's price with a filed figure; it says what the market pays, not how the business is doing. The market capitalization is the vendor's as of Oct 7, 2026; every other figure is from the SEC filings on this page. Not financial advice.

Source SEC Filings (10-K/10-Q) Latest period Q2 FY2026, ended Jun 30, 2026 Reported Jul 31, 2026 Currency USD FYE December

Newest figures come from the 10-Q for Q2 FY2026, filed Jul 31, 2026. Each column of the statement tables below links to the filing it was taken from, and every filing is listed on the ABR SEC filings page.

Arbor Realty Trust, Inc. (ABR) reported $479.1M in revenue over the twelve months to Jun 30, 2026, down 16.4% from the prior twelve months. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 15 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Rhea AI ABR FY2025 2026-10-04

Arbor’s reported earnings have shrunk sharply while leverage remains central, making the trust’s balance sheet more important than income alone.

From FY2023 to FY2025, net income fell from $401M to $158M while total liabilities declined from $12.5B to $11.4B; the trust became smaller in earnings without becoming proportionately less dependent on obligations. The simultaneous reduction in total assets to $14.5B indicates that portfolio scale, not merely profitability, is driving the changing financial picture.

Operating cash flow exceeded net income in FY2025, with $372M versus $158M; this gap means accounting earnings are not the whole cash story. The negative investing cash flow of -$1.3B shows that substantial capital movement remains part of the reported model.

Interest expense reached $702M in FY2025 against net income of $158M, illustrating how financing costs dominate reported economics. The debt-to-equity ratio rose from 3.3x in FY2024 to 3.7x in FY2025, so lower liabilities did not translate into a less leveraged capital structure.

Financial Health Signals

Financial Health Score 31/100

Scored as: REITs peer group

Scored against REITs for FY2025. Each of the six dimensions is a percentile rank within that peer group; the overall is their average, with missing dimensions counted as zero out of six. A high score means strong standing among peers, not absolute cross-industry strength. How this score is calculated →

Health score ≠ stock price. This rates the quality of Arbor Realty Trust, Inc.'s business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.

FFO Margin

FFO Margin measures funds from operations against revenue, and funds from operations is net income with property depreciation added back, since a building written down a little further every year on paper is often worth more rather than less. Arbor Realty Trust, Inc. scores 68/100 on it among other REITs.

FFO Growth

FFO Growth follows the three-year path of funds from operations, which is net income with property depreciation added back. Arbor Realty Trust, Inc. scores 8/100 on it among other REITs.

Leverage

Arbor Realty Trust, Inc.'s net debt of $10.6B, being $11.1B of long-term debt less $482.9M of cash, came to 53.01 times its EBITDA in fiscal year 2025. REITs are ranked here on that debt against their EBITDA, where a lower multiple is the safer one, and Arbor Realty Trust, Inc. scores 1/100 among other REITs.

Interest Cov.

Arbor Realty Trust, Inc.'s operating income of $176.6M covered its interest expense of $701.8M 0.25 times over in fiscal year 2025. The interest coverage axis ranks REITs on operating income against interest owed, and Arbor Realty Trust, Inc. scores 26/100 among other REITs.

AFFO Margin

AFFO Margin takes funds from operations, subtracts the spending a REIT needs just to keep its properties in working order, and measures what is left against revenue. Arbor Realty Trust, Inc. scores 71/100 on it among other REITs.

Dividend Cov.

Dividend coverage measures funds from operations against the dividends actually paid, and a figure above 1 means the payout came out of operations. Arbor Realty Trust, Inc. scores 14/100 on it among other REITs.

Piotroski F-Score Partial

3/7

Arbor Realty Trust, Inc. passes 3 of 7 computable financial strength tests (2 of the nine could not be computed from available data). 3 of 4 profitability signals pass, no leverage/liquidity signals pass (rising debt, declining liquidity, or share dilution), neither operating efficiency signal passes.

Earnings Quality Cash-Backed

2.36x

For every $1 of reported earnings, Arbor Realty Trust, Inc. generates $2.36 in operating cash flow ($372.4M OCF vs $157.8M net income). This indicates profits are well-supported by actual cash generation, not accounting adjustments.

Interest Coverage At Risk

0.25x

Arbor Realty Trust, Inc. earns $0.25 in operating income for every $1 of interest expense ($176.6M vs $701.8M). This narrow margin raises concern about the company's ability to service its debt if operating income declines.

Key Financial Metrics

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Earnings & Revenue

Revenue

$115.9M

YoY-11.1%

QoQ-1.3%

5Y CAGR-3.7%

10Y CAGR+18.1%

Arbor Realty Trust, Inc. generated $115.9M in revenue in Q2 2026. This represents a decrease of 11.1% from the same quarter a year earlier. Against the prior quarter it is down 1.3%.

Net Income

-$30.2M

YoY-183.1%

QoQ-373.7%

Arbor Realty Trust, Inc. reported -$30.2M in net income in Q2 2026. This represents a decrease of 183.1% from the same quarter a year earlier. Against the prior quarter it is down 373.7%.

EPS (Diluted)

-$0.20

Arbor Realty Trust, Inc. earned -$0.20 per diluted share (EPS) in Q2 2026.

EBITDA

Not reported for Q2 2026.

Cash & Balance Sheet

Cash & Debt

$287.5M

YoY+12.4%

QoQ-29.4%

5Y CAGR+5.9%

10Y CAGR+6.0%

Arbor Realty Trust, Inc. held $287.5M in cash against $11.1B in long-term debt as of Q2 2026.

Dividends Per Share

$0.17

QoQ-43.3%

Arbor Realty Trust, Inc. paid $0.17 per share in dividends in Q2 2026. Against the prior quarter it is down 43.3%.

Shares Outstanding

187M

QoQ-3.0%

5Y CAGR+5.6%

10Y CAGR+13.8%

Arbor Realty Trust, Inc. had 187M shares outstanding in Q2 2026. Against the prior quarter it is down 3.0%.

Free Cash Flow

Not reported for Q2 2026.

Margins & Returns

Net Margin

-26.0%

YoY-53.9pp

QoQ-35.4pp

5Y change-86.2pp

10Y change-81.4pp

Arbor Realty Trust, Inc.'s net profit margin was -26.0% in Q2 2026, showing the share of revenue converted to profit. This is down 53.9 percentage points from the same quarter a year earlier. Against the prior quarter it is down 35.4 percentage points.

Return on Equity

-1.1%

YoY-2.3pp

QoQ-1.5pp

5Y change-5.7pp

10Y change-3.2pp

Arbor Realty Trust, Inc.'s ROE was -1.1% in Q2 2026, measuring profit generated per dollar of shareholder equity. This is down 2.3 percentage points from the same quarter a year earlier. Against the prior quarter it is down 1.5 percentage points.

Gross Margin

Not reported for Q2 2026.

Operating Margin

Not reported for Q2 2026.

Capital Allocation

Share Buybacks

$20.9M

QoQ-32.2%

Arbor Realty Trust, Inc. spent $20.9M on share buybacks in Q2 2026, returning capital to shareholders by reducing shares outstanding. Against the prior quarter it is down 32.2%.

R&D Spending

Not reported for Q2 2026.

Capital Expenditures

Not reported for Q2 2026.

ABR Income Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

ABR quarterly income statement

Metric	TTM	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Revenue	$479.1M	$510.4M-18.0%	$622.1M-13.7%	$721.0M+16.5%	$619.1M+5.4%	$587.2M+35.1%	$434.5M+24.4%	$349.4M+5.5%	$331.1M+29.0%	$256.6M+71.5%	$149.6M+61.1%	$92.9M-0.2%	$93.1M	N/A	N/A	N/A
SG&A Expenses	$61.5M	$59.8M+8.9%	$54.9M+7.2%	$51.3M-5.1%	$54.0M+18.5%	$45.6M+22.0%	$37.3M-7.4%	$40.3M+8.8%	$37.1M+20.6%	$30.7M+74.8%	$17.6M+87.3%	$9.4M-2.2%	$9.6M-9.5%	$10.6M+34.5%	$7.9M+7.6%	$7.3M
Operating Income	N/A	$176.6M-40.6%	$297.4M-30.5%	$427.9M+15.2%	$371.3M-12.4%	$424.1M+79.3%	$236.6M+38.9%	$170.3M+7.9%	$157.8M+42.3%	$110.9M+154.2%	$43.6M-4.9%	$45.9M-46.5%	$85.8M	N/A	N/A	N/A
EBITDA	N/A	$199.8M-34.9%	$307.0M-29.9%	$437.6M+15.2%	$380.0M-11.9%	$431.3M+76.6%	$244.2M+37.4%	$177.8M+7.6%	$165.2M+39.7%	$118.3M+143.1%	$48.6M-5.2%	$51.3M-44.9%	$93.2M	N/A	N/A	N/A
Interest Expense	$1.0B	$701.8M-12.8%	$804.6M-10.9%	$903.2M+62.0%	$557.6M+163.0%	$212.0M+25.3%	$169.2M-9.2%	$186.4M+21.2%	$153.8M+70.8%	$90.1M+41.6%	$63.6M+28.0%	$49.7M+3.8%	$47.9M+13.9%	$42.1M+2.9%	$40.9M-20.9%	$51.7M
Income Tax	$17.0M	$18.8M+39.3%	$13.5M-50.7%	$27.3M+56.4%	$17.5M-62.2%	$46.3M+14.6%	$40.4M+168.6%	$15.0M+54.5%	$9.7M-27.2%	$13.4M+1519.3%	$825K	N/A	N/A	N/A	-$802K	N/A
Net Income	$59.0M	$157.8M-44.4%	$283.9M-29.1%	$400.6M+13.2%	$353.8M-6.3%	$377.8M+92.6%	$196.2M+26.4%	$155.2M+4.9%	$148.1M+51.8%	$97.5M+56.1%	$62.5M+16.9%	$53.4M-42.6%	$93.0M+336.9%	$21.3M-1.9%	$21.7M+154.2%	-$40.1M
EPS (Basic)	N/A	$0.56-52.5%	$1.18-34.1%	$1.79+4.1%	$1.72-25.2%	$2.30+59.7%	$1.44+10.8%	$1.30-15.6%	$1.54+35.1%	$1.14+37.3%	$0.83-7.8%	$0.90-47.4%	$1.71+338.5%	$0.39-51.2%	$0.80+149.7%	-$1.61
EPS (Diluted)	$0.08	$0.56-52.5%	$1.18-32.6%	$1.75+4.8%	$1.67-26.8%	$2.28+61.7%	$1.41+11.0%	$1.27-15.3%	$1.50+33.9%	$1.12+34.9%	$0.83-7.8%	$0.90-47.1%	$1.70+335.9%	$0.39	$0.79+149.1%	-$1.61
Diluted Shares (Avg)	N/A	210M+2.0%	206M-6.1%	219M+9.9%	199M+27.6%	156M+16.5%	134M+15.3%	116M+24.1%	94M+16.6%	80M+55.2%	52M+1.4%	51M+1.3%	50M+17.6%	43M	27M+9.0%	25M

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Revenue	$115.9M-11.1%	$117.4M-12.5%	$133.4M-12.1%	$112.4M-28.2%	$130.4M-14.8%	$134.2M-16.5%	$151.7M-19.7%	$156.7M-11.3%
SG&A Expenses	$15.9M+6.8%	$17.0M+3.9%	$14.9M-0.7%	$13.7M+4.2%	$14.9M+15.9%	$16.3M+17.1%	$15.0M+18.5%	$13.1M+6.3%
Interest Expense	$177.8M+2814.1%	$175.2M+2772.2%	$504.9M+180.5%	$184.7M-6.6%	$6.1M-97.1%	$6.1M-97.2%	$180.0M-20.9%	$197.7M-13.7%
Income Tax	$3.1M-7.3%	$2.1M-41.9%	$4.2M+458.0%	$7.6M+45.1%	$3.4M-12.9%	$3.6M0.0%	$752K-90.5%	$5.2M-10.6%
Net Income	-$30.2M-183.1%	$11.0M-74.6%	$26.1M-65.3%	$52.0M-29.3%	$36.3M-41.3%	$43.4M-40.7%	$75.3M-31.5%	$73.5M-22.6%
EPS (Basic)	-$0.20-266.7%	$0.00-100.0%	$0.08-74.2%	$0.20-35.5%	$0.12-52.0%	$0.16-48.4%	$0.31-36.7%	$0.31-26.2%
EPS (Diluted)	-$0.20	$0.00-100.0%	$0.08-75.0%	$0.20-35.5%	$0.12-52.0%	$0.16-48.4%	$0.32-31.9%	$0.31-24.4%
Diluted Shares (Avg)	191M	212M+2.4%	N/A	211M+2.5%	209M+1.7%	207M-7.2%	N/A	205M-7.2%

Not reported in any period shown, so not listed: Cost of Revenue, Gross Profit, R&D Expenses, Operating Income, EBITDA.

ABR Balance Sheet

ABR quarterly balance sheet

Metric	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Total Assets	$14.5B+7.4%	$13.5B-14.3%	$15.7B-7.6%	$17.0B+13.0%	$15.1B+96.8%	$7.7B+22.8%	$6.2B+35.3%	$4.6B+27.2%	$3.6B+22.1%	$3.0B+62.6%	$1.8B-2.1%	$1.9B-0.6%	$1.9B+10.3%	$1.7B-4.2%	$1.8B
Cash & Equivalents	$482.9M-4.2%	$503.8M-45.8%	$929.0M+73.8%	$534.4M+32.1%	$404.6M+19.2%	$339.5M+13.3%	$299.7M+87.2%	$160.1M+53.4%	$104.4M-24.7%	$138.6M-26.5%	$188.7M+274.3%	$50.4M-16.5%	$60.4M+106.9%	$29.2M-47.2%	$55.2M
Short-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Long-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Goodwill	$56.6M0.0%	$56.6M0.0%	$56.6M0.0%	$56.6M0.0%	$56.6M0.0%	$56.6M0.0%	$56.6M0.0%	$56.6M0.0%	$56.6M+111.7%	$26.7M	N/A	N/A	N/A	N/A	N/A
Total Liabilities	$11.4B+10.5%	$10.3B-17.2%	$12.5B-10.6%	$14.0B+11.5%	$12.5B+102.7%	$6.2B+26.5%	$4.9B+37.7%	$3.5B+28.4%	$2.8B+24.2%	$2.2B+76.2%	$1.3B-5.2%	$1.3B-7.6%	$1.4B-2.1%	$1.5B-8.3%	$1.6B
Long-Term Debt	$11.1B+11.2%	$10.0B-16.9%	$12.0B	N/A	$12.1B+106.5%	$5.9B+25.6%	$4.7B+39.0%	$3.4B+29.7%	$2.6B+25.5%	$2.1B	N/A	N/A	N/A	N/A	N/A
Total Equity	$3.0B-2.3%	$3.0B-3.0%	$3.1B+6.2%	$2.9B+21.5%	$2.4B+79.9%	$1.3B+13.5%	$1.2B+32.3%	$895.2M+28.7%	$695.8M+18.5%	$587.1M+3.9%	$565.1M+5.5%	$535.5M+22.4%	$437.6M+90.8%	$229.3M+34.0%	$171.1M
Retained Earnings	-$136.6M-1147.6%	$13.0M-88.7%	$115.2M+18.7%	$97.0M+55.2%	$62.5M+198.6%	-$63.4M-4.1%	-$60.9M+17.8%	-$74.1M+27.3%	-$101.9M+18.5%	-$125.1M+8.1%	-$136.1M+10.7%	-$152.5M+28.2%	-$212.2M-2.3%	-$207.6M+6.1%	-$221.0M

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Total Assets	$14.4B+5.8%	$14.7B+9.9%	$14.5B+7.4%	$13.9B0.0%	$13.6B-4.5%	$13.4B-11.5%	$13.5B-14.3%	$13.9B-12.7%
Cash & Equivalents	$287.5M+12.4%	$407.1M+31.8%	$482.9M-4.2%	$423.4M-38.4%	$255.7M-65.3%	$308.8M-66.0%	$503.8M-45.8%	$687.5M-23.2%
Short-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0
Long-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0
Goodwill	N/A	N/A	$56.6M0.0%	N/A	N/A	N/A	$56.6M0.0%	N/A
Total Liabilities	$11.5B+9.6%	$11.7B+14.4%	$11.4B+10.5%	$10.8B+0.5%	$10.5B-4.9%	$10.2B-13.8%	$10.3B-17.2%	$10.7B-15.4%
Long-Term Debt	$11.1B+9.8%	$11.4B+15.1%	$11.1B+11.2%	$10.4B+0.9%	$10.1B-4.4%	$9.9B-13.3%	$10.0B-16.9%	$10.3B-15.5%
Total Equity	$2.8B-6.6%	$2.9B-4.6%	$3.0B-2.3%	$3.0B-1.2%	$3.0B-2.6%	$3.0B-3.0%	$3.0B-3.0%	$3.0B-2.3%
Retained Earnings	-$267.2M-268.4%	-$194.1M-402.7%	-$136.6M-1147.6%	-$92.3M-365.0%	-$72.5M-225.3%	-$38.6M-142.1%	$13.0M-88.7%	$34.8M-66.8%

Not reported in any period shown, so not listed: Current Assets, Inventory, Accounts Receivable, Current Liabilities, Non-Current Liabilities.

ABR Cash Flow Statement

ABR quarterly cash flow statement

Metric	TTM	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Operating Cash Flow	$311.8M	$372.4M-19.3%	$461.5M+95.7%	$235.9M-78.6%	$1.1B+407.1%	$216.8M+293.1%	$55.2M+124.4%	-$226.5M-500.3%	-$37.7M-108.2%	$459.7M+331.6%	-$198.5M-647.5%	$36.3M+17.7%	$30.8M+36.7%	$22.5M+11.7%	$20.2M+5275.8%	-$390K
Depreciation & Amortization	N/A	$23.2M+143.0%	$9.6M-1.9%	$9.7M+11.6%	$8.7M+21.0%	$7.2M-5.6%	$7.6M+1.7%	$7.5M+0.8%	$7.5M+0.9%	$7.4M+47.1%	$5.0M-7.6%	$5.4M-26.3%	$7.4M+1.7%	$7.3M+25.1%	$5.8M+21.0%	$4.8M
Stock-Based Compensation	N/A	$13.8M-3.1%	$14.2M-4.7%	$14.9M-0.2%	$15.0M+50.8%	$9.9M+9.8%	$9.0M-4.9%	$9.5M+56.1%	$6.1M+25.9%	$4.8M+37.7%	$3.5M+2.1%	$3.4M+73.1%	$2.0M+24.3%	$1.6M+176.8%	$578K-58.9%	$1.4M
Investing Cash Flow	-$887.4M	-$1.3B-211.2%	$1.2B-38.7%	$1.9B+181.1%	-$2.3B+65.7%	-$6.8B-483.6%	-$1.2B-16.3%	-$994.7M-45.9%	-$681.9M+24.8%	-$906.8M-360.5%	-$196.9M-896.1%	$24.7M-82.9%	$145.0M+172.4%	-$200.1M-330.0%	-$46.5M-15.3%	-$40.3M
Financing Cash Flow	$654.8M	$798.8M+132.1%	-$2.5B-36.4%	-$1.8B-216.0%	$1.6B-77.1%	$6.9B+510.7%	$1.1B-18.9%	$1.4B+70.4%	$816.5M+56.1%	$523.0M+60.2%	$326.4M+452.8%	-$92.5M+50.2%	-$185.7M-189.0%	$208.8M+65128.5%	$320K+106.2%	-$5.1M
Dividends Paid	$266.3M	$319.9M-19.0%	$394.8M+3.7%	$380.6M+18.3%	$321.7M+41.7%	$227.1M+31.2%	$173.1M+24.7%	$138.8M+103.9%	$68.1M+59.8%	$42.6M+34.0%	$31.8M+7.8%	$29.5M+13.3%	$26.0M+22.1%	$21.3M+165.6%	$8.0M	N/A
Share Buybacks	$53.6M	$2.0M-82.4%	$11.4M-69.5%	$37.4M	$0-100.0%	$34.4M+59.8%	$21.5M+86.0%	$11.6M+15.0%	$10.1M	N/A	N/A	N/A	N/A	N/A	$685K-88.1%	$5.7M

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Operating Cash Flow	$158.2M+163.5%	-$8.3M-105.5%	-$16.9M-136.3%	$178.7M+110.4%	$60.0M-14.1%	$150.5M-42.1%	$46.7M-39.5%	$85.0M+48.8%
Depreciation & Amortization	$5.9M+1.4%	$7.1M+89.7%	$8.3M+215.8%	$5.4M+175.5%	$5.8M+141.4%	$3.7M+45.6%	$2.6M+7.0%	$1.9M-15.0%
Stock-Based Compensation	N/A	$5.9M0.0%	N/A	N/A	N/A	$5.9M-1.4%	N/A	N/A
Investing Cash Flow	-$186.7M+9.9%	$58.3M+118.5%	-$553.4M-369.2%	-$205.5M-190.1%	-$207.3M-153.6%	-$314.8M-194.9%	$205.6M-55.3%	$228.1M-41.6%
Financing Cash Flow	-$346.3M-339.6%	$200.4M+236.8%	$574.3M+225.0%	$226.5M+156.4%	$144.5M+115.1%	-$146.5M+78.3%	-$459.6M-46.1%	-$401.4M-6.6%
Dividends Paid	$45.5M-37.7%	$73.3M-26.3%	$74.1M-25.1%	$73.4M-25.5%	$73.1M-25.9%	$99.4M+0.7%	$99.0M+0.3%	$98.6M+0.6%
Share Buybacks	$20.9M	$30.7M	$2.0M	$0	$0-100.0%	$0	$0-100.0%	$0

Not reported in any period shown, so not listed: Capital Expenditures, Free Cash Flow.

ABR Financial Ratios

Margins and returns are percentages; the remaining ratios are unitless multiples. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

ABR quarterly financial ratios

Metric	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Operating Margin	34.6%-13.2pp	47.8%-11.6pp	59.4%-0.6pp	60.0%-12.2pp	72.2%+17.8pp	54.4%+5.7pp	48.7%+1.1pp	47.7%+4.5pp	43.2%+14.0pp	29.2%-20.2pp	49.4%-42.8pp	92.2%	N/A	N/A	N/A
Net Margin	30.9%-14.7pp	45.6%-9.9pp	55.5%-1.6pp	57.2%-7.2pp	64.3%+19.2pp	45.1%+0.7pp	44.4%-0.3pp	44.7%+6.7pp	38.0%-3.8pp	41.8%-15.8pp	57.5%-42.4pp	100.0%	N/A	N/A	N/A
Return on Equity	5.3%-4.0pp	9.4%-3.5pp	12.8%+0.8pp	12.0%-3.6pp	15.6%+1.0pp	14.6%+1.5pp	13.1%-3.4pp	16.5%+2.5pp	14.0%+3.4pp	10.6%+1.2pp	9.4%-7.9pp	17.4%+12.5pp	4.9%-4.6pp	9.5%+32.9pp	-23.4%
Return on Assets	1.1%-1.0pp	2.1%-0.4pp	2.5%+0.5pp	2.1%-0.4pp	2.5%-0.1pp	2.6%+0.1pp	2.5%-0.7pp	3.2%+0.5pp	2.7%+0.6pp	2.1%-0.8pp	2.9%-2.1pp	5.0%+3.9pp	1.1%-0.2pp	1.3%+3.5pp	-2.3%
Debt-to-Equity	3.75+0.5x	3.29-0.5x	3.84-0.9x	4.76-0.3x	5.02+0.6x	4.37+0.4x	3.95+0.2x	3.760.0x	3.73+0.2x	3.52+1.3x	2.23-0.3x	2.49-0.8x	3.29-3.1x	6.41-3.0x	9.37
Asset Turnover	0.040.0x	0.050.0x	0.050.0x	0.040.0x	0.040.0x	0.060.0x	0.060.0x	0.070.0x	0.070.0x	0.050.0x	0.050.0x	0.05	N/A	N/A	N/A

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Net Margin	-26.0%-53.9pp	9.4%-23.0pp	19.6%-30.1pp	46.3%-0.7pp	27.8%-12.6pp	32.3%-13.2pp	49.6%-8.5pp	46.9%-6.9pp
Return on Equity	-1.1%-2.3pp	0.4%-1.1pp	0.9%-1.6pp	1.7%-0.7pp	1.2%-0.8pp	1.4%-0.9pp	2.5%-1.0pp	2.4%-0.6pp
Return on Assets	-0.2%-0.5pp	0.1%-0.2pp	0.2%-0.4pp	0.4%-0.2pp	0.3%-0.2pp	0.3%-0.2pp	0.6%-0.1pp	0.5%-0.1pp
Debt-to-Equity	4.00+0.6x	3.97+0.7x	3.75+0.5x	3.47+0.1x	3.40-0.1x	3.29-0.4x	3.29-0.5x	3.40-0.5x
Asset Turnover	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x

Not reported in any period shown, so not listed: Gross Margin, Operating Margin, Current Ratio, FCF Margin.

Similar Companies

Newest fiscal year on record for each company. The health score is the peer-relative Financial Health Score for that year; a dash means no score is published for it.

Company	Fiscal year	Revenue	Net income	Net margin	Market cap	Health score
Arbor Realty Trust, Inc. ABR	FY2025	$510.4M	$157.8M	30.9%	$651.1M	31/100
Blackstone Mortgage Trust, Inc. (NEW) BXMT	FY2025	$920.3M	$109.6M	11.9%	$1.9B	16/100
STARWOOD PROPERTY TRUST, INC. STWD	FY2025	$1.8B	$411.5M	22.3%	$4.8B	26/100
Rithm Capital Corp. RITM	FY2025	$4.6B	$567.2M	12.4%	$4.8B	21/100
ARMOUR Residential REIT, Inc. ARR	FY2025	N/A	$322.7M	N/A	$1.9B	—
Dynex Capital, Inc. DX	FY2025	N/A	$319K	N/A	$2.7B	—

Where Arbor Realty Trust, Inc. Ranks

Frequently Asked Questions

What is Arbor Realty Trust, Inc.'s annual revenue?

Arbor Realty Trust, Inc. (ABR) reported $510.4M in total revenue for fiscal year 2025. This represents a -18.0% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is Arbor Realty Trust, Inc.'s revenue growing?

Arbor Realty Trust, Inc. (ABR) revenue declined by 18.0% year-over-year, from $622.1M to $510.4M in fiscal year 2025.

Is Arbor Realty Trust, Inc. profitable?

Yes, Arbor Realty Trust, Inc. (ABR) reported a net income of $157.8M in fiscal year 2025, with a net profit margin of 30.9%.

What is Arbor Realty Trust, Inc.'s EBITDA?

Arbor Realty Trust, Inc. (ABR) had EBITDA of $199.8M in fiscal year 2025, measuring earnings before interest, taxes, depreciation, and amortization.

How much debt does Arbor Realty Trust, Inc. have?

As of fiscal year 2025, Arbor Realty Trust, Inc. (ABR) had $482.9M in cash and equivalents against $11.1B in long-term debt.

What is Arbor Realty Trust, Inc.'s operating margin?

Arbor Realty Trust, Inc. (ABR) had an operating margin of 34.6% in fiscal year 2025, reflecting the profitability of core business operations before interest and taxes.

What is Arbor Realty Trust, Inc.'s net profit margin?

Arbor Realty Trust, Inc. (ABR) had a net profit margin of 30.9% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.

What is Arbor Realty Trust, Inc.'s return on equity (ROE)?

Arbor Realty Trust, Inc. (ABR) has a return on equity of 5.3% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

What is Arbor Realty Trust, Inc.'s operating cash flow?

Arbor Realty Trust, Inc. (ABR) generated $372.4M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.

What are Arbor Realty Trust, Inc.'s total assets?

Arbor Realty Trust, Inc. (ABR) had $14.5B in total assets as of fiscal year 2025, including both current and long-term assets.

Does Arbor Realty Trust, Inc. buy back shares?

Yes, Arbor Realty Trust, Inc. (ABR) spent $2.0M on share buybacks during fiscal year 2025, returning capital to shareholders by reducing shares outstanding.

How many shares does Arbor Realty Trust, Inc. have outstanding?

Arbor Realty Trust, Inc. (ABR) had 193M shares outstanding as of fiscal year 2025.

What is Arbor Realty Trust, Inc.'s debt-to-equity ratio?

Arbor Realty Trust, Inc. (ABR) had a debt-to-equity ratio of 3.75 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.

What is Arbor Realty Trust, Inc.'s return on assets (ROA)?

Arbor Realty Trust, Inc. (ABR) had a return on assets of 1.1% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

What is Arbor Realty Trust, Inc.'s P/E ratio?

Arbor Realty Trust, Inc. (ABR) trades at 11.0x earnings, its market capitalization divided by net income of $59.0M net income, trailing 12 months to June 30, 2026. The market capitalization is $651.1M as of Oct 7, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.

What is Arbor Realty Trust, Inc.'s price-to-sales ratio?

Arbor Realty Trust, Inc. (ABR) trades at 1.4x sales, its market capitalization divided by revenue of $479.1M revenue, trailing 12 months to June 30, 2026. The market capitalization is $651.1M as of Oct 7, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.

What is Arbor Realty Trust, Inc.'s Piotroski F-Score?

Arbor Realty Trust, Inc. (ABR) has a Piotroski F-Score of 3 out of 7 computable signals; 2 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Are Arbor Realty Trust, Inc.'s earnings high quality?

Arbor Realty Trust, Inc. (ABR) has an earnings quality ratio of 2.36x, considered cash-backed (high quality). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.

Can Arbor Realty Trust, Inc. cover its interest payments?

Arbor Realty Trust, Inc. (ABR) has an interest coverage ratio of 0.25x, meaning it can struggle to cover its interest obligations. This ratio divides operating income by interest expense. Ratios above 5x indicate strong debt-servicing ability, while ratios below 2x suggest the company may face difficulty meeting interest payments if earnings decline. Learn more in our complete guide to financial health indicators.

How financially healthy is Arbor Realty Trust, Inc.?

Arbor Realty Trust, Inc. (ABR) scores 31 out of 100 on our Financial Health Score, indicating weak standing within its REITs peer group. The score is a 0-100 composite of six dimensions (FFO Margin, FFO Growth, Leverage, Interest Cov., AFFO Margin, Dividend Cov.), each ranked as a percentile relative to companies in the same scoring family (banks against banks, REITs against REITs, and so on) rather than across all industries. It rates the quality of the business, not whether the stock is fairly priced, and is not financial advice. Learn more in our complete guide to financial health indicators.