What is Broadway Finl Corp Del's earnings per share (EPS)?

Broadway Finl Corp Del (BYFC) reported diluted earnings per share of -$3.23 for fiscal year 2025. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

Broadway Finl Corp Del Financials

BYFC

Trailing 12 months to June 30, 2026

Revenue $188K -98.8% YoY

Net Income -$20.7M -18746.4% YoY

EPS (Diluted) -$2.75 -663.9% YoY

Free Cash Flow $6.2M +230.5% YoY

Source SEC Filings (10-K/10-Q) Latest period Q2 FY2026, ended Jun 30, 2026 Reported Aug 13, 2026 Currency USD FYE December

Broadway Finl Corp Del (BYFC) reported $188K in revenue over the twelve months to Jun 30, 2026, down 98.8% from the prior twelve months. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 15 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Rhea AI BYFC FY2025 2026-05-15

Broadway Financial’s economics are being driven by funding costs, with an asset-heavy balance sheet amplifying relatively small earnings swings.

From FY2023 to FY2025, interest expense stayed elevated at $17.8M and then $28.1M, even as profitability moved the other way. Operating cash flow fell from $7.6M to $230K, which suggests the FY2025 loss of -$24.8M reflects a funding burden that core cash generation no longer covered, rather than a company spending heavily to expand.

This is a balance-sheet-driven business: FY2025 assets of $1.35B were supported by only $262.8M of equity. Debt-to-equity rose from 3.2x in FY2022 to 4.1x in FY2025, so modest changes in asset returns or funding cost can hit common equity disproportionately.

Cash pressure looks more like weak cash conversion than capital intensity. Free cash flow slipped from $1.3M to roughly $0 in FY2025, and capex was only $243K, meaning the strain came from the operating engine producing less cash, not from heavy reinvestment.

Financial Health Signals

Financial health score not available

Broadway Finl Corp Del does not currently provide enough eligible data for a peer-relative financial health score, so none is published. The signals and metrics below are current.

Piotroski F-Score Partial

3/5

Broadway Finl Corp Del passes 3 of 5 computable financial strength tests (4 of the nine could not be computed from available data). 2 of 4 profitability signals pass, both operating efficiency signals pass.

Earnings Quality Mixed

N/A

Broadway Finl Corp Del reported a net loss of $24.8M while generating $230K in operating cash flow. Operations generated cash despite the loss, but with no positive earnings behind it, the ratio between the two carries no quality signal.

Key Financial Metrics

Export CSV

Earnings & Revenue

Revenue

$184K

YoY+18.7%

5Y CAGR-15.2%

10Y CAGR-35.7%

Broadway Finl Corp Del generated $184K in revenue in fiscal year 2025. This represents an increase of 18.7% from the prior year.

Net Income

-$24.8M

YoY-1385.4%

Broadway Finl Corp Del reported -$24.8M in net income in fiscal year 2025. This represents a decrease of 1385.4% from the prior year.

EPS (Diluted)

-$3.23

Broadway Finl Corp Del earned -$3.23 per diluted share (EPS) in fiscal year 2025.

EBITDA

Not reported for fiscal year 2025.

Cash & Balance Sheet

Free Cash Flow

-$13K

YoY-101.0%

Broadway Finl Corp Del recorded an outflow of $13K in free cash flow in fiscal year 2025, representing a cash shortfall after capex. This represents a decrease of 101.0% from the prior year.

Cash & Debt

$10.5M

YoY-82.9%

5Y CAGR-35.8%

10Y CAGR-17.0%

Broadway Finl Corp Del held $10.5M in cash as of fiscal year 2025; long-term debt is not reported for that period.

Dividends Per Share

Not reported for fiscal year 2025.

Shares Outstanding

Not reported for fiscal year 2025.

Margins & Returns

Return on Equity

-9.4%

YoY-10.1pp

5Y CAGR-8.1pp

10Y CAGR-29.1pp

Broadway Finl Corp Del's ROE was -9.4% in fiscal year 2025, measuring profit generated per dollar of shareholder equity. This is down 10.1 percentage points from the prior year.

Gross Margin

Not reported for fiscal year 2025.

Operating Margin

Not reported for fiscal year 2025.

Net Margin

Not shown for fiscal year 2025: the reported ratio is below -100.0% of revenue, so it does not read as a share of revenue.

Capital Allocation

Capital Expenditures

$243K

YoY+76.1%

5Y CAGR-10.2%

10Y CAGR+8.2%

Broadway Finl Corp Del invested $243K in capex in fiscal year 2025, funding long-term assets and infrastructure. This represents an increase of 76.1% from the prior year.

R&D Spending

Not reported for fiscal year 2025.

Share Buybacks

Not reported for fiscal year 2025.

BYFC Income Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type.

BYFC quarterly income statement

Metric	TTM	FY25	FY24	FY23	FY22	FY21	FY20	FY19	FY18	FY17	FY16	FY15	FY14	FY13	FY12	FY11
Revenue	$188K	$184K+18.7%	$155K-13.4%	$179K+23.4%	$145K-41.8%	$249K-40.7%	$420K-14.5%	$491K+9.4%	$449K+0.7%	$446K-97.1%	$15.3M+0.9%	$15.2M-3.6%	$15.7M-1.5%	$16.0M-19.7%	$19.9M-20.8%	$25.1M
SG&A Expenses	$18.3M	$18.8M+7.3%	$17.6M+12.2%	$15.7M+9.4%	$14.3M-10.6%	$16.0M+91.4%	$8.4M+13.7%	$7.4M+4.3%	$7.1M-0.5%	$7.1M+1.0%	$7.0M-13.3%	$8.1M+17.7%	$6.9M+17.8%	$5.8M-6.3%	$6.2M-4.6%	$6.5M
Interest Expense	$30.2M	$28.1M-12.6%	$32.2M+81.1%	$17.8M+421.1%	$3.4M-9.1%	$3.7M-31.5%	$5.5M-14.3%	$6.4M+29.6%	$4.9M+13.4%	$4.3M+12.1%	$3.9M+0.3%	$3.9M-0.1%	$3.9M-20.5%	$4.9M-24.3%	$6.4M-20.2%	$8.1M
Income Tax	$1.7M	$338K-58.5%	$815K-57.3%	$1.9M-21.0%	$2.4M+357.5%	-$937K-130.2%	-$407K-18.0%	-$345K-716.1%	$56K-97.0%	$1.9M+183.7%	-$2.2M+51.4%	-$4.6M-152566.7%	$3K-25.0%	$4K-99.5%	$829K-55.0%	$1.8M
Net Income	-$20.7M	-$24.8M-1385.4%	$1.9M-55.4%	$4.3M-23.2%	$5.6M+239.2%	-$4.0M-530.8%	-$642K-211.7%	-$206K-125.3%	$815K-56.4%	$1.9M-46.3%	$3.5M-61.6%	$9.1M+258.7%	$2.5M+940.2%	-$301K-151.2%	$588K+104.1%	-$14.3M
EPS (Diluted)	-$2.75	-$3.23	$0.04	$0.49-21.0%	$0.62	-$0.07	-$0.02	-$0.01-133.3%	$0.03-57.1%	$0.07-41.7%	$0.12-61.3%	$0.31+181.8%	$0.11	-$0.13+65.8%	-$0.38+95.7%	-$8.81

Metric	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24
Revenue	$44K0.0%	$44K-17.0%	$53K+12.8%	$47K+14.6%	$41K-4.7%	$43K-99.7%	$16.2M+44919.4%	$36K
SG&A Expenses	$4.3M-13.0%	$4.9M+1.7%	$4.8M+10.6%	$4.3M-1.6%	$4.4M-16.5%	$5.3M-26.7%	$7.2M+62.7%	$4.4M
Interest Expense	$8.3M+16.2%	$7.2M-5.4%	$7.6M+5.4%	$7.2M+8.0%	$6.6M-1.7%	$6.8M-17.7%	$8.2M-0.8%	$8.3M
Income Tax	$330K+17.0%	$282K-28.1%	$392K-46.7%	$736K+148.6%	$296K+127.3%	-$1.1M-307.3%	$524K+154.4%	$206K
Net Income	$968K-16.5%	$1.2M+13.1%	$1.0M+104.3%	-$23.9M-3275.9%	$752K+128.0%	-$2.7M-305.1%	$1.3M+154.1%	$516K
EPS (Diluted)	$0.02	$0.05+25.0%	$0.04	-$2.86	$0.00+100.0%	-$0.39	$0.06+300.0%	-$0.03

Not reported in any period shown, so not listed: Cost of Revenue, Gross Profit, R&D Expenses, Operating Income.

BYFC Balance Sheet

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type.

BYFC quarterly balance sheet

Metric	FY25	FY24	FY23	FY22	FY21	FY20	FY19	FY18	FY17	FY16	FY15	FY14	FY13	FY12	FY11
Total Assets	$1.3B+0.8%	$1.3B-5.1%	$1.4B+18.8%	$1.2B+8.3%	$1.1B+126.2%	$483.4M+9.8%	$440.4M+7.6%	$409.4M-1.0%	$413.7M-3.6%	$429.1M+6.5%	$402.9M+14.8%	$350.9M+5.5%	$332.5M-11.0%	$373.7M-9.7%	$413.7M
Cash & Equivalents	$10.5M-82.9%	$61.4M-41.7%	$105.2M+553.2%	$16.1M-93.0%	$231.5M+140.9%	$96.1M+517.4%	$15.6M-6.5%	$16.7M-25.1%	$22.2M+20.6%	$18.4M-72.8%	$67.8M+226.3%	$20.8M-64.3%	$58.2M-9.6%	$64.4M+103.7%	$31.6M
Goodwill	$0-100.0%	$25.9M0.0%	$25.9M0.0%	$25.9M-0.5%	$26.0M	$0	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Total Liabilities	$1.1B+3.1%	$1.0B-6.7%	$1.1B+24.3%	$904.6M-5.0%	$952.4M+119.2%	$434.5M+11.0%	$391.5M+8.5%	$361.0M-1.4%	$366.0M-4.6%	$383.6M+7.5%	$356.7M+13.8%	$313.6M+2.2%	$306.9M-13.7%	$355.7M-10.1%	$395.5M
Total Equity	$262.8M-7.8%	$285.0M+1.2%	$281.7M+0.8%	$279.5M+98.2%	$141.0M+188.4%	$48.9M+0.1%	$48.8M+0.9%	$48.4M+1.5%	$47.7M+4.8%	$45.5M-1.4%	$46.2M+23.9%	$37.3M+45.6%	$25.6M+42.1%	$18.0M-1.5%	$18.3M
Retained Earnings	-$15.2M-219.7%	$12.7M+2.9%	$12.4M+33.0%	$9.3M+153.0%	$3.7M-52.8%	$7.8M-7.6%	$8.4M-2.4%	$8.6M+10.4%	$7.8M+30.0%	$6.0M+137.4%	$2.5M+138.7%	-$6.5M+27.9%	-$9.1M-13.5%	-$8.0M-9.5%	-$7.3M

Metric	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24
Total Assets	$1.6B+9.7%	$1.4B+6.0%	$1.3B+0.7%	$1.3B+7.1%	$1.2B-0.9%	$1.3B-5.7%	$1.3B-5.0%	$1.4B
Cash & Equivalents	$48.9M+83.8%	$26.6M+153.2%	$10.5M-46.7%	$19.7M-33.1%	$29.5M+86.9%	$15.8M-74.3%	$61.4M-36.8%	$97.1M
Goodwill	N/A	N/A	$0	$0-100.0%	$25.9M0.0%	$25.9M0.0%	$25.9M0.0%	$25.9M
Total Liabilities	$1.3B+11.8%	$1.2B+7.5%	$1.1B+0.8%	$1.1B+11.5%	$962.6M-1.3%	$975.0M-7.1%	$1.0B-6.1%	$1.1B
Total Equity	$262.3M-0.1%	$262.5M-0.1%	$262.8M+0.4%	$261.7M-8.1%	$284.7M+0.4%	$283.6M-0.5%	$285.0M-0.4%	$286.2M
Retained Earnings	-$14.6M+1.5%	-$14.8M+2.7%	-$15.2M+0.7%	-$15.3M-265.2%	$9.3M0.0%	$9.3M-27.0%	$12.7M-2.0%	$13.0M

Not reported in any period shown, so not listed: Current Assets, Inventory, Accounts Receivable, Current Liabilities, Long-Term Debt.

BYFC Cash Flow Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type.

BYFC quarterly cash flow statement

Metric	TTM	FY25	FY24	FY23	FY22	FY21	FY20	FY19	FY18	FY17	FY16	FY15	FY14	FY13	FY12	FY11
Operating Cash Flow	$6.7M	$230K-83.5%	$1.4M-81.7%	$7.6M+20.1%	$6.3M+913.5%	$624K+104.6%	-$13.6M-258.9%	$8.5M+3546.6%	$234K+102.3%	-$10.2M-1199.6%	$930K-93.4%	$14.2M+982.1%	$1.3M-23.5%	$1.7M-41.7%	$2.9M-49.1%	$5.8M
Capital Expenditures	$559K	$243K+76.1%	$138K-33.7%	$208K-35.6%	$323K-71.6%	$1.1M+174.2%	$415K+912.2%	$41K-46.8%	$77K-57.9%	$183K+14.4%	$160K+44.1%	$111K-47.9%	$213K-37.5%	$341K+3000.0%	$11K-66.7%	$33K
Free Cash Flow	$6.2M	-$13K-101.0%	$1.3M-83.0%	$7.4M+23.1%	$6.0M+1267.5%	-$514K+96.3%	-$14.0M-264.5%	$8.5M+5308.9%	$157K+101.5%	-$10.4M-1451.8%	$770K-94.5%	$14.1M+1182.3%	$1.1M-19.9%	$1.4M-53.2%	$2.9M-49.0%	$5.7M
Investing Cash Flow	-$321.6M	-$79.4M-380.5%	$28.3M+121.5%	-$131.5M+59.4%	-$324.0M-1397.7%	$25.0M-50.8%	$50.7M+229.5%	-$39.1M-4685.9%	-$818K-102.7%	$30.2M+140.7%	-$74.1M	N/A	N/A	N/A	$70.8M+16.0%	$61.1M
Financing Cash Flow	$334.2M	$28.3M+138.5%	-$73.5M-134.5%	$213.0M+108.4%	$102.2M-6.9%	$109.8M+153.1%	$43.4M+46.9%	$29.5M+692.5%	-$5.0M+69.1%	-$16.1M-167.9%	$23.8M	N/A	N/A	N/A	-$41.0M+28.3%	-$57.2M
Share Buybacks	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	$4.0M	N/A	N/A	N/A	N/A	N/A

Metric	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24
Operating Cash Flow	$4.0M+259.3%	$1.1M+149.9%	-$2.3M-159.0%	$3.8M+27.0%	$3.0M+169.3%	-$4.3M-53.0%	-$2.8M-146.5%	$6.1M
Capital Expenditures	$311K+842.4%	$33K-69.7%	$109K+2.8%	$106K+715.4%	$13K-13.3%	$15K+66.7%	$9K-69.0%	$29K
Free Cash Flow	$3.7M+241.7%	$1.1M+146.2%	-$2.4M-163.6%	$3.7M+24.0%	$3.0M+168.7%	-$4.4M-53.0%	-$2.9M-146.8%	$6.1M
Investing Cash Flow	-$117.1M-71.6%	-$68.2M-407.7%	-$13.4M+89.1%	-$122.9M-590.6%	$25.0M-21.4%	$31.8M+0.8%	$31.6M+14005.4%	$224K
Financing Cash Flow	$135.3M+62.7%	$83.2M+1186.2%	$6.5M-94.1%	$109.2M+862.2%	-$14.3M+80.4%	-$73.1M-13.3%	-$64.5M-7062.0%	$926K
Dividends Paid	N/A	N/A	N/A	N/A	N/A	$750K	N/A	$750K

Not reported in any period shown, so not listed: Share Buybacks.

BYFC Financial Ratios

Margins and returns are percentages; the remaining ratios are unitless multiples.

BYFC quarterly financial ratios

Metric	FY25	FY24	FY23	FY22	FY21	FY20	FY19	FY18	FY17	FY16	FY15	FY14	FY13	FY12	FY11
Net Margin	-13475.5%	1244.5%	2417.3%	3886.9%	-1626.5%	-152.9%	-42.0%	181.5%	419.1%	22.8%-37.1pp	59.9%+43.8pp	16.1%+18.0pp	-1.9%-4.9pp	3.0%+59.7pp	-56.8%
Return on Equity	-9.4%-10.1pp	0.7%-0.9pp	1.5%-0.5pp	2.0%+4.9pp	-2.9%-1.6pp	-1.3%-0.9pp	-0.4%-2.1pp	1.7%-2.2pp	3.9%-3.7pp	7.6%-12.0pp	19.7%+12.9pp	6.8%+8.0pp	-1.2%-4.5pp	3.3%+81.3pp	-78.0%
Return on Assets	-1.8%-2.0pp	0.1%-0.2pp	0.3%-0.2pp	0.5%+0.9pp	-0.4%-0.2pp	-0.1%-0.1pp	-0.1%-0.3pp	0.2%-0.2pp	0.4%-0.4pp	0.8%-1.4pp	2.3%+1.5pp	0.7%+0.8pp	-0.1%-0.3pp	0.2%+3.6pp	-3.5%
Debt-to-Equity	4.12+0.4x	3.68-0.3x	3.99+0.8x	3.24-3.5x	6.75-2.1x	8.89+0.9x	8.02+0.6x	7.45-0.2x	7.67-0.8x	8.43+0.7x	7.73-0.7x	8.42-3.6x	11.99-7.8x	19.75-1.9x	21.64
FCF Margin	-7.1%	809.7%	4126.3%	4138.6%	-206.4%	-3326.2%	1729.5%	35.0%	-2333.9%	5.0%-87.7pp	92.7%+85.8pp	7.0%-1.6pp	8.6%-6.1pp	14.7%-8.1pp	22.8%

Metric	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24
Net Margin	2200.0%	2634.1%	1934.0%	-50814.9%	1834.2%	-6253.5%	8.1%	1433.3%
Return on Equity	0.4%-0.1pp	0.4%+0.1pp	0.4%+9.5pp	-9.1%-9.4pp	0.3%+1.2pp	-0.9%-1.4pp	0.5%+0.3pp	0.2%
Return on Assets	0.1%0.0pp	0.1%0.0pp	0.1%+1.9pp	-1.8%-1.8pp	0.1%+0.3pp	-0.2%-0.3pp	0.1%+0.1pp	0.0%
Debt-to-Equity	4.96+0.5x	4.43+0.3x	4.120.0x	4.10+0.7x	3.38-0.1x	3.44-0.2x	3.68-0.2x	3.91
FCF Margin	8495.4%	2486.4%	-4464.1%	7910.6%	7312.2%	-10146.5%	-17.6%	16908.3%

Not reported in any period shown, so not listed: Gross Margin, Operating Margin, Current Ratio.

Reported as filed but not readable as a share of revenue in the periods where the ratio runs further from zero than a revenue base allows; no change figure is given where either compared period is one of those: Net Margin, FCF Margin.

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Where Broadway Finl Corp Del Ranks

Frequently Asked Questions

What is Broadway Finl Corp Del's annual revenue?

Broadway Finl Corp Del (BYFC) reported $184K in total revenue for fiscal year 2025. This represents a 18.7% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is Broadway Finl Corp Del's revenue growing?

Broadway Finl Corp Del (BYFC) revenue grew by 18.7% year-over-year, from $155K to $184K in fiscal year 2025.

Is Broadway Finl Corp Del profitable?

No, Broadway Finl Corp Del (BYFC) reported a net income of -$24.8M in fiscal year 2025.

What is Broadway Finl Corp Del's return on equity (ROE)?

Broadway Finl Corp Del (BYFC) has a return on equity of -9.4% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

What is Broadway Finl Corp Del's free cash flow?

Broadway Finl Corp Del (BYFC) recorded an outflow of $13K in free cash flow during fiscal year 2025. This represents a -101.0% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.

What is Broadway Finl Corp Del's operating cash flow?

Broadway Finl Corp Del (BYFC) generated $230K in operating cash flow during fiscal year 2025, representing cash generated from core business activities.

What are Broadway Finl Corp Del's total assets?

Broadway Finl Corp Del (BYFC) had $1.3B in total assets as of fiscal year 2025, including both current and long-term assets.

What are Broadway Finl Corp Del's capital expenditures?

Broadway Finl Corp Del (BYFC) invested $243K in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.

What is Broadway Finl Corp Del's debt-to-equity ratio?

Broadway Finl Corp Del (BYFC) had a debt-to-equity ratio of 4.12 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.

What is Broadway Finl Corp Del's return on assets (ROA)?

Broadway Finl Corp Del (BYFC) had a return on assets of -1.8% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

What is Broadway Finl Corp Del's Piotroski F-Score?

Broadway Finl Corp Del (BYFC) has a Piotroski F-Score of 3 out of 5 computable signals; 4 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Are Broadway Finl Corp Del's earnings high quality?

Broadway Finl Corp Del (BYFC) reported a net loss of $24.8M while generating $230K in operating cash flow. Operations generated cash despite the loss, but with no positive earnings behind it, the ratio between the two carries no quality signal. This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.