What is Alkami Technology, Inc.'s earnings per share (EPS)?

Alkami Technology, Inc. (ALKT) reported diluted earnings per share of $-0.46 for fiscal year 2025. This represents a -12.2% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

Alkami Technology, Inc. Financials

ALKT

Source SEC Filings (10-K/10-Q) Data as of Mar 31, 2026 Currency USD FYE December

This page shows Alkami Technology, Inc. (ALKT) financial statements, including the income statement, balance sheet, cash flow statement, and key financial ratios. View 7 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Rhea AI ALKT FY2025 2026-04-30

Revenue scale is now producing cash, but FY2025 also shifted the company into a goodwill-heavy, more leveraged posture.

Across the recent period, operating cash flow swung from -$17.5M to $42.9M while net income stayed negative, so reported losses now overstate how much cash the core operation is consuming. That matters because free cash flow remained positive at $41.4M even as the balance sheet carried $485.2M of liabilities after FY2025’s financing-and-investing step-up.

Gross margin moved from 54.4% to 57.8%, so the underlying service economics held up and even improved as the company got bigger. Operating margin improved from -24.1% to -12.1%, which suggests more revenue is covering fixed overhead rather than losses rising in lockstep with spending.

FY2025 materially changed the balance-sheet posture: goodwill rose to $403.4M while liabilities reached $485.2M, a combination more consistent with purchased growth financed by obligations than with internally funded expansion. Because cash finished at only $63.5M and the current ratio fell to 2.1x, liquidity still exists but the old cash cushion is thinner.

Financial Health Signals

Financial Health Score 51/100

Scored against operating companies for FY2025. Each of the six dimensions is a percentile rank within that peer group; the overall is their average, with missing dimensions counted as zero out of six. A high score means strong standing among peers, not absolute cross-industry strength. How this score is calculated →

Health score ≠ stock price. This rates the quality of Alkami Technology, Inc.'s business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.

Profitability

Alkami Technology, Inc. has an operating margin of -12.1%, meaning the company retains $-12 of operating profit per $100 of revenue. This results in a moderate score of 32/100, indicating healthy but not exceptional operating efficiency. This is up from -13.4% the prior year.

Growth

Alkami Technology, Inc.'s revenue surged 32.9% year-over-year to $443.6M, reflecting rapid business expansion. This strong growth earns a score of 89/100.

Leverage

Alkami Technology, Inc. has a moderate D/E ratio of 1.39. This balance of debt and equity financing earns a leverage score of 39/100.

Liquidity

Alkami Technology, Inc.'s current ratio of 2.17 indicates adequate short-term liquidity, earning a score of 62/100. The company can meet its near-term obligations, though with limited headroom.

Cash Flow

Alkami Technology, Inc. has a free cash flow margin of 9.3%, earning a moderate score of 47/100. The company generates positive cash flow after capital investments, but with room for improvement.

Returns

Alkami Technology, Inc.'s ROE of -13.6% shows moderate profitability relative to equity, earning a score of 36/100. This is down from -11.4% the prior year.

Altman Z-Score Grey Zone

1.82

Alkami Technology, Inc. scores 1.82, placing it in the grey zone between 1.81 and 2.99. The score is driven primarily by a large market capitalization ($1.8B) relative to total liabilities ($485.1M). This signals moderate financial risk that warrants monitoring.

Distress-screening estimate for non-financial companies. Not computed for banks or insurers, where the Altman model does not apply.

Piotroski F-Score Partial

3/8

Alkami Technology, Inc. passes 3 of 8 computable financial strength tests (1 of the nine could not be computed from available data). 3 of 4 profitability signals pass, no leverage/liquidity signals pass (rising debt, declining liquidity, or share dilution), neither operating efficiency signal passes.

Earnings Quality Mixed

-0.90x

For every $1 of reported earnings, Alkami Technology, Inc. generates $-0.90 in operating cash flow ($42.9M OCF vs -$47.7M net income). This mixed ratio suggests some earnings may rely on non-cash accounting items.

Interest Coverage At Risk

-5.7x

Alkami Technology, Inc. earns $-5.7 in operating income for every $1 of interest expense (-$53.6M vs $9.5M). This narrow margin raises concern about the company's ability to service its debt if operating income declines.

Key Financial Metrics

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Earnings & Revenue

Revenue

$443.6M

YoY+32.9%

5Y CAGR+31.7%

Alkami Technology, Inc. generated $443.6M in revenue in fiscal year 2025. This represents an increase of 32.9% from the prior year.

EBITDA

-$26.7M

YoY+21.7%

Alkami Technology, Inc.'s EBITDA was -$26.7M in fiscal year 2025, measuring earnings before interest, taxes, depreciation, and amortization. This represents an increase of 21.7% from the prior year.

Net Income

-$47.7M

YoY-16.7%

Alkami Technology, Inc. reported -$47.7M in net income in fiscal year 2025. This represents a decrease of 16.7% from the prior year.

EPS (Diluted)

$-0.46

YoY-12.2%

Alkami Technology, Inc. earned $-0.46 per diluted share (EPS) in fiscal year 2025. This represents a decrease of 12.2% from the prior year.

Cash & Balance Sheet

Free Cash Flow

$41.4M

YoY+137.7%

Alkami Technology, Inc. generated $41.4M in free cash flow in fiscal year 2025, representing cash available after capex. This represents an increase of 137.7% from the prior year.

Cash & Debt

$57.3M

YoY-39.3%

5Y CAGR-19.2%

Alkami Technology, Inc. held $57.3M in cash against $0 in long-term debt as of fiscal year 2025.

Dividends Per Share

N/A

Shares Outstanding

105M

YoY+2.9%

Alkami Technology, Inc. had 105M shares outstanding in fiscal year 2025. This represents an increase of 2.9% from the prior year.

Margins & Returns

Gross Margin

57.8%

YoY-1.1pp

5Y CAGR+5.1pp

Alkami Technology, Inc.'s gross margin was 57.8% in fiscal year 2025, indicating the percentage of revenue retained after direct costs. This is down 1.1 percentage points from the prior year.

Operating Margin

-12.1%

YoY+1.3pp

5Y CAGR+19.2pp

Alkami Technology, Inc.'s operating margin was -12.1% in fiscal year 2025, reflecting core business profitability. This is up 1.3 percentage points from the prior year.

Net Margin

-10.7%

YoY+1.5pp

5Y CAGR+35.0pp

Alkami Technology, Inc.'s net profit margin was -10.7% in fiscal year 2025, showing the share of revenue converted to profit. This is up 1.5 percentage points from the prior year.

Return on Equity

-13.6%

YoY-2.2pp

Alkami Technology, Inc.'s ROE was -13.6% in fiscal year 2025, measuring profit generated per dollar of shareholder equity. This is down 2.2 percentage points from the prior year.

Capital Allocation

R&D Spending

$118.4M

YoY+23.1%

5Y CAGR+24.1%

Alkami Technology, Inc. invested $118.4M in research and development in fiscal year 2025. This represents an increase of 23.1% from the prior year.

Share Buybacks

N/A

Capital Expenditures

$1.5M

YoY+29.0%

5Y CAGR-6.4%

Alkami Technology, Inc. invested $1.5M in capex in fiscal year 2025, funding long-term assets and infrastructure. This represents an increase of 29.0% from the prior year.

ALKT Income Statement

Metric	FY25	FY24	FY23	FY22	FY21	FY20
Revenue	$443.6M+32.9%	$333.8M+26.1%	$264.8M+29.6%	$204.3M+34.2%	$152.2M+35.7%	$112.1M
Cost of Revenue	$187.0M+36.3%	$137.2M+13.7%	$120.7M+25.8%	$95.9M+40.4%	$68.4M+29.0%	$53.0M
Gross Profit	$256.6M+30.5%	$196.6M+36.4%	$144.1M+33.0%	$108.3M+29.3%	$83.8M+41.7%	$59.2M
R&D Expenses	$118.4M+23.1%	$96.2M+13.6%	$84.7M+22.1%	$69.3M+42.1%	$48.8M+21.4%	$40.2M
SG&A Expenses	$100.9M+20.6%	$83.7M+14.7%	$72.9M+2.3%	$71.2M+41.4%	$50.4M+38.3%	$36.4M
Operating Income	-$53.6M-20.2%	-$44.6M+29.9%	-$63.7M-10.4%	-$57.7M-34.4%	-$42.9M-22.3%	-$35.1M
Interest Expense	$9.5M+1957.7%	$461K-93.8%	$7.4M+91.8%	$3.9M+224.6%	$1.2M+142.5%	$489K
Income Tax	-$11.3M-3772.1%	$308K+600.0%	$44K+109.5%	-$461K-368.0%	$172K	$0
Net Income	-$47.7M-16.7%	-$40.8M+35.1%	-$62.9M-7.4%	-$58.6M-25.2%	-$46.8M+8.8%	-$51.4M
EPS (Diluted)	$-0.46-12.2%	$-0.41+38.8%	$-0.67-4.7%	$-0.64+12.3%	$-0.73	$-11.78

Metric	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24
Revenue	N/A	$120.8M+6.9%	$113.0M+0.8%	$112.1M+14.5%	$97.8M+9.1%	$89.7M+4.4%	$85.9M+4.6%	$82.2M
Cost of Revenue	N/A	$51.7M+5.9%	$48.8M+5.1%	$46.4M+15.9%	$40.1M+10.0%	$36.4M+3.3%	$35.3M+5.7%	$33.4M
Gross Profit	N/A	$69.1M+7.7%	$64.1M-2.2%	$65.6M+13.6%	$57.8M+8.6%	$53.2M+5.1%	$50.6M+3.8%	$48.8M
R&D Expenses	N/A	$31.2M+3.6%	$30.1M-0.5%	$30.2M+12.4%	$26.9M+6.1%	$25.3M+5.0%	$24.1M+0.9%	$23.9M
SG&A Expenses	N/A	$25.4M-0.8%	$25.6M-1.5%	$26.0M+9.5%	$23.8M+10.2%	$21.6M-2.6%	$22.1M+7.4%	$20.6M
Operating Income	N/A	-$9.5M+26.3%	-$12.9M+18.8%	-$15.9M-3.0%	-$15.4M-78.5%	-$8.6M+17.3%	-$10.4M+21.0%	-$13.2M
Interest Expense	N/A	$2.5M-15.4%	$3.0M-6.6%	$3.2M+298.0%	$801K+497.8%	$134K-25.6%	$180K+143.2%	$74K
Income Tax	N/A	$300K+1134.5%	-$29K+99.3%	-$4.3M+41.0%	-$7.3M-15400.0%	-$47K-147.4%	-$19K-110.3%	$185K
Net Income	-$47.7M-320.8%	$21.6M+245.8%	-$14.8M-8.9%	-$13.6M+66.7%	-$40.8M-193.2%	$43.8M+564.3%	-$9.4M+23.3%	-$12.3M
EPS (Diluted)	N/A	N/A	$-0.14-7.7%	$-0.13-62.5%	$-0.08	N/A	$-0.09+30.8%	$-0.13

ALKT Balance Sheet

Metric	FY25	FY24	FY23	FY22	FY21	FY20
Total Assets	$835.2M+91.0%	$437.3M+9.4%	$399.8M-18.2%	$488.9M+12.0%	$436.5M+75.2%	$249.2M
Current Assets	$174.9M-3.6%	$181.4M+22.1%	$148.6M-38.6%	$242.2M-29.8%	$345.2M+78.6%	$193.2M
Cash & Equivalents	$57.3M-39.3%	$94.4M+130.6%	$40.9M-62.4%	$108.7M-64.8%	$308.6M+85.0%	$166.8M
Inventory	N/A	N/A	N/A	N/A	N/A	N/A
Accounts Receivable	$50.7M+30.8%	$38.7M+9.1%	$35.5M+35.3%	$26.2M+26.1%	$20.8M+47.6%	$14.1M
Goodwill	$403.4M+172.5%	$148.1M0.0%	$148.1M0.0%	$148.0M+207.8%	$48.1M+196.5%	$16.2M
Total Liabilities	$485.1M+504.5%	$80.2M+7.2%	$74.9M-51.6%	$154.8M+68.5%	$91.9M-82.1%	$512.7M
Current Liabilities	$80.6M+76.9%	$45.6M+15.6%	$39.4M-5.2%	$41.6M+25.4%	$33.2M+62.1%	$20.5M
Long-Term Debt	N/A	N/A	$0-100.0%	$81.4M+253.1%	$23.1M-6.2%	$24.6M
Total Equity	$350.1M-1.9%	$357.0M+9.9%	$324.9M-2.7%	$334.0M-3.1%	$344.6M+230.8%	-$263.5M
Retained Earnings	-$512.4M-7.6%	-$476.2M-9.4%	-$435.4M-16.9%	-$372.5M-18.7%	-$313.9M-19.1%	-$263.5M

Metric	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24
Total Assets	N/A	$847.2M+1.4%	$835.2M-0.6%	$840.4M+0.4%	$837.2M+91.4%	$437.3M+3.6%	$422.2M+4.5%	$403.9M
Current Assets	N/A	$187.2M+7.1%	$174.9M-1.7%	$177.8M+2.1%	$174.2M-3.9%	$181.4M+7.3%	$169.0M+11.2%	$152.0M
Cash & Equivalents	N/A	$63.5M+10.7%	$57.3M+9.3%	$52.4M-15.0%	$61.7M-34.7%	$94.4M+16.6%	$81.0M+31.8%	$61.4M
Inventory	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Accounts Receivable	N/A	$51.5M+1.6%	$50.7M+6.3%	$47.7M+1.9%	$46.8M+20.8%	$38.7M-8.7%	$42.4M+8.9%	$39.0M
Goodwill	N/A	$403.4M0.0%	$403.4M-0.1%	$403.8M+0.9%	$400.2M+170.3%	$148.1M0.0%	$148.1M0.0%	$148.1M
Total Liabilities	N/A	$485.2M0.0%	$485.1M-2.3%	$496.4M-1.3%	$503.1M+527.0%	$80.2M-4.1%	$83.7M+9.2%	$76.7M
Current Liabilities	N/A	$89.5M+11.1%	$80.6M+21.4%	$66.4M+4.9%	$63.3M+38.9%	$45.6M-5.1%	$48.0M+18.6%	$40.5M
Long-Term Debt	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Total Equity	N/A	$362.0M+3.4%	$350.1M+1.8%	$344.0M+3.0%	$334.0M-6.4%	$357.0M+5.5%	$338.5M+3.5%	$327.2M
Retained Earnings	N/A	-$523.9M-2.2%	-$512.4M-3.0%	-$497.6M-2.8%	-$484.0M-1.6%	-$476.2M-1.6%	-$468.6M-2.1%	-$459.1M

ALKT Cash Flow Statement

Metric	FY25	FY24	FY23	FY22	FY21	FY20
Operating Cash Flow	$42.9M+130.7%	$18.6M+206.3%	-$17.5M+54.0%	-$38.0M-31.4%	-$29.0M+24.1%	-$38.1M
Capital Expenditures	$1.5M+29.0%	$1.2M+12.9%	$1.1M+0.1%	$1.1M-5.6%	$1.1M-47.8%	$2.1M
Free Cash Flow	$41.4M+137.7%	$17.4M+193.8%	-$18.6M+52.5%	-$39.1M-30.0%	-$30.1M+25.3%	-$40.3M
Investing Cash Flow	-$397.6M-1825.6%	$23.0M-32.1%	$33.9M+115.2%	-$223.8M-916.0%	-$22.0M+19.1%	-$27.2M
Financing Cash Flow	$323.8M+2645.3%	$11.8M+113.4%	-$87.8M-243.5%	$61.2M-68.2%	$192.3M-14.6%	$225.0M
Dividends Paid	N/A	N/A	$0	$0-100.0%	$5.0M	$0
Share Buybacks	N/A	N/A	$0	$0-100.0%	$3.5M+9.0%	$3.2M

Metric	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24
Operating Cash Flow	N/A	$16.6M-46.1%	$30.8M+2562.7%	$1.2M+120.4%	-$5.7M-192.7%	$6.1M-44.4%	$11.0M+1904.9%	$548K
Capital Expenditures	N/A	$386K+40.9%	$274K-31.0%	$397K-18.1%	$485K+205.0%	$159K-47.9%	$305K-28.2%	$425K
Free Cash Flow	N/A	$16.2M-46.9%	$30.5M+3917.5%	$760K+112.4%	-$6.1M-203.3%	$6.0M-44.3%	$10.7M+8584.6%	$123K
Investing Cash Flow	N/A	-$4.1M-274.1%	-$1.1M+62.5%	-$2.9M+99.2%	-$389.4M-12858.8%	-$3.0M-179.7%	$3.8M-75.6%	$15.5M
Financing Cash Flow	N/A	-$6.3M+74.5%	-$24.8M-233.3%	-$7.4M-102.1%	$362.4M+3419.3%	$10.3M+116.1%	$4.8M+285.0%	$1.2M
Dividends Paid	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Share Buybacks	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A

ALKT Financial Ratios

Metric	FY25	FY24	FY23	FY22	FY21	FY20
Gross Margin	57.8%-1.1pp	58.9%+4.5pp	54.4%+1.4pp	53.0%-2.0pp	55.1%+2.3pp	52.8%
Operating Margin	-12.1%+1.3pp	-13.4%+10.7pp	-24.1%+4.2pp	-28.2%-0.0pp	-28.2%+3.1pp	-31.3%
Net Margin	-10.7%+1.5pp	-12.2%+11.5pp	-23.8%+4.9pp	-28.7%+2.1pp	-30.8%+15.0pp	-45.8%
Return on Equity	-13.6%-2.2pp	-11.4%+7.9pp	-19.4%-1.8pp	-17.5%-4.0pp	-13.6%	N/A
Return on Assets	-5.7%+3.6pp	-9.3%+6.4pp	-15.7%-3.8pp	-12.0%-1.3pp	-10.7%+9.9pp	-20.6%
Current Ratio	2.17-1.8	3.98+0.2	3.77-2.1	5.82-4.6	10.40+1.0	9.43
Debt-to-Equity	1.39+1.2	0.22+0.2	0.00-0.2	0.24+0.2	0.07	N/A
FCF Margin	9.3%+4.1pp	5.2%+12.2pp	-7.0%+12.1pp	-19.1%+0.6pp	-19.8%+16.2pp	-35.9%

Metric	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24
Gross Margin	N/A	57.2%+0.4pp	56.8%-1.8pp	58.6%-0.5pp	59.0%-0.3pp	59.4%+0.4pp	58.9%-0.4pp	59.4%
Operating Margin	N/A	-7.9%+3.5pp	-11.4%+2.8pp	-14.2%+1.6pp	-15.7%-6.1pp	-9.6%+2.5pp	-12.1%+3.9pp	-16.1%
Net Margin	N/A	17.9%+31.0pp	-13.1%-1.0pp	-12.1%+29.6pp	-41.7%-90.6pp	48.9%+59.9pp	-11.0%+4.0pp	-15.0%
Return on Equity	N/A	6.0%+10.2pp	-4.2%-0.3pp	-4.0%+8.3pp	-12.2%-24.5pp	12.3%+15.1pp	-2.8%+1.0pp	-3.8%
Return on Assets	N/A	2.5%+4.3pp	-1.8%-0.2pp	-1.6%+3.3pp	-4.9%-14.9pp	10.0%+12.3pp	-2.2%+0.8pp	-3.0%
Current Ratio	N/A	2.09-0.1	2.17-0.5	2.68-0.1	2.75-1.2	3.98+0.5	3.52-0.2	3.75
Debt-to-Equity	N/A	1.34-0.0	1.39-0.1	1.44-0.1	1.51+1.3	0.22-0.0	0.25+0.0	0.23
FCF Margin	N/A	13.4%-13.6pp	27.0%+26.4pp	0.7%+7.0pp	-6.3%-12.9pp	6.6%-5.8pp	12.4%+12.3pp	0.1%

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Frequently Asked Questions

What is Alkami Technology, Inc.'s annual revenue?

Alkami Technology, Inc. (ALKT) reported $443.6M in total revenue for fiscal year 2025. This represents a 32.9% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is Alkami Technology, Inc.'s revenue growing?

Alkami Technology, Inc. (ALKT) revenue grew by 32.9% year-over-year, from $333.8M to $443.6M in fiscal year 2025.

Is Alkami Technology, Inc. profitable?

No, Alkami Technology, Inc. (ALKT) reported a net income of -$47.7M in fiscal year 2025, with a net profit margin of -10.7%.

What is Alkami Technology, Inc.'s EBITDA?

Alkami Technology, Inc. (ALKT) had EBITDA of -$26.7M in fiscal year 2025, measuring earnings before interest, taxes, depreciation, and amortization.

What is Alkami Technology, Inc.'s gross margin?

Alkami Technology, Inc. (ALKT) had a gross margin of 57.8% in fiscal year 2025, indicating the percentage of revenue retained after direct costs of goods sold.

What is Alkami Technology, Inc.'s operating margin?

Alkami Technology, Inc. (ALKT) had an operating margin of -12.1% in fiscal year 2025, reflecting the profitability of core business operations before interest and taxes.

What is Alkami Technology, Inc.'s net profit margin?

Alkami Technology, Inc. (ALKT) had a net profit margin of -10.7% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.

What is Alkami Technology, Inc.'s return on equity (ROE)?

Alkami Technology, Inc. (ALKT) has a return on equity of -13.6% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

What is Alkami Technology, Inc.'s free cash flow?

Alkami Technology, Inc. (ALKT) generated $41.4M in free cash flow during fiscal year 2025. This represents a 137.7% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.

What is Alkami Technology, Inc.'s operating cash flow?

Alkami Technology, Inc. (ALKT) generated $42.9M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.

What are Alkami Technology, Inc.'s total assets?

Alkami Technology, Inc. (ALKT) had $835.2M in total assets as of fiscal year 2025, including both current and long-term assets.

What are Alkami Technology, Inc.'s capital expenditures?

Alkami Technology, Inc. (ALKT) invested $1.5M in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.

How much does Alkami Technology, Inc. spend on research and development?

Alkami Technology, Inc. (ALKT) invested $118.4M in research and development during fiscal year 2025.

How many shares does Alkami Technology, Inc. have outstanding?

Alkami Technology, Inc. (ALKT) had 105M shares outstanding as of fiscal year 2025.

What is Alkami Technology, Inc.'s current ratio?

Alkami Technology, Inc. (ALKT) had a current ratio of 2.17 as of fiscal year 2025, which is generally considered healthy.

What is Alkami Technology, Inc.'s debt-to-equity ratio?

Alkami Technology, Inc. (ALKT) had a debt-to-equity ratio of 1.39 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.

What is Alkami Technology, Inc.'s return on assets (ROA)?

Alkami Technology, Inc. (ALKT) had a return on assets of -5.7% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

What is Alkami Technology, Inc.'s Altman Z-Score?

Alkami Technology, Inc. (ALKT) has an Altman Z-Score of 1.82, placing it in the Grey Zone (moderate risk). The Z-Score combines five financial ratios (working capital, retained earnings, EBIT, market capitalization, and revenue relative to total assets) to predict the likelihood of bankruptcy. Scores above 2.99 indicate financial safety while scores below 1.81 suggest financial distress. Learn more in our complete guide to financial health indicators.

What is Alkami Technology, Inc.'s Piotroski F-Score?

Alkami Technology, Inc. (ALKT) has a Piotroski F-Score of 3 out of 8 computable signals; 1 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Are Alkami Technology, Inc.'s earnings high quality?

Alkami Technology, Inc. (ALKT) has an earnings quality ratio of -0.90x, considered mixed quality. This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.

Can Alkami Technology, Inc. cover its interest payments?

Alkami Technology, Inc. (ALKT) has an interest coverage ratio of -5.7x, meaning it can struggle to cover its interest obligations. This ratio divides operating income by interest expense. Ratios above 5x indicate strong debt-servicing ability, while ratios below 2x suggest the company may face difficulty meeting interest payments if earnings decline. Learn more in our complete guide to financial health indicators.

How financially healthy is Alkami Technology, Inc.?

Alkami Technology, Inc. (ALKT) scores 51 out of 100 on our Financial Health Score, indicating moderate standing within its operating companies peer group. The score is a 0-100 composite of six dimensions (Profitability, Growth, Leverage, Liquidity, Cash Flow, Returns), each ranked as a percentile relative to companies in the same scoring family (banks against banks, REITs against REITs, and so on) rather than across all industries. It rates the quality of the business, not whether the stock is fairly priced, and is not financial advice. Learn more in our complete guide to financial health indicators.