Auburn National Bancorporation, Inc. reported third-quarter 2026 net earnings of $2.523 million, or $0.72 per share, compared with $2.227 million, or $0.64 per share, in third-quarter 2025. Net earnings for the first nine months were $7.019 million, or $2.01 per share, versus $5.590 million, or $1.60 per share, a year earlier.
Tax-equivalent net interest margin was 3.36%, versus 3.21% a year earlier, and GAAP net interest income was $8.014 million versus $7.572 million. Year-over-year margin growth reflected higher earning-asset yields and a more favorable asset mix, while deposit costs declined. Average loans were $579.575 million, down from $582.335 million in the second quarter; the company attributed the quarterly loan-balance decline primarily to payoffs. At September 30, total assets were $1.016988 billion, and reciprocal customer deposits on the balance sheet were $29.6 million. Stockholders’ equity was $89.587 million, down from $93.874 million at June 30, primarily reflecting a $5.7 million other comprehensive loss, $0.9 million in cash dividends and $0.2 million in stock repurchases, partly offset by $2.523 million in net earnings. The quarterly cash dividend was $0.27 per share.
Auburn National Bancorporation, Inc. Senior Vice President Shannon O'Donnell directly purchased 16 shares of common stock at $27.4100 per share and 11 shares at $27.7000 per share on September 30, 2026. The two transactions totaled 27 shares. No Rule 10b5-1 plan is reported for the purchases.
Auburn National Bancorporation, Inc. director David E. Housel purchased 37 shares at $27.41 per share and 14 shares at $27.70 per share on September 30, 2026. Both transactions were direct purchases of common stock. No Rule 10b5-1 plan is reported.
Auburn National Bancorporation, Inc. (AUBN) director J. Tutt Barrett reported two direct purchases on September 30, 2026: 51 shares at $27.41 per share and 22 shares at $27.70 per share. A separate ownership entry lists 8,744 shares held indirectly by the director’s spouse as of that date. No Rule 10b5-1 plan is reported.
Auburn National Bancorporation, Inc. (AUBN) director William F. Ham Jr. reported two direct purchases of common stock on September 30, 2026: 20 shares and 27 shares, each at $27.41 per share. His spouse is listed as indirectly holding 300 shares as of that date. No Rule 10b5-1 plan is reported.
Auburn National Bancorporation, Inc. reported stronger results for the six months ended June 30, 2026. Net earnings were $4.5 million, a 34% increase from $3.4 million a year earlier, and basic and diluted EPS were $1.29 versus $0.96. Net interest income on a tax-equivalent basis rose to $15.8 million, up 9%, as the net interest margin improved to 3.31% from 3.13%, driven by higher loan yields, a more favorable asset mix, and lower costs on interest-bearing deposits.
Total assets reached $1.09 billion, with loans of $579.9 million and deposits of $988.3 million. Credit quality remained solid: nonperforming assets were $64 thousand, and the allowance for credit losses was $6.6 million, or 1.14% of loans, after a modest net release tied partly to a new municipal loan segment under CECL. Capital ratios were high, including a CET1 ratio of 16.26% and total risk-based capital ratio of 17.24%, and the company paid $0.54 per share in dividends in the first half.
Auburn National Bancorporation, Inc. reported that its Board of Directors declared a third quarter cash dividend of $0.27 per share. The dividend is payable on September 25, 2026 to shareholders of record as of September 10, 2026.
The company is the parent of AuburnBank, an Alabama state-chartered bank with approximately $1.1 billion in total assets. AuburnBank operates seven full-service branches in East Alabama communities including Auburn, Opelika, Valley, and Notasulga, and maintains a loan production office in Phenix City.
Auburn National Bancorporation, Inc. reported second-quarter 2026 net earnings of $2.3 million, or $0.66 per share, up from $1.8 million, or $0.52 per share, in second quarter 2025. Net earnings for the first six months of 2026 were $4.5 million, or $1.29 per share.
Tax-equivalent net interest income rose to $8.0 million, with net interest margin improving to 3.33% from 3.18% a year earlier, driven by higher yields on earning assets and a more favorable asset mix, and aided by a lower cost of interest-bearing deposits. Average loans were approximately $582.3 million.
Asset quality remained strong, with nonperforming assets of $0.1 million, or 0.01% of total assets, and annualized net recoveries of $21 thousand. The allowance for credit losses was $6.6 million, or 1.14% of total loans, after a $(248) thousand negative provision influenced by CECL refinements and early loan payoffs.
Total assets were $1.1 billion and deposits $988.3 million at June 30, 2026, both higher than a year earlier, while stockholders’ equity was $93.9 million, or $26.91 per share. The company recorded a $0.4 million loss contingency accrual, paid a quarterly cash dividend of $0.27 per share, and the bank’s regulatory capital ratios were well above “well capitalized” minimums.
AUBURN NATIONAL BANCORPORATION, INC Senior Vice President Shannon O'Donnell reported buying common stock in the open market. O'Donnell purchased 11 shares at $26.01 per share and 16 shares at $26.90 per share, for a total of 27 shares.
After these transactions, O'Donnell directly owns 1,902 shares of common stock. The filing also shows a derivative position of Restricted Stock Units tied to 1,084 underlying common shares at a $0.00 exercise price, expiring on June 5, 2029.
AUBURN NATIONAL BANCORPORATION, INC director David E. Housel reported buying additional company stock in the open market. He made two purchases of common stock totaling 53 shares.
The transactions were open-market purchases at prices of $26.01 and $26.90 per share, representing a small net increase in his direct ownership.