What is First Northwest Bancorp's earnings per share (EPS)?

First Northwest Bancorp (FNWB) reported diluted earnings per share of -$0.48 for fiscal year 2025. This represents a 36.0% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

First Northwest Bancorp (FNWB) Financials

FNWB

Trailing 12 months to June 30, 2026

Revenue $67.6M +3.6% YoY

Net Income $1.5M +114.7% YoY

EPS (Diluted) $0.16 +113.8% YoY

Operating Cash Flow $17.4M +520.4% YoY

Market Cap $93.7M as of Oct 13, 2026

Price / Sales 1.4x on $67.6M revenue, trailing 12 months to June 30, 2026

Price / Earnings 62.5x on $1.5M net income, trailing 12 months to June 30, 2026

Price / Book 0.6x on $158.3M equity, Q2 FY2026

A multiple compares the market's price with a filed figure; it says what the market pays, not how the business is doing. The market capitalization is the vendor's as of Oct 13, 2026; every other figure is from the SEC filings on this page. Not financial advice.

Source SEC Filings (10-K/10-Q) Latest period Q2 FY2026, ended Jun 30, 2026 Reported Aug 6, 2026 Currency USD FYE December

Newest figures come from the 10-Q for Q2 FY2026, filed Aug 6, 2026. Each column of the statement tables below links to the filing it was taken from, and every filing is listed on the FNWB SEC filings page.

First Northwest Bancorp (FNWB) reported $67.6M in revenue over the twelve months to Jun 30, 2026, up 3.6% from the prior twelve months. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 13 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Rhea AI FNWB FY2025 2026-10-04

This liability-funded bank is still absorbing elevated funding costs, leaving earnings weak despite partial leverage improvement.

Interest expense rose from $39.5M in FY2023 to $56.0M in FY2024, a cost increase that helps explain why earnings collapsed even though revenue did not. By FY2025, interest expense eased to $49.7M while revenue held at $68.9M, yet profitability remained negative: the pressure appears tied more to funding costs than top-line volume.

FY2025 liabilities were $1.95B against $157M of equity, showing a balance sheet funded overwhelmingly by obligations rather than shareholder capital. That structure makes modest changes in funding economics consequential for returns; reported leverage nevertheless improved from 13.5x in FY2024 to 12.4x in FY2025.

Operating cash flow shifted from $16.9M in FY2024 to -$2.8M in FY2025, while the net loss narrowed over the same span. Cash became less supportive even as accounting results improved, indicating that balance-sheet movements matter materially alongside reported earnings.

Financial Health Signals

Financial Health Score 11/100

Scored as: Banks peer group

Scored against banks for FY2025. Each of the six dimensions is a percentile rank within that peer group; the overall is their average, with missing dimensions counted as zero out of six. A high score means strong standing among peers, not absolute cross-industry strength. How this score is calculated →

Health score ≠ stock price. This rates the quality of First Northwest Bancorp's business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.

Earnings

First Northwest Bancorp earned a return on assets of -0.2% in fiscal year 2025, which is the profit it made on every dollar of assets on its books. This is up from -0.3% the prior year. Earnings ranks banks on that return over three years, and First Northwest Bancorp scores 14/100 among other banks.

Growth

First Northwest Bancorp reported revenue of $68.9M in fiscal year 2025, against $68.9M in fiscal year 2024. Growth ranks banks on the three-year path of their net revenue, which is interest income and fee income less the interest they pay out, and First Northwest Bancorp scores 26/100 among other banks.

Capital

First Northwest Bancorp funded 7.5% of its assets with shareholders' equity at the end of fiscal year 2025, holding $157.3M of equity against $2.1B of assets. Capital ranks banks on that cushion, and First Northwest Bancorp scores 6/100 among other banks.

Efficiency

Efficiency measures what a bank spends running itself against the revenue that spending brings in, so a lower ratio is the better one. First Northwest Bancorp scores 8/100 on it among other banks.

Credit Quality

Not available for First Northwest Bancorp, and counted as zero in the overall score.

Stability

First Northwest Bancorp reported a net loss of $4.2M in fiscal year 2025, against a loss of $6.6M in fiscal year 2024. Stability ranks banks on how steady net income has been across five years, and First Northwest Bancorp scores 9/100 among other banks.

Piotroski F-Score Partial

3/6

First Northwest Bancorp passes 3 of 6 computable financial strength tests (3 of the nine could not be computed from available data). 2 of 4 profitability signals pass, no leverage/liquidity signals pass (rising debt, declining liquidity, or share dilution), both operating efficiency signals pass.

Earnings Quality No Cash Backing

N/A

First Northwest Bancorp reported a net loss of $4.2M while operations used $2.8M of cash. With neither figure positive, the ratio between the two carries no quality signal.

Key Financial Metrics

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Earnings & Revenue

Revenue

$16.2M

YoY-1.1%

QoQ-1.6%

5Y CAGR-1.6%

10Y CAGR+5.7%

First Northwest Bancorp generated $16.2M in revenue in Q2 2026. This represents a decrease of 1.1% from the same quarter a year earlier. Against the prior quarter it is down 1.6%.

Net Income

$308K

YoY-91.6%

QoQ+5033.3%

5Y CAGR-36.6%

10Y CAGR-12.4%

First Northwest Bancorp reported $308K in net income in Q2 2026. This represents a decrease of 91.6% from the same quarter a year earlier. Against the prior quarter it is up 5033.3%.

EPS (Diluted)

$0.03

YoY-92.9%

5Y CAGR-37.7%

10Y CAGR-11.3%

First Northwest Bancorp earned $0.03 per diluted share (EPS) in Q2 2026. This represents a decrease of 92.9% from the same quarter a year earlier.

EBITDA

Not reported for Q2 2026.

Cash & Balance Sheet

Shares Outstanding

10M

YoY+1.0%

QoQ+0.1%

First Northwest Bancorp had 10M shares outstanding in Q2 2026. This represents an increase of 1.0% from the same quarter a year earlier. Against the prior quarter it is up 0.1%.

Free Cash Flow

Not reported for Q2 2026.

Cash & Debt

Not reported for Q2 2026.

Dividends Per Share

Not reported for Q2 2026.

Margins & Returns

Net Margin

1.9%

YoY-20.5pp

QoQ+1.9pp

5Y change-15.2pp

10Y change-10.5pp

First Northwest Bancorp's net profit margin was 1.9% in Q2 2026, showing the share of revenue converted to profit. This is down 20.5 percentage points from the same quarter a year earlier. Against the prior quarter it is up 1.9 percentage points.

Return on Equity

0.2%

YoY-2.3pp

QoQ+0.2pp

5Y change-1.4pp

10Y change-0.4pp

First Northwest Bancorp's ROE was 0.2% in Q2 2026, measuring profit generated per dollar of shareholder equity. This is down 2.3 percentage points from the same quarter a year earlier. Against the prior quarter it is up 0.2 percentage points.

Gross Margin

Not reported for Q2 2026.

Operating Margin

Not reported for Q2 2026.

Capital Allocation

None of these metrics is reported for Q2 2026.

FNWB Income Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

FNWB quarterly income statement

Metric	TTM	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K
Revenue	$67.6M	$68.9M0.0%	$68.9M+5.3%	$65.5M-18.4%	$80.2M+8.5%	$73.9M+23.6%	$59.8M+33.3%	$44.9M+5.1%	$42.7M+12.9%	$37.8M+12.6%	$33.6M+21.7%	$27.6M+2.9%	$26.8M+5.7%	$25.4M
SG&A Expenses	$32.7M	$28.8M-11.8%	$32.7M+4.7%	$31.2M-13.2%	$35.9M+7.2%	$33.5M+36.3%	$24.6M+29.4%	$19.0M+0.3%	$18.9M+9.9%	$17.2M+18.7%	$14.5M+14.3%	$12.7M+9.4%	$11.6M+10.0%	$10.6M
Interest Expense	$46.0M	$49.7M-11.3%	$56.0M+41.9%	$39.5M+275.3%	$10.5M+95.7%	$5.4M-30.4%	$7.7M-32.5%	$11.4M+27.0%	$9.0M+74.7%	$5.2M+8.2%	$4.8M+3.9%	$4.6M-2.9%	$4.7M-21.2%	$6.0M
Income Tax	-$718K	-$1.2M-31.7%	-$944K-271.9%	$549K-80.7%	$2.8M-10.9%	$3.2M+8.1%	$3.0M+42.2%	$2.1M+31.9%	$1.6M-5.2%	$1.7M+14.1%	$1.5M+511.6%	-$354K-147.8%	$740K+75.4%	$422K
Net Income	$1.5M	-$4.2M+36.6%	-$6.6M-389.3%	$2.3M-85.4%	$15.6M+1.5%	$15.4M+49.1%	$10.3M+14.7%	$9.0M+26.9%	$7.1M+38.8%	$5.1M+28.2%	$4.0M+178.4%	-$5.1M-290.8%	$2.7M+15.1%	$2.3M
EPS (Basic)	N/A	-$0.48+36.0%	-$0.75-388.5%	$0.26-84.8%	$1.71+4.9%	$1.63+52.3%	$1.07+16.3%	$0.92+33.3%	$0.69+50.0%	$0.46+39.4%	$0.33+178.6%	-$0.42	N/A	N/A
EPS (Diluted)	$0.16	-$0.48+36.0%	-$0.75-388.5%	$0.26-84.8%	$1.71+4.9%	$1.63+52.3%	$1.07+17.6%	$0.91+33.8%	$0.68+47.8%	$0.46+39.4%	$0.33+178.6%	-$0.42	N/A	N/A
Diluted Shares (Avg)	N/A	9M+0.1%	9M-1.7%	9M-2.2%	9M-0.9%	9M-1.8%	9M-5.2%	10M-4.9%	10M-6.6%	11M-7.3%	12M-0.9%	12M	N/A	N/A

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Revenue	$16.2M-1.1%	$16.4M-6.7%	$18.4M+19.1%	$16.6M+4.9%	$16.4M-24.2%	$17.6M+9.4%	$15.4M+37.0%	$15.8M-11.5%
SG&A Expenses	$8.1M+71.4%	$8.2M+6.7%	$8.0M+9.2%	$8.4M-2.7%	$4.7M-45.3%	$7.7M-5.1%	$7.4M-0.4%	$8.6M+10.1%
Interest Expense	$11.3M-12.8%	$10.9M-16.0%	$11.4M-18.6%	$12.3M-13.0%	$12.9M-10.0%	$13.0M-3.1%	$14.1M+16.1%	$14.2M+30.3%
Income Tax	$17K-94.3%	-$320K+71.6%	$533K+48.5%	-$948K+21.2%	$297K+154.3%	-$1.1M-351.7%	$359K+126.5%	-$1.2M-299.5%
Net Income	$308K-91.6%	$6K+100.1%	$382K+113.6%	$802K+140.5%	$3.7M+265.0%	-$9.0M-2381.8%	-$2.8M+49.1%	-$2.0M-179.1%
EPS (Basic)	$0.03-92.9%	$0.00+100.0%	$0.04+112.5%	$0.09+139.1%	$0.42+268.0%	-$1.03-2675.0%	-$0.32+47.5%	-$0.23-182.1%
EPS (Diluted)	$0.03-92.9%	$0.00+100.0%	$0.04+112.5%	$0.09+139.1%	$0.42+268.0%	-$1.03-2675.0%	-$0.32+47.5%	-$0.23-182.1%
Diluted Shares (Avg)	9M+1.6%	9M+1.7%	N/A	9M+0.6%	9M+0.1%	9M-1.8%	N/A	9M-2.0%

Not reported in any period shown, so not listed: Cost of Revenue, Gross Profit, R&D Expenses, Operating Income, EBITDA.

FNWB Balance Sheet

FNWB quarterly balance sheet

Metric	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K
Total Assets	$2.1B-5.6%	$2.2B+1.4%	$2.2B+7.8%	$2.0B+6.3%	$1.9B+16.1%	$1.7B+26.5%	$1.3B+3.9%	$1.3B+15.7%	$1.1B+7.7%	$1.0B+7.8%	$936.8M+17.8%	$795.3M	N/A
Cash & Equivalents	N/A	N/A	N/A	N/A	N/A	N/A	$48.7M+85.2%	$26.3M+8.4%	$24.3M+7.2%	$22.6M-49.7%	$45.0M+137.5%	$19.0M-17.4%	$22.9M
Short-Term Investments	N/A	N/A	N/A	N/A	N/A	N/A	$0	$0	$0	$0	$0	$0	$0
Long-Term Investments	N/A	N/A	N/A	N/A	N/A	N/A	$0	$0	$0	$0	$0	$0	$0
Total Liabilities	$2.0B-6.1%	$2.1B+1.9%	$2.0B+8.2%	$1.9B+8.9%	$1.7B+17.9%	$1.5B+29.9%	$1.1B+4.0%	$1.1B+19.4%	$910.0M+10.9%	$820.4M+10.0%	$746.1M+4.5%	$714.3M	N/A
Long-Term Debt	N/A	N/A	N/A	N/A	N/A	$110.0M-2.6%	$112.9M-17.3%	$136.6M+76.4%	$77.4M-4.0%	$80.7M-10.4%	$90.0M-14.4%	$105.1M	N/A
Total Equity	$157.3M+2.2%	$153.9M-5.8%	$163.3M+1.1%	$161.6M-15.4%	$191.0M+2.5%	$186.4M+5.4%	$176.9M+2.7%	$172.3M-3.1%	$177.7M-6.3%	$189.7M-0.5%	$190.7M+135.4%	$81.0M+3.0%	$78.6M
Retained Earnings	$91.7M-5.7%	$97.2M-9.5%	$107.3M-6.2%	$114.4M+11.1%	$103.0M+11.2%	$92.7M+7.5%	$86.2M+5.6%	$81.6M+5.3%	$77.5M+0.3%	$77.3M+3.7%	$74.6M-6.4%	$79.7M	N/A

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Total Assets	$2.1B-3.2%	$2.1B-1.7%	$2.1B-5.6%	$2.1B-6.4%	$2.2B-0.9%	$2.2B-3.1%	$2.2B+1.4%	$2.3B+4.7%
Total Liabilities	$2.0B-3.9%	$2.0B-2.4%	$2.0B-6.1%	$2.0B-6.6%	$2.0B-0.6%	$2.0B-2.6%	$2.1B+1.9%	$2.1B+4.9%
Total Equity	$158.3M+5.7%	$157.0M+7.1%	$157.3M+2.2%	$154.5M-3.9%	$149.7M-5.8%	$146.5M-8.7%	$153.9M-5.8%	$160.8M+3.0%
Retained Earnings	$92.0M+1.7%	$91.7M+4.8%	$91.7M-5.7%	$91.3M-9.3%	$90.5M-12.4%	$87.5M-17.6%	$97.2M-9.5%	$100.7M-11.4%

Not reported in any period shown, so not listed: Current Assets, Cash & Equivalents, Short-Term Investments, Inventory, Accounts Receivable, Long-Term Investments, Goodwill, Current Liabilities, Non-Current Liabilities, Long-Term Debt.

FNWB Cash Flow Statement

FNWB quarterly cash flow statement

Metric	TTM	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K
Operating Cash Flow	$17.4M	-$2.8M-116.3%	$16.9M-5.6%	$17.9M+12.4%	$15.9M+4.9%	$15.2M+14.3%	$13.3M-6.0%	$14.1M+5.7%	$13.3M+1075.1%	$1.1M-89.3%	$10.6M+1002.1%	-$1.2M-132.6%	$3.6M-66.4%	$10.7M
Depreciation & Amortization	N/A	$1.2M-11.6%	$1.4M-12.4%	$1.6M-17.8%	$2.0M+36.9%	$1.4M+4.1%	$1.4M+2.7%	$1.3M+1.1%	$1.3M+6.9%	$1.2M+10.5%	$1.1M+15.2%	$973K-13.8%	$1.1M-7.8%	$1.2M
Stock-Based Compensation	N/A	$733K-23.4%	$957K-32.3%	$1.4M-11.7%	$1.6M-30.2%	$2.3M+77.1%	$1.3M+21.9%	$1.1M+0.9%	$1.1M+7.8%	$977K	$0	$0	N/A	N/A
Capital Expenditures	N/A	N/A	N/A	$1.6M-46.1%	$2.9M-51.6%	$6.0M+231.1%	$1.8M+326.8%	$426K-85.0%	$2.8M+197.2%	$956K-53.6%	$2.1M+62.7%	$1.3M-35.8%	$2.0M+320.5%	$469K
Free Cash Flow	N/A	N/A	N/A	$16.3M+25.5%	$13.0M+42.2%	$9.1M-20.1%	$11.4M-16.3%	$13.7M+30.2%	$10.5M+5763.7%	$179K-97.9%	$8.5M+449.4%	-$2.4M-250.5%	$1.6M-84.2%	$10.2M
Investing Cash Flow	$71.2M	$132.9M+252.7%	-$87.1M-3.4%	-$84.2M+64.6%	-$237.6M-73.6%	-$136.9M+56.7%	-$316.0M-1483.7%	-$19.9M+67.1%	-$60.7M+24.4%	-$80.3M+13.8%	-$93.1M+22.1%	-$119.5M-549.0%	-$18.4M+56.4%	-$42.2M
Financing Cash Flow	-$78.1M	-$117.5M-703.6%	$19.5M-86.5%	$143.9M+1.8%	$141.3M-22.6%	$182.6M-42.8%	$319.1M+1028.8%	$28.3M-23.4%	$36.9M-54.3%	$80.8M+34.4%	$60.1M-59.0%	$146.7M+1255.2%	$10.8M-9.3%	$11.9M
Dividends Paid	$19K	$1.3M-50.2%	$2.6M-2.0%	$2.7M-3.1%	$2.8M+10.0%	$2.5M+15.9%	$2.2M+54.5%	$1.4M+322.1%	$335K	$0	$0	N/A	N/A	N/A
Share Buybacks	N/A	$0-100.0%	$4.1M+253.1%	$1.1M-78.9%	$5.4M-9.0%	$6.0M-19.3%	$7.4M-5.3%	$7.8M-21.7%	$10.0M-39.6%	$16.5M+200.8%	$5.5M	$0	$0	$0

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Operating Cash Flow	$1.5M-62.4%	$885K+104.1%	$10.3M-17.5%	$4.7M+309.5%	$4.0M-51.0%	-$21.7M-346.9%	$12.5M+383.2%	$1.2M+146.1%
Depreciation & Amortization	$289K-10.5%	$318K-3.6%	$297K-7.5%	$298K-13.9%	$323K-11.3%	$330K-13.6%	$321K-21.9%	$346K-13.9%
Stock-Based Compensation	N/A	$106K-45.4%	N/A	N/A	N/A	$194K-26.5%	N/A	N/A
Investing Cash Flow	$3.1M+131.1%	-$5.6M-108.1%	$2.2M+43.5%	$71.5M+294.0%	-$10.1M-137.7%	$69.3M+188.3%	$1.5M+270.8%	-$36.9M-758.9%
Financing Cash Flow	-$10.4M-144.0%	$23.7M+147.8%	-$6.7M+72.6%	-$84.8M-340.5%	$23.6M+181.5%	-$49.7M-232.4%	-$24.3M-164.6%	$35.3M+1547.7%
Dividends Paid	$0-100.0%	$0-100.0%	$1K-99.8%	$18K-97.2%	$650K-2.4%	$649K-3.3%	$656K-2.8%	$652K-2.8%
Share Buybacks	N/A	N/A	$0	$0-100.0%	$0	$0-100.0%	$0-100.0%	$1.0M+8350.0%

Not reported in any period shown, so not listed: Capital Expenditures, Free Cash Flow.

FNWB Financial Ratios

Margins and returns are percentages; the remaining ratios are unitless multiples. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

FNWB quarterly financial ratios

Metric	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K
Net Margin	-6.1%+3.5pp	-9.6%-13.1pp	3.5%-16.0pp	19.5%-1.3pp	20.8%+3.6pp	17.3%-2.8pp	20.1%+3.5pp	16.6%+3.1pp	13.5%+1.6pp	11.9%+30.3pp	-18.4%-28.4pp	10.0%+0.8pp	9.1%
Return on Equity	-2.7%+1.6pp	-4.3%-5.7pp	1.4%-8.3pp	9.7%+1.6pp	8.1%+2.5pp	5.5%+0.5pp	5.1%+1.0pp	4.1%+1.2pp	2.9%+0.8pp	2.1%+4.8pp	-2.7%-6.0pp	3.3%+0.3pp	2.9%
Return on Assets	-0.2%+0.1pp	-0.3%-0.4pp	0.1%-0.7pp	0.8%0.0pp	0.8%+0.2pp	0.6%-0.1pp	0.7%+0.1pp	0.6%+0.1pp	0.5%+0.1pp	0.4%+0.9pp	-0.5%-0.9pp	0.3%	N/A
Debt-to-Equity	12.40-1.1x	13.50+1.0x	12.48+0.8x	11.66+2.6x	9.06+8.5x	0.590.0x	0.64-0.2x	0.79+0.4x	0.440.0x	0.430.0x	0.47-0.8x	1.30	N/A
Asset Turnover	0.030.0x	0.030.0x	0.030.0x	0.040.0x	0.040.0x	0.040.0x	0.030.0x	0.030.0x	0.030.0x	0.030.0x	0.030.0x	0.03	N/A
FCF Margin	N/A	N/A	24.9%+8.7pp	16.2%+3.8pp	12.4%-6.8pp	19.1%-11.3pp	30.5%+5.9pp	24.6%+24.1pp	0.5%-24.9pp	25.4%+34.2pp	-8.8%-14.9pp	6.0%-34.3pp	40.4%

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Net Margin	1.9%-20.5pp	0.0%+51.3pp	2.1%+20.3pp	4.8%+17.4pp	22.4%+32.6pp	-51.3%-53.7pp	-18.2%+30.8pp	-12.5%-26.5pp
Return on Equity	0.2%-2.3pp	0.0%+6.2pp	0.2%+2.1pp	0.5%+1.8pp	2.5%+3.9pp	-6.2%-6.4pp	-1.8%+1.6pp	-1.2%-2.8pp
Return on Assets	0.0%-0.2pp	0.0%+0.4pp	0.0%+0.1pp	0.0%+0.1pp	0.2%+0.3pp	-0.4%-0.4pp	-0.1%+0.1pp	-0.1%-0.2pp
Debt-to-Equity	12.42-1.2x	12.59-1.2x	12.40-1.1x	12.66-0.4x	13.66+0.7x	13.82+0.9x	13.50+1.0x	13.03+0.2x
Asset Turnover	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x

Not reported in any period shown, so not listed: Gross Margin, Operating Margin, Current Ratio, FCF Margin.

Similar Companies

Newest fiscal year on record for each company. The health score is the peer-relative Financial Health Score for that year; a dash means no score is published for it.

Company	Fiscal year	Revenue	Net income	Net margin	Market cap	Health score
First Northwest Bancorp FNWB	FY2025	$68.9M	-$4.2M	-6.1%	$93.7M	11/100
Bank of the James Financial Group, Inc BOTJ	FY2025	$48.7M	$9.0M	18.5%	$123.4M	52/100
First US Bancshares, Inc. FUSB	FY2025	$41.0M	$6.0M	14.6%	$90.4M	29/100
Broadway Financial Corp/Del BYFC	FY2025	$34.9M	-$24.8M	-71.0%	$107.7M	20/100
First Seacoast Bancorp, Inc. FSEA	FY2025	$15.4M	-$845K	-5.5%	$81.2M	25/100
Auburn National Bancorporation AUBN	FY2025	$32.8M	$7.3M	22.1%	$92.8M	42/100

Where First Northwest Bancorp Ranks

Frequently Asked Questions

What is First Northwest Bancorp's annual revenue?

First Northwest Bancorp (FNWB) reported $68.9M in total revenue for fiscal year 2025. That is unchanged from the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is First Northwest Bancorp's revenue growing?

First Northwest Bancorp (FNWB) revenue was essentially unchanged year-over-year, at $68.9M in fiscal year 2025 against $68.9M the year before.

Is First Northwest Bancorp profitable?

No, First Northwest Bancorp (FNWB) reported a net income of -$4.2M in fiscal year 2025, with a net profit margin of -6.1%.

What is First Northwest Bancorp's net profit margin?

First Northwest Bancorp (FNWB) had a net profit margin of -6.1% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.

Does First Northwest Bancorp pay dividends?

Yes, First Northwest Bancorp (FNWB) paid $0.14 per share in dividends during fiscal year 2025.

What is First Northwest Bancorp's return on equity (ROE)?

First Northwest Bancorp (FNWB) has a return on equity of -2.7% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

What is First Northwest Bancorp's operating cash flow?

First Northwest Bancorp (FNWB) recorded an outflow of $2.8M in operating cash flow during fiscal year 2025, representing cash used by core business activities.

What are First Northwest Bancorp's total assets?

First Northwest Bancorp (FNWB) had $2.1B in total assets as of fiscal year 2025, including both current and long-term assets.

How many shares does First Northwest Bancorp have outstanding?

First Northwest Bancorp (FNWB) had 9M shares outstanding as of fiscal year 2025.

What is First Northwest Bancorp's debt-to-equity ratio?

First Northwest Bancorp (FNWB) had a debt-to-equity ratio of 12.40 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.

What is First Northwest Bancorp's return on assets (ROA)?

First Northwest Bancorp (FNWB) had a return on assets of -0.2% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

What is First Northwest Bancorp's P/E ratio?

First Northwest Bancorp (FNWB) trades at 62.5x earnings, its market capitalization divided by net income of $1.5M net income, trailing 12 months to June 30, 2026. The market capitalization is $93.7M as of Oct 13, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.

What is First Northwest Bancorp's price-to-sales ratio?

First Northwest Bancorp (FNWB) trades at 1.4x sales, its market capitalization divided by revenue of $67.6M revenue, trailing 12 months to June 30, 2026. The market capitalization is $93.7M as of Oct 13, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.

What is First Northwest Bancorp's Piotroski F-Score?

First Northwest Bancorp (FNWB) has a Piotroski F-Score of 3 out of 6 computable signals; 3 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Are First Northwest Bancorp's earnings high quality?

First Northwest Bancorp (FNWB) reported a net loss of $4.2M while operations used $2.8M of cash. With neither figure positive, the ratio between the two carries no quality signal. This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.

How financially healthy is First Northwest Bancorp?

First Northwest Bancorp (FNWB) scores 11 out of 100 on our Financial Health Score, indicating weak standing within its banks peer group. The score is a 0-100 composite of six dimensions (Earnings, Growth, Capital, Efficiency, Credit Quality, Stability), each ranked as a percentile relative to companies in the same scoring family (banks against banks, REITs against REITs, and so on) rather than across all industries. It rates the quality of the business, not whether the stock is fairly priced, and is not financial advice. Learn more in our complete guide to financial health indicators.