What is BFC Capital Trust II's earnings per share (EPS)?

BFC Capital Trust II (BANFP) reported diluted earnings per share of $7.11 for fiscal year 2025. This represents a 10.4% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

BFC Capital Trust II (BANFP) Financials

BANFP

Trailing 12 months to June 30, 2026

Revenue $774.9M +4.0% YoY

Net Income $251.8M +7.7% YoY

EPS (Diluted) $7.41 +6.8% YoY

Free Cash Flow $245.3M +20.0% YoY

Source SEC Filings (10-K/10-Q) Latest period Q2 FY2026, ended Jun 30, 2026 Reported Aug 7, 2026 Currency USD FYE December

Newest figures come from the 10-Q for Q2 FY2026, filed Aug 7, 2026. Each column of the statement tables below links to the filing it was taken from, and every filing is listed on the BANFP SEC filings page.

BFC Capital Trust II (BANFP) reported $774.9M in revenue over the twelve months to Jun 30, 2026, up 4.0% from the prior twelve months. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 15 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Rhea AI BANFP FY2025 2026-08-29

BANFP’s dominant mechanic is balance-sheet expansion: larger assets and funding needs support growth while returns remain broadly compressed.

Revenue more than doubled between FY2021 and FY2025, while net income rose much less, indicating that scale came with heavier costs rather than equivalent earnings conversion. The clearest cost signal is interest expense reaching $270M in FY2025 as net margin recovered only to 31.7%, leaving profitability below FY2021.

FY2025 operating cash flow of $285M exceeded net income of $241M, indicating that reported profit was broadly cash-backed rather than dependent on a cash shortfall. Free cash flow was $237M after $48M of capital spending, so reported cash generation remained positive after reinvestment.

The balance sheet expanded materially, but ROA slipped from 1.8% in FY2021 to 1.6% in FY2025, showing no efficiency gain from added assets. Debt-to-equity fell from 8.9x in FY2022 to 7.0x in FY2025, suggesting equity growth has partly offset funding leverage.

Financial Health Signals

Financial health score not available

BFC Capital Trust II does not currently provide enough eligible data for a peer-relative financial health score, so none is published. The signals and metrics below are current.

Piotroski F-Score Partial

4/6

BFC Capital Trust II passes 4 of 6 computable financial strength tests (3 of the nine could not be computed from available data). All 4 profitability signals pass (positive income, cash flow, and earnings quality), no leverage/liquidity signals pass (rising debt, declining liquidity, or share dilution), neither operating efficiency signal passes.

Earnings Quality Cash-Backed

1.19x

For every $1 of reported earnings, BFC Capital Trust II generates $1.19 in operating cash flow ($285.3M OCF vs $240.6M net income). This indicates profits are well-supported by actual cash generation, not accounting adjustments.

Key Financial Metrics

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Earnings & Revenue

Revenue

$195.4M

YoY+3.7%

QoQ+2.7%

5Y CAGR+18.1%

10Y CAGR+13.6%

BFC Capital Trust II generated $195.4M in revenue in Q2 2026. This represents an increase of 3.7% from the same quarter a year earlier. Against the prior quarter it is up 2.7%.

Net Income

$66.7M

YoY+7.0%

QoQ+5.9%

5Y CAGR+6.7%

10Y CAGR+14.3%

BFC Capital Trust II reported $66.7M in net income in Q2 2026. This represents an increase of 7.0% from the same quarter a year earlier. Against the prior quarter it is up 5.9%.

EPS (Diluted)

$1.96

YoY+5.9%

QoQ+5.9%

5Y CAGR+6.2%

10Y CAGR+13.6%

BFC Capital Trust II earned $1.96 per diluted share (EPS) in Q2 2026. This represents an increase of 5.9% from the same quarter a year earlier. Against the prior quarter it is up 5.9%.

EBITDA

Not reported for Q2 2026.

Cash & Balance Sheet

Free Cash Flow

$73.3M

YoY+13.8%

QoQ+12.6%

5Y CAGR+3.6%

10Y CAGR+20.0%

BFC Capital Trust II generated $73.3M in free cash flow in Q2 2026, representing cash available after capex. This represents an increase of 13.8% from the same quarter a year earlier. Against the prior quarter it is up 12.6%.

Dividends Per Share

$0.49

YoY+6.5%

QoQ0.0%

BFC Capital Trust II paid $0.49 per share in dividends in Q2 2026. This represents an increase of 6.5% from the same quarter a year earlier. It is unchanged from the prior quarter.

Shares Outstanding

34M

YoY+0.9%

QoQ0.0%

5Y CAGR+0.5%

10Y CAGR+8.0%

BFC Capital Trust II had 34M shares outstanding in Q2 2026. This represents an increase of 0.9% from the same quarter a year earlier. It is unchanged from the prior quarter.

Cash & Debt

Not reported for Q2 2026.

Margins & Returns

Net Margin

34.1%

YoY+1.0pp

QoQ+1.0pp

5Y CAGR-22.6pp

10Y CAGR+2.0pp

BFC Capital Trust II's net profit margin was 34.1% in Q2 2026, showing the share of revenue converted to profit. This is up 1.0 percentage points from the same quarter a year earlier. Against the prior quarter it is up 1.0 percentage points.

Return on Equity

3.4%

YoY-0.2pp

QoQ+0.1pp

5Y CAGR-0.9pp

10Y CAGR+0.8pp

BFC Capital Trust II's ROE was 3.4% in Q2 2026, measuring profit generated per dollar of shareholder equity. This is down 0.2 percentage points from the same quarter a year earlier. Against the prior quarter it is up 0.1 percentage points.

Gross Margin

Not reported for Q2 2026.

Operating Margin

Not reported for Q2 2026.

Capital Allocation

Capital Expenditures

$9.8M

YoY-28.7%

QoQ-9.1%

5Y CAGR+5.6%

10Y CAGR+16.6%

BFC Capital Trust II invested $9.8M in capex in Q2 2026, funding long-term assets and infrastructure. This represents a decrease of 28.7% from the same quarter a year earlier. Against the prior quarter it is down 9.1%.

R&D Spending

Not reported for Q2 2026.

Share Buybacks

Not reported for Q2 2026.

BANFP Income Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

BANFP quarterly income statement

Metric	TTM	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Revenue	$774.9M	$760.3M+5.0%	$724.1M+16.1%	$623.9M+48.6%	$419.8M+28.4%	$327.0M0.0%	$327.1M-2.8%	$336.7M+11.0%	$303.2M+22.2%	$248.1M+13.5%	$218.6M+8.7%	$201.0M+3.5%	$194.2M+9.5%	$177.3M-2.9%	$182.6M+0.4%	$181.9M
SG&A Expenses	$235.4M	$226.0M+6.6%	$212.0M+6.0%	$200.0M+8.1%	$185.0M+10.9%	$166.7M+1.2%	$164.7M+7.6%	$153.0M+9.7%	$139.5M+11.5%	$125.1M+4.6%	$119.7M+5.8%	$113.1M+4.1%	$108.6M+6.3%	$102.2M+2.6%	$99.5M+7.9%	$92.2M
Interest Expense	$260.5M	$269.8M-2.7%	$277.3M+39.0%	$199.5M+332.3%	$46.1M+306.1%	$11.4M-44.4%	$20.4M-62.6%	$54.7M+28.1%	$42.7M+104.2%	$20.9M+42.0%	$14.7M+20.3%	$12.3M-4.3%	$12.8M-7.0%	$13.8M-22.5%	$17.8M-28.9%	$25.0M
Income Tax	$67.6M	$64.5M+9.5%	$58.9M+2.5%	$57.5M+29.7%	$44.3M+8.7%	$40.8M+70.4%	$23.9M-31.0%	$34.7M+2.2%	$33.9M-31.9%	$49.9M+33.8%	$37.3M+6.3%	$35.0M+28.4%	$27.3M+2.9%	$26.5M-2.1%	$27.1M+8.1%	$25.1M
Net Income	$251.8M	$240.6M+11.2%	$216.4M+1.8%	$212.5M+10.0%	$193.1M+15.2%	$167.6M+68.3%	$99.6M-26.2%	$134.9M+7.2%	$125.8M+45.6%	$86.4M+22.3%	$70.7M+6.8%	$66.2M+3.6%	$63.9M+17.6%	$54.3M+4.7%	$51.9M+13.8%	$45.6M
EPS (Basic)	N/A	$7.22+10.2%	$6.55+1.6%	$6.45+9.5%	$5.89+15.0%	$5.12+67.9%	$3.05-26.2%	$4.13+7.3%	$3.85+41.5%	$2.72+19.8%	$2.27+6.6%	$2.13-48.6%	$4.14+16.3%	$3.56+4.1%	$3.42+14.4%	$2.99
EPS (Diluted)	$7.41	$7.11+10.4%	$6.44+1.6%	$6.34+9.9%	$5.77+14.7%	$5.03+67.7%	$3.00-25.9%	$4.05+7.7%	$3.76+41.9%	$2.65	$2.22+6.2%	$2.09	$4.04+15.8%	$3.49+3.9%	$3.36+14.7%	$2.93
Diluted Shares (Avg)	N/A	34M+0.7%	34M+0.4%	33M+0.2%	33M+0.4%	33M+0.3%	33M-0.4%	33M-0.3%	33M+2.6%	33M	32M+0.2%	32M	16M+1.6%	16M+0.7%	15M-0.7%	16M

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Revenue	$195.4M+3.7%	$190.2M+4.2%	$195.0M+4.6%	$194.4M+3.6%	$188.4M+5.6%	$182.5M+6.3%	$186.4M+11.3%	$187.7M+17.1%
SG&A Expenses	$60.3M+9.4%	$58.9M+7.8%	$58.6M+7.8%	$57.7M+6.4%	$55.1M+6.2%	$54.6M+5.9%	$54.3M+7.1%	$54.2M+8.0%
Interest Expense	$61.8M-7.9%	$62.6M-5.9%	$67.3M-4.5%	$68.8M-5.4%	$67.2M-2.0%	$66.5M+1.5%	$70.5M+13.0%	$72.7M+30.0%
Income Tax	$18.4M+5.9%	$17.1M+14.1%	$15.9M+2.1%	$16.3M+8.8%	$17.4M+19.6%	$15.0M+7.9%	$15.5M+35.3%	$15.0M+5.3%
Net Income	$66.7M+7.0%	$63.0M+12.3%	$59.5M+5.3%	$62.7M+6.4%	$62.3M+23.1%	$56.1M+11.5%	$56.5M+15.4%	$58.9M+15.5%
EPS (Basic)	$1.98+5.9%	$1.88+11.2%	$1.78+4.1%	$1.88+5.6%	$1.87+22.2%	$1.69+10.5%	$1.71+15.5%	$1.78+14.8%
EPS (Diluted)	$1.96+5.9%	$1.85+11.4%	$1.75+4.2%	$1.85+5.7%	$1.85+22.5%	$1.66+10.7%	$1.68+15.1%	$1.75+15.1%
Diluted Shares (Avg)	34M+0.8%	34M+0.8%	N/A	34M+0.6%	34M+0.8%	34M+0.8%	N/A	34M+0.3%

Not reported in any period shown, so not listed: Cost of Revenue, Gross Profit, R&D Expenses, Operating Income, EBITDA.

BANFP Balance Sheet

BANFP quarterly balance sheet

Metric	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Total Assets	$14.8B+9.5%	$13.6B+9.6%	$12.4B-0.1%	$12.4B+31.7%	$9.4B+2.1%	$9.2B+7.5%	$8.6B+13.1%	$7.6B+4.4%	$7.3B+3.3%	$7.0B+4.9%	$6.7B+1.8%	$6.6B+8.9%	$6.0B+0.3%	$6.0B+7.4%	$5.6B
Cash & Equivalents	N/A	N/A	N/A	N/A	N/A	N/A	N/A	$1.4B-19.0%	$1.8B-5.0%	$1.9B+15.8%	$1.6B-16.5%	$1.9B+3.0%	$1.9B-4.5%	$1.9B+13.9%	$1.7B
Short-Term Investments	N/A	N/A	N/A	N/A	N/A	N/A	N/A	$0	$0	$0	$0	$0	$0	$0	$0
Long-Term Investments	N/A	N/A	N/A	N/A	N/A	N/A	N/A	$0	$0	$0	$0	$0	$0	$0	$0
Goodwill	$182.7M+0.3%	$182.3M0.0%	$182.3M+0.1%	$182.1M+21.4%	$149.9M0.0%	$149.9M+0.9%	$148.6M+86.3%	$79.7M+47.6%	$54.0M0.0%	$54.0M0.0%	$54.0M+20.2%	$45.0M+0.9%	$44.5M0.0%	$44.5M0.0%	$44.5M
Total Liabilities	$13.0B+8.8%	$11.9B+9.1%	$10.9B-1.8%	$11.1B+35.3%	$8.2B+1.1%	$8.1B+7.7%	$7.6B+13.3%	$6.7B+3.0%	$6.5B+2.7%	$6.3B+4.5%	$6.0B+1.2%	$6.0B+8.8%	$5.5B-0.4%	$5.5B+7.4%	$5.1B
Long-Term Debt	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	$6.9M-24.4%	$9.2M-50.3%	$18.5M
Total Equity	$1.9B+14.4%	$1.6B+13.1%	$1.4B+14.6%	$1.3B+6.8%	$1.2B+9.7%	$1.1B+6.3%	$1.0B+11.3%	$902.8M+16.4%	$775.6M+9.1%	$711.1M+8.5%	$655.5M+7.6%	$609.3M+9.4%	$557.0M+7.2%	$519.6M+7.6%	$483.0M
Retained Earnings	$1.6B+12.4%	$1.4B+12.3%	$1.3B+13.9%	$1.1B+14.7%	$977.1M+12.2%	$871.2M+6.8%	$815.5M+12.9%	$722.6M+13.2%	$638.6M+10.5%	$577.6M+7.9%	$535.5M+8.7%	$492.8M+9.8%	$449.0M+8.0%	$415.6M+9.1%	$381.0M

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Total Assets	$15.1B+7.4%	$15.1B+7.7%	$14.8B+9.5%	$14.2B+6.6%	$14.0B+10.3%	$14.0B+11.4%	$13.6B+9.6%	$13.3B+9.9%
Goodwill	$183.4M+0.6%	$183.4M+0.6%	$182.7M+0.3%	$182.3M0.0%	$182.3M0.0%	$182.3M0.0%	$182.3M0.0%	$182.3M0.0%
Total Liabilities	$13.1B+6.6%	$13.2B+6.9%	$13.0B+8.8%	$12.4B+5.9%	$12.3B+9.7%	$12.4B+11.1%	$11.9B+9.1%	$11.7B+9.2%
Total Equity	$2.0B+13.3%	$1.9B+13.7%	$1.9B+14.4%	$1.8B+12.5%	$1.7B+14.3%	$1.7B+13.9%	$1.6B+13.1%	$1.6B+15.6%
Retained Earnings	$1.7B+12.2%	$1.7B+12.4%	$1.6B+12.4%	$1.6B+12.6%	$1.5B+12.8%	$1.5B+12.4%	$1.4B+12.3%	$1.4B+12.2%

Not reported in any period shown, so not listed: Current Assets, Cash & Equivalents, Short-Term Investments, Inventory, Accounts Receivable, Long-Term Investments, Current Liabilities, Non-Current Liabilities, Long-Term Debt.

BANFP Cash Flow Statement

BANFP quarterly cash flow statement

Metric	TTM	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Operating Cash Flow	$289.1M	$285.3M+9.2%	$261.2M+12.1%	$233.0M+3.0%	$226.3M+11.0%	$203.9M+31.7%	$154.9M-2.6%	$159.0M+13.5%	$140.0M+27.6%	$109.7M+21.2%	$90.5M+15.8%	$78.2M+1.6%	$76.9M-1.5%	$78.1M+29.5%	$60.3M-3.4%	$62.4M
Depreciation & Amortization	N/A	$22.5M+4.0%	$21.7M-2.3%	$22.2M+0.6%	$22.0M+10.0%	$20.0M+8.8%	$18.4M+15.2%	$16.0M+18.0%	$13.5M+14.9%	$11.8M-4.8%	$12.4M+4.1%	$11.9M+4.9%	$11.3M+2.5%	$11.1M+2.2%	$10.8M+12.0%	$9.7M
Stock-Based Compensation	N/A	$3.7M+7.9%	$3.5M+15.1%	$3.0M+54.5%	$1.9M-9.0%	$2.1M+40.7%	$1.5M+18.7%	$1.3M-5.5%	$1.4M+14.6%	$1.2M-27.9%	$1.6M-4.7%	$1.7M+2.4%	$1.7M+23.2%	$1.4M-11.1%	$1.5M-50.2%	$3.1M
Capital Expenditures	$43.8M	$48.3M+31.8%	$36.7M+62.9%	$22.5M+13.7%	$19.8M-27.4%	$27.3M-59.0%	$66.4M+145.6%	$27.1M-47.8%	$51.9M+188.0%	$18.0M+66.2%	$10.8M-3.8%	$11.3M-2.0%	$11.5M-17.3%	$13.9M+3.4%	$13.4M-18.0%	$16.4M
Free Cash Flow	$245.3M	$237.0M+5.5%	$224.5M+6.7%	$210.5M+2.0%	$206.5M+16.9%	$176.7M+99.8%	$88.4M-33.0%	$131.9M+49.6%	$88.1M-3.9%	$91.7M+15.1%	$79.7M+19.1%	$66.9M+2.2%	$65.4M+1.9%	$64.2M+37.0%	$46.9M+1.8%	$46.0M
Investing Cash Flow	-$224.7M	$15.5M+121.8%	-$71.4M+89.3%	-$669.7M+55.9%	-$1.5B-459.2%	$422.9M+147.1%	-$898.5M-1884.6%	$50.3M+117.1%	-$293.8M+16.0%	-$349.8M-256.9%	-$98.0M	N/A	N/A	-$131.1M+29.5%	-$185.9M-232.4%	$140.4M
Financing Cash Flow	$342.9M	$549.8M-43.1%	$966.5M+388.7%	-$334.8M-113.9%	$2.4B+1345.1%	-$193.7M-139.3%	$492.3M+109.7%	$234.7M+230.5%	-$179.8M-222.0%	$147.4M-43.2%	$259.8M	N/A	N/A	-$34.6M-109.5%	$363.0M+20.7%	$300.8M
Dividends Paid	$64.5M	$62.2M+7.7%	$57.8M+7.7%	$53.6M+10.7%	$48.5M+7.4%	$45.1M+6.3%	$42.5M+6.7%	$39.8M+31.5%	$30.3M+22.1%	$24.8M+8.8%	$22.8M+6.2%	$21.4M+9.8%	$19.5M+43.9%	$13.6M-35.6%	$21.1M+35.3%	$15.6M
Share Buybacks	N/A	N/A	N/A	$1.8M	N/A	$11.7M+276.5%	$3.1M+93.5%	$1.6M-79.8%	$7.9M	N/A	$5.5M+233.9%	$1.7M	N/A	$2.7M+958.6%	$256K-97.6%	$10.8M

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Operating Cash Flow	$83.1M+6.3%	$75.8M-1.4%	$54.8M+219.8%	$75.4M-2.8%	$78.1M-22.0%	$77.0M+16.0%	$17.1M-59.9%	$77.6M+27.0%
Depreciation & Amortization	$6.0M+7.4%	$5.8M+1.7%	$5.7M+4.2%	$5.6M+4.1%	$5.6M+3.0%	$5.7M+4.6%	$5.5M+0.6%	$5.4M-3.6%
Stock-Based Compensation	$843K-8.3%	$767K-2.9%	N/A	$1.1M+11.9%	$919K-0.1%	$790K+10.5%	N/A	$945K+9.4%
Capital Expenditures	$9.8M-28.7%	$10.8M-4.7%	$11.5M-23.7%	$11.7M+123.7%	$13.7M+128.2%	$11.3M+10.3%	$15.1M+214.9%	$5.2M+11.9%
Free Cash Flow	$73.3M+13.8%	$65.1M-0.9%	$43.2M+2074.7%	$63.7M-11.9%	$64.4M-31.6%	$65.6M+17.1%	$2.0M-94.8%	$72.4M+28.2%
Investing Cash Flow	-$263.0M-1198.2%	-$3.6M+92.8%	$115.4M-63.6%	-$73.5M-170.5%	$24.0M+110.9%	-$50.4M+64.3%	$317.0M+337.1%	-$27.2M+83.7%
Financing Cash Flow	-$100.0M-26.7%	$208.0M-47.2%	$179.5M-21.1%	$55.3M-87.7%	-$78.9M-189.6%	$393.8M+94.4%	$227.5M+50.0%	$448.3M+1244.2%
Dividends Paid	$16.5M+7.6%	$16.4M+7.6%	$16.3M+7.2%	$15.3M+7.8%	$15.3M+7.9%	$15.3M+7.9%	$15.2M+7.6%	$14.2M+7.8%

Not reported in any period shown, so not listed: Share Buybacks.

BANFP Financial Ratios

Margins and returns are percentages; the remaining ratios are unitless multiples. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

BANFP quarterly financial ratios

Metric	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Net Margin	31.6%+1.8pp	29.9%-4.2pp	34.1%-11.9pp	46.0%-5.3pp	51.3%+20.8pp	30.4%-9.6pp	40.1%-1.4pp	41.5%+6.7pp	34.8%+2.5pp	32.3%-0.6pp	32.9%0.0pp	32.9%+2.3pp	30.6%+2.2pp	28.4%+3.3pp	25.1%
Return on Equity	13.0%-0.4pp	13.4%-1.5pp	14.8%-0.6pp	15.4%+1.1pp	14.3%+5.0pp	9.3%-4.1pp	13.4%-0.5pp	13.9%+2.8pp	11.1%+1.2pp	9.9%-0.2pp	10.1%-0.4pp	10.5%+0.7pp	9.8%-0.2pp	10.0%+0.6pp	9.4%
Return on Assets	1.6%0.0pp	1.6%-0.1pp	1.7%+0.2pp	1.6%-0.2pp	1.8%+0.7pp	1.1%-0.5pp	1.6%-0.1pp	1.7%+0.5pp	1.2%+0.2pp	1.0%0.0pp	1.0%0.0pp	1.0%+0.1pp	0.9%0.0pp	0.9%+0.1pp	0.8%
Debt-to-Equity	7.00-0.4x	7.36-0.3x	7.63-1.3x	8.90+1.9x	7.03-0.6x	7.63+0.1x	7.52+0.1x	7.39-1.0x	8.35-0.5x	8.87-0.3x	9.21-0.6x	9.79+9.8x	0.010.0x	0.020.0x	0.04
Asset Turnover	0.050.0x	0.050.0x	0.050.0x	0.030.0x	0.030.0x	0.040.0x	0.040.0x	0.040.0x	0.030.0x	0.030.0x	0.030.0x	0.030.0x	0.030.0x	0.030.0x	0.03
FCF Margin	31.2%+0.2pp	31.0%-2.7pp	33.7%-15.4pp	49.2%-4.8pp	54.0%+27.0pp	27.0%-12.2pp	39.2%+10.1pp	29.1%-7.9pp	37.0%+0.5pp	36.5%+3.2pp	33.3%-0.4pp	33.7%-2.5pp	36.2%+10.5pp	25.7%+0.4pp	25.3%

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Net Margin	34.1%+1.0pp	33.1%+2.4pp	30.5%+0.2pp	32.2%+0.8pp	33.1%+4.7pp	30.8%+1.4pp	30.3%+1.1pp	31.4%-0.4pp
Return on Equity	3.4%-0.2pp	3.3%0.0pp	3.2%-0.3pp	3.5%-0.2pp	3.6%+0.3pp	3.4%-0.1pp	3.5%+0.1pp	3.7%0.0pp
Return on Assets	0.4%0.0pp	0.4%0.0pp	0.4%0.0pp	0.4%0.0pp	0.4%0.0pp	0.4%0.0pp	0.4%0.0pp	0.4%0.0pp
Debt-to-Equity	6.71-0.4x	6.95-0.4x	7.00-0.4x	6.96-0.4x	7.13-0.3x	7.39-0.2x	7.36-0.3x	7.40-0.4x
Asset Turnover	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x
FCF Margin	37.5%+3.3pp	34.2%-1.8pp	22.2%+21.1pp	32.8%-5.8pp	34.2%-18.6pp	36.0%+3.3pp	1.1%-21.6pp	38.6%+3.3pp

Not reported in any period shown, so not listed: Gross Margin, Operating Margin, Current Ratio.

Where BFC Capital Trust II Ranks

Frequently Asked Questions

What is BFC Capital Trust II's annual revenue?

BFC Capital Trust II (BANFP) reported $760.3M in total revenue for fiscal year 2025. This represents a 5.0% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is BFC Capital Trust II's revenue growing?

BFC Capital Trust II (BANFP) revenue grew by 5.0% year-over-year, from $724.1M to $760.3M in fiscal year 2025.

Is BFC Capital Trust II profitable?

Yes, BFC Capital Trust II (BANFP) reported a net income of $240.6M in fiscal year 2025, with a net profit margin of 31.6%.

What is BFC Capital Trust II's net profit margin?

BFC Capital Trust II (BANFP) had a net profit margin of 31.6% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.

Does BFC Capital Trust II pay dividends?

Yes, BFC Capital Trust II (BANFP) paid $1.90 per share in dividends during fiscal year 2025.

What is BFC Capital Trust II's return on equity (ROE)?

BFC Capital Trust II (BANFP) has a return on equity of 13.0% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

What is BFC Capital Trust II's free cash flow?

BFC Capital Trust II (BANFP) generated $237.0M in free cash flow during fiscal year 2025. This represents a 5.5% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.

What is BFC Capital Trust II's operating cash flow?

BFC Capital Trust II (BANFP) generated $285.3M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.

What are BFC Capital Trust II's total assets?

BFC Capital Trust II (BANFP) had $14.8B in total assets as of fiscal year 2025, including both current and long-term assets.

What are BFC Capital Trust II's capital expenditures?

BFC Capital Trust II (BANFP) invested $48.3M in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.

How many shares does BFC Capital Trust II have outstanding?

BFC Capital Trust II (BANFP) had 34M shares outstanding as of fiscal year 2025.

What is BFC Capital Trust II's debt-to-equity ratio?

BFC Capital Trust II (BANFP) had a debt-to-equity ratio of 7.00 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.

What is BFC Capital Trust II's return on assets (ROA)?

BFC Capital Trust II (BANFP) had a return on assets of 1.6% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

What is BFC Capital Trust II's Piotroski F-Score?

BFC Capital Trust II (BANFP) has a Piotroski F-Score of 4 out of 6 computable signals; 3 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Are BFC Capital Trust II's earnings high quality?

BFC Capital Trust II (BANFP) has an earnings quality ratio of 1.19x, considered cash-backed (high quality). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.