American Financial Group, Inc. 4.500% Subordinated Debentures due 2060 (AFGE) Financials

AFGE

Trailing 12 months to June 30, 2026

Revenue $8.3B -0.2% YoY

Net Income $953.0M +24.7% YoY

EPS (Diluted) $11.44 +25.7% YoY

Operating Cash Flow $1.6B -6.0% YoY

Source SEC Filings (10-K/10-Q) Latest period Q2 FY2026, ended Jun 30, 2026 Reported Aug 6, 2026 Currency USD FYE December

Newest figures come from the 10-Q for Q2 FY2026, filed Aug 6, 2026. Each column of the statement tables below links to the filing it was taken from, and every filing is listed on the AFGE SEC filings page.

American Financial Group, Inc. 4.500% Subordinated Debentures due 2060 (AFGE) reported $8.3B in revenue over the twelve months to Jun 30, 2026, down 0.2% from the prior twelve months. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 15 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Rhea AI AFGE FY2025 2026-10-03

The numbers show an insurer whose earnings are steady but whose balance sheet and cash generation are shaped more by obligations than growth.

Recent earnings softness affected both activity and profitability: the FY2025 revenue pullback coincided with a lower net margin, rather than being offset by improved efficiency. Meanwhile, operating cash flow exceeded net income in both FY2024 and FY2025, but its larger year-to-year swing makes cash conversion appear uneven rather than automatically recurring.

At FY2025 year-end, liabilities were roughly 5.8x equity, while debt-to-equity was only 0.4x; that combination indicates the capital base is dominated by reported obligations rather than conventional borrowing.

Return on equity fell from 39.8% in FY2021 to 17.5% in FY2025. That coincided with net margin falling from 30.5% to 10.3%, so the earlier return peak was not a durable operating level.

Financial Health Signals

Financial health score not available

American Financial Group, Inc. 4.500% Subordinated Debentures due 2060 does not currently provide enough eligible data for a peer-relative financial health score, so none is published. The signals and metrics below are current.

Piotroski F-Score Partial

4/7

American Financial Group, Inc. 4.500% Subordinated Debentures due 2060 passes 4 of 7 computable financial strength tests (2 of the nine could not be computed from available data). 3 of 4 profitability signals pass, 1 of 2 leverage/liquidity signals pass, neither operating efficiency signal passes.

Earnings Quality Cash-Backed

1.82x

For every $1 of reported earnings, American Financial Group, Inc. 4.500% Subordinated Debentures due 2060 generates $1.82 in operating cash flow ($1.5B OCF vs $842.0M net income). This indicates profits are well-supported by actual cash generation, not accounting adjustments.

Interest Coverage Safe

13.41x

American Financial Group, Inc. 4.500% Subordinated Debentures due 2060 earns $13.41 in operating income for every $1 of interest expense ($1.1B vs $80.0M). This wide margin provides strong safety for debt servicing, even if earnings decline temporarily.

Key Financial Metrics

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Earnings & Revenue

Revenue

$2.0B

YoY+5.5%

QoQ+9.5%

5Y CAGR+5.8%

10Y CAGR+2.5%

American Financial Group, Inc. 4.500% Subordinated Debentures due 2060 generated $2.0B in revenue in Q2 2026. This represents an increase of 5.5% from the same quarter a year earlier. Against the prior quarter it is up 9.5%.

EBITDA

$340.0M

YoY+35.5%

QoQ+28.8%

5Y CAGR+1.1%

American Financial Group, Inc. 4.500% Subordinated Debentures due 2060's EBITDA was $340.0M in Q2 2026, measuring earnings before interest, taxes, depreciation, and amortization. This represents an increase of 35.5% from the same quarter a year earlier. Against the prior quarter it is up 28.8%.

Net Income

$248.0M

YoY+42.5%

QoQ+29.8%

5Y CAGR-24.4%

10Y CAGR+16.5%

American Financial Group, Inc. 4.500% Subordinated Debentures due 2060 reported $248.0M in net income in Q2 2026. This represents an increase of 42.5% from the same quarter a year earlier. Against the prior quarter it is up 29.8%.

EPS (Diluted)

$2.99

YoY+44.4%

QoQ+30.6%

5Y CAGR-23.9%

10Y CAGR+17.0%

American Financial Group, Inc. 4.500% Subordinated Debentures due 2060 earned $2.99 per diluted share (EPS) in Q2 2026. This represents an increase of 44.4% from the same quarter a year earlier. Against the prior quarter it is up 30.6%.

Cash & Balance Sheet

Cash & Debt

$1.4B

YoY+13.4%

QoQ+6.3%

5Y CAGR-15.6%

10Y CAGR-0.7%

American Financial Group, Inc. 4.500% Subordinated Debentures due 2060 held $1.4B in cash against $1.8B in long-term debt as of Q2 2026.

Dividends Per Share

$0.88

YoY+10.0%

QoQ-63.0%

5Y CAGR-42.9%

10Y CAGR+12.1%

American Financial Group, Inc. 4.500% Subordinated Debentures due 2060 paid $0.88 per share in dividends in Q2 2026. This represents an increase of 10.0% from the same quarter a year earlier. Against the prior quarter it is down 63.0%.

Shares Outstanding

83M

YoY-0.6%

QoQ-0.2%

5Y CAGR-0.4%

10Y CAGR-0.5%

American Financial Group, Inc. 4.500% Subordinated Debentures due 2060 had 83M shares outstanding in Q2 2026. This represents a decrease of 0.6% from the same quarter a year earlier. Against the prior quarter it is down 0.2%.

Free Cash Flow

Not reported for Q2 2026.

Margins & Returns

Operating Margin

15.6%

YoY+3.7pp

QoQ+2.7pp

5Y change-3.2pp

American Financial Group, Inc. 4.500% Subordinated Debentures due 2060's operating margin was 15.6% in Q2 2026, reflecting core business profitability. This is up 3.7 percentage points from the same quarter a year earlier. Against the prior quarter it is up 2.7 percentage points.

Net Margin

12.2%

YoY+3.2pp

QoQ+1.9pp

5Y change-53.2pp

10Y change+8.8pp

American Financial Group, Inc. 4.500% Subordinated Debentures due 2060's net profit margin was 12.2% in Q2 2026, showing the share of revenue converted to profit. This is up 3.2 percentage points from the same quarter a year earlier. Against the prior quarter it is up 1.9 percentage points.

Return on Equity

5.1%

YoY+1.3pp

QoQ+1.1pp

5Y change-12.8pp

10Y change+4.1pp

American Financial Group, Inc. 4.500% Subordinated Debentures due 2060's ROE was 5.1% in Q2 2026, measuring profit generated per dollar of shareholder equity. This is up 1.3 percentage points from the same quarter a year earlier. Against the prior quarter it is up 1.1 percentage points.

Gross Margin

Not reported for Q2 2026.

Capital Allocation

Share Buybacks

$26.0M

YoY-33.3%

QoQ-56.7%

5Y CAGR-25.6%

American Financial Group, Inc. 4.500% Subordinated Debentures due 2060 spent $26.0M on share buybacks in Q2 2026, returning capital to shareholders by reducing shares outstanding. This represents a decrease of 33.3% from the same quarter a year earlier. Against the prior quarter it is down 56.7%.

R&D Spending

Not reported for Q2 2026.

Capital Expenditures

Not reported for Q2 2026.

AFGE Income Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

AFGE quarterly income statement

Metric	TTM	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Revenue	$8.3B	$8.2B-1.8%	$8.3B+6.3%	$7.8B+11.2%	$7.0B+7.4%	$6.6B+13.6%	$5.8B-7.1%	$6.2B-13.1%	$7.2B+4.2%	$6.9B+5.6%	$6.5B+5.7%	$6.1B+7.2%	$5.7B+12.3%	$5.1B+2.9%	$5.0B+6.8%	$4.6B
SG&A Expenses	$2.1B	$2.1B+2.6%	$2.0B+3.7%	$1.9B+12.6%	$1.7B+11.1%	$1.5B-4.8%	$1.6B	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Operating Income	$1.2B	$1.1B-4.5%	$1.1B+4.8%	$1.1B-4.5%	$1.1B-15.9%	$1.3B+293.8%	$339.0M-46.5%	$634.0M-0.8%	$639.0M-11.7%	$724.0M-8.0%	$787.0M+39.3%	$565.0M-9.7%	$626.0M-9.1%	$689.0M+28.3%	$537.0M-3.8%	$558.0M
EBITDA	N/A	$1.2B-3.8%	$1.2B+4.7%	$1.2B-5.9%	$1.2B-19.6%	$1.5B+138.6%	$638.0M-28.6%	$893.0M+5.2%	$849.0M+2.2%	$831.0M-9.8%	$921.0M+31.8%	$699.0M-9.2%	$770.0M-7.3%	$831.0M+4.7%	$794.0M+7.6%	$738.0M
Interest Expense	$89.0M	$80.0M+5.3%	$76.0M0.0%	$76.0M-10.6%	$85.0M-9.6%	$94.0M+6.8%	$88.0M+29.4%	$68.0M+9.7%	$62.0M-27.1%	$85.0M+10.4%	$77.0M+2.7%	$75.0M+1.4%	$74.0M+4.2%	$71.0M-5.3%	$75.0M+1.4%	$74.0M
Income Tax	$249.0M	$231.0M-2.5%	$237.0M+7.2%	$221.0M-1.8%	$225.0M-11.4%	$254.0M+916.0%	$25.0M-82.5%	$143.0M+17.2%	$122.0M-50.6%	$247.0M+107.6%	$119.0M-39.0%	$195.0M-11.4%	$220.0M-6.8%	$236.0M+74.8%	$135.0M-43.5%	$239.0M
Net Income	$953.0M	$842.0M-5.1%	$887.0M+4.1%	$852.0M-5.1%	$898.0M-55.0%	$2.0B+172.5%	$732.0M-18.4%	$897.0M+69.2%	$530.0M+11.6%	$475.0M-26.8%	$649.0M+84.4%	$352.0M-22.1%	$452.0M-4.0%	$471.0M-3.5%	$488.0M+42.7%	$342.0M
EPS (Basic)	N/A	$10.08-4.6%	$10.57+5.1%	$10.06-4.6%	$10.55-55.0%	$23.44+184.1%	$8.25-17.3%	$9.98+67.7%	$5.95+10.2%	$5.40-27.7%	$7.47+85.8%	$4.02-20.7%	$5.07-3.8%	$5.27+1.7%	$5.18+53.7%	$3.37
EPS (Diluted)	$11.44	$10.08-4.6%	$10.57+5.2%	$10.05-4.6%	$10.53-54.8%	$23.30+184.1%	$8.20-16.8%	$9.85+68.4%	$5.85+10.8%	$5.28-28.0%	$7.33+86.0%	$3.94-20.7%	$4.97-3.7%	$5.16+1.4%	$5.09+53.3%	$3.32
Diluted Shares (Avg)	N/A	84M-0.5%	84M-1.1%	85M-0.6%	85M-0.4%	86M-4.0%	89M-2.0%	91M+0.4%	91M+0.9%	90M+1.5%	89M-1.0%	89M-1.8%	91M-0.2%	91M-4.9%	96M-6.8%	103M

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Revenue	$2.0B+5.5%	$1.9B-0.1%	$2.1B-4.0%	$2.3B-1.6%	$1.9B+1.3%	$1.9B-2.6%	$2.1B+3.2%	$2.4B+9.5%
SG&A Expenses	$560.0M+4.9%	$556.0M+4.9%	$466.0M-2.9%	$529.0M+2.1%	$534.0M+5.5%	$530.0M+5.4%	$480.0M0.0%	$518.0M+4.2%
Operating Income	$316.0M+38.0%	$239.0M+21.3%	$379.0M+18.4%	$268.0M+17.0%	$229.0M-15.5%	$197.0M-35.2%	$320.0M-4.5%	$229.0M+4.6%
EBITDA	$340.0M+35.5%	$264.0M+20.5%	$401.0M+17.6%	$288.0M+15.2%	$251.0M-13.4%	$219.0M-32.4%	$341.0M-3.4%	$250.0M+4.2%
Interest Expense	$24.0M+26.3%	$23.0M+21.1%	$23.0M+21.1%	$19.0M0.0%	$19.0M0.0%	$19.0M0.0%	$19.0M0.0%	$19.0M0.0%
Income Tax	$68.0M+23.6%	$48.0M+11.6%	$80.0M+23.1%	$53.0M+10.4%	$55.0M-11.3%	$43.0M-30.6%	$65.0M-9.7%	$48.0M+14.3%
Net Income	$248.0M+42.5%	$191.0M+24.0%	$299.0M+17.3%	$215.0M+18.8%	$174.0M-16.7%	$154.0M-36.4%	$255.0M-3.0%	$181.0M+2.3%
EPS (Basic)	$2.99+44.4%	$2.29+24.5%	$3.58+18.2%	$2.58+19.4%	$2.07-16.9%	$1.84-36.3%	$3.03-3.2%	$2.16+2.9%
EPS (Diluted)	$2.99+44.4%	$2.29+24.5%	$3.58+18.2%	$2.58+19.4%	$2.07-16.9%	$1.84-36.3%	$3.03-2.9%	$2.16+3.3%
Diluted Shares (Avg)	83M-0.6%	83M-0.6%	N/A	83M-0.6%	84M-0.5%	84M0.0%	N/A	84M-0.9%

Not reported in any period shown, so not listed: Cost of Revenue, Gross Profit, R&D Expenses.

AFGE Balance Sheet

AFGE quarterly balance sheet

Metric	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Total Assets	$32.6B+5.9%	$30.8B+3.5%	$29.8B+3.3%	$28.8B-0.3%	$28.9B-60.8%	$73.7B+5.1%	$70.1B+10.5%	$63.5B+4.6%	$60.7B+10.1%	$55.1B+10.5%	$49.8B+4.9%	$47.5B+12.9%	$42.1B+7.4%	$39.2B+9.3%	$35.8B
Cash & Equivalents	$1.7B+22.8%	$1.4B+14.8%	$1.2B+40.5%	$872.0M-59.1%	$2.1B+28.0%	$1.7B-28.0%	$2.3B+52.7%	$1.5B-35.2%	$2.3B+11.0%	$2.1B+72.7%	$1.2B-9.2%	$1.3B-18.1%	$1.6B-3.9%	$1.7B+28.8%	$1.3B
Short-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Long-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Goodwill	$327.0M+7.2%	$305.0M0.0%	$305.0M+24.0%	$246.0M0.0%	$246.0M+39.8%	$176.0M0.0%	$176.0M0.0%	$176.0M-11.6%	$199.0M0.0%	$199.0M0.0%	$199.0M-1.0%	$201.0M+8.6%	$185.0M0.0%	$185.0M-0.5%	$186.0M
Total Liabilities	$27.8B+5.5%	$26.4B+3.3%	$25.5B+3.0%	$24.8B+3.6%	$23.9B-64.3%	$66.9B+4.8%	$63.9B+9.2%	$58.5B+5.7%	$55.3B+10.3%	$50.2B+11.3%	$45.1B+6.1%	$42.5B+13.8%	$37.3B+8.4%	$34.4B+10.0%	$31.3B
Long-Term Debt	$1.8B+23.4%	$1.5B0.0%	$1.5B-1.4%	$1.5B-23.8%	$2.0B+0.1%	$2.0B+33.3%	$1.5B+13.1%	$1.3B+0.1%	$1.3B+1.4%	$1.3B+28.6%	$998.0M-5.9%	$1.1B+16.2%	$913.0M-4.2%	$953.0M+2.0%	$934.0M
Total Equity	$4.8B+7.9%	$4.5B+4.9%	$4.3B+5.1%	$4.1B-19.2%	$5.0B-26.2%	$6.8B+8.3%	$6.3B+26.1%	$5.0B-6.8%	$5.3B+8.4%	$4.9B+7.1%	$4.6B-5.9%	$4.9B+6.1%	$4.6B+0.5%	$4.6B+3.8%	$4.4B

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Total Assets	$33.0B+7.7%	$32.4B+6.8%	$32.6B+5.9%	$33.8B+3.8%	$30.7B+2.5%	$30.3B+1.0%	$30.8B+3.5%	$32.6B+5.7%
Cash & Equivalents	$1.4B+13.4%	$1.4B+6.0%	$1.7B+22.8%	$1.8B+39.3%	$1.3B+13.1%	$1.3B+17.4%	$1.4B+14.8%	$1.3B+8.3%
Short-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0
Long-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0
Goodwill	$327.0M+7.2%	$327.0M+7.2%	$327.0M+7.2%	$327.0M+7.2%	$305.0M0.0%	$305.0M0.0%	$305.0M0.0%	$305.0M0.0%
Total Liabilities	$28.2B+7.9%	$27.7B+6.8%	$27.8B+5.5%	$29.1B+4.4%	$26.2B+2.4%	$25.9B+0.5%	$26.4B+3.3%	$27.9B+3.9%
Long-Term Debt	$1.8B+23.4%	$1.8B+23.3%	$1.8B+23.4%	$1.8B+23.4%	$1.5B+0.1%	$1.5B+0.1%	$1.5B0.0%	$1.5B+0.1%
Total Equity	$4.8B+6.8%	$4.7B+6.5%	$4.8B+7.9%	$4.7B+0.5%	$4.5B+3.0%	$4.4B+3.6%	$4.5B+4.9%	$4.7B+18.3%

Not reported in any period shown, so not listed: Current Assets, Inventory, Accounts Receivable, Current Liabilities, Non-Current Liabilities, Retained Earnings.

AFGE Cash Flow Statement

AFGE quarterly cash flow statement

Metric	TTM	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Operating Cash Flow	$1.6B	$1.5B+33.1%	$1.2B-41.5%	$2.0B+70.9%	$1.2B-32.7%	$1.7B-21.5%	$2.2B-11.1%	$2.5B+17.9%	$2.1B+15.5%	$1.8B+56.9%	$1.1B-15.0%	$1.4B+9.9%	$1.2B+62.0%	$760.0M-7.0%	$817.0M+22.5%	$667.0M
Depreciation & Amortization	N/A	$86.0M+6.2%	$81.0M+3.8%	$78.0M-22.0%	$100.0M-46.5%	$187.0M-37.5%	$299.0M+15.4%	$259.0M+23.3%	$210.0M+96.3%	$107.0M-20.1%	$134.0M0.0%	$134.0M-6.9%	$144.0M+1.4%	$142.0M-44.7%	$257.0M+42.8%	$180.0M
Stock-Based Compensation	N/A	$18.0M0.0%	$18.0M0.0%	$18.0M-5.3%	$19.0M+18.8%	$16.0M-20.0%	$20.0M-13.0%	$23.0M0.0%	$23.0M-23.3%	$30.0M+7.1%	$28.0M+3.7%	$27.0M+8.0%	$25.0M-30.6%	$36.0M+38.5%	$26.0M+18.2%	$22.0M
Investing Cash Flow	-$1.5B	-$835.0M-978.9%	$95.0M-77.1%	$414.0M+139.4%	-$1.1B-141.1%	-$436.0M+72.1%	-$1.6B+49.0%	-$3.1B+42.7%	-$5.3B-62.5%	-$3.3B-10.4%	-$3.0B+34.8%	-$4.6B-26.0%	-$3.6B-24.5%	-$2.9B-104.6%	-$1.4B+41.6%	-$2.4B
Financing Cash Flow	$80.0M	-$377.0M+64.6%	-$1.1B+47.5%	-$2.0B-49.2%	-$1.4B+30.5%	-$2.0B-1491.1%	-$123.0M-108.7%	$1.4B-42.4%	$2.4B+42.2%	$1.7B-36.8%	$2.7B-12.2%	$3.1B+47.4%	$2.1B+0.6%	$2.1B+111.2%	$989.0M-50.5%	$2.0B
Dividends Paid	$576.0M	$606.0M-23.1%	$788.0M+15.2%	$684.0M-43.6%	$1.2B-48.9%	$2.4B+610.8%	$334.0M-24.8%	$444.0M+12.7%	$394.0M-5.5%	$417.0M+125.4%	$185.0M+5.1%	$176.0M+5.4%	$167.0M+4.4%	$160.0M+77.8%	$90.0M+34.3%	$67.0M
Share Buybacks	$88.0M	$99.0M	$0-100.0%	$213.0M+1836.4%	$11.0M-96.6%	$319.0M+1.9%	$313.0M	$0-100.0%	$6.0M	$0-100.0%	$133.0M+5.6%	$126.0M-34.0%	$191.0M+172.9%	$70.0M-83.1%	$415.0M+31.7%	$315.0M

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Operating Cash Flow	$92.0M-51.8%	$474.0M+38.6%	$784.0M+16.3%	$216.0M-52.9%	$191.0M+317.0%	$342.0M+219.6%	$674.0M-10.8%	$459.0M-34.1%
Depreciation & Amortization	$24.0M+9.1%	$25.0M+13.6%	$22.0M+4.8%	$20.0M-4.8%	$22.0M+15.8%	$22.0M+10.0%	$21.0M+16.7%	$21.0M0.0%
Investing Cash Flow	$31.0M-13.9%	-$613.0M-2765.2%	-$764.0M-3538.1%	-$130.0M-206.6%	$36.0M-75.8%	$23.0M+114.8%	-$21.0M+53.3%	$122.0M+34.1%
Financing Cash Flow	-$38.0M+83.8%	-$235.0M+52.5%	-$135.0M+76.3%	$488.0M+228.4%	-$235.0M-770.4%	-$495.0M-450.0%	-$569.0M+19.5%	-$380.0M+31.4%
Dividends Paid	$73.0M+7.4%	$198.0M-15.0%	$239.0M-40.7%	$66.0M+13.8%	$68.0M+15.3%	$233.0M-13.1%	$403.0M+116.7%	$58.0M+11.5%
Share Buybacks	$26.0M-33.3%	$60.0M+3.4%	$1.0M	$1.0M	$39.0M	$58.0M	$0-100.0%	$0-100.0%

Not reported in any period shown, so not listed: Stock-Based Compensation, Capital Expenditures, Free Cash Flow.

AFGE Financial Ratios

Margins and returns are percentages; the remaining ratios are unitless multiples. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

AFGE quarterly financial ratios

Metric	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Operating Margin	13.1%-0.4pp	13.5%-0.2pp	13.7%-2.2pp	16.0%-4.4pp	20.4%+14.5pp	5.9%-4.3pp	10.2%+1.3pp	8.9%-1.6pp	10.5%-1.6pp	12.1%+2.9pp	9.2%-1.7pp	10.9%-2.6pp	13.5%+2.7pp	10.8%-1.2pp	12.0%
Net Margin	10.3%-0.4pp	10.7%-0.2pp	10.9%-1.9pp	12.8%-17.7pp	30.4%+17.8pp	12.7%-1.7pp	14.4%+7.0pp	7.4%+0.5pp	6.9%-3.1pp	10.0%+4.3pp	5.7%-2.1pp	7.9%-1.3pp	9.2%-0.6pp	9.8%+2.5pp	7.4%
Return on Equity	17.5%-2.4pp	19.9%-0.2pp	20.0%-2.1pp	22.2%-17.6pp	39.8%+29.0pp	10.8%-3.5pp	14.3%+3.7pp	10.7%+1.8pp	8.9%-4.3pp	13.2%+5.5pp	7.7%-1.6pp	9.3%-1.0pp	10.2%-0.4pp	10.7%+2.9pp	7.8%
Return on Assets	2.6%-0.3pp	2.9%0.0pp	2.9%-0.2pp	3.1%-3.8pp	6.9%+5.9pp	1.0%-0.3pp	1.3%+0.4pp	0.8%+0.1pp	0.8%-0.4pp	1.2%+0.5pp	0.7%-0.2pp	0.9%-0.2pp	1.1%-0.1pp	1.3%+0.3pp	0.9%
Debt-to-Equity	0.380.0x	0.330.0x	0.350.0x	0.370.0x	0.39+0.1x	0.29+0.1x	0.230.0x	0.260.0x	0.240.0x	0.260.0x	0.220.0x	0.220.0x	0.200.0x	0.210.0x	0.21
Asset Turnover	0.250.0x	0.270.0x	0.260.0x	0.240.0x	0.23+0.1x	0.080.0x	0.090.0x	0.110.0x	0.110.0x	0.120.0x	0.120.0x	0.120.0x	0.120.0x	0.130.0x	0.13

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Operating Margin	15.6%+3.7pp	12.9%+2.3pp	18.4%+3.5pp	11.5%+1.8pp	11.9%-2.4pp	10.6%-5.3pp	14.9%-1.2pp	9.7%-0.5pp
Net Margin	12.2%+3.2pp	10.3%+2.0pp	14.5%+2.6pp	9.2%+1.6pp	9.0%-2.0pp	8.3%-4.4pp	11.9%-0.8pp	7.6%-0.5pp
Return on Equity	5.1%+1.3pp	4.1%+0.6pp	6.2%+0.5pp	4.5%+0.7pp	3.9%-0.9pp	3.5%-2.2pp	5.7%-0.5pp	3.8%-0.6pp
Return on Assets	0.8%+0.2pp	0.6%+0.1pp	0.9%+0.1pp	0.6%+0.1pp	0.6%-0.1pp	0.5%-0.3pp	0.8%-0.1pp	0.6%0.0pp
Debt-to-Equity	0.38+0.1x	0.39+0.1x	0.380.0x	0.38+0.1x	0.330.0x	0.340.0x	0.330.0x	0.31-0.1x
Asset Turnover	0.060.0x	0.060.0x	0.060.0x	0.070.0x	0.060.0x	0.060.0x	0.070.0x	0.070.0x

Not reported in any period shown, so not listed: Gross Margin, Current Ratio, FCF Margin.

Where American Financial Group, Inc. 4.500% Subordinated Debentures due 2060 Ranks

Frequently Asked Questions

What is American Financial Group, Inc. 4.500% Subordinated Debentures due 2060's annual revenue?

American Financial Group, Inc. 4.500% Subordinated Debentures due 2060 (AFGE) reported $8.2B in total revenue for fiscal year 2025. This represents a -1.8% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is American Financial Group, Inc. 4.500% Subordinated Debentures due 2060's revenue growing?

American Financial Group, Inc. 4.500% Subordinated Debentures due 2060 (AFGE) revenue declined by 1.8% year-over-year, from $8.3B to $8.2B in fiscal year 2025.

Is American Financial Group, Inc. 4.500% Subordinated Debentures due 2060 profitable?

Yes, American Financial Group, Inc. 4.500% Subordinated Debentures due 2060 (AFGE) reported a net income of $842.0M in fiscal year 2025, with a net profit margin of 10.3%.

What is American Financial Group, Inc. 4.500% Subordinated Debentures due 2060's earnings per share (EPS)?

American Financial Group, Inc. 4.500% Subordinated Debentures due 2060 (AFGE) reported diluted earnings per share of $10.08 for fiscal year 2025. This represents a -4.6% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

What is American Financial Group, Inc. 4.500% Subordinated Debentures due 2060's EBITDA?

American Financial Group, Inc. 4.500% Subordinated Debentures due 2060 (AFGE) had EBITDA of $1.2B in fiscal year 2025, measuring earnings before interest, taxes, depreciation, and amortization.

How much debt does American Financial Group, Inc. 4.500% Subordinated Debentures due 2060 have?

As of fiscal year 2025, American Financial Group, Inc. 4.500% Subordinated Debentures due 2060 (AFGE) had $1.7B in cash and equivalents against $1.8B in long-term debt.

What is American Financial Group, Inc. 4.500% Subordinated Debentures due 2060's operating margin?

American Financial Group, Inc. 4.500% Subordinated Debentures due 2060 (AFGE) had an operating margin of 13.1% in fiscal year 2025, reflecting the profitability of core business operations before interest and taxes.

What is American Financial Group, Inc. 4.500% Subordinated Debentures due 2060's net profit margin?

American Financial Group, Inc. 4.500% Subordinated Debentures due 2060 (AFGE) had a net profit margin of 10.3% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.

Does American Financial Group, Inc. 4.500% Subordinated Debentures due 2060 pay dividends?

Yes, American Financial Group, Inc. 4.500% Subordinated Debentures due 2060 (AFGE) paid $7.28 per share in dividends during fiscal year 2025.

What is American Financial Group, Inc. 4.500% Subordinated Debentures due 2060's return on equity (ROE)?

American Financial Group, Inc. 4.500% Subordinated Debentures due 2060 (AFGE) has a return on equity of 17.5% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

What is American Financial Group, Inc. 4.500% Subordinated Debentures due 2060's operating cash flow?

American Financial Group, Inc. 4.500% Subordinated Debentures due 2060 (AFGE) generated $1.5B in operating cash flow during fiscal year 2025, representing cash generated from core business activities.

What are American Financial Group, Inc. 4.500% Subordinated Debentures due 2060's total assets?

American Financial Group, Inc. 4.500% Subordinated Debentures due 2060 (AFGE) had $32.6B in total assets as of fiscal year 2025, including both current and long-term assets.

Does American Financial Group, Inc. 4.500% Subordinated Debentures due 2060 buy back shares?

Yes, American Financial Group, Inc. 4.500% Subordinated Debentures due 2060 (AFGE) spent $99.0M on share buybacks during fiscal year 2025, returning capital to shareholders by reducing shares outstanding.

How many shares does American Financial Group, Inc. 4.500% Subordinated Debentures due 2060 have outstanding?

American Financial Group, Inc. 4.500% Subordinated Debentures due 2060 (AFGE) had 83M shares outstanding as of fiscal year 2025.

What is American Financial Group, Inc. 4.500% Subordinated Debentures due 2060's debt-to-equity ratio?

American Financial Group, Inc. 4.500% Subordinated Debentures due 2060 (AFGE) had a debt-to-equity ratio of 0.38 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.

What is American Financial Group, Inc. 4.500% Subordinated Debentures due 2060's return on assets (ROA)?

American Financial Group, Inc. 4.500% Subordinated Debentures due 2060 (AFGE) had a return on assets of 2.6% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

What is American Financial Group, Inc. 4.500% Subordinated Debentures due 2060's Piotroski F-Score?

American Financial Group, Inc. 4.500% Subordinated Debentures due 2060 (AFGE) has a Piotroski F-Score of 4 out of 7 computable signals; 2 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Are American Financial Group, Inc. 4.500% Subordinated Debentures due 2060's earnings high quality?

American Financial Group, Inc. 4.500% Subordinated Debentures due 2060 (AFGE) has an earnings quality ratio of 1.82x, considered cash-backed (high quality). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.

Can American Financial Group, Inc. 4.500% Subordinated Debentures due 2060 cover its interest payments?

American Financial Group, Inc. 4.500% Subordinated Debentures due 2060 (AFGE) has an interest coverage ratio of 13.41x, meaning it can comfortably cover its interest obligations. This ratio divides operating income by interest expense. Ratios above 5x indicate strong debt-servicing ability, while ratios below 2x suggest the company may face difficulty meeting interest payments if earnings decline. Learn more in our complete guide to financial health indicators.