What is Alkami Technology, Inc.'s earnings per share (EPS)?

Alkami Technology, Inc. (ALKT) reported diluted earnings per share of -$0.46 for fiscal year 2025. This represents a -12.2% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

Alkami Technology, Inc. (ALKT) Financials

ALKT

FY2025 annual

Revenue $443.6M +32.9% YoY

Net Income -$47.7M -16.7% YoY

EPS (Diluted) -$0.46 -12.2% YoY

Free Cash Flow $41.4M +137.7% YoY

Market Cap $2.0B as of Sep 9, 2026

Price / Sales 4.5x on $443.6M revenue, FY2025

Price / Earnings n/m net loss, so no earnings multiple, FY2025

Price / Book 5.5x on $362.7M equity, Q2 FY2026

A multiple compares the market's price with a filed figure; it says what the market pays, not how the business is doing. The market capitalization is the vendor's as of Sep 9, 2026; every other figure is from the SEC filings on this page. Not financial advice.

Source SEC Filings (10-K/10-Q) Latest period Q2 FY2026, ended Jun 30, 2026 Reported Jul 30, 2026 Currency USD FYE December

Newest figures come from the 10-Q for Q2 FY2026, filed Jul 30, 2026. Each column of the statement tables below links to the filing it was taken from, and every filing is listed on the ALKT SEC filings page.

Alkami Technology, Inc. (ALKT) reported $443.6M in revenue for fiscal year 2025, up 32.9% from the prior fiscal year. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 7 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Rhea AI ALKT FY2025 2026-08-30

Cash generation is emerging before accounting profitability, while balance-sheet expansion has made financing materially more complex.

In FY2025, a net loss of -$47.7M coexisted with operating cash flow of $42.9M, showing that reported losses no longer tracked cash use. Positive FCF of $41.4M, alongside $26.9M of D&A, indicates cash conversion improved before accounting profitability did.

Revenue reached $443.6M in FY2025 while operating margin improved to -12.1%, showing better cost absorption on scale. Yet the operating loss was -$53.6M, so percentage-margin improvement has not translated into positive operating earnings.

Total assets nearly doubled to $847.2M in FY2025, and goodwill reached $403.4M, making the expansion look transaction-related rather than purely organic. Debt-to-equity reached 1.3x from 0.2x in FY2024, shifting the balance sheet toward materially greater leverage.

Financial Health Signals

Financial Health Score 50/100

Scored against operating companies for FY2025. Each of the six dimensions is a percentile rank within that peer group; the overall is their average, with missing dimensions counted as zero out of six. A high score means strong standing among peers, not absolute cross-industry strength. How this score is calculated →

Health score ≠ stock price. This rates the quality of Alkami Technology, Inc.'s business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.

Profitability

Alkami Technology, Inc. has an operating margin of -12.1%, meaning the company loses $12 on every $100 of revenue. This results in a profitability score of 29/100. This is up from -13.4% the prior year.

Growth

Alkami Technology, Inc.'s revenue surged 32.9% year-over-year to $443.6M, reflecting rapid business expansion. This strong growth earns a score of 89/100.

Leverage

Alkami Technology, Inc. has a moderate D/E ratio of 1.34. This balance of debt and equity financing earns a leverage score of 41/100.

Liquidity

Alkami Technology, Inc.'s current ratio of 2.09 indicates adequate short-term liquidity, earning a score of 61/100. The company can meet its near-term obligations, though with limited headroom.

Cash Flow

Alkami Technology, Inc. has a free cash flow margin of 9.3%, earning a moderate score of 44/100. The company generates positive cash flow after capital investments, but with room for improvement.

Returns

Alkami Technology, Inc. posts a -13.2% return on equity (ROE), meaning it loses $13 for every $100 of shareholders' equity. This results in a returns score of 33/100. This is down from -11.4% the prior year.

Altman Z-Score Grey Zone

2.05

Alkami Technology, Inc. scores 2.05, placing it in the grey zone between 1.81 and 2.99. The score is driven primarily by a large market capitalization ($2.0B) relative to total liabilities ($485.2M). This signals moderate financial risk that warrants monitoring.

Distress-screening estimate for non-financial companies. Not computed for banks or insurers, where the Altman model does not apply.

Piotroski F-Score Partial

3/8

Alkami Technology, Inc. passes 3 of 8 computable financial strength tests (1 of the nine could not be computed from available data). 3 of 4 profitability signals pass, no leverage/liquidity signals pass (rising debt, declining liquidity, or share dilution), neither operating efficiency signal passes.

Earnings Quality Mixed

N/A

Alkami Technology, Inc. reported a net loss of $47.7M while generating $42.9M in operating cash flow. Operations generated cash despite the loss, but with no positive earnings behind it, the ratio between the two carries no quality signal.

Interest Coverage At Risk

N/A

Alkami Technology, Inc. reported an operating loss of $53.6M against $9.5M in interest expense. There is no operating profit to cover interest, so interest must be met from cash reserves or from financing rather than from operations.

Key Financial Metrics

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Earnings & Revenue

Revenue

$129.8M

YoY+15.9%

Alkami Technology, Inc. generated $129.8M in revenue in Q2 2026. This represents an increase of 15.9% from the same quarter a year earlier.

EBITDA

$595K

YoY+107.3%

Alkami Technology, Inc.'s EBITDA was $595K in Q2 2026, measuring earnings before interest, taxes, depreciation, and amortization. This represents an increase of 107.3% from the same quarter a year earlier.

Net Income

-$8.9M

YoY+34.5%

QoQ+81.3%

Alkami Technology, Inc. reported -$8.9M in net income in Q2 2026. This represents an increase of 34.5% from the same quarter a year earlier. Against the prior quarter it is up 81.3%.

EPS (Diluted)

-$0.08

YoY+38.5%

Alkami Technology, Inc. earned -$0.08 per diluted share (EPS) in Q2 2026. This represents an increase of 38.5% from the same quarter a year earlier.

Cash & Balance Sheet

Cash & Debt

$45.5M

YoY-13.2%

Alkami Technology, Inc. held $45.5M in cash as of Q2 2026; long-term debt is not reported for that period.

Shares Outstanding

107M

YoY+2.7%

QoQ+0.7%

5Y CAGR+4.2%

Alkami Technology, Inc. had 107M shares outstanding in Q2 2026. This represents an increase of 2.7% from the same quarter a year earlier. Against the prior quarter it is up 0.7%.

Free Cash Flow

Not reported for Q2 2026.

Dividends Per Share

Not reported for Q2 2026.

Margins & Returns

Gross Margin

56.9%

YoY-1.7pp

Alkami Technology, Inc.'s gross margin was 56.9% in Q2 2026, indicating the percentage of revenue retained after direct costs. This is down 1.7 percentage points from the same quarter a year earlier.

Operating Margin

-5.9%

YoY+8.2pp

Alkami Technology, Inc.'s operating margin was -5.9% in Q2 2026, reflecting core business profitability. This is up 8.2 percentage points from the same quarter a year earlier.

Net Margin

-6.9%

YoY+5.3pp

Alkami Technology, Inc.'s net profit margin was -6.9% in Q2 2026, showing the share of revenue converted to profit. This is up 5.3 percentage points from the same quarter a year earlier.

Return on Equity

-2.5%

YoY+1.5pp

Alkami Technology, Inc.'s ROE was -2.5% in Q2 2026, measuring profit generated per dollar of shareholder equity. This is up 1.5 percentage points from the same quarter a year earlier.

Capital Allocation

R&D Spending

$31.4M

YoY+3.9%

Alkami Technology, Inc. invested $31.4M in research and development in Q2 2026. This represents an increase of 3.9% from the same quarter a year earlier.

Share Buybacks

Not reported for Q2 2026.

Capital Expenditures

Not reported for Q2 2026.

ALKT Income Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

ALKT quarterly income statement

Metric	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K
Revenue	$443.6M+32.9%	$333.8M+26.1%	$264.8M+29.6%	$204.3M+34.2%	$152.2M+35.7%	$112.1M+52.5%	$73.5M
Cost of Revenue	$187.0M+36.3%	$137.2M+13.7%	$120.7M+25.8%	$95.9M+40.4%	$68.4M+29.0%	$53.0M+22.9%	$43.1M
Gross Profit	$256.6M+30.5%	$196.6M+36.4%	$144.1M+33.0%	$108.3M+29.3%	$83.8M+41.7%	$59.2M+94.4%	$30.4M
R&D Expenses	$118.4M+23.1%	$96.2M+13.6%	$84.7M+22.1%	$69.3M+42.1%	$48.8M+21.4%	$40.2M+22.9%	$32.7M
SG&A Expenses	$100.9M+20.6%	$83.7M+14.7%	$72.9M+2.3%	$71.2M+41.4%	$50.4M+38.3%	$36.4M+46.2%	$24.9M
Operating Income	-$53.6M-20.2%	-$44.6M+29.9%	-$63.7M-10.4%	-$57.7M-34.4%	-$42.9M-22.3%	-$35.1M+17.5%	-$42.5M
EBITDA	-$26.7M+21.7%	-$34.1M+35.7%	-$53.1M-7.0%	-$49.6M-25.7%	-$39.5M-22.1%	-$32.3M+19.8%	-$40.3M
Interest Expense	$9.5M+1957.7%	$461K-93.8%	$7.4M+91.8%	$3.9M+224.6%	$1.2M+142.5%	$489K+344.5%	$110K
Income Tax	-$11.3M-3772.1%	$308K+600.0%	$44K+109.5%	-$461K-368.0%	$172K	$0	$0
Net Income	-$47.7M-16.7%	-$40.8M+35.1%	-$62.9M-7.4%	-$58.6M-25.2%	-$46.8M+8.8%	-$51.4M-22.7%	-$41.9M
EPS (Basic)	-$0.46-12.2%	-$0.41+38.8%	-$0.67-4.7%	-$0.64+12.3%	-$0.73+93.8%	-$11.78-18.9%	-$9.91
EPS (Diluted)	-$0.46-12.2%	-$0.41+38.8%	-$0.67-4.7%	-$0.64+12.3%	-$0.73	-$11.78-18.9%	-$9.91
Diluted Shares (Avg)	104M+5.1%	99M+5.1%	94M+3.4%	91M+41.0%	65M	5M+10.6%	4M

Metric	Q2'2610-Q	Q1'26DEF 14A	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Revenue	$129.8M+15.9%	N/A	N/A	$113.0M+31.5%	$112.1M+36.4%	N/A	$89.7M+25.6%	$85.9M+26.9%
Cost of Revenue	$56.0M+20.6%	N/A	N/A	$48.8M+38.3%	$46.4M+39.1%	N/A	$36.4M+16.0%	$35.3M+13.3%
Gross Profit	$73.8M+12.5%	N/A	N/A	$64.1M+26.7%	$65.6M+34.5%	N/A	$53.2M+33.2%	$50.6M+38.5%
R&D Expenses	$31.4M+3.9%	N/A	N/A	$30.1M+24.7%	$30.2M+26.4%	N/A	$25.3M+18.0%	$24.1M+10.9%
SG&A Expenses	$25.6M-3.6%	N/A	N/A	$25.6M+15.8%	$26.6M+28.8%	N/A	$21.6M+11.8%	$22.1M+21.1%
Operating Income	-$7.7M+51.4%	N/A	N/A	-$12.9M-23.5%	-$15.9M-20.1%	N/A	-$8.6M+34.1%	-$10.4M+33.9%
EBITDA	$595K+107.3%	N/A	N/A	-$4.9M+36.8%	-$8.2M+23.0%	N/A	-$6.0M+46.9%	-$7.7M+40.9%
Interest Expense	$2.1M-34.4%	N/A	N/A	$3.0M+1554.4%	$3.2M+4208.1%	N/A	$134K-92.8%	$180K-90.7%
Income Tax	-$212K+95.1%	N/A	N/A	-$29K-52.6%	-$4.3M-2422.2%	N/A	-$47K+83.2%	-$19K-148.7%
Net Income	-$8.9M+34.5%	-$47.7M	N/A	-$14.8M-56.8%	-$13.6M-10.3%	N/A	$43.8M+51.6%	-$9.4M+39.0%
EPS (Basic)	-$0.08+38.5%	N/A	-$0.11-57.1%	-$0.14-55.6%	-$0.130.0%	N/A	-$0.07+46.2%	-$0.09+43.8%
EPS (Diluted)	-$0.08+38.5%	N/A	-$0.11-57.1%	-$0.14-55.6%	-$0.130.0%	N/A	-$0.07+46.2%	-$0.09+43.8%
Diluted Shares (Avg)	107M+3.4%	N/A	N/A	104M+4.9%	103M+5.4%	N/A	N/A	99M+5.0%

ALKT Balance Sheet

ALKT quarterly balance sheet

Metric	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K
Total Assets	$847.2M+93.8%	$437.3M+9.4%	$399.8M-18.2%	$488.9M+12.0%	$436.5M+75.2%	$249.2M	N/A
Current Assets	$187.2M+3.2%	$181.4M+22.1%	$148.6M-38.6%	$242.2M-29.8%	$345.2M+78.6%	$193.2M	N/A
Cash & Equivalents	$63.5M-32.7%	$94.4M+130.6%	$40.9M-62.4%	$108.7M-64.8%	$308.6M+85.0%	$166.8M+1292.0%	$12.0M
Short-Term Investments	$0	$0-100.0%	$51.2M-41.6%	$87.6M	$0	$0	$0
Accounts Receivable	$51.5M+32.9%	$38.7M+9.1%	$35.5M+35.3%	$26.2M+26.1%	$20.8M+47.6%	$14.1M	N/A
Long-Term Investments	$0	$0	$0	$0	$0	$0	$0
Goodwill	$403.4M+172.5%	$148.1M0.0%	$148.1M0.0%	$148.0M+207.8%	$48.1M+196.5%	$16.2M	N/A
Total Liabilities	$485.2M+504.6%	$80.2M+7.2%	$74.9M-51.6%	$154.8M+68.5%	$91.9M-82.1%	$512.7M	N/A
Current Liabilities	$89.5M+96.5%	$45.6M+15.6%	$39.4M-5.2%	$41.6M+25.4%	$33.2M+62.1%	$20.5M	N/A
Non-Current Liabilities	$395.6M+1040.9%	$34.7M-2.2%	$35.5M-68.7%	$113.2M+92.9%	$58.7M-88.1%	$492.2M	N/A
Long-Term Debt	N/A	N/A	$0-100.0%	$81.4M+253.1%	$23.1M-6.2%	$24.6M	N/A
Total Equity	$362.0M+1.4%	$357.0M+9.9%	$324.9M-2.7%	$334.0M-3.1%	$344.6M+230.8%	-$263.5M-34.9%	-$195.4M
Retained Earnings	-$523.9M-10.0%	-$476.2M-9.4%	-$435.4M-16.9%	-$372.5M-18.7%	-$313.9M-19.1%	-$263.5M	N/A

Metric	Q2'2610-Q	Q1'26DEF 14A	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Total Assets	$831.1M-1.1%	N/A	$847.2M+93.8%	$835.2M+97.8%	$840.4M+108.1%	$837.2M+110.5%	$437.3M+9.4%	$422.2M-12.4%
Current Assets	$177.5M-0.2%	N/A	$187.2M+3.2%	$174.9M+3.5%	$177.8M+17.0%	$174.2M+19.6%	$181.4M+22.1%	$169.0M-27.4%
Cash & Equivalents	$45.5M-13.2%	N/A	$63.5M-32.7%	$57.3M-29.2%	$52.4M-14.7%	$61.7M+39.6%	$94.4M+130.6%	$81.0M+6.0%
Short-Term Investments	$0	N/A	$0	$0	$0-100.0%	$0-100.0%	$0-100.0%	$0-100.0%
Accounts Receivable	$56.7M+19.0%	N/A	$51.5M+32.9%	$50.7M+19.5%	$47.7M+22.4%	$46.8M+31.0%	$38.7M+9.1%	$42.4M+35.6%
Long-Term Investments	$0	N/A	$0	$0	$0	$0	$0	$0
Goodwill	$403.4M-0.1%	N/A	$403.4M+172.5%	$403.4M+172.5%	$403.8M+172.8%	$400.2M+170.3%	$148.1M0.0%	$148.1M0.0%
Total Liabilities	$468.4M-5.6%	N/A	$485.2M+504.6%	$485.1M+479.6%	$496.4M+547.4%	$503.1M+573.2%	$80.2M+7.2%	$83.7M-47.9%
Current Liabilities	$83.2M+25.3%	N/A	$89.5M+96.5%	$80.6M+67.9%	$66.4M+63.9%	$63.3M+70.2%	$45.6M+15.6%	$48.0M-2.3%
Non-Current Liabilities	$385.2M-10.4%	N/A	$395.6M+1040.9%	$404.4M+1034.4%	$430.0M+1089.3%	$439.8M+1071.0%	$34.7M-2.2%	$35.7M-68.0%
Total Equity	$362.7M+5.4%	N/A	$362.0M+1.4%	$350.1M+3.4%	$344.0M+5.1%	$334.0M+3.4%	$357.0M+9.9%	$338.5M+5.2%
Retained Earnings	-$542.7M-9.1%	N/A	-$523.9M-10.0%	-$512.4M-9.4%	-$497.6M-8.4%	-$484.0M-8.3%	-$476.2M-9.4%	-$468.6M-10.9%

Not reported in any period shown, so not listed: Inventory, Long-Term Debt.

ALKT Cash Flow Statement

ALKT quarterly cash flow statement

Metric	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K
Operating Cash Flow	$42.9M+130.7%	$18.6M+206.3%	-$17.5M+54.0%	-$38.0M-31.4%	-$29.0M+24.1%	-$38.1M+2.4%	-$39.1M
Depreciation & Amortization	$26.9M+156.1%	$10.5M-1.2%	$10.6M+31.7%	$8.1M+134.5%	$3.4M+24.1%	$2.8M+24.7%	$2.2M
Stock-Based Compensation	$76.2M+28.2%	$59.4M+16.0%	$51.2M+14.9%	$44.6M+206.8%	$14.5M+643.9%	$2.0M+56.3%	$1.3M
Capital Expenditures	$1.5M+29.0%	$1.2M+12.9%	$1.1M+0.1%	$1.1M-5.6%	$1.1M-47.8%	$2.1M-41.8%	$3.7M
Free Cash Flow	$41.4M+137.7%	$17.4M+193.8%	-$18.6M+52.5%	-$39.1M-30.0%	-$30.1M+25.3%	-$40.3M+5.8%	-$42.8M
Investing Cash Flow	-$397.6M-1825.6%	$23.0M-32.1%	$33.9M+115.2%	-$223.8M-916.0%	-$22.0M+19.1%	-$27.2M-637.9%	-$3.7M
Financing Cash Flow	$323.8M+2645.3%	$11.8M+113.4%	-$87.8M-243.5%	$61.2M-68.2%	$192.3M-14.6%	$225.0M+645.3%	$30.2M
Dividends Paid	N/A	N/A	$0	$0-100.0%	$5.0M	$0	$0
Share Buybacks	N/A	N/A	$0	$0-100.0%	$3.5M+9.0%	$3.2M	$0

Metric	Q2'2610-Q	Q1'26DEF 14A	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Operating Cash Flow	N/A	N/A	$16.6M+171.7%	$30.8M+180.4%	N/A	N/A	$6.1M+215.2%	$11.0M+251.2%
Depreciation & Amortization	$8.3M+7.8%	N/A	$7.9M+196.0%	$8.0M+196.3%	$7.7M+196.2%	N/A	$2.7M-4.9%	$2.7M0.0%
Stock-Based Compensation	$17.5M-10.4%	N/A	N/A	$20.7M+35.9%	$19.5M+30.0%	N/A	N/A	$15.3M+9.6%
Capital Expenditures	N/A	N/A	$386K+142.8%	$274K-10.2%	N/A	N/A	$159K-44.0%	$305K-14.6%
Free Cash Flow	N/A	N/A	$16.2M+172.5%	$30.5M+185.8%	N/A	N/A	$6.0M+206.5%	$10.7M+285.5%
Investing Cash Flow	N/A	N/A	-$4.1M-37.4%	-$1.1M-129.3%	N/A	N/A	-$3.0M-106.0%	$3.8M+123.2%
Financing Cash Flow	N/A	N/A	-$6.3M-161.5%	-$24.8M-620.6%	N/A	N/A	$10.3M+112.4%	$4.8M+710.2%

Not reported in any period shown, so not listed: Dividends Paid, Share Buybacks.

ALKT Financial Ratios

Margins and returns are percentages; the remaining ratios are unitless multiples. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

ALKT quarterly financial ratios

Metric	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K
Gross Margin	57.8%-1.1pp	58.9%+4.5pp	54.4%+1.4pp	53.0%-2.0pp	55.1%+2.3pp	52.8%+11.4pp	41.4%
Operating Margin	-12.1%+1.3pp	-13.4%+10.7pp	-24.1%+4.2pp	-28.2%0.0pp	-28.2%+3.1pp	-31.3%+26.5pp	-57.8%
Net Margin	-10.7%+1.5pp	-12.2%+11.5pp	-23.8%+4.9pp	-28.7%+2.1pp	-30.8%+15.0pp	-45.8%+11.1pp	-56.9%
Return on Equity	-13.2%-1.7pp	-11.4%+7.9pp	-19.4%-1.8pp	-17.5%-4.0pp	-13.6%	N/A	N/A
Return on Assets	-5.6%+3.7pp	-9.3%+6.4pp	-15.7%-3.8pp	-12.0%-1.3pp	-10.7%+9.9pp	-20.6%	N/A
Current Ratio	2.09-1.9x	3.98+0.2x	3.77-2.1x	5.82-4.6x	10.40+1.0x	9.43	N/A
Debt-to-Equity	1.34+1.1x	0.22+0.2x	0.00-0.2x	0.24+0.2x	0.07	N/A	N/A
Asset Turnover	0.52-0.2x	0.76+0.1x	0.66+0.2x	0.42+0.1x	0.35-0.1x	0.45	N/A
FCF Margin	9.3%+4.1pp	5.2%+12.2pp	-7.0%+12.1pp	-19.1%+0.6pp	-19.8%+16.2pp	-35.9%+22.2pp	-58.2%

Metric	Q2'2610-Q	Q1'26DEF 14A	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Gross Margin	56.9%-1.7pp	N/A	N/A	56.8%-2.1pp	58.6%-0.8pp	N/A	59.4%+3.4pp	58.9%+4.9pp
Operating Margin	-5.9%+8.2pp	N/A	N/A	-11.4%+0.7pp	-14.2%+1.9pp	N/A	-9.6%+8.7pp	-12.1%+11.2pp
Net Margin	-6.9%+5.3pp	N/A	N/A	-13.1%-2.1pp	-12.1%+2.9pp	N/A	48.9%+8.4pp	-11.0%+11.9pp
Return on Equity	-2.5%+1.5pp	N/A	N/A	-4.2%-1.4pp	-4.0%-0.2pp	N/A	12.3%+3.4pp	-2.8%+2.0pp
Return on Assets	-1.1%+0.5pp	N/A	N/A	-1.8%+0.5pp	-1.6%+1.4pp	N/A	10.0%+2.8pp	-2.2%+1.0pp
Current Ratio	2.13-0.5x	N/A	2.09-1.9x	2.17-1.3x	2.68-1.1x	2.75-1.2x	3.98+0.2x	3.52-1.2x
Debt-to-Equity	1.29-0.2x	N/A	1.34+1.1x	1.39+1.1x	1.44+1.2x	1.51+1.3x	0.22+0.2x	0.250.0x
Asset Turnover	0.160.0x	N/A	N/A	0.14-0.1x	0.13-0.1x	N/A	0.200.0x	0.20+0.1x
FCF Margin	N/A	N/A	N/A	27.0%+14.6pp	N/A	N/A	6.6%+14.5pp	12.4%+8.3pp

Similar Companies

Newest fiscal year on record for each company. The health score is the peer-relative Financial Health Score for that year; a dash means no score is published for it.

Company	Fiscal year	Revenue	Net income	Net margin	Market cap	Health score
Alkami Technology, Inc. ALKT	FY2025	$443.6M	-$47.7M	-10.7%	$2.0B	50/100
NCR Atleos Corp NATL	FY2025	$4.4B	$162.0M	3.7%	$3.4B	44/100
Sapiens Interntl SPNS	FY2024	$542.4M	$72.2M	13.3%	$2.4B	77/100
Agilysys AGYS	FY2026	$319.3M	$38.8M	12.2%	$3.0B	72/100
RingCentral RNG	FY2025	$2.5B	$43.4M	1.7%	$5.9B	48/100
DAVE INC DAVE	FY2025	$554.2M	$196.0M	35.4%	$4.8B	61/100

Where Alkami Technology, Inc. Ranks

Frequently Asked Questions

What is Alkami Technology, Inc.'s annual revenue?

Alkami Technology, Inc. (ALKT) reported $443.6M in total revenue for fiscal year 2025. This represents a 32.9% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is Alkami Technology, Inc.'s revenue growing?

Alkami Technology, Inc. (ALKT) revenue grew by 32.9% year-over-year, from $333.8M to $443.6M in fiscal year 2025.

Is Alkami Technology, Inc. profitable?

No, Alkami Technology, Inc. (ALKT) reported a net income of -$47.7M in fiscal year 2025, with a net profit margin of -10.7%.

What is Alkami Technology, Inc.'s EBITDA?

Alkami Technology, Inc. (ALKT) had EBITDA of -$26.7M in fiscal year 2025, measuring earnings before interest, taxes, depreciation, and amortization.

What is Alkami Technology, Inc.'s gross margin?

Alkami Technology, Inc. (ALKT) had a gross margin of 57.8% in fiscal year 2025, indicating the percentage of revenue retained after direct costs of goods sold.

What is Alkami Technology, Inc.'s operating margin?

Alkami Technology, Inc. (ALKT) had an operating margin of -12.1% in fiscal year 2025, reflecting the profitability of core business operations before interest and taxes.

What is Alkami Technology, Inc.'s net profit margin?

Alkami Technology, Inc. (ALKT) had a net profit margin of -10.7% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.

What is Alkami Technology, Inc.'s return on equity (ROE)?

Alkami Technology, Inc. (ALKT) has a return on equity of -13.2% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

What is Alkami Technology, Inc.'s free cash flow?

Alkami Technology, Inc. (ALKT) generated $41.4M in free cash flow during fiscal year 2025. This represents a 137.7% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.

What is Alkami Technology, Inc.'s operating cash flow?

Alkami Technology, Inc. (ALKT) generated $42.9M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.

What are Alkami Technology, Inc.'s total assets?

Alkami Technology, Inc. (ALKT) had $847.2M in total assets as of fiscal year 2025, including both current and long-term assets.

What are Alkami Technology, Inc.'s capital expenditures?

Alkami Technology, Inc. (ALKT) invested $1.5M in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.

How much does Alkami Technology, Inc. spend on research and development?

Alkami Technology, Inc. (ALKT) invested $118.4M in research and development during fiscal year 2025.

How many shares does Alkami Technology, Inc. have outstanding?

Alkami Technology, Inc. (ALKT) had 106M shares outstanding as of fiscal year 2025.

What is Alkami Technology, Inc.'s current ratio?

Alkami Technology, Inc. (ALKT) had a current ratio of 2.09 as of fiscal year 2025, which is generally considered healthy.

What is Alkami Technology, Inc.'s debt-to-equity ratio?

Alkami Technology, Inc. (ALKT) had a debt-to-equity ratio of 1.34 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.

What is Alkami Technology, Inc.'s return on assets (ROA)?

Alkami Technology, Inc. (ALKT) had a return on assets of -5.6% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

What is Alkami Technology, Inc.'s P/E ratio?

Alkami Technology, Inc. (ALKT) has no price-to-earnings ratio at the moment: net loss, so no earnings multiple (FY2025). The market capitalization is $2.0B as of Sep 9, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.

What is Alkami Technology, Inc.'s price-to-sales ratio?

Alkami Technology, Inc. (ALKT) trades at 4.5x sales, its market capitalization divided by revenue of $443.6M revenue, FY2025. The market capitalization is $2.0B as of Sep 9, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.

What is Alkami Technology, Inc.'s Altman Z-Score?

Alkami Technology, Inc. (ALKT) has an Altman Z-Score of 2.05, placing it in the Grey Zone (moderate risk). The Z-Score combines five financial ratios (working capital, retained earnings, EBIT, market capitalization, and revenue relative to total assets) to predict the likelihood of bankruptcy. Scores above 2.99 indicate financial safety while scores below 1.81 suggest financial distress. Learn more in our complete guide to financial health indicators.

What is Alkami Technology, Inc.'s Piotroski F-Score?

Alkami Technology, Inc. (ALKT) has a Piotroski F-Score of 3 out of 8 computable signals; 1 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Are Alkami Technology, Inc.'s earnings high quality?

Alkami Technology, Inc. (ALKT) reported a net loss of $47.7M while generating $42.9M in operating cash flow. Operations generated cash despite the loss, but with no positive earnings behind it, the ratio between the two carries no quality signal. This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.

Can Alkami Technology, Inc. cover its interest payments?

Alkami Technology, Inc. (ALKT) reported an operating loss of $53.6M against $9.5M in interest expense. There is no operating profit to cover interest, so interest must be met from cash reserves or from financing rather than from operations. This ratio divides operating income by interest expense. Ratios above 5x indicate strong debt-servicing ability, while ratios below 2x suggest the company may face difficulty meeting interest payments if earnings decline. Learn more in our complete guide to financial health indicators.

How financially healthy is Alkami Technology, Inc.?

Alkami Technology, Inc. (ALKT) scores 50 out of 100 on our Financial Health Score, indicating moderate standing within its operating companies peer group. The score is a 0-100 composite of six dimensions (Profitability, Growth, Leverage, Liquidity, Cash Flow, Returns), each ranked as a percentile relative to companies in the same scoring family (banks against banks, REITs against REITs, and so on) rather than across all industries. It rates the quality of the business, not whether the stock is fairly priced, and is not financial advice. Learn more in our complete guide to financial health indicators.