What is Auburn National's earnings per share (EPS)?

Auburn National (AUBN) reported diluted earnings per share of $2.08 for fiscal year 2025. This represents a 13.7% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

Auburn National Financials

AUBN

FY2025 annual

Revenue $619K +0.8% YoY

Net Income $7.3M +13.4% YoY

EPS (Diluted) $2.08 +13.7% YoY

Free Cash Flow $10.9M +24.6% YoY

Source SEC Filings (10-K/10-Q) Latest period Q2 FY2026, ended Jun 30, 2026 Reported Aug 11, 2026 Currency USD FYE December

Auburn National (AUBN) reported $619K in revenue for fiscal year 2025, up 0.8% from the prior fiscal year. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 15 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Rhea AI AUBN FY2025 2026-05-13

Stable cash generation on a highly leveraged balance sheet is rebuilding liquidity faster than reported earnings alone imply.

Operating cash flow stayed around $12M even when net income fell to $1.4M, which suggests the earnings trough did not reflect an equally deep drop in core cash generation. Meanwhile, cash balances rose to $147.8M as debt-to-equity eased to 10.1x, leaving the business more liquid while still relying on a leverage-heavy funding structure.

The profit recovery looks like better earnings on roughly the same asset base, not simple balance-sheet expansion: return on assets improved to 0.7% while total assets remained near $1.0B. That means recent improvement came from getting more income out of a similar asset pool rather than from getting materially bigger.

This appears to be a low physical-capital model in the reported data: capital spending was only $1.5M against free cash flow of $10.9M. Because little cash is absorbed by reinvestment, operating cash flow converts into spendable liquidity fairly efficiently, which helps explain the rapid rebuild in cash reserves.

Financial Health Signals

Financial health score not available

Auburn National does not currently provide enough eligible data for a peer-relative financial health score, so none is published. The signals and metrics below are current.

Piotroski F-Score Partial

5/6

Auburn National passes 5 of 6 computable financial strength tests (3 of the nine could not be computed from available data). All 4 profitability signals pass (positive income, cash flow, and earnings quality), all 1 leverage/liquidity signals pass, neither operating efficiency signal passes.

Earnings Quality Cash-Backed

1.70x

For every $1 of reported earnings, Auburn National generates $1.70 in operating cash flow ($12.3M OCF vs $7.3M net income). This indicates profits are well-supported by actual cash generation, not accounting adjustments.

Key Financial Metrics

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Earnings & Revenue

Revenue

$619K

YoY+0.8%

5Y CAGR+1.1%

10Y CAGR-31.5%

Auburn National generated $619K in revenue in fiscal year 2025. This represents an increase of 0.8% from the prior year.

Net Income

$7.3M

YoY+13.4%

5Y CAGR-0.5%

10Y CAGR-0.8%

Auburn National reported $7.3M in net income in fiscal year 2025. This represents an increase of 13.4% from the prior year.

EPS (Diluted)

$2.08

YoY+13.7%

Auburn National earned $2.08 per diluted share (EPS) in fiscal year 2025. This represents an increase of 13.7% from the prior year.

EBITDA

Not reported for fiscal year 2025.

Cash & Balance Sheet

Free Cash Flow

$10.9M

YoY+24.6%

Auburn National generated $10.9M in free cash flow in fiscal year 2025, representing cash available after capex. This represents an increase of 24.6% from the prior year.

Cash & Debt

$147.8M

YoY+58.4%

5Y CAGR+5.6%

Auburn National held $147.8M in cash as of fiscal year 2025; long-term debt is not reported for that period.

Dividends Per Share

$1.08

YoY0.0%

5Y CAGR+1.1%

10Y CAGR+2.1%

Auburn National paid $1.08 per share in dividends in fiscal year 2025. That is unchanged from the prior year.

Shares Outstanding

YoY0.0%

5Y CAGR-0.4%

10Y CAGR-0.4%

Auburn National had 3M shares outstanding in fiscal year 2025. That is unchanged from the prior year.

Margins & Returns

Return on Equity

7.9%

YoY-0.3pp

5Y CAGR+1.0pp

10Y CAGR-2.0pp

Auburn National's ROE was 7.9% in fiscal year 2025, measuring profit generated per dollar of shareholder equity. This is down 0.3 percentage points from the prior year.

Gross Margin

Not reported for fiscal year 2025.

Operating Margin

Not reported for fiscal year 2025.

Net Margin

Not shown for fiscal year 2025: the reported ratio is above 100.0% of revenue, so it does not read as a share of revenue.

Capital Allocation

Capital Expenditures

$1.5M

YoY-28.9%

Auburn National invested $1.5M in capex in fiscal year 2025, funding long-term assets and infrastructure. This represents a decrease of 28.9% from the prior year.

R&D Spending

Not reported for fiscal year 2025.

Share Buybacks

Not reported for fiscal year 2025.

AUBN Income Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type.

AUBN quarterly income statement

Metric	TTM	FY25	FY24	FY23	FY22	FY21	FY20	FY19	FY18	FY17	FY16	FY15	FY14	FY13	FY12	FY11
Revenue	$618K	$619K+0.8%	$614K+1.8%	$603K+0.8%	$598K+5.7%	$566K-3.2%	$585K-18.4%	$717K-4.3%	$749K+0.4%	$746K-97.2%	$26.8M-1.2%	$27.2M+1.3%	$26.8M-2.3%	$27.5M-5.5%	$29.1M-5.3%	$30.7M
SG&A Expenses	$13.2M	$13.2M+4.9%	$12.5M+3.6%	$12.1M-1.7%	$12.3M+5.1%	$11.7M+3.5%	$11.3M-5.2%	$11.9M+12.0%	$10.7M+6.4%	$10.0M+1.9%	$9.8M+5.7%	$9.3M+3.9%	$8.9M+1.8%	$8.8M+1.1%	$8.7M+6.4%	$8.2M
Interest Expense	$10.8M	$11.1M-4.4%	$11.6M+44.3%	$8.0M+238.2%	$2.4M-5.5%	$2.5M-34.7%	$3.9M-7.8%	$4.2M+13.8%	$3.7M+2.3%	$3.6M-12.0%	$4.1M-7.9%	$4.4M-17.3%	$5.4M-17.9%	$6.5M-20.0%	$8.2M-28.8%	$11.5M
Income Tax	$2.3M	$2.0M-2.2%	$2.0M+357.4%	-$777K-131.0%	$2.5M+78.0%	$1.4M-12.4%	$1.6M-32.3%	$2.4M+8.4%	$2.2M-39.9%	$3.6M+17.2%	$3.1M+10.0%	$2.8M+1.3%	$2.8M+21.6%	$2.3M+61.4%	$1.4M+2389.5%	$57K
Net Income	$8.4M	$7.3M+13.4%	$6.4M+358.6%	$1.4M-86.5%	$10.3M+28.7%	$8.0M+7.8%	$7.5M-23.5%	$9.7M+10.3%	$8.8M+12.6%	$7.8M-3.7%	$8.2M+3.7%	$7.9M+5.5%	$7.4M+4.6%	$7.1M+5.2%	$6.8M+22.1%	$5.5M
EPS (Diluted)	$2.41	$2.08+13.7%	$1.83	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A

Metric	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24
Revenue	$153K0.0%	$153K-3.2%	$158K+2.6%	$154K+1.3%	$152K-1.9%	$155K+2.6%	$151K-1.9%	$154K
SG&A Expenses	$3.3M-3.1%	$3.4M+5.0%	$3.2M-4.9%	$3.4M+3.6%	$3.3M-1.6%	$3.3M+4.3%	$3.2M+0.9%	$3.1M
Interest Expense	$2.7M+2.4%	$2.6M-1.6%	$2.7M-6.0%	$2.8M+2.6%	$2.8M-1.7%	$2.8M-5.9%	$3.0M-5.6%	$3.2M
Income Tax	$611K+1.3%	$603K+32.2%	$456K-26.8%	$623K+28.5%	$485K+23.7%	$392K-52.8%	$830K+56.3%	$531K
Net Income	$2.3M+4.5%	$2.2M+32.0%	$1.7M-25.2%	$2.2M+21.5%	$1.8M+19.8%	$1.5M-1.9%	$1.6M-9.9%	$1.7M
EPS (Diluted)	$0.66+4.8%	$0.63+31.3%	$0.48-25.0%	$0.64+23.1%	$0.52+18.2%	$0.44-2.2%	$0.45-10.0%	$0.50

Not reported in any period shown, so not listed: Cost of Revenue, Gross Profit, R&D Expenses, Operating Income.

AUBN Balance Sheet

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type.

AUBN quarterly balance sheet

Metric	FY25	FY24	FY23	FY22	FY21	FY20	FY19	FY18	FY17	FY16	FY15	FY14	FY13	FY12	FY11
Total Assets	$1.0B+4.2%	$977.3M+0.2%	$975.3M-4.7%	$1.0B-7.4%	$1.1B+15.5%	$956.6M+15.5%	$827.9M+1.2%	$818.1M-4.1%	$853.4M+2.6%	$831.9M+1.8%	$817.2M+3.5%	$789.2M+5.0%	$751.3M-1.1%	$759.8M-2.1%	$776.2M
Cash & Equivalents	$147.8M+58.4%	$93.4M+30.8%	$71.4M+161.9%	$27.3M-82.6%	$156.3M+38.8%	$112.6M	N/A	N/A	N/A	N/A	N/A	N/A	$13.4M-28.4%	$18.8M+51.4%	$12.4M
Total Liabilities	$926.7M+3.1%	$899.0M0.0%	$898.7M-6.0%	$955.8M-4.6%	$1.0B+18.0%	$848.9M+16.4%	$729.6M+0.1%	$729.0M-4.9%	$766.5M+2.2%	$749.8M+1.7%	$737.2M+3.3%	$713.4M+3.9%	$686.9M-0.4%	$689.7M-3.0%	$710.8M
Long-Term Debt	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	$3.2M0.0%	$3.2M-55.4%	$7.2M-40.9%	$12.2M0.0%	$12.2M-74.1%	$47.2M-44.7%	$85.3M
Total Equity	$92.1M+17.6%	$78.3M+2.3%	$76.5M+12.4%	$68.0M-34.4%	$103.7M-3.7%	$107.7M+9.5%	$98.3M+10.4%	$89.1M+2.5%	$86.9M+5.8%	$82.2M+2.8%	$79.9M+5.5%	$75.8M+17.5%	$64.5M-8.1%	$70.1M+7.2%	$65.4M
Retained Earnings	$119.2M+3.0%	$115.8M+2.1%	$113.4M-2.7%	$116.6M+6.0%	$110.0M+4.1%	$105.6M+3.7%	$101.8M+6.4%	$95.6M+5.9%	$90.3M+5.3%	$85.7M+6.0%	$80.8M+6.1%	$76.2M+6.0%	$71.9M+6.0%	$67.8M+5.9%	$64.0M

Metric	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24
Total Assets	$1.1B+5.7%	$1.0B+0.8%	$1.0B+0.8%	$1.0B-1.8%	$1.0B+3.3%	$996.8M+2.0%	$977.3M-1.3%	$990.1M
Cash & Equivalents	$211.6M+44.8%	$146.2M-1.1%	$147.8M+3.4%	$142.9M-6.1%	$152.2M+28.2%	$118.7M+27.1%	$93.4M+3.9%	$89.8M
Total Liabilities	$991.9M+6.2%	$933.9M+0.8%	$926.7M+0.6%	$921.6M-2.3%	$943.2M+3.2%	$913.7M+1.6%	$899.0M-0.7%	$905.8M
Total Equity	$93.9M+0.9%	$93.1M+1.1%	$92.1M+2.7%	$89.6M+4.1%	$86.1M+3.6%	$83.1M+6.2%	$78.3M-7.2%	$84.3M
Retained Earnings	$121.9M+1.1%	$120.5M+1.1%	$119.2M+0.6%	$118.5M+1.1%	$117.2M+0.8%	$116.3M+0.5%	$115.8M+0.5%	$115.1M

Not reported in any period shown, so not listed: Current Assets, Inventory, Accounts Receivable, Goodwill, Current Liabilities, Long-Term Debt.

AUBN Cash Flow Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type.

AUBN quarterly cash flow statement

Metric	TTM	FY25	FY24	FY23	FY22	FY21	FY20	FY19	FY18	FY17	FY16	FY15	FY14	FY13	FY12	FY11
Operating Cash Flow	$11.6M	$12.3M+14.2%	$10.8M-9.2%	$11.9M+8.4%	$11.0M-10.9%	$12.3M+26.6%	$9.7M-10.3%	$10.8M-10.6%	$12.1M+29.1%	$9.4M-10.4%	$10.5M-3.4%	$10.9M+3.0%	$10.5M-23.3%	$13.7M-8.9%	$15.1M+6.9%	$14.1M
Capital Expenditures	N/A	$1.5M-28.9%	$2.1M+399.8%	$418K-94.1%	$7.0M-65.1%	$20.2M	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Free Cash Flow	N/A	$10.9M+24.6%	$8.7M-24.1%	$11.5M+192.1%	$3.9M+150.0%	-$7.9M	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Investing Cash Flow	$3.4M	$18.8M+11.5%	$16.9M-81.6%	$91.4M+200.5%	-$91.0M+23.5%	-$118.8M-15.5%	-$102.9M-527.3%	$24.1M+299.8%	-$12.1M+69.6%	-$39.6M	N/A	N/A	-$4.0M+69.5%	-$13.1M-168.4%	$19.1M+4.4%	$18.3M
Financing Cash Flow	$44.5M	$23.3M+510.9%	-$5.7M+90.4%	-$59.2M-20.7%	-$49.0M-132.6%	$150.2M+32.5%	$113.3M+1597.4%	-$7.6M+81.3%	-$40.5M-380.4%	$14.5M	N/A	N/A	$22.7M+371.0%	-$8.4M+69.7%	-$27.7M-1813.4%	$1.6M
Share Buybacks	N/A	N/A	$0-100.0%	$229K-54.6%	$504K-68.9%	$1.6M	$0-100.0%	$2.7M	$0	N/A	N/A	N/A	N/A	$0	$0	$0

Metric	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24
Operating Cash Flow	$1.5M-40.4%	$2.5M-27.6%	$3.5M-14.3%	$4.1M+91.2%	$2.1M-18.7%	$2.6M-6.2%	$2.8M+49.5%	$1.9M
Investing Cash Flow	$7.9M+169.0%	-$11.4M-245.5%	-$3.3M-132.4%	$10.2M+244.8%	$3.0M-66.9%	$8.9M+18.1%	$7.6M-60.3%	$19.1M
Financing Cash Flow	$56.1M+674.5%	$7.2M+53.5%	$4.7M+120.0%	-$23.5M-182.8%	$28.4M+106.8%	$13.7M+300.7%	-$6.8M+85.0%	-$45.6M
Share Buybacks	N/A	N/A	N/A	N/A	N/A	N/A	$0	$0

Not reported in any period shown, so not listed: Capital Expenditures, Free Cash Flow, Dividends Paid.

AUBN Financial Ratios

Margins and returns are percentages; the remaining ratios are unitless multiples.

AUBN quarterly financial ratios

Metric	FY25	FY24	FY23	FY22	FY21	FY20	FY19	FY18	FY17	FY16	FY15	FY14	FY13	FY12	FY11
Net Margin	1172.0%	1041.9%	231.3%	1730.1%	1420.3%	1274.2%	1358.6%	1179.4%	1051.7%	30.4%+1.5pp	28.9%+1.2pp	27.8%+1.9pp	25.9%+2.6pp	23.3%+5.2pp	18.0%
Return on Equity	7.9%-0.3pp	8.2%+6.3pp	1.8%-13.4pp	15.2%+7.5pp	7.8%+0.8pp	6.9%-3.0pp	9.9%0.0pp	9.9%+0.9pp	9.0%-0.9pp	9.9%+0.1pp	9.8%0.0pp	9.8%-1.2pp	11.0%+1.4pp	9.6%+1.2pp	8.5%
Return on Assets	0.7%+0.1pp	0.7%+0.5pp	0.1%-0.9pp	1.0%+0.3pp	0.7%0.0pp	0.8%-0.4pp	1.2%+0.1pp	1.1%+0.2pp	0.9%-0.1pp	1.0%0.0pp	1.0%0.0pp	0.9%0.0pp	0.9%+0.1pp	0.9%+0.2pp	0.7%
Debt-to-Equity	10.07-1.4x	11.48-0.3x	11.75-2.3x	14.05+4.4x	9.65+1.8x	7.88+0.5x	7.42-0.8x	8.19+8.1x	0.040.0x	0.04-0.1x	0.09-0.1x	0.160.0x	0.19-0.5x	0.67-0.6x	1.30
FCF Margin	1755.1%	1420.2%	1904.5%	657.4%	-1387.8%	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A

Metric	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24
Net Margin	1502.0%	1436.6%	1053.8%	1446.1%	1205.9%	987.1%	1033.1%	1124.7%
Return on Equity	2.5%+0.1pp	2.4%+0.5pp	1.8%-0.7pp	2.5%+0.4pp	2.1%+0.3pp	1.8%-0.2pp	2.0%-0.1pp	2.1%
Return on Assets	0.2%0.0pp	0.2%0.0pp	0.2%-0.1pp	0.2%0.0pp	0.2%0.0pp	0.1%0.0pp	0.2%0.0pp	0.2%
Debt-to-Equity	10.57+0.5x	10.040.0x	10.07-0.2x	10.28-0.7x	10.960.0x	10.99-0.5x	11.48+0.7x	10.74

Not reported in any period shown, so not listed: Gross Margin, Operating Margin, Current Ratio, FCF Margin.

Reported as filed but not readable as a share of revenue in the periods where the ratio runs further from zero than a revenue base allows; no change figure is given where either compared period is one of those: Net Margin.

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Where Auburn National Ranks

Frequently Asked Questions

What is Auburn National's annual revenue?

Auburn National (AUBN) reported $619K in total revenue for fiscal year 2025. This represents a 0.8% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is Auburn National's revenue growing?

Auburn National (AUBN) revenue grew by 0.8% year-over-year, from $614K to $619K in fiscal year 2025.

Is Auburn National profitable?

Yes, Auburn National (AUBN) reported a net income of $7.3M in fiscal year 2025.

Does Auburn National pay dividends?

Yes, Auburn National (AUBN) paid $1.08 per share in dividends during fiscal year 2025.

What is Auburn National's return on equity (ROE)?

Auburn National (AUBN) has a return on equity of 7.9% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

What is Auburn National's free cash flow?

Auburn National (AUBN) generated $10.9M in free cash flow during fiscal year 2025. This represents a 24.6% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.

What is Auburn National's operating cash flow?

Auburn National (AUBN) generated $12.3M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.

What are Auburn National's total assets?

Auburn National (AUBN) had $1.0B in total assets as of fiscal year 2025, including both current and long-term assets.

What are Auburn National's capital expenditures?

Auburn National (AUBN) invested $1.5M in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.

How many shares does Auburn National have outstanding?

Auburn National (AUBN) had 3M shares outstanding as of fiscal year 2025.

What is Auburn National's debt-to-equity ratio?

Auburn National (AUBN) had a debt-to-equity ratio of 10.07 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.

What is Auburn National's return on assets (ROA)?

Auburn National (AUBN) had a return on assets of 0.7% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

What is Auburn National's Piotroski F-Score?

Auburn National (AUBN) has a Piotroski F-Score of 5 out of 6 computable signals; 3 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Are Auburn National's earnings high quality?

Auburn National (AUBN) has an earnings quality ratio of 1.70x, considered cash-backed (high quality). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.