Newest figures come from the 10-Q for Q2 FY2026, filed Jul 31, 2026. Each column of the statement tables below links to the filing it was taken from, and every filing is listed on the BACRP SEC filings page.
Bank of America Corp (BACRP) reported $119.2B in revenue over the twelve months to Jun 30, 2026, up 8.1% from the prior twelve months. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 15 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).
Balance-sheet funding and volatile cash-flow translation define the banking model more than revenue growth alone.
Revenue expanded from$89.1B in FY2021 to$113.1B in FY2025, but the accompanying margin compression means scale did not translate proportionally into earnings. Operating cash flow alternated between negative and positive despite annual profits, indicating that funding and asset movements materially shape reported cash conversion.
The balance sheet grew to
Net income recovered to
Financial Health Signals
Bank of America Corp does not currently provide enough eligible data for a peer-relative financial health score, so none is published. The signals and metrics below are current.
Bank of America Corp passes 5 of 7 computable financial strength tests (2 of the nine could not be computed from available data). 3 of 4 profitability signals pass, 1 of 2 leverage/liquidity signals pass, both operating efficiency signals pass.
For every $1 of reported earnings, Bank of America Corp generates $0.41 in operating cash flow ($12.6B OCF vs $30.5B net income). This low ratio suggests earnings are primarily driven by accounting accruals rather than cash generation, which may not be sustainable.
Key Financial Metrics
Earnings & Revenue
Bank of America Corp generated $31.6B in revenue in Q2 2026. This represents an increase of 15.0% from the same quarter a year earlier. Against the prior quarter it is up 4.2%.
Bank of America Corp reported $9.1B in net income in Q2 2026. This represents an increase of 26.6% from the same quarter a year earlier. Against the prior quarter it is up 5.7%.
Bank of America Corp earned $1.21 per diluted share (EPS) in Q2 2026. This represents an increase of 34.4% from the same quarter a year earlier. Against the prior quarter it is up 9.0%.
Not reported for Q2 2026.
Cash & Balance Sheet
Bank of America Corp held $229.7B in cash against $339.9B in long-term debt as of Q2 2026.
Bank of America Corp paid $0.28 per share in dividends in Q2 2026. This represents an increase of 7.7% from the same quarter a year earlier. It is unchanged from the prior quarter.
Not reported for Q2 2026.
Margins & Returns
Bank of America Corp's net profit margin was 28.7% in Q2 2026, showing the share of revenue converted to profit. This is up 2.6 percentage points from the same quarter a year earlier. Against the prior quarter it is up 0.4 percentage points.
Bank of America Corp's ROE was 3.0% in Q2 2026, measuring profit generated per dollar of shareholder equity. This is up 0.6 percentage points from the same quarter a year earlier. Against the prior quarter it is up 0.2 percentage points.
Not reported for Q2 2026.
Not reported for Q2 2026.
Capital Allocation
Bank of America Corp spent $6.0B on share buybacks in Q2 2026, returning capital to shareholders by reducing shares outstanding. This represents an increase of 13.3% from the same quarter a year earlier. Against the prior quarter it is down 17.0%.
Not reported for Q2 2026.
Not reported for Q2 2026.
BACRP Income Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q2'2610-Q | Q1'2610-Q | Q4'2510-Q | Q3'2510-Q | Q2'2510-Q | Q1'2510-Q | Q4'2410-K | Q3'2410-Q |
|---|---|---|---|---|---|---|---|---|
| Revenue | $31.6B+15.0% | $30.3B+7.2% | $29.3B0.0% | $28.1B+10.8% | $27.4B+8.1% | $28.2B+9.4% | $29.3B+12.1% | $25.3B+0.7% |
| SG&A Expenses | $11.0B+6.3% | $11.3B+4.1% | $10.6B+3.5% | $10.5B+6.1% | $10.3B+5.1% | $10.9B+6.8% | $10.2B+8.3% | $9.9B+3.8% |
| Interest Expense | $17.8B-11.7% | $17.6B-10.2% | $18.5B-14.4% | $20.1B-14.4% | $20.2B-12.7% | $19.6B-11.8% | $21.6B-0.3% | $23.5B+22.2% |
| Income Tax | $2.5B+66.3% | $1.8B+11.2% | $3.1B-33.0% | $987.0M+130.6% | $1.5B+125.9% | $1.6B+178.4% | $4.6B+4.4% | $428.0M+46.1% |
| Net Income | $9.1B+26.6% | $8.6B+16.6% | $7.5B+15.4% | $8.5B+22.8% | $7.2B+4.0% | $7.4B+10.3% | $6.5B+121.7% | $6.9B-11.6% |
| EPS (Basic) | $1.22+34.1% | $1.12+23.1% | $0.97+19.8% | $1.08+31.7% | $0.91+9.6% | $0.91+18.2% | $0.81+125.0% | $0.82-9.9% |
| EPS (Diluted) | $1.21+34.4% | $1.11+24.7% | $0.96+21.5% | $1.06+30.9% | $0.90+8.4% | $0.89+17.1% | $0.79+119.4% | $0.81-10.0% |
| Diluted Shares (Avg) | 7.29B-4.7% | 7.42B-4.5% | N/A | 7.63B-3.5% | 7.65B-3.9% | 7.77B-3.2% | N/A | 7.90B-2.2% |
Not reported in any period shown, so not listed: Cost of Revenue, Gross Profit, R&D Expenses, Operating Income, EBITDA.
BACRP Balance Sheet
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q2'2610-Q | Q1'2610-Q | Q4'2510-Q | Q3'2510-Q | Q2'2510-Q | Q1'2510-Q | Q4'2410-K | Q3'2410-Q |
|---|---|---|---|---|---|---|---|---|
| Total Assets | $3.5T+1.7% | $3.5T+4.4% | $3.4T+4.6% | $3.4T+2.4% | $3.4T+5.6% | $3.3T+2.3% | $3.3T+2.6% | $3.3T+5.4% |
| Cash & Equivalents | $229.7B-13.6% | $242.5B-11.4% | $231.8B-20.1% | $246.5B-16.6% | $266.0B-17.0% | $273.6B-12.7% | $290.1B-12.9% | $295.6B-16.0% |
| Short-Term Investments | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Long-Term Investments | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Goodwill | $69.0B0.0% | $69.0B0.0% | $69.0B0.0% | $69.0B0.0% | $69.0B0.0% | $69.0B0.0% | $69.0B0.0% | $69.0B0.0% |
| Total Liabilities | $3.2T+1.8% | $3.2T+4.6% | $3.1T+4.8% | $3.1T+2.4% | $3.1T+6.0% | $3.1T+2.5% | $3.0T+2.7% | $3.0T+5.6% |
| Long-Term Debt | $339.9B+8.4% | $326.0B+7.2% | $317.8B+12.2% | $311.5B+4.9% | $313.4B+7.9% | $304.1B+2.6% | $283.3B-6.3% | $296.9B+2.3% |
| Total Equity | $301.1B+1.0% | $300.7B+2.3% | $303.2B+3.2% | $304.2B+2.6% | $298.0B+1.4% | $293.9B+0.1% | $294.0B+1.3% | $296.5B+3.3% |
| Retained Earnings | $274.5B+8.9% | $267.8B+8.3% | $261.7B+8.7% | $258.1B+8.5% | $252.2B+8.0% | $247.3B+8.0% | $240.8B+7.2% | $238.0B+6.3% |
Not reported in any period shown, so not listed: Current Assets, Inventory, Accounts Receivable, Current Liabilities, Non-Current Liabilities.
BACRP Cash Flow Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q2'2610-Q | Q1'2610-Q | Q4'2510-Q | Q3'2510-Q | Q2'2510-Q | Q1'2510-Q | Q4'2410-K | Q3'2410-Q |
|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $29.0B+418.0% | $41.8B+2012.5% | -$22.9B-188.5% | $46.9B+225.7% | -$9.1B-150.5% | -$2.2B+85.9% | $25.9B-20.8% | -$37.3B-416.6% |
| Depreciation & Amortization | $612.0M+7.2% | $605.0M+7.1% | $594.0M+6.3% | $584.0M+6.4% | $571.0M+5.2% | $565.0M+5.0% | $559.0M+6.1% | $549.0M+6.2% |
| Stock-Based Compensation | N/A | $1.0B+3.3% | N/A | N/A | N/A | $999.0M+15.5% | N/A | N/A |
| Investing Cash Flow | -$16.8B+70.6% | -$66.5B+25.3% | -$1.2B-112.5% | $1.9B+107.1% | -$56.9B-3637.2% | -$89.0B-24.8% | $9.4B+114.7% | -$27.3B+54.5% |
| Financing Cash Flow | -$24.7B-144.9% | $35.9B-50.7% | $10.0B+127.3% | -$68.0B-284.9% | $55.1B+763.4% | $72.8B+6.1% | -$36.8B-425.6% | $36.8B+33.1% |
| Share Buybacks | $6.0B+13.3% | $7.2B+60.1% | $6.3B+78.5% | $5.3B+50.0% | $5.3B+50.0% | $4.5B+80.8% | $3.5B+335.9% | $3.5B+253.4% |
Not reported in any period shown, so not listed: Capital Expenditures, Free Cash Flow, Dividends Paid.
BACRP Financial Ratios
Margins and returns are percentages; the remaining ratios are unitless multiples. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q2'2610-Q | Q1'2610-Q | Q4'2510-Q | Q3'2510-Q | Q2'2510-Q | Q1'2510-Q | Q4'2410-K | Q3'2410-Q |
|---|---|---|---|---|---|---|---|---|
| Net Margin | 28.7%+2.6pp | 28.4%+2.3pp | 25.6%+3.4pp | 30.1%+2.9pp | 26.1%-1.1pp | 26.1%+0.2pp | 22.2%+11.0pp | 27.2%-3.8pp |
| Return on Equity | 3.0%+0.6pp | 2.9%+0.3pp | 2.5%+0.3pp | 2.8%+0.4pp | 2.4%+0.1pp | 2.5%+0.2pp | 2.2%+1.2pp | 2.3%-0.4pp |
| Return on Assets | 0.3%+0.1pp | 0.3%0.0pp | 0.2%0.0pp | 0.3%0.0pp | 0.2%0.0pp | 0.2%0.0pp | 0.2%+0.1pp | 0.2%0.0pp |
| Debt-to-Equity | 1.13+0.1x | 1.080.0x | 1.05+0.1x | 1.020.0x | 1.05+0.1x | 1.030.0x | 0.96-0.1x | 1.000.0x |
| Asset Turnover | 0.010.0x | 0.010.0x | 0.010.0x | 0.010.0x | 0.010.0x | 0.010.0x | 0.010.0x | 0.010.0x |
Not reported in any period shown, so not listed: Gross Margin, Operating Margin, Current Ratio, FCF Margin.
Where Bank of America Corp Ranks
Frequently Asked Questions
What is Bank of America Corp's annual revenue?
Bank of America Corp (BACRP) reported $113.1B in total revenue for fiscal year 2025. This represents a 6.8% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.
How fast is Bank of America Corp's revenue growing?
Bank of America Corp (BACRP) revenue grew by 6.8% year-over-year, from $105.9B to $113.1B in fiscal year 2025.
Is Bank of America Corp profitable?
Yes, Bank of America Corp (BACRP) reported a net income of $30.5B in fiscal year 2025, with a net profit margin of 27.0%.
How much debt does Bank of America Corp have?
As of fiscal year 2025, Bank of America Corp (BACRP) had $231.8B in cash and equivalents against $317.8B in long-term debt.
What is Bank of America Corp's net profit margin?
Bank of America Corp (BACRP) had a net profit margin of 27.0% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.
Does Bank of America Corp pay dividends?
Yes, Bank of America Corp (BACRP) paid $1.08 per share in dividends during fiscal year 2025.
What is Bank of America Corp's return on equity (ROE)?
Bank of America Corp (BACRP) has a return on equity of 10.1% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.
What is Bank of America Corp's operating cash flow?
Bank of America Corp (BACRP) generated $12.6B in operating cash flow during fiscal year 2025, representing cash generated from core business activities.
What are Bank of America Corp's total assets?
Bank of America Corp (BACRP) had $3.4T in total assets as of fiscal year 2025, including both current and long-term assets.
What is Bank of America Corp's debt-to-equity ratio?
Bank of America Corp (BACRP) had a debt-to-equity ratio of 1.05 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.
What is Bank of America Corp's return on assets (ROA)?
Bank of America Corp (BACRP) had a return on assets of 0.9% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.
What is Bank of America Corp's Piotroski F-Score?
Bank of America Corp (BACRP) has a Piotroski F-Score of 5 out of 7 computable signals; 2 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.
Are Bank of America Corp's earnings high quality?
Bank of America Corp (BACRP) has an earnings quality ratio of 0.41x, considered low quality (accrual-driven). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.