Auburn National Financials
This page shows Auburn National (AUBN) financial statements, including the income statement, balance sheet, cash flow statement, and key financial ratios. View 16 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).
Financial Health Signals
Based on FY2024 annual data. Scores normalized against common benchmarks. How we calculate these scores
Auburn National's revenue grew a modest 1.8% year-over-year to $614K. This slow but positive growth earns a score of 34/100.
Auburn National has elevated debt relative to equity (D/E of 11.48), meaning the company relies heavily on borrowed funds. This high leverage results in a low score of 0/100, reflecting increased financial risk.
Auburn National converts 1420.2% of revenue into free cash flow ($8.7M). This strong cash generation earns a score of 100/100.
Auburn National's ROE of 8.2% shows moderate profitability relative to equity, earning a score of 33/100. This is up from 1.8% the prior year.
Auburn National passes 5 of 9 financial strength tests. All 4 profitability signals pass (positive income, cash flow, and earnings quality), no leverage/liquidity signals pass (rising debt, declining liquidity, or share dilution), both operating efficiency signals pass.
For every $1 of reported earnings, Auburn National generates $1.69 in operating cash flow ($10.8M OCF vs $6.4M net income). This indicates profits are well-supported by actual cash generation, not accounting adjustments.
Key Financial Metrics
Auburn National generated $614K in revenue in fiscal year 2024. This represents an increase of 1.8% from the prior year.
Auburn National generated $8.7M in free cash flow in fiscal year 2024, representing cash available after capex. This represents a decrease of 24.1% from the prior year.
Auburn National reported $6.4M in net income in fiscal year 2024. This represents an increase of 358.6% from the prior year.
Auburn National held $93.4M in cash against $0 in long-term debt as of fiscal year 2024.
Auburn National paid $1.08 per share in dividends in fiscal year 2024. This represents an increase of 0.0% from the prior year.
Auburn National had 3M shares outstanding in fiscal year 2024. This represents an increase of 0.0% from the prior year.
Auburn National's net profit margin was 1041.9% in fiscal year 2024, showing the share of revenue converted to profit. This is up 810.5 percentage points from the prior year.
Auburn National's ROE was 8.2% in fiscal year 2024, measuring profit generated per dollar of shareholder equity. This is up 6.3 percentage points from the prior year.
Auburn National spent $0 on share buybacks in fiscal year 2024, returning capital to shareholders by reducing shares outstanding. This represents a decrease of 100.0% from the prior year.
Auburn National invested $2.1M in capex in fiscal year 2024, funding long-term assets and infrastructure. This represents an increase of 399.8% from the prior year.
AUBN Income Statement
| Metric | Q3'25 | Q2'25 | Q1'25 | Q4'23 | Q3'24 | Q2'24 | Q1'24 | Q4'22 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $154K+1.3% | $152K-1.9% | $155K+5.4% | $147K-0.7% | $148K-3.9% | $154K0.0% | $154K+1.3% | $152K |
| Cost of Revenue | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Gross Profit | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| R&D Expenses | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| SG&A Expenses | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Operating Income | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Interest Expense | $2.8M+2.6% | $2.8M-1.7% | $2.8M-7.5% | $3.0M+28.4% | $2.4M+57.5% | $1.5M+33.7% | $1.1M+60.2% | $703K |
| Income Tax | $623K+28.5% | $485K+23.7% | $392K+125.9% | -$1.5M-931.9% | $182K-36.8% | $288K+7.9% | $267K-81.6% | $1.5M |
| Net Income | $2.2M+21.5% | $1.8M+19.8% | $1.5M+138.4% | -$4.0M-367.8% | $1.5M-22.8% | $1.9M-1.8% | $2.0M-56.0% | $4.5M |
| EPS (Diluted) | $0.64 | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
AUBN Balance Sheet
| Metric | Q3'25 | Q2'25 | Q1'25 | Q4'23 | Q3'24 | Q2'24 | Q1'24 | Q4'22 |
|---|---|---|---|---|---|---|---|---|
| Total Assets | $1.0B-1.8% | $1.0B+3.3% | $996.8M+2.2% | $975.3M-5.4% | $1.0B+0.4% | $1.0B+0.8% | $1.0B-0.6% | $1.0B |
| Current Assets | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Cash & Equivalents | $142.9M-6.1% | $152.2M+28.2% | $118.7M+66.3% | $71.4M+141.0% | $29.6M+0.3% | $29.5M+14.2% | $25.9M-5.1% | $27.3M |
| Inventory | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Accounts Receivable | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Goodwill | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Total Liabilities | $921.6M-2.3% | $943.2M+3.2% | $913.7M+1.7% | $898.7M-7.3% | $969.3M+1.5% | $955.2M+1.2% | $944.1M-1.2% | $955.8M |
| Current Liabilities | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Long-Term Debt | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Total Equity | $89.6M+4.1% | $86.1M+3.6% | $83.1M+8.6% | $76.5M+24.5% | $61.5M-13.4% | $71.0M-3.6% | $73.6M+8.2% | $68.0M |
| Retained Earnings | $118.5M+1.1% | $117.2M+0.8% | $116.3M+2.6% | $113.4M-4.2% | $118.3M+0.5% | $117.8M+0.8% | $116.8M+0.2% | $116.6M |
AUBN Cash Flow Statement
| Metric | Q3'25 | Q2'25 | Q1'25 | Q4'23 | Q3'24 | Q2'24 | Q1'24 | Q4'22 |
|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $4.1M+91.2% | $2.1M-18.7% | $2.6M+117.3% | $1.2M-63.6% | $3.3M+33.6% | $2.5M-49.2% | $4.9M+117.0% | $2.3M |
| Capital Expenditures | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Free Cash Flow | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Investing Cash Flow | $10.2M+244.8% | $3.0M-66.9% | $8.9M-91.9% | $110.1M+805.6% | -$15.6M-71.7% | -$9.1M-252.4% | $6.0M+137.3% | -$16.0M |
| Financing Cash Flow | -$23.5M-182.8% | $28.4M+106.8% | $13.7M+119.7% | -$69.6M-662.7% | $12.4M+20.2% | $10.3M+183.9% | -$12.3M+57.2% | -$28.6M |
| Dividends Paid | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Share Buybacks | $0 | $0 | $0 | $0-100.0% | $130K+271.4% | $35K-45.3% | $64K+45.5% | $44K |
AUBN Financial Ratios
| Metric | Q3'25 | Q2'25 | Q1'25 | Q4'23 | Q3'24 | Q2'24 | Q1'24 | Q4'22 |
|---|---|---|---|---|---|---|---|---|
| Gross Margin | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Operating Margin | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Net Margin | 1446.1%+240.2pp | 1205.9%+218.8pp | 987.1%+3698.0pp | -2710.9%-3716.3pp | 1005.4%-246.5pp | 1252.0%-23.4pp | 1275.3%-1662.8pp | 2938.2% |
| Return on Equity | 2.5%+0.4pp | 2.1%+0.3pp | 1.8% | N/A | 2.4%-0.3pp | 2.7%+0.0pp | 2.7%-3.9pp | 6.6% |
| Return on Assets | 0.2%+0.0pp | 0.2%+0.0pp | 0.1%+0.6pp | -0.4%-0.6pp | 0.1%-0.1pp | 0.2%0.0pp | 0.2%-0.3pp | 0.4% |
| Current Ratio | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Debt-to-Equity | 10.28-0.7 | 10.96-0.0 | 10.99-0.8 | 11.75-4.0 | 15.77+2.3 | 13.46+0.6 | 12.82-1.2 | 14.05 |
| FCF Margin | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
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Frequently Asked Questions
What is Auburn National's annual revenue?
Auburn National (AUBN) reported $614K in total revenue for fiscal year 2024. This represents a 1.8% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.
How fast is Auburn National's revenue growing?
Auburn National (AUBN) revenue grew by 1.8% year-over-year, from $603K to $614K in fiscal year 2024.
Is Auburn National profitable?
Yes, Auburn National (AUBN) reported a net income of $6.4M in fiscal year 2024, with a net profit margin of 1041.9%.
What is Auburn National's net profit margin?
Auburn National (AUBN) had a net profit margin of 1041.9% in fiscal year 2024, representing the share of revenue converted into profit after all expenses.
Does Auburn National pay dividends?
Yes, Auburn National (AUBN) paid $1.08 per share in dividends during fiscal year 2024.
What is Auburn National's return on equity (ROE)?
Auburn National (AUBN) has a return on equity of 8.2% for fiscal year 2024, measuring how efficiently the company generates profit from shareholder equity.
What is Auburn National's free cash flow?
Auburn National (AUBN) generated $8.7M in free cash flow during fiscal year 2024. This represents a -24.1% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.
What is Auburn National's operating cash flow?
Auburn National (AUBN) generated $10.8M in operating cash flow during fiscal year 2024, representing cash generated from core business activities.
What are Auburn National's total assets?
Auburn National (AUBN) had $977.3M in total assets as of fiscal year 2024, including both current and long-term assets.
What are Auburn National's capital expenditures?
Auburn National (AUBN) invested $2.1M in capital expenditures during fiscal year 2024, funding long-term assets and infrastructure.
How many shares does Auburn National have outstanding?
Auburn National (AUBN) had 3M shares outstanding as of fiscal year 2024.
What is Auburn National's debt-to-equity ratio?
Auburn National (AUBN) had a debt-to-equity ratio of 11.48 as of fiscal year 2024, measuring the company's financial leverage by comparing total debt to shareholder equity.
What is Auburn National's return on assets (ROA)?
Auburn National (AUBN) had a return on assets of 0.7% for fiscal year 2024, measuring how efficiently the company uses its assets to generate profit.
What is Auburn National's Piotroski F-Score?
Auburn National (AUBN) has a Piotroski F-Score of 5 out of 9, indicating neutral financial health. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7–9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.
Are Auburn National's earnings high quality?
Auburn National (AUBN) has an earnings quality ratio of 1.69x, considered cash-backed (high quality). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.
How financially healthy is Auburn National?
Auburn National (AUBN) scores 42 out of 100 on our Financial Profile, indicating moderate overall financial health. This composite score evaluates six dimensions: profitability (operating margin), revenue growth, leverage (debt-to-equity), liquidity (current ratio), cash flow quality (free cash flow margin), and shareholder returns (return on equity). Each dimension is normalized against standard financial benchmarks. Learn more in our complete guide to financial health indicators.