What is Aspen Insurance Holdings Limited's earnings per share (EPS)?

Aspen Insurance Holdings Limited (AHL) reported diluted earnings per share of $3.17 for fiscal year 2025. This represents a -33.3% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

Aspen Insurance Holdings Limited (AHL) Financials

AHL

FY2025 annual

Revenue $3.2B -1.2% YoY

Net Income $340.2M -30.0% YoY

EPS (Diluted) $3.17 -33.3% YoY

Operating Cash Flow $439.0M -20.9% YoY

Source SEC Filings (10-K/10-Q) Latest period FY2025, ended Dec 31, 2025 Reported Mar 30, 2026 Currency USD FYE December

Newest figures come from the 20-F for FY2025, filed Mar 30, 2026. Each column of the statement tables below links to the filing it was taken from, and every filing is listed on the AHL SEC filings page.

Aspen Insurance Holdings Limited (AHL) reported $3.2B in revenue for fiscal year 2025, down 1.2% from the prior fiscal year. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 15 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Rhea AI AHL FY2025 2026-08-29

Profitability is retreating while cash conversion remains positive, leaving a liability-heavy balance sheet as the dominant operating mechanic.

FY2025 net income fell to $340M from $486M, but operating cash flow still exceeded it. The cash-to-profit ratio improved from 1.1x to 1.3x, so earnings quality held up even as profitability weakened; this differs from the margin contraction visible in the income statement.

Selling, general and administrative expense rose 26.0% in FY2025 while revenue declined 1.2%; that mismatch points to cost growth rather than volume as the main pressure on margins. Operating efficiency weakened because the cost base expanded without additional top-line absorption.

At FY2025 year-end, liabilities were 3.5x equity and ROA was 2.1%; the combination describes a liability-heavy funding structure with relatively little asset yield reaching shareholders. Assets increased from FY2024 while ROA fell from 3.1%, indicating lower returns on the capital base rather than merely a change in share count.

Financial Health Signals

Financial Health Score 45/100

Scored as: Insurers peer group

Scored against insurers for FY2025. Each of the six dimensions is a percentile rank within that peer group; the overall is their average, with missing dimensions counted as zero out of six. A high score means strong standing among peers, not absolute cross-industry strength. How this score is calculated →

Health score ≠ stock price. This rates the quality of Aspen Insurance Holdings Limited's business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.

Loss Ratio

Loss Ratio measures the claims an insurer paid out against the premiums it earned, so a lower ratio leaves more of every premium dollar with the company. Aspen Insurance Holdings Limited scores 65/100 on it among other insurers.

Premium Growth

Aspen Insurance Holdings Limited reported revenue of $3.2B in fiscal year 2025, against $3.3B in fiscal year 2024. Premium Growth ranks insurers on the three-year path of the premiums they write rather than on total revenue, and Aspen Insurance Holdings Limited scores 39/100 among other insurers.

Capital

Aspen Insurance Holdings Limited funded 22.2% of its assets with shareholders' equity at the end of fiscal year 2025, holding $3.6B of equity against $16.3B of assets. Capital ranks insurers on that cushion, and Aspen Insurance Holdings Limited scores 42/100 among other insurers.

Investment Yield

Not available for Aspen Insurance Holdings Limited, and counted as zero in the overall score.

Combined Ratio

Combined Ratio puts claims and running costs together against premiums earned, and a figure under 100% means the underwriting made money before any investment income was counted. Aspen Insurance Holdings Limited scores 78/100 on it among other insurers.

Stability

Aspen Insurance Holdings Limited reported net income of $340.2M in fiscal year 2025, against $486.1M in fiscal year 2024. Stability ranks insurers on how steady net income has been across five years, and Aspen Insurance Holdings Limited scores 45/100 among other insurers.

Piotroski F-Score Partial

3/6

Aspen Insurance Holdings Limited passes 3 of 6 computable financial strength tests (3 of the nine could not be computed from available data). 3 of 4 profitability signals pass, no leverage/liquidity signals pass (rising debt, declining liquidity, or share dilution), neither operating efficiency signal passes.

Earnings Quality Cash-Backed

1.29x

For every $1 of reported earnings, Aspen Insurance Holdings Limited generates $1.29 in operating cash flow ($439.0M OCF vs $340.2M net income). This indicates profits are well-supported by actual cash generation, not accounting adjustments.

Key Financial Metrics

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Earnings & Revenue

None of these metrics is reported for Q4 2025.

Cash & Balance Sheet

Cash & Debt

$1.7B

YoY+81.4%

QoQ+81.4%

5Y CAGR+12.9%

10Y CAGR+4.0%

Aspen Insurance Holdings Limited held $1.7B in cash as of Q4 2025; long-term debt is not reported for that period.

Shares Outstanding

92M

YoY+52.2%

QoQ+52.2%

Aspen Insurance Holdings Limited had 92M shares outstanding in Q4 2025. This represents an increase of 52.2% from the same quarter a year earlier. Against the prior quarter it is up 52.2%.

Free Cash Flow

Not reported for Q4 2025.

Dividends Per Share

Not reported for Q4 2025.

Margins & Returns

None of these metrics is reported for Q4 2025.

Capital Allocation

None of these metrics is reported for Q4 2025.

AHL Income Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

AHL quarterly income statement

Metric	FY2520-F	FY2420-F	FY2320-F	FY22	FY21	FY20	FY19	FY18	FY17	FY16	FY15	FY14	FY13	FY12	FY11
Revenue	$3.2B-1.2%	$3.3B+9.9%	$3.0B+2.6%	$2.9B+9.9%	$2.6B-7.1%	$2.8B+9.2%	$2.6B+2.4%	$2.5B-4.6%	$2.7B-9.7%	$2.9B+6.7%	$2.8B+4.0%	$2.6B+9.2%	$2.4B+4.0%	$2.3B+7.3%	$2.2B
SG&A Expenses	$671.4M+25.9%	$533.1M+5.9%	$503.6M+1.9%	$494.2M+18.2%	$418.0M+1.7%	$410.9M-21.2%	$521.6M+6.1%	$491.7M-2.1%	$502.2M+2.5%	$490.1M+15.6%	$424.0M-4.9%	$445.7M+21.1%	$368.1M+6.7%	$345.1M+21.3%	$284.5M
Operating Income	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	$293.6M+364.5%	-$111.0M
EBITDA	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	$314.8M+415.4%	-$99.8M
Interest Expense	$31.7M-49.0%	$62.1M+12.5%	$55.2M+26.3%	$43.7M+205.6%	$14.3M-57.8%	$33.9M+67.8%	$20.2M-22.0%	$25.9M-12.2%	$29.5M0.0%	$29.5M0.0%	$29.5M0.0%	$29.5M-9.8%	$32.7M+5.8%	$30.9M+0.3%	$30.8M
Income Tax	$103.9M+572.3%	-$22.0M+83.3%	-$132.1M-69.1%	-$78.1M-1573.6%	$5.3M-71.2%	$18.4M-19.7%	$22.9M+324.5%	-$10.2M+33.8%	-$15.4M-352.5%	$6.1M-57.6%	$14.4M+19.0%	$12.1M-9.7%	$13.4M-10.7%	$15.0M+140.3%	-$37.2M
Net Income	$340.2M-30.0%	$486.1M-9.1%	$534.7M+946.4%	$51.1M+71.5%	$29.8M+152.8%	-$56.4M+76.3%	-$238.3M-62.3%	-$146.8M+45.2%	-$267.7M-231.7%	$203.3M-36.9%	$322.3M-9.2%	$355.0M+7.8%	$329.3M+17.4%	$280.4M+354.7%	-$110.1M
EPS (Basic)	$3.18-33.1%	$4.75-11.0%	$5.34+7528.6%	$0.07+129.2%	-$0.24	N/A	N/A	-$2.97+43.1%	-$5.22-295.5%	$2.67-42.5%	$4.64-5.7%	$4.92+14.7%	$4.29+22.2%	$3.51+286.7%	-$1.88
EPS (Diluted)	$3.17-33.3%	$4.75-11.0%	$5.34	$0.07+129.2%	-$0.24	N/A	N/A	-$2.97+43.1%	-$5.22	$2.61-42.5%	$4.54-5.8%	$4.82+16.4%	$4.14+22.1%	$3.39+280.3%	-$1.88
Diluted Shares (Avg)	92M+0.8%	91M0.0%	91M	91M	N/A	N/A	N/A	60M-0.2%	60M	62M-1.3%	63M-4.8%	66M-5.1%	69M-5.8%	74M+4.3%	71M

Metric	Q4'2520-F	Q4'2420-F	Q4'23	Q2'23	Q4'22	Q4'21	Q4'20	Q4'19

Not reported in any period shown, so not listed: Revenue, Cost of Revenue, Gross Profit, R&D Expenses, SG&A Expenses, Operating Income, EBITDA, Interest Expense, Income Tax, Net Income, EPS (Basic), EPS (Diluted), Diluted Shares (Avg).

AHL Balance Sheet

AHL quarterly balance sheet

Metric	FY2520-F	FY2420-F	FY2320-F	FY22	FY21	FY20	FY19	FY18	FY17	FY16	FY15	FY14	FY13	FY12	FY11
Total Assets	$16.3B+3.6%	$15.7B+3.4%	$15.2B+0.4%	$15.2B+9.5%	$13.8B+5.8%	$13.1B+4.1%	$12.6B+0.4%	$12.5B-2.9%	$12.9B+6.8%	$12.1B+9.4%	$11.0B+3.1%	$10.7B+4.7%	$10.2B-0.8%	$10.3B+9.0%	$9.5B
Cash & Equivalents	$1.7B+81.4%	$914.2M-11.1%	$1.0B+7.2%	$959.2M-27.0%	$1.3B-24.8%	$1.7B+69.6%	$1.0B-4.9%	$1.1B+2.7%	$1.1B0.0%	$1.1B-17.2%	$1.3B+8.1%	$1.2B-8.9%	$1.3B-11.6%	$1.5B+18.1%	$1.2B
Goodwill	$2.1M0.0%	$2.1M-46.2%	$3.9M0.0%	$3.9M0.0%	$3.9M0.0%	$3.9M0.0%	$3.9M0.0%	$3.9M0.0%	$3.9M-83.9%	$24.2M	$0	$0	N/A	N/A	N/A
Total Liabilities	$12.7B+2.5%	$12.4B+0.5%	$12.3B-3.8%	$12.8B+15.6%	$11.1B+8.5%	$10.2B+3.5%	$9.9B-0.4%	$9.9B-0.9%	$10.0B+18.2%	$8.4B+10.7%	$7.6B+4.5%	$7.3B+5.3%	$6.9B+1.6%	$6.8B+8.2%	$6.3B
Long-Term Debt	N/A	N/A	$300.0M	$0-100.0%	$299.9M0.0%	$299.9M0.0%	$299.8M-29.4%	$424.7M-22.7%	$549.5M0.0%	$549.3M0.0%	$549.2M0.0%	$549.1M0.0%	$549.0M+10.0%	$499.1M0.0%	$499.0M
Total Equity	$3.6B+7.5%	$3.4B+15.9%	$2.9B+23.3%	$2.4B-15.0%	$2.8B-3.9%	$2.9B+9.9%	$2.6B-0.5%	$2.6B-9.4%	$2.9B-20.2%	$3.6B+6.7%	$3.4B0.0%	$3.4B+3.6%	$3.3B-5.4%	$3.5B+10.5%	$3.2B
Retained Earnings	$2.3B+14.3%	$2.0B+13.2%	$1.8B+33.0%	$1.3B-2.4%	$1.4B-1.1%	$1.4B-7.8%	$1.5B-15.4%	$1.8B-11.6%	$2.0B-15.3%	$2.4B+4.8%	$2.3B+11.4%	$2.1B+15.0%	$1.8B+15.5%	$1.5B+15.1%	$1.3B

Metric	Q4'2520-F	Q4'2420-F	Q4'23	Q2'23	Q4'22	Q4'21	Q4'20	Q4'19
Total Assets	$16.3B+3.6%	$15.7B+3.4%	$15.2B+0.4%	$15.4B	$15.2B+9.5%	$13.8B+5.8%	$13.1B+4.1%	$12.6B+0.4%
Cash & Equivalents	$1.7B+81.4%	$914.2M-11.1%	$1.0B+7.2%	$1.1B	$959.2M-27.0%	$1.3B-24.8%	$1.7B+69.6%	$1.0B-4.9%
Goodwill	$2.1M0.0%	$2.1M-46.2%	$3.9M0.0%	N/A	$3.9M0.0%	$3.9M0.0%	$3.9M0.0%	$3.9M0.0%
Total Liabilities	$12.7B+2.5%	$12.4B+0.5%	$12.3B-3.8%	$12.8B	$12.8B+15.6%	$11.1B+8.5%	$10.2B+3.5%	$9.9B-0.4%
Long-Term Debt	N/A	N/A	$300.0M	N/A	$0-100.0%	$299.9M0.0%	$299.9M0.0%	$299.8M-29.4%
Total Equity	$3.6B+7.5%	$3.4B+15.9%	$2.9B+23.3%	$2.5B	$2.4B-15.0%	$2.8B-3.9%	$2.9B+9.9%	$2.6B-0.5%
Retained Earnings	$2.3B+14.3%	$2.0B+13.2%	$1.8B+33.0%	$1.5B	$1.3B-2.4%	$1.4B-1.1%	$1.4B-7.8%	$1.5B-15.4%

Not reported in any period shown, so not listed: Current Assets, Short-Term Investments, Inventory, Accounts Receivable, Long-Term Investments, Current Liabilities, Non-Current Liabilities.

AHL Cash Flow Statement

AHL quarterly cash flow statement

Metric	FY2520-F	FY2420-F	FY2320-F	FY22	FY21	FY20	FY19	FY18	FY17	FY16	FY15	FY14	FY13	FY12	FY11
Operating Cash Flow	$439.0M-20.9%	$554.9M+70.9%	$324.7M+690.4%	-$55.0M-110.5%	$524.7M+178.0%	-$672.7M-99.1%	-$337.8M-10.9%	-$304.5M-173.1%	-$111.5M-124.6%	$453.2M-21.1%	$574.2M-5.5%	$607.4M+7.2%	$566.4M+14.1%	$496.4M+44.5%	$343.5M
Depreciation & Amortization	$7.9M+890.0%	-$1.0M-109.1%	$11.0M-74.6%	$43.3M-18.8%	$53.3M+16.4%	$45.8M+15.1%	$39.8M+34.0%	$29.7M-14.2%	$34.6M+53.1%	$22.6M+222.9%	$7.0M-14.6%	$8.2M-43.1%	$14.4M-32.1%	$21.2M+89.3%	$11.2M
Stock-Based Compensation	$61.5M	N/A	N/A	N/A	N/A	$0	$0-100.0%	$10.1M+3.1%	$9.8M-36.8%	$15.5M-13.4%	$17.9M+18.5%	$15.1M-29.4%	$21.4M+20.2%	$17.8M+345.0%	$4.0M
Investing Cash Flow	$339.8M+196.3%	-$352.8M-104.9%	-$172.2M+12.4%	-$196.5M+79.3%	-$950.3M-182.5%	$1.2B+427.3%	$218.3M-66.8%	$657.3M+56.9%	$419.0M+219.4%	-$350.9M+30.1%	-$501.9M+2.5%	-$515.0M-3.4%	-$497.9M-57.0%	-$317.2M-50.7%	-$210.5M
Financing Cash Flow	-$48.7M+84.2%	-$307.9M-241.4%	-$90.2M-6.6%	-$84.6M-17020.0%	$500K-99.8%	$223.5M+242.8%	$65.2M+121.2%	-$307.2M+43.2%	-$540.4M-700.4%	$90.0M+167.4%	-$133.5M+32.0%	-$196.4M+18.4%	-$240.8M-774.5%	$35.7M+149.1%	-$72.7M
Dividends Paid	$0-100.0%	$195.0M+383.9%	$40.3M+0.8%	$40.0M	$0	$0	$0-100.0%	$42.9M-23.7%	$56.2M	N/A	N/A	N/A	N/A	N/A	N/A
Share Buybacks	N/A	N/A	N/A	N/A	$0	$0-100.0%	$100K	$0-100.0%	$30.0M-60.0%	$75.0M-10.4%	$83.7M-53.7%	$180.9M-41.6%	$309.6M+393.8%	$62.7M+674.1%	$8.1M

Metric	Q4'2520-F	Q4'2420-F	Q4'23	Q2'23	Q4'22	Q4'21	Q4'20	Q4'19
Dividends Paid	$11.0M-20.8%	$13.8M+0.5%	$13.8M	$11.1M	N/A	N/A	N/A	N/A

Not reported in any period shown, so not listed: Operating Cash Flow, Depreciation & Amortization, Stock-Based Compensation, Capital Expenditures, Free Cash Flow, Investing Cash Flow, Financing Cash Flow, Share Buybacks.

AHL Financial Ratios

Margins and returns are percentages; the remaining ratios are unitless multiples. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

AHL quarterly financial ratios

Metric	FY2520-F	FY2420-F	FY2320-F	FY22	FY21	FY20	FY19	FY18	FY17	FY16	FY15	FY14	FY13	FY12	FY11
Operating Margin	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	12.6%+17.7pp	-5.1%
Net Margin	10.6%-4.3pp	14.9%-3.1pp	18.0%+16.3pp	1.8%+0.6pp	1.1%+3.1pp	-2.0%+7.2pp	-9.2%-3.4pp	-5.8%+4.3pp	-10.1%-17.0pp	6.9%-4.8pp	11.7%-1.7pp	13.4%-0.2pp	13.6%+1.6pp	12.0%+17.1pp	-5.1%
Return on Equity	9.4%-5.0pp	14.4%-4.0pp	18.4%+16.2pp	2.2%+1.1pp	1.1%+3.0pp	-1.9%+7.1pp	-9.1%-3.5pp	-5.6%+3.6pp	-9.2%-14.8pp	5.6%-3.9pp	9.4%-1.0pp	10.4%+0.4pp	10.0%+1.9pp	8.0%+11.5pp	-3.5%
Return on Assets	2.1%-1.0pp	3.1%-0.4pp	3.5%+3.2pp	0.3%+0.1pp	0.2%+0.7pp	-0.4%+1.5pp	-1.9%-0.7pp	-1.2%+0.9pp	-2.1%-3.8pp	1.7%-1.2pp	2.9%-0.4pp	3.3%+0.1pp	3.2%+0.5pp	2.7%+3.9pp	-1.2%
Debt-to-Equity	3.50-0.2x	3.67+3.6x	0.10+0.1x	0.00-0.1x	0.110.0x	0.100.0x	0.110.0x	0.160.0x	0.190.0x	0.150.0x	0.160.0x	0.160.0x	0.170.0x	0.140.0x	0.16
Asset Turnover	0.200.0x	0.210.0x	0.190.0x	0.190.0x	0.190.0x	0.220.0x	0.210.0x	0.200.0x	0.210.0x	0.240.0x	0.250.0x	0.250.0x	0.240.0x	0.230.0x	0.23

Metric	Q4'2520-F	Q4'2420-F	Q4'23	Q2'23	Q4'22	Q4'21	Q4'20	Q4'19
Debt-to-Equity	3.50-0.2x	3.67+3.6x	0.10+0.1x	5.04	0.00-0.1x	0.110.0x	0.100.0x	0.110.0x

Not reported in any period shown, so not listed: Gross Margin, Operating Margin, Net Margin, Return on Equity, Return on Assets, Current Ratio, Asset Turnover, FCF Margin.

Similar Companies

Newest fiscal year on record for each company. The health score is the peer-relative Financial Health Score for that year; a dash means no score is published for it.

Company	Fiscal year	Revenue	Net income	Net margin	Market cap	Health score
Aspen Insurance Holdings Limited AHL	FY2025	$3.2B	$340.2M	10.6%	$3.4B	45/100
Kemper Corporation KMPR	FY2025	$4.8B	$143.3M	3.0%	$1.6B	7/100
Lemonade, Inc. LMND	FY2025	$737.9M	-$166.0M	-22.5%	$3.8B	48/100
Palomar Holdings, Inc. PLMR	FY2025	$876.0M	$197.1M	22.5%	$3.5B	67/100
Hagerty, Inc. HGTY	FY2025	$1.5B	$149.2M	10.3%	$1.4B	37/100
Mercury General Corp. MCY	FY2025	$6.0B	$541.1M	9.0%	$5.7B	34/100

Where Aspen Insurance Holdings Limited Ranks

Frequently Asked Questions

What is Aspen Insurance Holdings Limited's annual revenue?

Aspen Insurance Holdings Limited (AHL) reported $3.2B in total revenue for fiscal year 2025. This represents a -1.2% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is Aspen Insurance Holdings Limited's revenue growing?

Aspen Insurance Holdings Limited (AHL) revenue declined by 1.2% year-over-year, from $3.3B to $3.2B in fiscal year 2025.

Is Aspen Insurance Holdings Limited profitable?

Yes, Aspen Insurance Holdings Limited (AHL) reported a net income of $340.2M in fiscal year 2025, with a net profit margin of 10.6%.

What is Aspen Insurance Holdings Limited's net profit margin?

Aspen Insurance Holdings Limited (AHL) had a net profit margin of 10.6% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.

What is Aspen Insurance Holdings Limited's return on equity (ROE)?

Aspen Insurance Holdings Limited (AHL) has a return on equity of 9.4% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

What is Aspen Insurance Holdings Limited's operating cash flow?

Aspen Insurance Holdings Limited (AHL) generated $439.0M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.

What are Aspen Insurance Holdings Limited's total assets?

Aspen Insurance Holdings Limited (AHL) had $16.3B in total assets as of fiscal year 2025, including both current and long-term assets.

How many shares does Aspen Insurance Holdings Limited have outstanding?

Aspen Insurance Holdings Limited (AHL) had 92M shares outstanding as of fiscal year 2025.

What is Aspen Insurance Holdings Limited's debt-to-equity ratio?

Aspen Insurance Holdings Limited (AHL) had a debt-to-equity ratio of 3.50 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.

What is Aspen Insurance Holdings Limited's return on assets (ROA)?

Aspen Insurance Holdings Limited (AHL) had a return on assets of 2.1% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

What is Aspen Insurance Holdings Limited's Piotroski F-Score?

Aspen Insurance Holdings Limited (AHL) has a Piotroski F-Score of 3 out of 6 computable signals; 3 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Are Aspen Insurance Holdings Limited's earnings high quality?

Aspen Insurance Holdings Limited (AHL) has an earnings quality ratio of 1.29x, considered cash-backed (high quality). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.

How financially healthy is Aspen Insurance Holdings Limited?

Aspen Insurance Holdings Limited (AHL) scores 45 out of 100 on our Financial Health Score, indicating moderate standing within its insurers peer group. The score is a 0-100 composite of six dimensions (Loss Ratio, Premium Growth, Capital, Investment Yield, Combined Ratio, Stability), each ranked as a percentile relative to companies in the same scoring family (banks against banks, REITs against REITs, and so on) rather than across all industries. It rates the quality of the business, not whether the stock is fairly priced, and is not financial advice. Learn more in our complete guide to financial health indicators.