AtlasClear Holdings WTS (ATCHW) Financials
Newest figures come from the 10-K for FY2026, filed Sep 24, 2026. Each column of the statement tables below links to the filing it was taken from, and every filing is listed on the ATCHW SEC filings page.
AtlasClear Holdings Inc WTS (ATCHW) reported $20.1M in revenue for fiscal year 2026, up 84.7% from the prior fiscal year. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 4 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).
Revenue is scaling, but operating losses widened and 2026 reported profit failed to become operating cash.
The company’s earnings quality weakened: in FY2025, net income of$5.75M accompanied operating cash flow of$822K , while FY2026 net income fell to$1.96M and operating cash flow swung to-$6.19M . That divergence means reported profit was not a dependable proxy for cash generation in the latest year.
Revenue grew
Equity moved from negative
Financial Health Signals
We do not publish a peer-relative financial health score for AtlasClear Holdings Inc WTS, because the score only covers companies whose filings and listing give us what it needs to compare them with their peers. The signals and metrics below are current.
AtlasClear Holdings Inc WTS passes 4 of 8 computable financial strength tests (1 of the nine could not be computed from available data). 1 of 4 profitability signals pass, 2 of 3 leverage/liquidity signals pass, the one computable operating efficiency signal (asset turnover improving) passes.
For every $1 of reported earnings, AtlasClear Holdings Inc WTS used $3.15 of operating cash (-$6.2M OCF vs $2.0M net income). Earnings that no cash stands behind rest on accounting accruals, which cannot be repeated indefinitely.
AtlasClear Holdings Inc WTS reported an operating loss of $9.8M against $4.0M in interest expense. There is no operating profit to cover interest, so interest must be met from cash reserves or from financing rather than from operations.
Key Financial Metrics
Earnings & Revenue
AtlasClear Holdings Inc WTS generated $6.5M in revenue in Q4 2026. This represents an increase of 136.8% from the same quarter a year earlier. Against the prior quarter it is up 55.7%.
AtlasClear Holdings Inc WTS reported a net loss of $2.5M in Q4 2026. The change from the same quarter a year earlier is not meaningful, because that figure was zero or negative. The change from the prior quarter is not meaningful, because that quarter’s figure was zero or negative.
Not reported for Q4 2026.
Cash & Balance Sheet
AtlasClear Holdings Inc WTS held $15.4M in cash against $13.1M in long-term debt as of Q4 2026.
Not reported for Q4 2026.
Not reported for Q4 2026.
Margins & Returns
AtlasClear Holdings Inc WTS's operating margin was -53.6% in Q4 2026, reflecting core business profitability. This is up 9.9 percentage points from the same quarter a year earlier. Against the prior quarter it is up 16.2 percentage points.
AtlasClear Holdings Inc WTS's net profit margin was -37.5% in Q4 2026, showing the share of revenue converted to profit. This is up 23.2 percentage points from the same quarter a year earlier. Against the prior quarter it is up 8.5 percentage points.
AtlasClear Holdings Inc WTS's quarterly ROE was -11.6% in Q4 2026: one quarter's net income over shareholder equity, not annualized. Against the prior quarter it is down 2.9 percentage points.
Not reported for Q4 2026.
Capital Allocation
None of these metrics is reported for Q4 2026.
ATCHW Income Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q4'2610-K | Q3'2610-Q | Q2'2610-Q | Q1'2610-Q | Q4'2510-K | Q3'2510-Q | Q2'2510-Q | Q1'2510-Q |
|---|---|---|---|---|---|---|---|---|
| Revenue | $6.5M+136.8% | $4.2M+65.2% | $5.1M+84.1% | $4.3M+51.6% | $2.8M+1.2% | $2.5M | $2.7M | $2.8M+120.7% |
| Operating Income | -$3.5Mn/m | -$2.9Mn/m | -$2.5Mn/m | -$877Kn/m | -$1.8Mn/m | -$1.1M | -$1.1M | -$941Kn/m |
| EBITDA | N/A | N/A | N/A | N/A | -$1.4Mn/m | -$720K | -$789K | -$629Kn/m |
| Interest Expense | -$611K-120.1% | $433K-84.4% | $2.8M+14563.8% | $1.4M-1.6% | $3.0M-5.5% | $2.8M | $19K | $1.5M+193.1% |
| Income Tax | -$100K-191.8% | -$196Kn/m | $196Kn/m | -$153K-803.5% | $108Kn/m | -$304K | -$85K | $22Kn/m |
| Net Income | -$2.5Mn/m | -$1.9Mn/m | $6.8Mn/m | -$440K-104.1% | -$1.7Mn/m | -$2.9M | -$420K | $10.7Mn/m |
| EPS (Basic) | -$0.02 | -$0.01 | $0.05 | -$0.01 | N/A | -$1.25 | -$1.11 | $41.92 |
| EPS (Diluted) | -$0.03 | -$0.01 | $0.05 | -$0.01 | N/A | -$1.25 | -$1.11 | -$1.90 |
| Diluted Shares (Avg) | N/A | 148M | 163M | 60M | N/A | 2M | 377,287 | 2M |
Not reported in any period shown, so not listed: Cost of Revenue, Gross Profit, R&D Expenses, SG&A Expenses.
ATCHW Balance Sheet
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q4'2610-K | Q3'2610-Q | Q2'2610-Q | Q1'2610-Q | Q4'2510-K | Q3'2510-Q | Q2'2510-Q | Q1'2510-Q |
|---|---|---|---|---|---|---|---|---|
| Total Assets | $71.2M+17.0% | $73.9M+21.4% | $77.6M+38.6% | $73.6M+31.5% | $60.9M+6.0% | $60.9M | $56.0M | $56.0M-26.7% |
| Current Assets | $45.0M+28.9% | $46.9M+58.0% | $51.8M+71.2% | $47.2M+57.7% | $34.9M+18.0% | $29.7M | $30.3M | $29.9M-6.6% |
| Cash & Equivalents | $15.4M+104.7% | $16.7M+113.8% | $23.1M+235.5% | $2.7M-60.5% | $7.5M+14.9% | $7.8M | $6.9M | $6.8M-5.2% |
| Short-Term Investments | $0n/m | $0-100.0% | $0-100.0% | $0-100.0% | $0-100.0% | $54 | $54 | $550.0% |
| Long-Term Investments | $0n/m | $0n/m | $0n/m | $0n/m | $0n/m | $0 | $0 | $0n/m |
| Goodwill | $6.1M0.0% | $6.1M0.0% | $6.1M0.0% | $6.1M0.0% | $6.1M-20.3% | $6.1M | $6.1M | $6.1M |
| Total Liabilities | $50.1M-26.0% | $51.7M-25.1% | $55.9M-29.4% | $66.8M-15.6% | $67.7M-29.2% | $69.0M | $79.2M | $79.2M-1.6% |
| Current Liabilities | $29.9M-27.0% | $30.8M-26.5% | $33.2M-12.0% | $49.6M+34.1% | $41.0M-20.1% | $42.0M | $37.7M | $37.0M-20.7% |
| Non-Current Liabilities | $20.1M-24.5% | $20.8M-22.9% | $22.8M-45.2% | $17.1M-59.3% | $26.7M-39.7% | $27.0M | $41.5M | $42.2M+24.8% |
| Long-Term Debt | $13.1M+13.7% | $13.6M+5163.7% | N/A | N/A | $11.6M | $259K | $8.1M | N/A |
| Total Equity | $21.1Mn/m | $22.3Mn/m | $21.7Mn/m | $6.9Mn/m | -$6.8Mn/m | -$14.0M | -$23.2M | -$23.2Mn/m |
| Retained Earnings | -$137.9Mn/m | -$135.5Mn/m | -$133.6Mn/m | -$143.0Mn/m | -$142.5Mn/m | -$140.8M | -$137.9M | -$137.5Mn/m |
Not reported in any period shown, so not listed: Inventory, Accounts Receivable.
ATCHW Cash Flow Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q4'2610-K | Q3'2610-Q | Q2'2610-Q | Q1'2610-Q | Q4'2510-K | Q3'2510-Q | Q2'2510-Q | Q1'2510-Q |
|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | -$1.2M-163.3% | -$4.0Mn/m | $1.5M+155.8% | -$2.5M-1523.8% | $1.9M-11.7% | -$1.8M | $586K | $176Kn/m |
| Depreciation & Amortization | N/A | N/A | N/A | N/A | $354K+3.5% | $353K | $360K | $312K-31.7% |
| Stock-Based Compensation | N/A | $1.2M | $1.2M | $155K+5928.4% | N/A | N/A | N/A | $3K-99.8% |
| Investing Cash Flow | $0n/m | $0n/m | $0n/m | -$65Kn/m | -$20Kn/m | $0 | -$60K | -$65K-100.1% |
| Financing Cash Flow | -$141K-153.7% | -$1.0M-223.6% | $12.5M+3333.8% | $5.1M+3364.3% | $263Kn/m | $847K | $365K | $148Kn/m |
Not reported in any period shown, so not listed: Capital Expenditures, Free Cash Flow, Dividends Paid, Share Buybacks.
ATCHW Financial Ratios
Margins and returns are percentages; the remaining ratios are unitless multiples. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q4'2610-K | Q3'2610-Q | Q2'2610-Q | Q1'2610-Q | Q4'2510-K | Q3'2510-Q | Q2'2510-Q | Q1'2510-Q |
|---|---|---|---|---|---|---|---|---|
| Operating Margin | -53.6%+9.9pp | -69.8%-27.6pp | -48.5%-6.7pp | -20.6%+12.9pp | -63.5%-48.9pp | -42.2% | -41.8% | -33.6% |
| Net Margin | -37.5%+23.2pp | -46.0% | 134.1% | -10.4% | -60.6% | -114.1% | -15.3% | 383.3% |
| Return on Equity | -11.6% | -8.7% | 31.3% | -6.4% | N/A | N/A | N/A | N/A |
| Return on Assets | -3.4%-0.7pp | -2.6%+2.2pp | 8.7%+9.5pp | -0.6%-19.8pp | -2.8%+52.3pp | -4.8% | -0.8% | 19.2%+135.2pp |
| Current Ratio | 1.50+0.7x | 1.52+0.8x | 1.56+0.8x | 0.95+0.1x | 0.85+0.3x | 0.71 | 0.80 | 0.81+0.1x |
| Debt-to-Equity | 0.62 | 0.61 | N/A | N/A | N/A | N/A | N/A | N/A |
| Liabilities-to-Equity | 2.37 | 2.32 | 2.58 | 9.74 | N/A | N/A | N/A | N/A |
| Asset Turnover | 0.090.0x | 0.060.0x | 0.070.0x | 0.060.0x | 0.050.0x | 0.04 | 0.05 | 0.050.0x |
Not reported in any period shown, so not listed: Gross Margin, FCF Margin.
Reported as filed but not readable as a share of revenue in the periods where the ratio runs further from zero than a revenue base allows; no change figure is given where either compared period is one of those: Net Margin.
Similar Companies
Newest fiscal year on record for each company. The health score is the peer-relative Financial Health Score for that year; a dash means no score is published for it. Market cap is stated at each company's latest close.
| Company | Fiscal year | Revenue | Net income | Net margin | Market cap | Health score |
|---|---|---|---|---|---|---|
| AtlasClear Holdings Inc WTS ATCHW | FY2026 | $20.1M | $2.0M | 9.8% | N/A | — |
| Fresenius MED Care AG FMCQF | FY2025 | $23.0B | $1.1B | 5.0% | $12.4B | — |
| Astronics Corp B ATROB | FY2025 | $862.1M | $29.4M | 3.4% | $2.2B | — |
| Okmin Resources Inc OKMN | FY2026 | $9K | -$367K | N/A | $5.8M | — |
| Calidi Biotherputics WTS CLDWW | FY2025 | N/A | -$19.9M | N/A | N/A | — |
| Enbridge CUM Pref SR 1 EBBGF | FY2025 | $47.5B | $5.5B | 11.5% | N/A | — |
Where AtlasClear Holdings Inc WTS Ranks
Frequently Asked Questions
AtlasClear Holdings Inc WTS (ATCHW) reported $20.1M in total revenue for fiscal year 2026. This represents a 84.7% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.
AtlasClear Holdings Inc WTS (ATCHW) revenue grew by 84.7% year-over-year, from $10.9M to $20.1M in fiscal year 2026.
Yes, AtlasClear Holdings Inc WTS (ATCHW) reported a net income of $2.0M in fiscal year 2026, with a net profit margin of 9.8%.
As of fiscal year 2026, AtlasClear Holdings Inc WTS (ATCHW) had $15.4M in cash and equivalents against $13.1M in long-term debt.
AtlasClear Holdings Inc WTS (ATCHW) had an operating margin of -48.7% in fiscal year 2026, reflecting the profitability of core business operations before interest and taxes.
AtlasClear Holdings Inc WTS (ATCHW) had a net profit margin of 9.8% in fiscal year 2026, representing the share of revenue converted into profit after all expenses.
AtlasClear Holdings Inc WTS (ATCHW) has a return on equity of 9.3% for fiscal year 2026, measuring how efficiently the company generates profit from shareholder equity.
AtlasClear Holdings Inc WTS (ATCHW) recorded an outflow of $6.2M in operating cash flow during fiscal year 2026, representing cash used by core business activities.
AtlasClear Holdings Inc WTS (ATCHW) had $71.2M in total assets as of fiscal year 2026, including both current and long-term assets.
AtlasClear Holdings Inc WTS (ATCHW) had a current ratio of 1.50 as of fiscal year 2026, which is generally considered healthy.
AtlasClear Holdings Inc WTS (ATCHW) had a debt-to-equity ratio of 0.62 as of fiscal year 2026. We compute it as long-term debt divided by total shareholder equity, where long-term debt is the noncurrent part of the company's borrowings, so debt due within the next twelve months is not counted.
AtlasClear Holdings Inc WTS (ATCHW) had a liabilities-to-equity ratio of 2.37 as of fiscal year 2026, which is total liabilities divided by total shareholder equity. Total liabilities counts every obligation on the balance sheet (payables, deposits, insurance reserves and deferred taxes as well as borrowings), so this ratio usually runs well above debt-to-equity.
AtlasClear Holdings Inc WTS (ATCHW) had a return on assets of 2.8% for fiscal year 2026, measuring how efficiently the company uses its assets to generate profit.
AtlasClear Holdings Inc WTS (ATCHW) has a Piotroski F-Score of 4 out of 8 computable signals; 1 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.
For every $1 of reported earnings, AtlasClear Holdings Inc WTS (ATCHW) used $3.15 of operating cash (-$6.2M OCF vs $2.0M net income). Earnings that no cash stands behind rest on accounting accruals, which cannot be repeated indefinitely. This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.
AtlasClear Holdings Inc WTS (ATCHW) reported an operating loss of $9.8M against $4.0M in interest expense. There is no operating profit to cover interest, so interest must be met from cash reserves or from financing rather than from operations. This ratio divides operating income by interest expense. Ratios above 5x indicate strong debt-servicing ability, while ratios below 2x suggest the company may face difficulty meeting interest payments if earnings decline. Learn more in our complete guide to financial health indicators.