American Financial Group, Inc. 5.125% Subordinated Debentures due 2059 (AFGC) Financials

AFGC

Trailing 12 months to June 30, 2026

Revenue $8.3B -0.2% YoY

Net Income $953.0M +24.7% YoY

EPS (Diluted) $11.44 +25.7% YoY

Operating Cash Flow $1.6B -6.0% YoY

Market Cap $17.5M as of Oct 21, 2026

Price / Sales 0.0x on $8.3B revenue, trailing 12 months to June 30, 2026

Price / Earnings 0.0x on $953.0M net income, trailing 12 months to June 30, 2026

Price / Book 0.0x on $4.8B equity, Q2 FY2026

A multiple compares the market's price with a filed figure; it says what the market pays, not how the business is doing. The market capitalization is the vendor's as of Oct 21, 2026; every other figure is from the SEC filings on this page. Not financial advice.

Source SEC Filings (10-K/10-Q) Latest period Q2 FY2026, ended Jun 30, 2026 Reported Aug 6, 2026 Currency USD FYE December

Newest figures come from the 10-Q for Q2 FY2026, filed Aug 6, 2026. Each column of the statement tables below links to the filing it was taken from, and every filing is listed on the AFGC SEC filings page.

American Financial Group, Inc. 5.125% Subordinated Debentures due 2059 (AFGC) reported $8.3B in revenue over the twelve months to Jun 30, 2026, down 0.2% from the prior twelve months. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 15 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Rhea AI AFGC FY2025 2026-10-03

American Financial Group turns reported profit into cash, but 2025 shows normalized earnings and slightly greater balance-sheet leverage.

Operating cash flow converted net income at 1.8x in FY2025 versus 1.3x in FY2024; the wider spread indicates earnings were accompanied by cash generation, not merely accounting profit.

The 2021 net margin of 30.5% and ROE of 39.8% were far above later results, making that year look like an outlier rather than the operating baseline. By FY2025, net margin was 10.3% and ROE 17.5%, pointing to a more ordinary earnings profile.

Assets expanded to $32.6B and equity reached $4.8B in FY2025, so growth was not funded solely by liabilities. Debt-to-equity moved from 0.3x to 0.4x, indicating a modest increase in leverage rather than a wholesale shift in financing. The balance-sheet expansion therefore reflects both a larger capital base and somewhat more creditor funding.

Financial Health Signals

Financial health score not available

American Financial Group, Inc. 5.125% Subordinated Debentures due 2059 does not currently provide enough eligible data for a peer-relative financial health score, so none is published. The signals and metrics below are current.

Piotroski F-Score Partial

4/7

American Financial Group, Inc. 5.125% Subordinated Debentures due 2059 passes 4 of 7 computable financial strength tests (2 of the nine could not be computed from available data). 3 of 4 profitability signals pass, 1 of 2 leverage/liquidity signals pass, neither operating efficiency signal passes.

Earnings Quality Cash-Backed

1.82x

For every $1 of reported earnings, American Financial Group, Inc. 5.125% Subordinated Debentures due 2059 generates $1.82 in operating cash flow ($1.5B OCF vs $842.0M net income). This indicates profits are well-supported by actual cash generation, not accounting adjustments.

Interest Coverage Safe

13.41x

American Financial Group, Inc. 5.125% Subordinated Debentures due 2059 earns $13.41 in operating income for every $1 of interest expense ($1.1B vs $80.0M). This wide margin provides strong safety for debt servicing, even if earnings decline temporarily.

Key Financial Metrics

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Earnings & Revenue

Revenue

$2.0B

YoY+5.5%

QoQ+9.5%

5Y CAGR+5.8%

10Y CAGR+2.5%

American Financial Group, Inc. 5.125% Subordinated Debentures due 2059 generated $2.0B in revenue in Q2 2026. This represents an increase of 5.5% from the same quarter a year earlier. Against the prior quarter it is up 9.5%.

EBITDA

$340.0M

YoY+35.5%

QoQ+28.8%

5Y CAGR+1.1%

American Financial Group, Inc. 5.125% Subordinated Debentures due 2059's EBITDA was $340.0M in Q2 2026, measuring earnings before interest, taxes, depreciation, and amortization. This represents an increase of 35.5% from the same quarter a year earlier. Against the prior quarter it is up 28.8%.

Net Income

$248.0M

YoY+42.5%

QoQ+29.8%

5Y CAGR-24.4%

10Y CAGR+16.5%

American Financial Group, Inc. 5.125% Subordinated Debentures due 2059 reported $248.0M in net income in Q2 2026. This represents an increase of 42.5% from the same quarter a year earlier. Against the prior quarter it is up 29.8%.

EPS (Diluted)

$2.99

YoY+44.4%

QoQ+30.6%

5Y CAGR-23.9%

10Y CAGR+17.0%

American Financial Group, Inc. 5.125% Subordinated Debentures due 2059 earned $2.99 per diluted share (EPS) in Q2 2026. This represents an increase of 44.4% from the same quarter a year earlier. Against the prior quarter it is up 30.6%.

Cash & Balance Sheet

Cash & Debt

$1.4B

YoY+13.4%

QoQ+6.3%

5Y CAGR-15.6%

10Y CAGR-0.7%

American Financial Group, Inc. 5.125% Subordinated Debentures due 2059 held $1.4B in cash against $1.8B in long-term debt as of Q2 2026.

Dividends Per Share

$0.88

YoY+10.0%

QoQ-63.0%

5Y CAGR-42.9%

10Y CAGR+12.1%

American Financial Group, Inc. 5.125% Subordinated Debentures due 2059 paid $0.88 per share in dividends in Q2 2026. This represents an increase of 10.0% from the same quarter a year earlier. Against the prior quarter it is down 63.0%.

Shares Outstanding

83M

YoY-0.6%

QoQ-0.2%

5Y CAGR-0.4%

10Y CAGR-0.5%

American Financial Group, Inc. 5.125% Subordinated Debentures due 2059 had 83M shares outstanding in Q2 2026. This represents a decrease of 0.6% from the same quarter a year earlier. Against the prior quarter it is down 0.2%.

Free Cash Flow

Not reported for Q2 2026.

Margins & Returns

Operating Margin

15.6%

YoY+3.7pp

QoQ+2.7pp

5Y change-3.2pp

American Financial Group, Inc. 5.125% Subordinated Debentures due 2059's operating margin was 15.6% in Q2 2026, reflecting core business profitability. This is up 3.7 percentage points from the same quarter a year earlier. Against the prior quarter it is up 2.7 percentage points.

Net Margin

12.2%

YoY+3.2pp

QoQ+1.9pp

5Y change-53.2pp

10Y change+8.8pp

American Financial Group, Inc. 5.125% Subordinated Debentures due 2059's net profit margin was 12.2% in Q2 2026, showing the share of revenue converted to profit. This is up 3.2 percentage points from the same quarter a year earlier. Against the prior quarter it is up 1.9 percentage points.

Return on Equity

5.1%

YoY+1.3pp

QoQ+1.1pp

5Y change-12.8pp

10Y change+4.1pp

American Financial Group, Inc. 5.125% Subordinated Debentures due 2059's ROE was 5.1% in Q2 2026, measuring profit generated per dollar of shareholder equity. This is up 1.3 percentage points from the same quarter a year earlier. Against the prior quarter it is up 1.1 percentage points.

Gross Margin

Not reported for Q2 2026.

Capital Allocation

Share Buybacks

$26.0M

YoY-33.3%

QoQ-56.7%

5Y CAGR-25.6%

American Financial Group, Inc. 5.125% Subordinated Debentures due 2059 spent $26.0M on share buybacks in Q2 2026, returning capital to shareholders by reducing shares outstanding. This represents a decrease of 33.3% from the same quarter a year earlier. Against the prior quarter it is down 56.7%.

R&D Spending

Not reported for Q2 2026.

Capital Expenditures

Not reported for Q2 2026.

AFGC Income Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

AFGC quarterly income statement

Metric	TTM	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Revenue	$8.3B	$8.2B-1.8%	$8.3B+6.3%	$7.8B+11.2%	$7.0B+7.4%	$6.6B+13.6%	$5.8B-7.1%	$6.2B-13.1%	$7.2B+4.2%	$6.9B+5.6%	$6.5B+5.7%	$6.1B+7.2%	$5.7B+12.3%	$5.1B+2.9%	$5.0B+6.8%	$4.6B
SG&A Expenses	$2.1B	$2.1B+2.6%	$2.0B+3.7%	$1.9B+12.6%	$1.7B+11.1%	$1.5B-4.8%	$1.6B	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Operating Income	$1.2B	$1.1B-4.5%	$1.1B+4.8%	$1.1B-4.5%	$1.1B-15.9%	$1.3B+293.8%	$339.0M-46.5%	$634.0M-0.8%	$639.0M-11.7%	$724.0M-8.0%	$787.0M+39.3%	$565.0M-9.7%	$626.0M-9.1%	$689.0M+28.3%	$537.0M-3.8%	$558.0M
EBITDA	N/A	$1.2B-3.8%	$1.2B+4.7%	$1.2B-5.9%	$1.2B-19.6%	$1.5B+138.6%	$638.0M-28.6%	$893.0M+5.2%	$849.0M+2.2%	$831.0M-9.8%	$921.0M+31.8%	$699.0M-9.2%	$770.0M-7.3%	$831.0M+4.7%	$794.0M+7.6%	$738.0M
Interest Expense	$89.0M	$80.0M+5.3%	$76.0M0.0%	$76.0M-10.6%	$85.0M-9.6%	$94.0M+6.8%	$88.0M+29.4%	$68.0M+9.7%	$62.0M-27.1%	$85.0M+10.4%	$77.0M+2.7%	$75.0M+1.4%	$74.0M+4.2%	$71.0M-5.3%	$75.0M+1.4%	$74.0M
Income Tax	$249.0M	$231.0M-2.5%	$237.0M+7.2%	$221.0M-1.8%	$225.0M-11.4%	$254.0M+916.0%	$25.0M-82.5%	$143.0M+17.2%	$122.0M-50.6%	$247.0M+107.6%	$119.0M-39.0%	$195.0M-11.4%	$220.0M-6.8%	$236.0M+74.8%	$135.0M-43.5%	$239.0M
Net Income	$953.0M	$842.0M-5.1%	$887.0M+4.1%	$852.0M-5.1%	$898.0M-55.0%	$2.0B+172.5%	$732.0M-18.4%	$897.0M+69.2%	$530.0M+11.6%	$475.0M-26.8%	$649.0M+84.4%	$352.0M-22.1%	$452.0M-4.0%	$471.0M-3.5%	$488.0M+42.7%	$342.0M
EPS (Basic)	N/A	$10.08-4.6%	$10.57+5.1%	$10.06-4.6%	$10.55-55.0%	$23.44+184.1%	$8.25-17.3%	$9.98+67.7%	$5.95+10.2%	$5.40-27.7%	$7.47+85.8%	$4.02-20.7%	$5.07-3.8%	$5.27+1.7%	$5.18+53.7%	$3.37
EPS (Diluted)	$11.44	$10.08-4.6%	$10.57+5.2%	$10.05-4.6%	$10.53-54.8%	$23.30+184.1%	$8.20-16.8%	$9.85+68.4%	$5.85+10.8%	$5.28-28.0%	$7.33+86.0%	$3.94-20.7%	$4.97-3.7%	$5.16+1.4%	$5.09+53.3%	$3.32
Diluted Shares (Avg)	N/A	84M-0.5%	84M-1.1%	85M-0.6%	85M-0.4%	86M-4.0%	89M-2.0%	91M+0.4%	91M+0.9%	90M+1.5%	89M-1.0%	89M-1.8%	91M-0.2%	91M-4.9%	96M-6.8%	103M

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Revenue	$2.0B+5.5%	$1.9B-0.1%	$2.1B-4.0%	$2.3B-1.6%	$1.9B+1.3%	$1.9B-2.6%	$2.1B+3.2%	$2.4B+9.5%
SG&A Expenses	$560.0M+4.9%	$556.0M+4.9%	$466.0M-2.9%	$529.0M+2.1%	$534.0M+5.5%	$530.0M+5.4%	$480.0M0.0%	$518.0M+4.2%
Operating Income	$316.0M+38.0%	$239.0M+21.3%	$379.0M+18.4%	$268.0M+17.0%	$229.0M-15.5%	$197.0M-35.2%	$320.0M-4.5%	$229.0M+4.6%
EBITDA	$340.0M+35.5%	$264.0M+20.5%	$401.0M+17.6%	$288.0M+15.2%	$251.0M-13.4%	$219.0M-32.4%	$341.0M-3.4%	$250.0M+4.2%
Interest Expense	$24.0M+26.3%	$23.0M+21.1%	$23.0M+21.1%	$19.0M0.0%	$19.0M0.0%	$19.0M0.0%	$19.0M0.0%	$19.0M0.0%
Income Tax	$68.0M+23.6%	$48.0M+11.6%	$80.0M+23.1%	$53.0M+10.4%	$55.0M-11.3%	$43.0M-30.6%	$65.0M-9.7%	$48.0M+14.3%
Net Income	$248.0M+42.5%	$191.0M+24.0%	$299.0M+17.3%	$215.0M+18.8%	$174.0M-16.7%	$154.0M-36.4%	$255.0M-3.0%	$181.0M+2.3%
EPS (Basic)	$2.99+44.4%	$2.29+24.5%	$3.58+18.2%	$2.58+19.4%	$2.07-16.9%	$1.84-36.3%	$3.03-3.2%	$2.16+2.9%
EPS (Diluted)	$2.99+44.4%	$2.29+24.5%	$3.58+18.2%	$2.58+19.4%	$2.07-16.9%	$1.84-36.3%	$3.03-2.9%	$2.16+3.3%
Diluted Shares (Avg)	83M-0.6%	83M-0.6%	N/A	83M-0.6%	84M-0.5%	84M0.0%	N/A	84M-0.9%

Not reported in any period shown, so not listed: Cost of Revenue, Gross Profit, R&D Expenses.

AFGC Balance Sheet

AFGC quarterly balance sheet

Metric	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Total Assets	$32.6B+5.9%	$30.8B+3.5%	$29.8B+3.3%	$28.8B-0.3%	$28.9B-60.8%	$73.7B+5.1%	$70.1B+10.5%	$63.5B+4.6%	$60.7B+10.1%	$55.1B+10.5%	$49.8B+4.9%	$47.5B+12.9%	$42.1B+7.4%	$39.2B+9.3%	$35.8B
Cash & Equivalents	$1.7B+22.8%	$1.4B+14.8%	$1.2B+40.5%	$872.0M-59.1%	$2.1B+28.0%	$1.7B-28.0%	$2.3B+52.7%	$1.5B-35.2%	$2.3B+11.0%	$2.1B+72.7%	$1.2B-9.2%	$1.3B-18.1%	$1.6B-3.9%	$1.7B+28.8%	$1.3B
Short-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Long-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Goodwill	$327.0M+7.2%	$305.0M0.0%	$305.0M+24.0%	$246.0M0.0%	$246.0M+39.8%	$176.0M0.0%	$176.0M0.0%	$176.0M-11.6%	$199.0M0.0%	$199.0M0.0%	$199.0M-1.0%	$201.0M+8.6%	$185.0M0.0%	$185.0M-0.5%	$186.0M
Total Liabilities	$27.8B+5.5%	$26.4B+3.3%	$25.5B+3.0%	$24.8B+3.6%	$23.9B-64.3%	$66.9B+4.8%	$63.9B+9.2%	$58.5B+5.7%	$55.3B+10.3%	$50.2B+11.3%	$45.1B+6.1%	$42.5B+13.8%	$37.3B+8.4%	$34.4B+10.0%	$31.3B
Long-Term Debt	$1.8B+23.4%	$1.5B0.0%	$1.5B-1.4%	$1.5B-23.8%	$2.0B+0.1%	$2.0B+33.3%	$1.5B+13.1%	$1.3B+0.1%	$1.3B+1.4%	$1.3B+28.6%	$998.0M-5.9%	$1.1B+16.2%	$913.0M-4.2%	$953.0M+2.0%	$934.0M
Total Equity	$4.8B+7.9%	$4.5B+4.9%	$4.3B+5.1%	$4.1B-19.2%	$5.0B-26.2%	$6.8B+8.3%	$6.3B+26.1%	$5.0B-6.8%	$5.3B+8.4%	$4.9B+7.1%	$4.6B-5.9%	$4.9B+6.1%	$4.6B+0.5%	$4.6B+3.8%	$4.4B

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Total Assets	$33.0B+7.7%	$32.4B+6.8%	$32.6B+5.9%	$33.8B+3.8%	$30.7B+2.5%	$30.3B+1.0%	$30.8B+3.5%	$32.6B+5.7%
Cash & Equivalents	$1.4B+13.4%	$1.4B+6.0%	$1.7B+22.8%	$1.8B+39.3%	$1.3B+13.1%	$1.3B+17.4%	$1.4B+14.8%	$1.3B+8.3%
Short-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0
Long-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0
Goodwill	$327.0M+7.2%	$327.0M+7.2%	$327.0M+7.2%	$327.0M+7.2%	$305.0M0.0%	$305.0M0.0%	$305.0M0.0%	$305.0M0.0%
Total Liabilities	$28.2B+7.9%	$27.7B+6.8%	$27.8B+5.5%	$29.1B+4.4%	$26.2B+2.4%	$25.9B+0.5%	$26.4B+3.3%	$27.9B+3.9%
Long-Term Debt	$1.8B+23.4%	$1.8B+23.3%	$1.8B+23.4%	$1.8B+23.4%	$1.5B+0.1%	$1.5B+0.1%	$1.5B0.0%	$1.5B+0.1%
Total Equity	$4.8B+6.8%	$4.7B+6.5%	$4.8B+7.9%	$4.7B+0.5%	$4.5B+3.0%	$4.4B+3.6%	$4.5B+4.9%	$4.7B+18.3%

Not reported in any period shown, so not listed: Current Assets, Inventory, Accounts Receivable, Current Liabilities, Non-Current Liabilities, Retained Earnings.

AFGC Cash Flow Statement

AFGC quarterly cash flow statement

Metric	TTM	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Operating Cash Flow	$1.6B	$1.5B+33.1%	$1.2B-41.5%	$2.0B+70.9%	$1.2B-32.7%	$1.7B-21.5%	$2.2B-11.1%	$2.5B+17.9%	$2.1B+15.5%	$1.8B+56.9%	$1.1B-15.0%	$1.4B+9.9%	$1.2B+62.0%	$760.0M-7.0%	$817.0M+22.5%	$667.0M
Depreciation & Amortization	N/A	$86.0M+6.2%	$81.0M+3.8%	$78.0M-22.0%	$100.0M-46.5%	$187.0M-37.5%	$299.0M+15.4%	$259.0M+23.3%	$210.0M+96.3%	$107.0M-20.1%	$134.0M0.0%	$134.0M-6.9%	$144.0M+1.4%	$142.0M-44.7%	$257.0M+42.8%	$180.0M
Stock-Based Compensation	N/A	$18.0M0.0%	$18.0M0.0%	$18.0M-5.3%	$19.0M+18.8%	$16.0M-20.0%	$20.0M-13.0%	$23.0M0.0%	$23.0M-23.3%	$30.0M+7.1%	$28.0M+3.7%	$27.0M+8.0%	$25.0M-30.6%	$36.0M+38.5%	$26.0M+18.2%	$22.0M
Investing Cash Flow	-$1.5B	-$835.0M-978.9%	$95.0M-77.1%	$414.0M+139.4%	-$1.1B-141.1%	-$436.0M+72.1%	-$1.6B+49.0%	-$3.1B+42.7%	-$5.3B-62.5%	-$3.3B-10.4%	-$3.0B+34.8%	-$4.6B-26.0%	-$3.6B-24.5%	-$2.9B-104.6%	-$1.4B+41.6%	-$2.4B
Financing Cash Flow	$80.0M	-$377.0M+64.6%	-$1.1B+47.5%	-$2.0B-49.2%	-$1.4B+30.5%	-$2.0B-1491.1%	-$123.0M-108.7%	$1.4B-42.4%	$2.4B+42.2%	$1.7B-36.8%	$2.7B-12.2%	$3.1B+47.4%	$2.1B+0.6%	$2.1B+111.2%	$989.0M-50.5%	$2.0B
Dividends Paid	$576.0M	$606.0M-23.1%	$788.0M+15.2%	$684.0M-43.6%	$1.2B-48.9%	$2.4B+610.8%	$334.0M-24.8%	$444.0M+12.7%	$394.0M-5.5%	$417.0M+125.4%	$185.0M+5.1%	$176.0M+5.4%	$167.0M+4.4%	$160.0M+77.8%	$90.0M+34.3%	$67.0M
Share Buybacks	$88.0M	$99.0M	$0-100.0%	$213.0M+1836.4%	$11.0M-96.6%	$319.0M+1.9%	$313.0M	$0-100.0%	$6.0M	$0-100.0%	$133.0M+5.6%	$126.0M-34.0%	$191.0M+172.9%	$70.0M-83.1%	$415.0M+31.7%	$315.0M

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Operating Cash Flow	$92.0M-51.8%	$474.0M+38.6%	$784.0M+16.3%	$216.0M-52.9%	$191.0M+317.0%	$342.0M+219.6%	$674.0M-10.8%	$459.0M-34.1%
Depreciation & Amortization	$24.0M+9.1%	$25.0M+13.6%	$22.0M+4.8%	$20.0M-4.8%	$22.0M+15.8%	$22.0M+10.0%	$21.0M+16.7%	$21.0M0.0%
Investing Cash Flow	$31.0M-13.9%	-$613.0M-2765.2%	-$764.0M-3538.1%	-$130.0M-206.6%	$36.0M-75.8%	$23.0M+114.8%	-$21.0M+53.3%	$122.0M+34.1%
Financing Cash Flow	-$38.0M+83.8%	-$235.0M+52.5%	-$135.0M+76.3%	$488.0M+228.4%	-$235.0M-770.4%	-$495.0M-450.0%	-$569.0M+19.5%	-$380.0M+31.4%
Dividends Paid	$73.0M+7.4%	$198.0M-15.0%	$239.0M-40.7%	$66.0M+13.8%	$68.0M+15.3%	$233.0M-13.1%	$403.0M+116.7%	$58.0M+11.5%
Share Buybacks	$26.0M-33.3%	$60.0M+3.4%	$1.0M	$1.0M	$39.0M	$58.0M	$0-100.0%	$0-100.0%

Not reported in any period shown, so not listed: Stock-Based Compensation, Capital Expenditures, Free Cash Flow.

AFGC Financial Ratios

Margins and returns are percentages; the remaining ratios are unitless multiples. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

AFGC quarterly financial ratios

Metric	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Operating Margin	13.1%-0.4pp	13.5%-0.2pp	13.7%-2.2pp	16.0%-4.4pp	20.4%+14.5pp	5.9%-4.3pp	10.2%+1.3pp	8.9%-1.6pp	10.5%-1.6pp	12.1%+2.9pp	9.2%-1.7pp	10.9%-2.6pp	13.5%+2.7pp	10.8%-1.2pp	12.0%
Net Margin	10.3%-0.4pp	10.7%-0.2pp	10.9%-1.9pp	12.8%-17.7pp	30.4%+17.8pp	12.7%-1.7pp	14.4%+7.0pp	7.4%+0.5pp	6.9%-3.1pp	10.0%+4.3pp	5.7%-2.1pp	7.9%-1.3pp	9.2%-0.6pp	9.8%+2.5pp	7.4%
Return on Equity	17.5%-2.4pp	19.9%-0.2pp	20.0%-2.1pp	22.2%-17.6pp	39.8%+29.0pp	10.8%-3.5pp	14.3%+3.7pp	10.7%+1.8pp	8.9%-4.3pp	13.2%+5.5pp	7.7%-1.6pp	9.3%-1.0pp	10.2%-0.4pp	10.7%+2.9pp	7.8%
Return on Assets	2.6%-0.3pp	2.9%0.0pp	2.9%-0.2pp	3.1%-3.8pp	6.9%+5.9pp	1.0%-0.3pp	1.3%+0.4pp	0.8%+0.1pp	0.8%-0.4pp	1.2%+0.5pp	0.7%-0.2pp	0.9%-0.2pp	1.1%-0.1pp	1.3%+0.3pp	0.9%
Debt-to-Equity	0.380.0x	0.330.0x	0.350.0x	0.370.0x	0.39+0.1x	0.29+0.1x	0.230.0x	0.260.0x	0.240.0x	0.260.0x	0.220.0x	0.220.0x	0.200.0x	0.210.0x	0.21
Asset Turnover	0.250.0x	0.270.0x	0.260.0x	0.240.0x	0.23+0.1x	0.080.0x	0.090.0x	0.110.0x	0.110.0x	0.120.0x	0.120.0x	0.120.0x	0.120.0x	0.130.0x	0.13

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Operating Margin	15.6%+3.7pp	12.9%+2.3pp	18.4%+3.5pp	11.5%+1.8pp	11.9%-2.4pp	10.6%-5.3pp	14.9%-1.2pp	9.7%-0.5pp
Net Margin	12.2%+3.2pp	10.3%+2.0pp	14.5%+2.6pp	9.2%+1.6pp	9.0%-2.0pp	8.3%-4.4pp	11.9%-0.8pp	7.6%-0.5pp
Return on Equity	5.1%+1.3pp	4.1%+0.6pp	6.2%+0.5pp	4.5%+0.7pp	3.9%-0.9pp	3.5%-2.2pp	5.7%-0.5pp	3.8%-0.6pp
Return on Assets	0.8%+0.2pp	0.6%+0.1pp	0.9%+0.1pp	0.6%+0.1pp	0.6%-0.1pp	0.5%-0.3pp	0.8%-0.1pp	0.6%0.0pp
Debt-to-Equity	0.38+0.1x	0.39+0.1x	0.380.0x	0.38+0.1x	0.330.0x	0.340.0x	0.330.0x	0.31-0.1x
Asset Turnover	0.060.0x	0.060.0x	0.060.0x	0.070.0x	0.060.0x	0.060.0x	0.070.0x	0.070.0x

Not reported in any period shown, so not listed: Gross Margin, Current Ratio, FCF Margin.

Where American Financial Group, Inc. 5.125% Subordinated Debentures due 2059 Ranks

Frequently Asked Questions

What is American Financial Group, Inc. 5.125% Subordinated Debentures due 2059's annual revenue?

American Financial Group, Inc. 5.125% Subordinated Debentures due 2059 (AFGC) reported $8.2B in total revenue for fiscal year 2025. This represents a -1.8% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is American Financial Group, Inc. 5.125% Subordinated Debentures due 2059's revenue growing?

American Financial Group, Inc. 5.125% Subordinated Debentures due 2059 (AFGC) revenue declined by 1.8% year-over-year, from $8.3B to $8.2B in fiscal year 2025.

Is American Financial Group, Inc. 5.125% Subordinated Debentures due 2059 profitable?

Yes, American Financial Group, Inc. 5.125% Subordinated Debentures due 2059 (AFGC) reported a net income of $842.0M in fiscal year 2025, with a net profit margin of 10.3%.

What is American Financial Group, Inc. 5.125% Subordinated Debentures due 2059's earnings per share (EPS)?

American Financial Group, Inc. 5.125% Subordinated Debentures due 2059 (AFGC) reported diluted earnings per share of $10.08 for fiscal year 2025. This represents a -4.6% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

What is American Financial Group, Inc. 5.125% Subordinated Debentures due 2059's EBITDA?

American Financial Group, Inc. 5.125% Subordinated Debentures due 2059 (AFGC) had EBITDA of $1.2B in fiscal year 2025, measuring earnings before interest, taxes, depreciation, and amortization.

How much debt does American Financial Group, Inc. 5.125% Subordinated Debentures due 2059 have?

As of fiscal year 2025, American Financial Group, Inc. 5.125% Subordinated Debentures due 2059 (AFGC) had $1.7B in cash and equivalents against $1.8B in long-term debt.

What is American Financial Group, Inc. 5.125% Subordinated Debentures due 2059's operating margin?

American Financial Group, Inc. 5.125% Subordinated Debentures due 2059 (AFGC) had an operating margin of 13.1% in fiscal year 2025, reflecting the profitability of core business operations before interest and taxes.

What is American Financial Group, Inc. 5.125% Subordinated Debentures due 2059's net profit margin?

American Financial Group, Inc. 5.125% Subordinated Debentures due 2059 (AFGC) had a net profit margin of 10.3% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.

Does American Financial Group, Inc. 5.125% Subordinated Debentures due 2059 pay dividends?

Yes, American Financial Group, Inc. 5.125% Subordinated Debentures due 2059 (AFGC) paid $7.28 per share in dividends during fiscal year 2025.

What is American Financial Group, Inc. 5.125% Subordinated Debentures due 2059's return on equity (ROE)?

American Financial Group, Inc. 5.125% Subordinated Debentures due 2059 (AFGC) has a return on equity of 17.5% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

What is American Financial Group, Inc. 5.125% Subordinated Debentures due 2059's operating cash flow?

American Financial Group, Inc. 5.125% Subordinated Debentures due 2059 (AFGC) generated $1.5B in operating cash flow during fiscal year 2025, representing cash generated from core business activities.

What are American Financial Group, Inc. 5.125% Subordinated Debentures due 2059's total assets?

American Financial Group, Inc. 5.125% Subordinated Debentures due 2059 (AFGC) had $32.6B in total assets as of fiscal year 2025, including both current and long-term assets.

Does American Financial Group, Inc. 5.125% Subordinated Debentures due 2059 buy back shares?

Yes, American Financial Group, Inc. 5.125% Subordinated Debentures due 2059 (AFGC) spent $99.0M on share buybacks during fiscal year 2025, returning capital to shareholders by reducing shares outstanding.

How many shares does American Financial Group, Inc. 5.125% Subordinated Debentures due 2059 have outstanding?

American Financial Group, Inc. 5.125% Subordinated Debentures due 2059 (AFGC) had 83M shares outstanding as of fiscal year 2025.

What is American Financial Group, Inc. 5.125% Subordinated Debentures due 2059's debt-to-equity ratio?

American Financial Group, Inc. 5.125% Subordinated Debentures due 2059 (AFGC) had a debt-to-equity ratio of 0.38 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.

What is American Financial Group, Inc. 5.125% Subordinated Debentures due 2059's return on assets (ROA)?

American Financial Group, Inc. 5.125% Subordinated Debentures due 2059 (AFGC) had a return on assets of 2.6% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

What is American Financial Group, Inc. 5.125% Subordinated Debentures due 2059's P/E ratio?

American Financial Group, Inc. 5.125% Subordinated Debentures due 2059 (AFGC) trades at 0.0x earnings, its market capitalization divided by net income of $953.0M net income, trailing 12 months to June 30, 2026. The market capitalization is $17.5M as of Oct 21, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.

What is American Financial Group, Inc. 5.125% Subordinated Debentures due 2059's price-to-sales ratio?

American Financial Group, Inc. 5.125% Subordinated Debentures due 2059 (AFGC) trades at 0.0x sales, its market capitalization divided by revenue of $8.3B revenue, trailing 12 months to June 30, 2026. The market capitalization is $17.5M as of Oct 21, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.

What is American Financial Group, Inc. 5.125% Subordinated Debentures due 2059's Piotroski F-Score?

American Financial Group, Inc. 5.125% Subordinated Debentures due 2059 (AFGC) has a Piotroski F-Score of 4 out of 7 computable signals; 2 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Are American Financial Group, Inc. 5.125% Subordinated Debentures due 2059's earnings high quality?

American Financial Group, Inc. 5.125% Subordinated Debentures due 2059 (AFGC) has an earnings quality ratio of 1.82x, considered cash-backed (high quality). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.

Can American Financial Group, Inc. 5.125% Subordinated Debentures due 2059 cover its interest payments?

American Financial Group, Inc. 5.125% Subordinated Debentures due 2059 (AFGC) has an interest coverage ratio of 13.41x, meaning it can comfortably cover its interest obligations. This ratio divides operating income by interest expense. Ratios above 5x indicate strong debt-servicing ability, while ratios below 2x suggest the company may face difficulty meeting interest payments if earnings decline. Learn more in our complete guide to financial health indicators.